Patty Ann Acres in Palm Harbor

Patty Ann Acres Homes for Sale in Palm Harbor, FL

Established neighborhood · Palm Harbor, Pinellas County · ZIP 34683

A moderately priced Palm Harbor neighborhood, walk-to-school homes off Tampa and Belcher Roads.

Established valueWalk to schoolsVery low HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Patty Ann Acres is established Palm Harbor stock built mostly in the late 1970s, so condition, the lot, and the flood picture, not an area average, decide the buy.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Patty Ann Acres is an established, moderately priced Palm Harbor neighborhood off Tampa Road near Belcher Road, so the read is by home rather than by area: homes of roughly 1,500 to 2,800 square feet, most with three or four bedrooms, tile roofs, and two-car garages, with some pool homes, built mostly in the late 1970s with some newer homes, and very low HOA fees. Condition, the lot, updates, and the flood picture drive value. Your leverage is buying condition and a good lot right and reading the insurance math, with the walk-to-school convenience and the central Palm Harbor location as the draws."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Patty Ann Acres is a moderately priced neighborhood in Palm Harbor, Pinellas County, off Tampa Road near the corner of Belcher Road, home to a mix of residents from first-time buyers to retirees (Palm Harbor listing and community sources, 2026).

Homes range from roughly 1,500 to 2,800 square feet, most with three or four bedrooms, tile roofs, and two-car garages, with some pool homes on spacious lots. The neighborhood was built mostly in the late 1970s, with some newer homes valued higher, and HOA fees are very low given there is little common area to maintain. Palm Harbor Elementary and Palm Harbor Middle are within walking distance, with Palm Harbor University High a short drive.

This is an established value and condition buy, so the money is made or lost on the home's condition, the lot, updates, and the flood picture, not the headline price.

The pitch is moderately priced, walk-to-school Palm Harbor living central to shopping, dining, and the Gulf beaches. The work is reading condition, confirming any HOA, and verifying the flood zone before you offer.

Best for

  • Value buyers who want an established Palm Harbor home
  • Buyers who want walk-to-school convenience
  • Buyers comfortable updating late-1970s homes
  • Buyers who want a very low HOA

Probably not for

  • Buyers who want new construction or a gated community
  • Anyone who wants resort amenities included
  • Buyers who want a waterfront or beachfront location
  • Buyers who want a large-acreage lot

How Patty Ann Acres is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Patty Ann Acres listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Patty Ann Acres buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Patty Ann Acres pairs moderate pricing and walk-to-school convenience with a central Palm Harbor location near Tampa Road and the Gulf, the value-and-convenience case in north Pinellas.

Tampa Road~2 to 5 min · main corridor
Palm Harbor Elementary and Middle~2 to 6 min · walk to school
Downtown Palm Harbor~5 to 12 min · dining and shops
US 19~5 to 10 min · regional access
Honeymoon Island and the Gulf~15 to 25 min · beaches
Tampa International Airport~30 to 40 min · via Tampa Road
Pinellas Trail~5 to 12 min · biking and walking

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Patty Ann Acres Homes for Sale in Palm Harbor, FL with Momentum Realty’s local guides.

LOLaurel Oak WoodsPalm Harbor Homes for SalePalm Harbor, FL · 0.1 miGVGreen Valley Estates Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.1 miWWWedge Wood ofPalm Harbor Homes for SalePalm Harbor, FL · 0.1 miBGBeacon Groves Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.2 miAGArbor Glen Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.3 miHLHighland Lakes,Palm Harbor Homes for SalePalm Harbor, FL · 0.3 miHGHilltop GrovesEstates Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.3 miPRPine Ridge atPalm Harbor Homes for SalePalm Harbor, FL · 0.4 miFCFox Chase Townhomes,Palm Harbor Homes for SalePalm Harbor, FL · 0.5 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Patty Ann Acres (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Patty Ann Acres is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating
By address

Palm Harbor Elementary, Palm Harbor Middle (verify)

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Patty Ann Acres address.

The takeaway

What is actually shaping value at Patty Ann Acres: steady demand for moderately priced Palm Harbor homes, the walk-to-school convenience, and the condition dynamics of late-1970s stock. Each item is sourced and linked.

Recent Developments in Patty Ann Acres

Our read on what is being built around Patty Ann Acres, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishValue demand and the walk-to-school convenience support steady interest, with the watch items being older-stock condition and parcel-level flood costs.

