Monticello Park in St. Petersburg

Monticello Park
St. Petersburg Homes for Sale

Established no-HOA neighborhood · St. Petersburg · ZIP 33713

An established, no-HOA St. Pete neighborhood of vintage homes near downtown.

No HOA1920s-1940s homesMinutes to downtown
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an older, no-HOA neighborhood with a wide mix of vintages and conditions; the specific home's condition, systems, and renovation level, plus its flood and insurance picture, decide value, so read each home closely.
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Unlock Off-Market Monticello Park

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
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Median Price
0mo
Supply
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Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Monticello Park is an established, no-HOA St. Petersburg neighborhood near downtown, so the read is a vintage-home read on a mixed, character-rich housing stock: public sources describe an area made up of two original subdivisions, North Woodlawn Terrace platted in 1925 and Monticello Park platted between 1931 and 1943, with Thomas Jefferson High School built on the site in 1932 and an active neighborhood association formed in 1983. Homes span eclectic mid-century styles, so condition, systems, and renovation level vary widely, and there is no HOA. The home and the location set value here: the condition and updates, the roof and systems, the flood and insurance picture, and the proximity to downtown St. Pete. Your leverage is reading the condition and the flood read before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Monticello Park is an established residential neighborhood in St. Petersburg, near the 33713 ZIP, a short drive from downtown. Public sources describe it as comprising two original subdivisions, North Woodlawn Terrace platted in 1925 and Monticello Park platted between 1931 and 1943, with Thomas Jefferson High School built on the site in 1932.

The housing is vintage and varied. Public sources describe an eclectic mix of styles from the 1920s through the mid-century, so bungalows, ranches, and later infill sit side by side, and condition and updates vary widely home to home. There is no HOA, which keeps carrying costs simple but puts the burden of condition and systems entirely on the buyer's read.

The defining read is the specific home and its location, not a uniform product. The condition and renovation level, the roof and systems and any updates to plumbing and electrical in an older home, the flood zone and insurance picture, and the proximity to downtown St. Pete drive value and insurability. Confirm each for the specific home before you offer.

For buyers who want a characterful, no-HOA home minutes from downtown St. Pete, Monticello Park is an affordable-relative-to-the-waterfront option with an active neighborhood association. The work is reading the home's condition, systems, and flood picture honestly before you buy.

Best for

  • Buyers who want a no-HOA, character-rich home near downtown St. Pete
  • Renovators comfortable reading an older home's condition and systems
  • Buyers who value an established neighborhood with an active association
  • Buyers who will read the roof, systems, and flood picture

Probably not for

  • Buyers who want new construction with a builder warranty
  • Anyone who wants HOA-maintained, uniform housing
  • Buyers unwilling to budget updates on an older home
  • Buyers who will not read the flood and insurance picture

How Monticello Park is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
57Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Monticello Park listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Monticello Park buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Monticello Park sits in St. Petersburg, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Downtown St. Petersburg~7-12 min · waterfront, arts, dining
I-275~3-6 min · regional connector
Tropicana Field / Gas Plant district~6-10 min · redevelopment area
St. Pete Beach / Gulf beaches~20-30 min · barrier-island beaches
Tampa International Airport (TPA)~30-40 min · via I-275
Downtown Tampa~35-45 min · cross-bay commute

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Monticello ParkSt with Momentum Realty’s local guides.

HHHerkimer Heights Homes for Sale in StSt. Petersburg, FL · 0.2 miHSHarshaw1st Add Homes for Sale in StSt. Petersburg, FL · 0.4 miJPJoslyn ParkStSt. Petersburg, FL · 0.5 miFVFloral Villa EstatesSt. Petersburg, FL · 0.6 miBTBiltmore TerraceSt. Petersburg, FL · 0.7 miUKUptown Kenwood,StSt. Petersburg, FL · 0.7 miHHHerkimer Heights,StSt. Petersburg, FL · 0.7 miWHWayne Heights Homes for Sale in StSt. Petersburg, FL · 0.8 miHKHistoric Kenwood(StSt. Petersburg, FL · 0.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Monticello Park (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Monticello Park is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Monticello Park address.

