Old Mill Bluff in St. Marys

Old Mill Bluff
Homes for Sale in St. Marys, GA

All 87 homes for sale in St. Marys, GA · median $429,900 · 87 homes for sale in 31558

Community in St. Marys · Camden County · ZIP 31558
Median sale $316K
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Photo courtesy of Coldwell Banker Access Realty KGLD · via ScoutMLS®

Built fromLive ScoutMLS® data9 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $315,670, $199 per square foot, a median 107 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2025–2025 with 4 new construction; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). At the median price and Camden County's 2025 rate of 28.05 mills, annual property tax runs about $3,540.

Old Mill Bluff key facts
LocationSt. Marys, Camden County, GA · ZIP 31558
Amenities listed by sellersCurbs
Sale prices, last 12 months$315,670 median across 4 closed sales · $199 per sq ft
Days on market (closed sales)107 median
For sale right now0 active, 0 pending

Data as of September 20, 2026. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Old Mill Bluff key facts,” movewithmomentum.com/neighborhoods/old-mill-bluff, data as of September 20, 2026.

Live · Old Mill Bluff Housing Pulse ScoutMLS® + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$316K
Median sold · 12 mo
$199/sf
Sold $/sqft · 12 mo
peak $199 in 2026
99.6%
Sale vs ask
Camden median: 96.8%
Tempo
108days
Median DOM · closed
108 days at the 2026 low
0 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 1 a year
Track record · 9 years of records
1,578sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Old Mill Bluff is a thinly traded pocket of St. Marys, and the numbers reflect that: a median price of $315,670 against a median price per square foot of $198.89 is being set by a small handful of transactions rather than a deep, liquid market. With only four closings in the current window, any single sale can move the median meaningfully, so treat these figures as a directional read rather than a precise valuation.

The median days on market, just over 107, is the more telling number here. That kind of marketing time points to a market where pricing has to be right from day one and where buyers are not rushing. Sellers should plan for a longer runway and price to condition rather than to a target closing date; buyers get more room to negotiate and inspect without the pressure of competing offers.

Nearby homes for sale

No active listings inside Old Mill BluffHomes for Sale in St. Marys, GA right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

879 Charlie Smith Sr Highway
$299K · 0.4 mi away
3 bd · 1 ba · 1,064 sqft
879 Charlie Smith Sr Highway
Listed by Coldwell Banker Access Realty KGLD
204 Sugarmill Boulevard
$248K · 0.4 mi away
3 bd · 2 ba · 1,764 sqft
204 Sugarmill Boulevard
Listed by Top REO Pros, Inc.
101 Grouper Way
$380K · 0.4 mi away
5 bd · 3 ba · 2,405 sqft
101 Grouper Way
Listed by St Marys Realty Inc Island Si
451 Charles Street
$225K · 0.5 mi away
4 bd · 3 ba · 2,311 sqft
451 Charles Street
Listed by Summer House Realty, LLC
109 Sugarmill Boulevard
$400K · 0.5 mi away
3 bd · 3 ba · 2,308 sqft
109 Sugarmill Boulevard
Listed by Watson Realty Corp
108 Kristins Drive
$379K · 0.5 mi away
4 bd · 2 ba · 2,361 sqft
108 Kristins Drive
Listed by Coldwell Banker Access Realty SSI

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Old Mill Bluff market snapshot (as of September 20, 2026): the median sale price is about $316K ($199 per sq ft over the trailing 12 months of closed sales), and a median 108 days on market for closed sales.

In ZIP 31558 (St. Marys), 217 homes closed in the last 12 months at a median of $321K ($182/sq ft), down 3.8% year over year, with a median 83 days on market. Right now 67 active and 24 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 31558 housing market.

Old Mill Bluff is a small residential community in St. Marys, Camden County, where current MLS activity is limited enough that pricing and timing should be read as a general signal rather than a precise benchmark.

Best for

  • Buying a home for its own features and lot rather than for a bundled amenity package.
  • Trading speed for negotiating room, given a median time on market of just over 107 days.
  • Comfortable making a decision based on a small, evolving set of recent sales in St. Marys.

Probably not for

  • Needing a large set of comparable closed sales to validate a price before writing an offer.
  • Expecting on-site community amenities as part of the purchase, since none are identified in current listings.
  • Requiring a fast, predictable closing timeline in a market currently running well past 100 days on average.

Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
02420182020202220242026
0 to 4 a year; 4 in the current window.
How much local inventory is already under contract

26% of homes for sale in ZIP 31558 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Old Mill Bluff Market Scorecard

Balanced

Old Mill Bluff is currently a balanced market..

$315,670
Median sold
0/0/4
Active/Pend/Sold

Go deeper: Georgia property tax by county · mortgage payment calculator · rent vs buy.

