Larocca Estates
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Larocca Estates in Palm Harbor, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $835,000, $327 per square foot, a median 250 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2023 - 2025 with 2 new construction; 4 of 4 report an HOA (median $133/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $16,190 ($15,380 with the full homestead exemption).
Larocca Estates right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
What's unique here: the median sale price is about 2x the typical Pinellas County sale ($835K vs $395K, trailing 12 months, Stellar MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Larocca Estates market snapshot (as of September 12, 2026): the median sale price is about $835K ($327 per sq ft over the trailing 12 months of closed sales), a median 250 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 34683 (PALM HARBOR), 551 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 2.2% year over year, with a median 51 days on market. Right now 115 active and 36 pending listings put supply at about 4.2 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
Stellar MLS sales records identify 7 homes in Larocca Estates that have changed hands since 2023, built between 2023 and 2025 (median 2024), with a median living area of about 2,554 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Larocca Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Larocca Estates
Larocca Estates
Larocca Estates
Larocca EstatesPhotos from Stellar MLS listings in Larocca Estates; content deemed reliable but not guaranteed.
Housing distress & ownership in LAROCCA ESTATES, PALM HARBOR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Larocca Estates
Live MLS inventory for Larocca Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Larocca Estates listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.
Larocca Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Larocca Estates
- Gated · reported on 3 of 4 listings
- Deed Restrictions · reported on 3 of 4 listings
- Gated Community - No Guard · reported on 3 of 4 listings
- Gated Community · reported on 2 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Larocca Estates listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Larocca Estates address.
Shop the zone: Homes zoned for Palm Harbor Univ High-Pn High School
The Larocca Estates buying strategy.
If we were buying in Larocca Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Larocca Estates.
A closer look at the Larocca Estates market
At a median of $327 per square foot, Larocca Estates prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 250 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Larocca Estates. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $133/month (about $1,596/yr) · median of 8 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $133 per month ($1,596 a year) - the median AssociationFee across 8 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Larocca Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Larocca Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Larocca Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Larocca Estates home worth?
Get a no-obligation home value based on real comparable sales in Larocca Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
LaRocca Estates Market Scorecard
LaRocca Estates is currently a balanced market. About 4.0 months of supply, a median asking price of $865,000, and homes go under contract in about 20 days.
Typical home value in the 34683 ZIP is $467,523, about 4.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Larocca Estates?
How long do homes in Larocca Estates take to sell?
Is Larocca Estates a buyer's or seller's market right now?
What schools serve Larocca Estates?
Who is the best real estate agent for Larocca Estates?
How do I find a top Palm Harbor real estate agent who knows Larocca Estates?
Can Momentum Realty connect me with an agent for Larocca Estates?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Larocca Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
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