The takeaway

What is actually shaping value in Monticello Park: proximity to a redeveloping downtown St. Pete, the no-HOA character-home appeal, older-home condition and systems, and Florida's insurance pressure. Each item is sourced and linked.

Recent Developments in Monticello Park

Our read on what is being built around Monticello Park, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishProximity to a redeveloping downtown and the no-HOA appeal support demand, while the defining watch items are each older home's condition and systems and the insurance picture.

Proximity to a redeveloping downtown St. Pete anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Submarket

Continued downtown St. Pete investment supports demand for established near-in neighborhoods like this one.

No HOA keeps carrying costs simple

Ongoing
BullishNotable impact
SignificanceRadius: Community

No HOA dues or rules, which appeals to renovators but puts condition and systems wholly on the buyer's read.

Older-home condition and systems set the real cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Vintage homes vary widely; roof, plumbing, electrical, and updates drive both price and insurability.

Florida insurance pressure is the watch item

2024-2025
BearishNotable impact
SignificanceRadius: Submarket

Florida property insurance and roof-age rules are tightening; read the roof age and a real insurance quote.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Monticello Park, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 1932
    History

    Thomas Jefferson High School built on the site

    Public sources describe Thomas Jefferson High School, designed by Max Frederick of Adams & Adams, built on the site in 1932, anchoring the neighborhood's mid-century development. Why it matters: A long-established neighborhood means mature streets and a wide range of home vintages to read carefully. Source

  2. January 1983
    Community

    Monticello Park Neighborhood Association formed

    Public sources describe residents forming the Monticello Park Neighborhood Association in 1983 to organize the two original subdivisions into a recognized neighborhood. Why it matters: An active association is a positive for a near-in St. Pete neighborhood; confirm current initiatives. Source

Development alerts for Monticello ParkGet a short monthly email when something new is approved, funded, or opens near Monticello Park.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Monticello Park, this is the order of operations we would run, and the one we run for our clients.

1

Read the home's condition first. On a vintage home, the roof, plumbing, electrical, and prior updates drive price and insurability.

2

Pull the flood zone and insurance. Get the flood zone and a real insurance quote for the specific home before you judge the price.

3

Budget the renovation honestly. Price the cost to bring an older home current rather than trusting a list price.

4

Confirm there is no HOA but check the rules of record. Verify deed restrictions and any local historic overlay for the specific block.

5

Compare near-in St. Pete neighborhoods, and cross-shop Historic Old Northeast and Kenwood.

Best Buy
An updated vintage home with a newer roof and systems on a quiet block
Biggest Risk
Deferred maintenance, an old roof, or a tough insurance quote on an older home
Best Lot
A higher-and-drier block with a renovated home and off-street parking
Smart Timing
Confirm the roof and systems, the flood zone, and a real insurance quote
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Monticello Park is an established residential neighborhood in St. Petersburg, near the 33713 ZIP, made up of two original subdivisions: North Woodlawn Terrace, platted in 1925, and Monticello Park, platted between 1931 and 1943. Public sources describe Thomas Jefferson High School built on the site in 1932 and an active neighborhood association formed in 1983. Homes span an eclectic mix of 1920s-to-mid-century styles with no HOA, so condition and updates vary widely. The defining factors in value are the home and the location: the condition and renovation level, the roof and systems, the flood and insurance picture, and the proximity to a redeveloping downtown St. Pete drive the real cost of ownership and resale.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Project Home

Original or dated vintage homes priced for renovation, the entry into the neighborhood for buyers who will update.

Lowest entry
The Updated Bungalow

Tastefully updated vintage homes with newer roofs and systems, the heart of the resale market here.

Most inventory
The Renovated Standout

Fully renovated or expanded homes on the best blocks, the homes that hold value best near downtown.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Project Home
Original or dated vintage homes priced for renovation, the entry into the neighborhood for buyers who will update.
The Updated Bungalow
Tastefully updated vintage homes with newer roofs and systems, the heart of the resale market here.
The Renovated Standout
Fully renovated or expanded homes on the best blocks, the homes that hold value best near downtown.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within St. PetersburgStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Monticello Park

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The location and the character sell the home. The deal is won or lost on the condition, the systems, and the insurance read.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.4/10
Renovation Risk7.0/10
Location Efficiency8.2/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage7.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Monticello Park is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Monticello Park, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Monticello Park in 15 seconds.

