Mirabay Phase 3A-1
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
Mirabay Phase 3A-1 is a large, established section of the community, with 229 homes and construction spanning two decades. That range matters more than it looks: a home built in 2003 and one finished in 2023 will price very differently even on the same lot size, so condition and vintage do more work here than location within the phase.
The median living area runs large, just over 3,300 square feet, which points toward move-up and larger-footprint buyers rather than starter-home shoppers. With over three-quarters of homes carrying a homestead exemption, this is a section built out for owner-occupancy rather than turnover or short-term rental activity, which tends to support a steadier, less speculative resale pattern.
Who Mirabay Phase 3A-1 is best for.
Best for
- Buyers seeking a larger living area, around the 3,300-square-foot median, over a smaller floor plan
- Buyers comfortable evaluating each listing on its individual build year rather than a phase-wide assumption
- Owner-occupant buyers who value being in a section with a high rate of homesteaded, owner-occupied homes
Probably not for
- Buyers who want a newer, single-vintage build with no pre-2010 stock to sort through
- Buyers prioritizing a smaller, lower-maintenance footprint over a larger square-footage home
- Buyers who need confirmed on-site community amenities as a deciding factor before they tour
The market around Mirabay Phase 3A-1
Mirabay Phase 3A-1 is a small community — 68 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
The housing mix here is 98% single family residence, 2% ?.
ZIP and county figures describe the wider market, not Mirabay Phase 3A-1 specifically. Momentum Research analysis of MLS records.
The Mirabay Phase 3A-1 buying strategy.
If we were buying in Mirabay Phase 3A-1 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mirabay Phase 3A-1.
Size and Vintage Drive the Story Here
The two-decade construction window, 2003 through 2023, means shoppers here need to evaluate each listing on its own merits rather than assuming a uniform build era. A median year built around 2010 suggests the bulk of inventory sits in an established middle rather than either extreme, but buyers will still find both original-era homes and much newer construction under the same phase name.
At a median of roughly 3,363 square feet, this phase skews toward larger homes, which affects everything from maintenance scope to utility costs to how a home shows against smaller product elsewhere in Mirabay. The high homestead share, over 76 percent, is a useful signal for resale behavior: owner-occupied concentration typically means less inventory churn and fewer investor-driven listings competing for attention. No community amenities are identified from current MLS listing data for this specific phase, so anyone drawn to clubhouse or recreation access should confirm what applies at the phase level versus the wider Mirabay development.
The location and the amenities are priced into every listing in Mirabay Phase 3A-1. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 20-year build span inside one phase means comparable-sales work has to be done carefully, matching vintage and square footage rather than just phase name. We pull the right comps, flag which homes are true peers, and help buyers and sellers price to condition rather than to a phase-wide average that can mislead in either direction.
Mirabay Phase 3A-1 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mirabay Phase 3A-1 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mirabay Phase 3A-1 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mirabay Phase 3A-1, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mirabay Phase 3A-1 home worth?
Get a no-obligation home value based on real comparable sales in Mirabay Phase 3A-1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mirabay Phase 3A-1 on the map →
Frequently Asked Questions
How many homes are in Mirabay Phase 3A-1?
What share of Mirabay Phase 3A-1 is owner-occupied?
When were the homes in Mirabay Phase 3A-1 built?
Who is the best real estate agent for Mirabay Phase 3A-1?
How do I find a top Apollo Beach real estate agent who knows Mirabay Phase 3A-1?
Can Momentum Realty connect me with an agent for Mirabay Phase 3A-1?
Should you buy in Mirabay Phase 3A-1?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 33572/33647)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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