Legends of Settendown Creek in Cumming

Legends of Settendown Creek
Homes for Sale in Cumming, GA

All 460 homes for sale in Cumming, GA · median $624,950 · 207 homes for sale in 30028

Community in Cumming · Forsyth County · ZIP 30028
Median sale $1.02M
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Photo courtesy of Nathan Samples · via Georgia MLS

Built fromLive Georgia MLS data2 years of closingsUpdated twice daily

As of September 2026, Legends of Settendown Creek in Cumming, GA has 4 homes for sale and 1 pending, asking from $1,099,000 to $1,685,000 (median $1,162,000). Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $1,024,500, $188 per square foot, a median 11 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1997–2013. At the median price and Forsyth County's 2025 rate of 21.42 mills, annual property tax runs about $8,780.

Legends of Settendown Creek key facts
LocationCumming, Forsyth County, GA · ZIP 30028
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPark, Lake, Carbon Monoxide Detector(s), Walk To Schools, Playground, Near Shopping
Sale prices, last 12 months$1,024,500 median across 4 closed sales · $188 per sq ft
Days on market (closed sales)11 median
For sale right now4 active, 1 pending · median asking $1,162,000 · 12.0 months of supply

Data as of September 20, 2026. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Market figures describe homes, not residents. Cite as: Momentum Realty, “Legends of Settendown Creek key facts,” movewithmomentum.com/neighborhoods/legends-of-settendown-creek, data as of September 20, 2026.

Last 30 days in Legends of Settendown Creek: 3 new listings (median asking $1,175,000), 1 under contract right now. As of September 21, 2026, Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

Live · Legends of Settendown Creek Housing Pulse Georgia MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.02M
Median sold · 12 mo
$188/sf
Sold $/sqft · 12 mo
peak $229 in 2024
100.0%
Sale vs ask
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
11days
Median DOM · closed
11 days at the 2026 low
20%
Under contract
Forsyth: 16% (201 of 1,268)
4 · 1
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 3 a year
Track record · 2 years of records
4,775sqft
Median sold home size
12-mo windows, closed sales

Homes For Sale Right Now in Legends of Settendown Creek

Live MLS inventory for Legends of Settendown Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Legends of Settendown Creek listings as of 2026-09-21, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Tap any home to ask about it.

Every Home for Sale in Legends Of Settendown Creek Right Now (5)

All 5 active and pending Legends Of Settendown Creek listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Legends of Settendown Creek is trading at a median of $1,024,500, with a median price per square foot of $188.03 — a spread that tells you condition and finish level are doing most of the work on final price here, not lot or location alone. At this price point, buyers are underwriting the home itself: age of systems, updates, and square footage matter more than any shared amenity package, since none is currently listed against active MLS inventory.

The market posture is brisk: a median of 11 days on market signals homes that are priced correctly move fast. But the sample is thin — only 4 closings in the current window — so treat any single data point here as directional, not statistical. Sellers should price with precision rather than testing the market, and buyers should be ready to move on a home that fits before it clears.

Legends of Settendown Creek Housing Pulse · Momentum Research · as of September 20, 2026

Legends of Settendown Creek right now

🟢 Buyer-leaning market. 12.0 months of supply and 20% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 20, 2026. Confidence: Medium (5 active and pending listings, 4 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 22, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Legends of Settendown Creek market snapshot (as of September 20, 2026): the median sale price is about $1.02M ($188 per sq ft over the trailing 12 months of closed sales), a median 11 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.

In ZIP 30028 (Cumming), 348 homes closed in the last 12 months at a median of $585K ($193/sq ft), down 3.8% year over year, with a median 46 days on market. Right now 111 active and 16 pending listings put supply at about 5.8 months — a balanced market. See the live ZIP 30028 housing market.

Georgia MLS sales records identify 8 homes in Legends of Settendown Creek that have changed hands since 2024, built between 1997 and 2013 (median 2000), with a median living area of about 4,837 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.

Set in Cumming within Forsyth County, Legends of Settendown Creek sits at a premium price point with a fast turnover pace, though the small number of recent closings means the current snapshot should be read as a trend line rather than a fixed market.

Best for

  • Buying at a premium price point where home condition and updates matter more than a shared amenity list.
  • Moving decisively once a well-priced listing appears, given the current fast pace to contract.
  • Comparing homes primarily on price per square foot rather than relying on a single median figure.

Probably not for

  • Needing a documented list of community amenities before committing, since none is currently identified.
  • Wanting a large, well-established sales history to benchmark against, given the limited closings window.
  • Working with a tight, fixed budget below this community's current price tier.

Housing distress & ownership in Legends of Settendown Creek, Cumming

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-06 → 2026-09-20)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.

Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Forsyth County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Forsyth County School System posted a 97.0% four-year graduation rate and 54,501 students across 42 schools in 2024-25 (Governor’s Office of Student Achievement).