Live data: ScoutMLS®, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Old Mill Bluff, St. Marys

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 8 listings
Distress share trend — 0.0% now (2026-08-31 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Listing locations from ScoutMLS®. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Old Mill Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Old Mill Bluff.

Best Buy
Buying with flexibility on timeline and a focus on the individual home rather than a packaged amenity set.
Biggest Risk
A thin sample size of four closings means the median can shift quickly with the next sale or two.
Sweet Spot
Buyers comfortable with a longer marketing period, given a median time on market of just over 107 days.
Avoid If
Needing a fast closing or expecting a deep pool of comparable, recently sold homes to lean on.

A thin market with a long clock

With only four closings feeding the current snapshot, Old Mill Bluff does not behave like a high-volume subdivision with a predictable pricing curve. The median price of $315,670 and price per square foot of $198.89 are useful reference points, but the sample is small enough that condition, lot specifics, and individual seller motivation can shift outcomes more than they would in a larger, more actively traded community.

The median time on market, just over 107 days, is consistent with a community where buyers are not competing for inventory and sellers cannot count on a quick sale. No community amenities are identified from current MLS listings, which suggests the appeal here is tied to the homes and the St. Marys location itself rather than a packaged amenity set. That has direct pricing implications: value is likely being driven by the individual property and lot rather than by a shared clubhouse, pool, or gated feature set.

“

The location and the amenities are priced into every listing in Old Mill Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this few recorded closings, pricing a listing or evaluating an offer takes more than pulling a median off a report. We look at the individual sales behind the number, weigh how much a single closing is skewing the data, and help you set a strategy that accounts for a longer expected marketing period rather than fighting it.

Old Mill Bluff in 15 seconds.

Best forBuying with flexibility on timeline and a focus on the individual home rather than a packaged amenity set.
Biggest advantagePricing here is still lightly benchmarked, which can favor a well-prepared buyer or a seller who prices to condition.
Biggest riskA thin sample size of four closings means the median can shift quickly with the next sale or two.
Sweet spotBuyers comfortable with a longer marketing period, given a median time on market of just over 107 days.
Avoid ifNeeding a fast closing or expecting a deep pool of comparable, recently sold homes to lean on.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Old Mill Bluff homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Old Mill Bluff.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Old Mill Bluff sales matched to your home.

What is your Old Mill Bluff home worth?

Get a no-obligation home value based on real comparable sales in Old Mill Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Marys →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Old Mill Bluff?
The median sale price in Old Mill Bluff was $316K over the 12 months ending September 20, 2026 (4 closed sales, ScoutMLS®).
How long do homes in Old Mill Bluff take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 108 days on market (4 sales, ScoutMLS®).
Who is the best real estate agent for Old Mill Bluff?
The best agent for Old Mill Bluff is one who actively works St. Marys and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Old Mill Bluff.
How do I find a top St. Marys real estate agent who knows Old Mill Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Old Mill Bluff and the wider St. Marys area.
Can Momentum Realty connect me with an agent for Old Mill Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Old Mill Bluff purchase or sale - no call center and no pressure.
Where is Old Mill Bluff, and what county is it in?
Old Mill Bluff is in St. Marys, Camden County, GA, ZIP 31558.
Buying a home for its own features and lot rather than for a bundled amenity package.Excellent fit
Trading speed for negotiating room, given a median time on market of just over 107 days.Excellent fit
Comfortable making a decision based on a small, evolving set of recent sales in St. Marys.Excellent fit
Needing a large set of comparable closed sales to validate a price before writing an offer.Probably not
Expecting on-site community amenities as part of the purchase, since none are identified in current listings.Probably not
Requiring a fast, predictable closing timeline in a market currently running well past 100 days on average.Probably not

Data sources & freshness

Live listingsScoutMLS®, refreshed twice daily (last: October 9, 2026)
Community market statsScoutMLS® closed sales, 12-month windows ending September 20, 2026
Under-contract sharesScoutMLS® records, as of 2026-09-20
Historical depthClosed-sale records back to 2017 (5 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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CallFree valuation →
Thinking of selling in Old Mill Bluff? 4 recorded closings; median 107 days on market (window ending 2026-09-20). See the Camden County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Old Mill Bluff with Momentum Realty’s local guides.

Smill Kristins Place0.4 mi away · 1 for saleSCSugarmill Creekside0.4 mi away · median $380K, 3 sales/12 moSHSmill Hunters Point0.5 mi awayGHGains H Davis0.6 mi away · 3 for saleDPDavison Plantation0.7 mi away · 1 for saleMTMillers Trace0.8 mi away

Browse all neighborhood guides →

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