Lakeshore/Narcoossee Ph 4
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County
444 homesBuilt 2015–2020Median sale $490K
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Built fromLive Stellar MLS data10 years of closingsFL DOR public recordsUpdated twice daily
Live · Lakeshore/Narcoossee Ph 4 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$490K
Median sold · 12 mo
$183/sf
Sold $/sqft · 12 mo
peak $201 in 2024
94.3%
Sale vs ask
Osceola median: 95.9%
Tempo
69days
Median DOM · closed
7 days at the 2022 low
3
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
70%
Owner-occupied · Lakeshore/Narcoossee Ph 4
313 of 444 parcels homesteaded (FL DOR 2025)
30%
Non-owner-occupied · Lakeshore/Narcoossee Ph 4
incl. 4% trust or LLC-held · 8% out-of-state
33%
Cash buyers · Lakeshore/Narcoossee Ph 4
1 of 3 sales, 12 mo ending June 2026
444
Homes in the community
444 residential parcels (FL DOR 2025)
Track record · 10 years of records
Est. 2015
Community established
homes built 2015-2020, median 2018 (FL DOR 2025)
3
Failed listings · 2026
peaked at 13 in 2019
2,677sqft
Median sold home size
12-mo windows, closed sales
0.7%/yr
Turnover rate
about 3 of 444 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Lakeshore/Narcoossee Ph 4 prices off of a fairly consistent build era rather than a wide mix of vintages. With every home dated 2015 to 2020 and a median year built of 2018, this is a community of similarly aged construction, and the median price of $490,000 against a median $183.04 per square foot reflects that consistency more than it reflects any single standout feature.

A median 69 days on market says these homes are not moving on the first weekend, but they are also not sitting indefinitely. That gives buyers some room to negotiate on price or terms, and it means sellers should price to the current pace rather than to what a neighbor got a year or two ago. Over the trailing three months of closings, this has been a market of steady, unhurried transactions rather than bidding-war conditions.

The 60-Second Overview

Lakeshore/Narcoossee Ph 4 market snapshot (as of July 15, 2026): the median sale price is about $490K ($183 per sq ft over the trailing 12 months of closed sales), and a median 69 days on market for closed sales.

Lakeshore/Narcoossee Ph 4 is a community of 444 homes in St Cloud, Osceola County, built between 2015 and 2020 (median 2018), with a median living area of about 2,432 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

This is a St Cloud community of 444 homes built almost entirely within a single five-year window, with a median living area of 2,432 square feet and a homestead share of 70.5% — a signal that most owners here have filed for it on this property rather than treating it as a second home or short-term rental.

Best for

  • Buyers prioritizing a consistent, newer construction era (2015-2020) over community amenities.
  • Buyers comfortable with a median 69-day market who can negotiate on timeline rather than needing a fast close.
  • Buyers looking for a mid-size home footprint near the 2,432-square-foot median rather than something oversized or compact.

Probably not for

  • Buyers who need an on-site clubhouse, pool, or recreation amenity as part of the purchase decision.
  • Buyers expecting a wide range of architectural eras or vintage character in the housing stock.
  • Sellers expecting a fast, competitive-offer sale cycle given the current median days-on-market.

Windows contain 0 to 30 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Every sale since 2016 · price vs size
$0$200K$400K$600K2k3k4k
54 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
0102030201620182020202220242026
0 to 30 a year; 3 in the current window.
Sellers who gave up · failed listings per year
051020182020202220242026
Canceled, expired, or withdrawn. 13 quit in 2019; 3 so far in 2026. The clearest stress gauge a community has.

If we were buying in Lakeshore/Narcoossee Ph 4 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakeshore/Narcoossee Ph 4.

Best Buy
Buyers who want a home built within the last decade without paying for brand-new construction pricing.
Biggest Risk
No identified community amenities means this is a housing-stock decision, not a lifestyle-amenity one.
Sweet Spot
Homes near the median 2,432 square feet tend to align most closely with how this market is pricing per square foot.
Avoid If
You are shopping specifically for a community with an active clubhouse, pool, or recreation program.