  • Pooles Mill · Elementary
  • Liberty · Middle
  • North Forsyth · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Legends of Settendown Creek listings and can change; always confirm with the Forsyth County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Legends of Settendown Creek address.

If we were buying in Legends of Settendown Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Legends of Settendown Creek.

Best Buy
Buying with a clear budget for a premium-tier home where condition and finish drive the final number.
Biggest Risk
A thin closings sample means the median can shift quickly as new sales report.
Sweet Spot
Best suited to buyers comparing homes on price per square foot rather than list price alone.
Avoid If
Skip if you need a documented amenity package — none is currently listed for this community.

Price Precision in a Thin Market

A median price of $1,024,500 against a $188.03 per-square-foot figure suggests this is a community where larger, well-appointed homes carry the median rather than a uniform price tier. Buyers comparing homes here should lean on price per square foot alongside condition, since the raw median alone can be misleading with so few transactions setting the pace.

With only 4 closings in the current window and a median of 11 days on market, the data reflects a community where inventory turns quickly once it is listed. That combination — few sales, fast pace — means pricing strategy has to be sharp on both sides: sellers who overprice risk sitting past that norm, and buyers who hesitate on a well-priced listing may lose it before a second look.

The location and the amenities are priced into every listing in Legends of Settendown Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this thin rewards careful reading, not guesswork. We track price-per-square-foot trends and days-on-market shifts in real time so pricing decisions here — on either side of the transaction — are built on what is actually closing, not on assumptions carried over from larger, more liquid communities.

Legends of Settendown Creek in 15 seconds.

Best forBuying with a clear budget for a premium-tier home where condition and finish drive the final number.
Biggest advantageThe current pace favors decisive buyers — homes priced right are not lingering.
Biggest riskA thin closings sample means the median can shift quickly as new sales report.
Sweet spotBest suited to buyers comparing homes on price per square foot rather than list price alone.
Avoid ifSkip if you need a documented amenity package — none is currently listed for this community.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Legends of Settendown Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Legends of Settendown Creek.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Legends of Settendown Creek sales matched to your home.

What is your Legends of Settendown Creek home worth?

Get a no-obligation home value based on real comparable sales in Legends of Settendown Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Cumming →

Real comps, not an automated estimate.
How much local inventory is already under contract

13% of homes for sale in ZIP 30028 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).

Frequently Asked Questions

What is the median home price in Legends of Settendown Creek?
The median sale price in Legends of Settendown Creek was $1.02M over the 12 months ending September 20, 2026 (4 closed sales, Georgia MLS).
How long do homes in Legends of Settendown Creek take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 11 days on market (4 sales, Georgia MLS).
Is Legends of Settendown Creek a buyer's or seller's market right now?
As of September 20, 2026, Legends of Settendown Creek leans toward buyers: 12.0 months of supply at the current sales pace (Georgia MLS live counts).
Who is the best real estate agent for Legends of Settendown Creek?
The best agent for Legends of Settendown Creek is one who actively works Cumming and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Legends of Settendown Creek.
How do I find a top Cumming real estate agent who knows Legends of Settendown Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Legends of Settendown Creek and the wider Cumming area.
Can Momentum Realty connect me with an agent for Legends of Settendown Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Legends of Settendown Creek purchase or sale - no call center and no pressure.
Where is Legends of Settendown Creek, and what county is it in?
Legends of Settendown Creek is in Cumming, Forsyth County, GA, ZIP 30028.
Buying at a premium price point where home condition and updates matter more than a shared amenity list.Excellent fit
Moving decisively once a well-priced listing appears, given the current fast pace to contract.Excellent fit
Comparing homes primarily on price per square foot rather than relying on a single median figure.Excellent fit
Needing a documented list of community amenities before committing, since none is currently identified.Probably not
Wanting a large, well-established sales history to benchmark against, given the limited closings window.Probably not
Working with a tight, fixed budget below this community's current price tier.Probably not

Data sources & freshness

Live listingsGeorgia MLS, refreshed twice daily (last: September 21, 2026)
Community market statsGeorgia MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesGeorgia MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2024 (8 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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Nearby Communities

Explore more neighborhoods near Legends of Settendown Creek with Momentum Realty’s local guides.

Pooles Mill Shoals0.6 mi awayPMPooles Mill0.8 mi away · median $665K, 5 sales/12 moWCWolf Creek Park1.0 mi away · 1 for saleETEtowah Trails1.2 mi away · 1 for saleTPThe Preserve At Etowah1.3 mi away · median $518K, 10 sales/12 moVHVista Heights1.6 mi away

Browse all neighborhood guides →

Thinking of selling in Legends of Settendown Creek? 4 recorded closings; median 11 days on market (window ending 2026-09-20). See the Forsyth County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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