Lakeshore/Narcoossee Ph 4
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.

Lakeshore/Narcoossee Ph 4 prices off of a fairly consistent build era rather than a wide mix of vintages. With every home dated 2015 to 2020 and a median year built of 2018, this is a community of similarly aged construction, and the median price of $490,000 against a median $183.04 per square foot reflects that consistency more than it reflects any single standout feature.
A median 69 days on market says these homes are not moving on the first weekend, but they are also not sitting indefinitely. That gives buyers some room to negotiate on price or terms, and it means sellers should price to the current pace rather than to what a neighbor got a year or two ago. Over the trailing three months of closings, this has been a market of steady, unhurried transactions rather than bidding-war conditions.
The 60-Second Overview
Lakeshore/Narcoossee Ph 4 market snapshot (as of July 15, 2026): the median sale price is about $490K ($183 per sq ft over the trailing 12 months of closed sales), and a median 69 days on market for closed sales.
Lakeshore/Narcoossee Ph 4 is a community of 444 homes in St Cloud, Osceola County, built between 2015 and 2020 (median 2018), with a median living area of about 2,432 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a St Cloud community of 444 homes built almost entirely within a single five-year window, with a median living area of 2,432 square feet and a homestead share of 70.5% — a signal that most owners here have filed for it on this property rather than treating it as a second home or short-term rental.
Who Lakeshore/Narcoossee Ph 4 is best for.
Best for
- Buyers prioritizing a consistent, newer construction era (2015-2020) over community amenities.
- Buyers comfortable with a median 69-day market who can negotiate on timeline rather than needing a fast close.
- Buyers looking for a mid-size home footprint near the 2,432-square-foot median rather than something oversized or compact.
Probably not for
- Buyers who need an on-site clubhouse, pool, or recreation amenity as part of the purchase decision.
- Buyers expecting a wide range of architectural eras or vintage character in the housing stock.
- Sellers expecting a fast, competitive-offer sale cycle given the current median days-on-market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($490K) IS the median in the snapshot above.
Windows contain 0 to 30 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Lakeshore/Narcoossee Ph 4 buying strategy.
If we were buying in Lakeshore/Narcoossee Ph 4 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakeshore/Narcoossee Ph 4.
A Tight Build Window, A Wider Price Story
Because every home in Lakeshore/Narcoossee Ph 4 was built between 2015 and 2020, buyers are not choosing between decades-old construction and something new — the comparison set is narrow by age. What varies is condition, upgrades, and lot specifics, which is where the real price spread shows up even though the median sits at $490,000. Two homes of similar square footage a few streets apart can price differently based on finish level and how the interior has been maintained since the original build.
The median 2,432 square feet points to homes sized for more than a starter footprint, and at a median $183.04 per square foot, per-foot pricing here is a useful cross-check when comparing listings of different sizes rather than relying on list price alone. Current MLS data does not show a formal amenity package tied to the community, so buyers should evaluate this purely as a housing stock — construction era, layout, and lot — rather than assuming a clubhouse, pool, or recreation amenity comes with it.
The location and the amenities are priced into every listing in Lakeshore/Narcoossee Ph 4. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community built within a tight window and priced on a median rather than a wide published range, the details that separate a fair deal from an overpay are in the condition and upgrade history of each specific home. We track how days-on-market and per-square-foot pricing are actually running here in real time, and we help buyers and sellers set numbers that reflect the current pace — not last year's assumptions.
Lakeshore/Narcoossee Ph 4 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakeshore/Narcoossee Ph 4 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakeshore/Narcoossee Ph 4 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakeshore/Narcoossee Ph 4, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakeshore/Narcoossee Ph 4 home worth?
Get a no-obligation home value based on real comparable sales in Lakeshore/Narcoossee Ph 4, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Lakeshore/Narcoossee Ph 4?
How long do homes in Lakeshore/Narcoossee Ph 4 take to sell?
How many homes are in Lakeshore/Narcoossee Ph 4?
What share of Lakeshore/Narcoossee Ph 4 is owner-occupied?
When were the homes in Lakeshore/Narcoossee Ph 4 built?
Do cash buyers compete in Lakeshore/Narcoossee Ph 4?
Who is the best real estate agent for Lakeshore/Narcoossee Ph 4?
How do I find a top St Cloud real estate agent who knows Lakeshore/Narcoossee Ph 4?
Can Momentum Realty connect me with an agent for Lakeshore/Narcoossee Ph 4?
Should you buy in Lakeshore/Narcoossee Ph 4?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2016 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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