Walk-to-school convenience

Ongoing
BullishNotable impact
SignificanceRadius: Area

Palm Harbor Elementary and Middle within walking distance is a durable draw for buyers who value it.

Moderate pricing

Ongoing
BullishNotable impact
SignificanceRadius: Community

A moderately priced Palm Harbor entry keeps drawing value buyers across life stages.

Very low HOA

Ongoing
BullishNotable impact
SignificanceRadius: Community

Very low HOA fees keep carrying costs simple, a plus for buyers avoiding high dues.

Late-1970s housing stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Older homes mean roof, systems, and updates are the swing factor, read home by home.

Central Palm Harbor location

Ongoing
BullishMinor impact
SignificanceRadius: Area

A central location near Tampa Road shopping and the Gulf beaches supports demand.

Parcel-level flood exposure

Ongoing
NeutralMinor impact
SignificanceRadius: Area

Flood exposure varies by parcel, making the FEMA check worthwhile per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Patty Ann Acres, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Patty Ann Acres remains a moderately priced Palm Harbor value

    Patty Ann Acres is described as a moderately priced Palm Harbor neighborhood off Tampa Road near Belcher Road, with homes of roughly 1,500 to 2,800 square feet built mostly in the late 1970s, very low HOA fees, and walk-to-school schools. Why it matters: Moderate pricing and walk-to-school convenience keep the neighborhood in steady demand. Source

  2. May 2025
    Market

    Patty Ann Acres homes near a mid-five-hundreds median

    In May 2025, Patty Ann Acres homes were listed at a median around the mid-five-hundreds, reflecting an established, moderately priced Palm Harbor neighborhood with some higher-valued newer homes. Why it matters: The median reflects an established neighborhood where condition and updates drive the spread. Source

Development alerts for Patty Ann AcresGet a short monthly email when something new is approved, funded, or opens near Patty Ann Acres.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Patty Ann Acres, this is the order of operations we would run, and the one we run for our clients.

1

Judge the home by condition. Patty Ann Acres is established stock, so roof age, systems, and updates separate a deal from a project.

2

Read the lot. Confirm the lot size, the pool if present, and the drainage for the specific home.

3

Verify the flood zone. Run the FEMA flood zone and an insurance quote for the exact address.

4

Confirm the low HOA and any restrictions. Verify the very low HOA and what, if anything, it covers.

5

Use the Palm Harbor context, and cross-shop other north Pinellas options such as Crystal Beach.

Best Buy
An updated home, ideally a pool home, on a good lot matched to real comps
Biggest Risk
Underbudgeting roof and systems on late-1970s stock
Best Lot
A larger, higher, drier lot, a pool home where it fits
Smart Timing
Confirm any HOA and the flood zone before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-family homes, some pool homes

Size

Roughly 1,500 to 2,800 sq ft

Era

Built mostly late 1970s

Features

Tile roofs, two-car garages

Costs & Fees

HOA

Very low, little common area

CDD

None

Worth noting

Flood zone and insurance vary by parcel

Amenities

Schools

Palm Harbor Elementary and Middle nearby

Location

Off Tampa Road near Belcher

Access

US 19 and Tampa Road

Nearby

Downtown Palm Harbor and the Gulf

Location

Area

Palm Harbor, Pinellas County, ZIP 34683

Access

Tampa Road and US 19

Nearby

Honeymoon Island and the beaches

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Original homes that need updating, the affordable way into the walk-to-school neighborhood.

Lowest entry
The Updated Core

Renovated homes, including pool homes, on good lots, the heart of the resale market here.

Most inventory
The Top

The most updated and newer homes on the best lots, the ones that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Original homes that need updating, the affordable way into the walk-to-school neighborhood.
The Updated Core
Renovated homes, including pool homes, on good lots, the heart of the resale market here.
The Top
The most updated and newer homes on the best lots, the ones that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Palm HarborStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Patty Ann Acres

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The walk-to-school convenience and the central location are the draw; the homes vary. The deal is won or lost on the condition, the lot, and the insurance math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.4/10
Renovation Risk4.6/10
Location Efficiency7.8/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Patty Ann Acres is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Larger, higher, drier lots hold value best
  • Verify the FEMA flood zone for the exact address
  • Condition and roof age drive the price
  • A pool home commands a premium where it fits
  • Read the lot and condition before the finishes

In an established neighborhood, the home's condition and the lot are the part of your money the market protects. Updated homes and pool homes on larger, higher, drier lots hold value better than dated stock or lower parcels, and the walk-to-school convenience and the central Palm Harbor location are durable draws. The house can be updated; the lot, the schools, and the location are the structural value. Read the condition and the lot first, then price the renovation against comparable sales.