A Tight Build Window, A Wider Price Story

Because every home in Lakeshore/Narcoossee Ph 4 was built between 2015 and 2020, buyers are not choosing between decades-old construction and something new — the comparison set is narrow by age. What varies is condition, upgrades, and lot specifics, which is where the real price spread shows up even though the median sits at $490,000. Two homes of similar square footage a few streets apart can price differently based on finish level and how the interior has been maintained since the original build.

The median 2,432 square feet points to homes sized for more than a starter footprint, and at a median $183.04 per square foot, per-foot pricing here is a useful cross-check when comparing listings of different sizes rather than relying on list price alone. Current MLS data does not show a formal amenity package tied to the community, so buyers should evaluate this purely as a housing stock — construction era, layout, and lot — rather than assuming a clubhouse, pool, or recreation amenity comes with it.

The location and the amenities are priced into every listing in Lakeshore/Narcoossee Ph 4. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community built within a tight window and priced on a median rather than a wide published range, the details that separate a fair deal from an overpay are in the condition and upgrade history of each specific home. We track how days-on-market and per-square-foot pricing are actually running here in real time, and we help buyers and sellers set numbers that reflect the current pace — not last year's assumptions.

Lakeshore/Narcoossee Ph 4 in 15 seconds.

Best forBuyers who want a home built within the last decade without paying for brand-new construction pricing.
Biggest advantageConstruction dates are consistent, which simplifies comparing condition and layout across listings.
Biggest riskNo identified community amenities means this is a housing-stock decision, not a lifestyle-amenity one.
Sweet spotHomes near the median 2,432 square feet tend to align most closely with how this market is pricing per square foot.
Avoid ifYou are shopping specifically for a community with an active clubhouse, pool, or recreation program.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakeshore/Narcoossee Ph 4 sales matched to your home.

What is your Lakeshore/Narcoossee Ph 4 home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Lakeshore/Narcoossee Ph 4?
The median sale price in Lakeshore/Narcoossee Ph 4 was $490K over the 12 months ending July 15, 2026 (3 closed sales, Stellar MLS).
How long do homes in Lakeshore/Narcoossee Ph 4 take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 69 days on market (3 sales, Stellar MLS).
How many homes are in Lakeshore/Narcoossee Ph 4?
The Florida DOR 2025 assessment roll shows 444 homes in Lakeshore/Narcoossee Ph 4 (public records).
What share of Lakeshore/Narcoossee Ph 4 is owner-occupied?
70% of Lakeshore/Narcoossee Ph 4 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lakeshore/Narcoossee Ph 4 built?
Homes in Lakeshore/Narcoossee Ph 4 were built between 2015 and 2020, with a median year built of 2018 (FL DOR 2025 roll).
Do cash buyers compete in Lakeshore/Narcoossee Ph 4?
Cash buyers took 33% of Lakeshore/Narcoossee Ph 4 sales in the 12 months ending June 2026 (1 of 3 closings, Stellar MLS).
Who is the best real estate agent for Lakeshore/Narcoossee Ph 4?
The best agent for Lakeshore/Narcoossee Ph 4 is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lakeshore/Narcoossee Ph 4.
How do I find a top St Cloud real estate agent who knows Lakeshore/Narcoossee Ph 4?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lakeshore/Narcoossee Ph 4 and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Lakeshore/Narcoossee Ph 4?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lakeshore/Narcoossee Ph 4 purchase or sale - no call center and no pressure.
Buyers prioritizing a consistent, newer construction era (2015-2020) over community amenities.Excellent fit
Buyers comfortable with a median 69-day market who can negotiate on timeline rather than needing a fast close.Excellent fit
Buyers looking for a mid-size home footprint near the 2,432-square-foot median rather than something oversized or compact.Excellent fit
Buyers who need an on-site clubhouse, pool, or recreation amenity as part of the purchase decision.Probably not
Buyers expecting a wide range of architectural eras or vintage character in the housing stock.Probably not
Sellers expecting a fast, competitive-offer sale cycle given the current median days-on-market.Probably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (7 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2016 (54 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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CallFree valuation →
Thinking of selling in Lakeshore/Narcoossee Ph 4? 3 recorded closings; median 69 days on market (window ending 2026-07-15). See the Osceola County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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