Best forBuyers who want a no-HOA, character-rich home minutes from downtown St. Pete.
Biggest advantageAn established, no-HOA neighborhood near a redeveloping downtown with an active association.
Biggest riskOlder-home condition, systems, and insurance across a varied housing stock.
Sweet spotAn updated vintage home with a newer roof and systems on a quiet block.
Avoid ifYou want new construction, HOA-maintained uniformity, or no renovation homework.

HOA, CDD & Fees

15-Second Take
  • No HOA, simple carrying costs
  • Vintage homes, read each one
  • Budget roof and systems on older homes
  • Pull the flood zone and insurance quote
  • Location near downtown is the durable asset

Public sources describe Monticello Park as an established neighborhood without a mandatory community HOA; carrying costs are taxes and insurance rather than dues, and there is no CDD. Confirm any deed restriction, local historic overlay, or special district for the specific home.

There is no HOA amenity package; the value is the home, the block, and the near-downtown location. Confirm any deed restrictions for a specific property.

This is a traditional residential neighborhood without a private club or pool; nearby downtown St. Pete, parks, and the Gulf beaches are the amenities.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Monticello Park, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Old Northeast, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Monticello Park home worth?

Get a no-obligation home value based on real comparable sales in Monticello Park matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Monticello Park on the map →
Or get your Monticello Park home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Monticello Park Market Scorecard

Thin data

Monticello Park is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
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Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Monticello Park?
It is an established residential neighborhood in St. Petersburg, near the 33713 ZIP, a short drive from downtown, made up of the North Woodlawn Terrace and Monticello Park subdivisions.
When was Monticello Park built?
Public sources describe North Woodlawn Terrace platted in 1925 and Monticello Park platted between 1931 and 1943, with Thomas Jefferson High School built on the site in 1932. Homes span the 1920s through the mid-century and later.
Is there an HOA?
Public sources describe Monticello Park as an established neighborhood without a mandatory community HOA, and there is no CDD. Confirm any deed restriction or local overlay for a specific home.
What kind of homes are here?
Public sources describe an eclectic mix of 1920s-to-mid-century styles, from bungalows to ranches to later infill, so condition and updates vary widely. Read each home's condition closely.
Is Monticello Park in a flood zone?
Flood exposure varies by block and elevation; this is a more inland neighborhood than the waterfront, but you should still pull the flood zone and a real insurance quote for the specific home.
What should I check on an older home here?
Read the roof age, the plumbing and electrical, prior renovations, and the foundation, then pull the flood zone and a real insurance quote and budget any updates.
How far is downtown St. Pete?
Downtown St. Petersburg is roughly seven to twelve minutes by car, with I-275 close by for regional trips.
Is there a neighborhood association?
Yes. Public sources describe the Monticello Park Neighborhood Association, formed in 1983; confirm its current activities and any guidelines.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. On an older home where condition, systems, and insurance swing value, having your own representation is the highest-leverage decision you make.
Who is the best real estate agent for Monticello Park?
The best agent for Monticello Park is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Monticello Park.
How do I find a top St. Petersburg real estate agent who knows Monticello Park?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Monticello Park and the wider St. Petersburg area.
Can Momentum Realty connect me with an agent for Monticello Park?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Monticello Park purchase or sale - no call center and no pressure.
Buyers who want a no-HOA, character-rich home near downtown St. PeteExcellent fit
Renovators comfortable reading an older home's condition and systemsExcellent fit
Buyers who value an established neighborhood with an active associationExcellent fit
Buyers who will read the roof, systems, and flood pictureExcellent fit
Buyers who want near-in location over new constructionExcellent fit
Buyers who want new construction with a builder warrantyProbably not
Anyone who wants HOA-maintained, uniform housingProbably not
Buyers unwilling to budget updates on an older homeProbably not
Buyers who will not read the flood and insurance pictureProbably not
Buyers who want a large suburban lot away from the cityProbably not

Get the inside read on Monticello Park

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Monticello Park home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Monticello Park specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Monticello Park — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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