Patty Ann Acres in 15 seconds.

Best forValue buyers who want an established Palm Harbor home with walk-to-school convenience.
Biggest advantageModerate pricing, a very low HOA, and walk-to-school schools in central Palm Harbor.
Biggest riskLate-1970s condition and flood exposure, so roof, systems, and insurance drive cost.
Sweet spotAn updated home, ideally a pool home, on a good lot, matched to comps.
Avoid ifYou want new construction, a gate, or a waterfront location.

HOA, Fees & the Real Costs

15-Second Take
  • Very low HOA fees, little common area
  • Condition and roof age are real cost drivers
  • Built mostly in the late 1970s
  • Flood zone and insurance vary by parcel
  • Verify any fees for the specific home

Patty Ann Acres has very low HOA fees, given there is little common area to maintain, a plus for buyers who want to avoid high annual dues. The real costs sit in the home and the parcel: roof and systems on late-1970s stock and flood insurance on lower parcels. Confirm what, if anything, applies to the specific home.

With very low dues and little common area, budget for maintenance and insurance rather than significant HOA fees, plus an insurance quote that reflects the parcel and the flood zone.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Patty Ann Acres, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Crystal Beach, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Patty Ann Acres home worth?

Get a no-obligation home value based on real comparable sales in Patty Ann Acres matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Patty Ann Acres Market Scorecard

Strong seller's market

Patty Ann Acres is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Patty Ann Acres?
Patty Ann Acres is a neighborhood in Palm Harbor, Pinellas County, off Tampa Road near the corner of Belcher Road, ZIP 34683.
What kind of homes are in Patty Ann Acres?
Homes of roughly 1,500 to 2,800 square feet, most with three or four bedrooms, tile roofs, and two-car garages, with some pool homes on spacious lots.
When was Patty Ann Acres built?
Mostly in the late 1970s, with some newer homes valued higher.
Does Patty Ann Acres have an HOA?
HOA fees are very low, given there is little common area to maintain. Confirm what, if anything, applies to a specific home.
What schools serve Patty Ann Acres?
Palm Harbor Elementary and Palm Harbor Middle are within walking distance, with Palm Harbor University High a short drive. Assignment is by address and can change, so confirm the exact zoned schools.
Is Patty Ann Acres a good value?
A moderately priced, established Palm Harbor neighborhood with walk-to-school schools and a very low HOA is the value case. Because the stock is older, condition drives the real cost.
Should I worry about flood zones here?
Verify it. Exposure varies by parcel in Pinellas County, so always run the FEMA flood zone and an insurance quote for the exact address.
What is near Patty Ann Acres?
Tampa Road shopping and dining, central Palm Harbor, and Florida's Gulf beaches are all within reach.
Is Patty Ann Acres new construction?
No. It is an established neighborhood built mostly in the late 1970s, so read each home's condition and updates.
Is Patty Ann Acres a good investment?
Moderate pricing, walk-to-school convenience, and a central location support demand, but condition drives the outcome. This is not a guarantee of future value.
What should I check before buying in Patty Ann Acres?
The home's condition and roof age, the lot and any pool, the very low HOA, the FEMA flood zone and insurance quote, and the verified school assignment.
Value buyers who want an established Palm Harbor homeExcellent fit
Buyers who want walk-to-school convenienceExcellent fit
Buyers comfortable updating late-1970s homesExcellent fit
Buyers who want a very low HOAExcellent fit
Buyers who will verify any HOA, flood zone, and insuranceExcellent fit
Buyers who want new construction or a gated communityProbably not
Anyone who wants resort amenities includedProbably not
Buyers who want a waterfront or beachfront locationProbably not
Buyers who want a large-acreage lotProbably not
Buyers unwilling to read condition on older stockProbably not

Get the inside read on Patty Ann Acres

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Patty Ann Acres home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Patty Ann Acres specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Patty Ann Acres — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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