Mountain Lakes
Homes for Sale in Cleveland, GA
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of April R Harrison, Front Gate Homes · via Georgia MLS
As of September 2026, Mountain Lakes in Cleveland, GA has 6 homes for sale, asking from $87,900 to $160,000 (median $114,950). Over the 12 months ending 2026-09-03, 3 recorded sales closed at a median of $210,000, $193 per square foot, a median 115 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1984–2021. At the median price and White County's 2025 rate of 20.57 mills, annual property tax runs about $1,730.
Homes For Sale Right Now in Mountain Lakes
Live MLS inventory for Mountain Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 14 daysTop listing
Active · 61 days
Active · 138 days
Active · 14 days
Active · 73 days
Active · 58 daysActive and pending Mountain Lakes listings as of 2026-09-06, priced high to low. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. 
Tap any home to ask about it.
Mountain Lakes is trading in a price band well below most metro Atlanta comparisons, with a median of $210,000 against a median price per square foot of $193.41. That combination points to smaller or more modestly finished homes rather than a discount on square footage itself — the per-foot number is not cheap, the total price is just lower because the homes are lower.
With only three closings in the current window, this is a thin market by transaction count, and a median days-on-market figure of 115 confirms it. Pricing here should be read as directional, not precise, and both buyers and sellers need to treat any single comparable with caution rather than as a firm benchmark.
Mountain Lakes right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Georgia MLS records, as of September 3, 2026. Confidence: Medium (6 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 3, 2026 · Live data: Georgia MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Mountain Lakes market snapshot (as of September 3, 2026): the median sale price is about $210K ($193 per sq ft over the trailing 12 months of closed sales), a median 115 days on market for closed sales, and 24.0 months of supply, a buyer-leaning market.
Mountain Lakes sits in Cleveland, in White County, part of the north Georgia foothills market where inventory tends to move slower and in smaller batches than metro subdivisions. The current MLS snapshot shows no identified community amenities, so value here is coming from the land and the home itself rather than shared infrastructure.
The setting & the homes.
Aerial and on-site photos of Mountain Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Mountain LakesPhotos from Georgia MLS listings in Mountain Lakes; content deemed reliable but not guaranteed.
Who Mountain Lakes is best for.
Best for
- Seeking a lower price point in a north Georgia mountain-area setting.
- Comfortable with a longer days-on-market cycle when buying or selling.
- Evaluating a home primarily on the property itself rather than shared community features.
Probably not for
- Needing amenity-backed infrastructure like a pool, clubhouse, or gated access.
- Requiring a fast transaction timeline in a market averaging well over 100 days on market.
- Wanting a large, current comparable set to pressure-test a price before offering.
Housing distress & ownership in Mountain Lakes, Cleveland
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed. Deemed reliable but not guaranteed.
Mountain Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Georgia MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- White County School System
- Verify the zoned schools by address
- Magnet and choice options may be available
White County School System posted a 95.8% four-year graduation rate and 3,700 students across 6 schools in 2024-25 (Governor’s Office of Student Achievement).
- Jack P Nix · Elementary
- White · Middle
- White · High
District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Mountain Lakes listings and can change; always confirm with the White County School System for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Mountain Lakes address.
The Mountain Lakes buying strategy.
If we were buying in Mountain Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mountain Lakes.
A Slow, Thin Market
A median days-on-market of 115 is long by most residential standards and signals a community where homes sit through multiple price evaluations before they sell, or where sellers are willing to wait for a specific buyer. Combined with just three closings in the tracked window, buyers should expect limited head-to-head comparables and sellers should expect a longer runway to close.
No community amenities are identified from current MLS listings, which is consistent with a smaller, less centrally organized community rather than a planned development. That means due diligence on any given property here is more about the individual home, lot, and access than about shared pools, gates, or clubhouses.
The location and the amenities are priced into every listing in Mountain Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with this few closings, pricing a home or evaluating an offer takes more than pulling a median — it takes knowing which of the recent sales are actually comparable in condition and lot. We track White County transaction data closely enough to tell you when a listing is priced against the real local pattern and when it is priced against wishful thinking.
Mountain Lakes in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Mountain Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mountain Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Mountain Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Mountain Lakes home worth?
Get a no-obligation home value based on real comparable sales in Mountain Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Mountain Lakes on the map →
Mountain Lakes Market Scorecard
Mountain Lakes is currently a strong buyer's market. About 24.0 months of supply, a median asking price of $114,950, and homes go under contract in about 60 days.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Mountain Lakes?
How long do homes in Mountain Lakes take to sell?
Is Mountain Lakes a buyer's or seller's market right now?
Who is the best real estate agent for Mountain Lakes?
How do I find a top Cleveland real estate agent who knows Mountain Lakes?
Can Momentum Realty connect me with an agent for Mountain Lakes?
Should you buy in Mountain Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Mountain Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Georgia MLS, refreshed twice daily (last: September 3, 2026) |
| Community market stats | Georgia MLS closed sales, 12-month windows ending September 3, 2026 |
| Historical depth | Closed-sale records back to 2023 (10 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of Georgia MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Mountain Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: