Panther Creek in Jacksonville

Panther Creek Homes for Sale in Jacksonville, FL

Westside new-construction community · off Panther Preserve Pkwy · ZIP 32221

A Westside amenities-and-value play: a real amenity package with no CDD.

No CDDMulti-builder new homesReal amenity package
Live Market Pulse
37/100
Momentum
Buyer's Market
Panther Creek is an active new-construction market with more than one builder selling at once, so pricing swings on plan, builder, and current incentives. Compare offers across builders, and price the all-in cost.
Free · No obligation
Unlock Off-Market Panther Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$332K
Median Price
10.4mo
Supply
88days
Avg DOM
Soft
Seller Leverage
$177/sf
Median $/Sqft
-3%
1-Yr Price Change
2now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Panther Creek is a Westside value play with an unusual structure: a clubhouse, pool, trails, and courts with no CDD and a modest HOA, the kind of amenity package most new communities only fund through a tax-bill assessment. The read is that this is a multi-builder community, so the edge is comparing Brightland and KB floor plans, pricing, and incentives inside one gate. Verify the exact HOA, the included amenities, and the zoned schools, and weigh the Westside location against your commute."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Panther Creek market snapshot (as of June 14, 2026): the median sale price is about $332K ($177 per sq ft), with homes averaging 88 days on market and 10.4 months of supply, a buyer's market. Values are down 3% over the past year and up 123% since 2012, based on 30 recent closings in live realMLS data.

Panther Creek is a single-family community on Jacksonville's Westside off Panther Preserve Parkway in the 32221 ZIP. It has been built in phases by more than one national builder. Ryan Homes opened an early section and has since sold out, and Brightland Homes and KB Home are the builders actively selling new homes today. That multi-builder structure means buyers can compare floor plans, pricing, and incentives across builders inside one community, which is unusual at this price point on the Westside.

The location is a Westside value play. Panther Creek sits within about two miles of I-10, with quick reach to I-295 and the First Coast Expressway, which opens up commutes across the metro. Oakleaf Town Center, the Westside's major shopping and dining hub, is a short drive away, and downtown Jacksonville is roughly 20 to 25 minutes east. For buyers who work downtown, on the Westside, or at NAS Jacksonville, the location pairs an easy expressway commute with newer-home value.

What gives Panther Creek its identity is the combination of a real amenity package and no CDD. Many amenity-driven new communities, especially in St. Johns County, fund their clubhouses and pools through a Community Development District assessment that lands on the tax bill for decades. Panther Creek delivers the clubhouse, pool, trails, sand volleyball, soccer fields, and playground without that CDD line item, and with a modest HOA. For buyers who want amenities and value in the same community, that structure is the draw.

Best for

  • Value buyers who want amenities without a CDD on the tax bill
  • Buyers who want to compare multiple builders inside one community
  • Commuters to downtown, the Westside, or NAS Jacksonville
  • Buyers who want a newer home at a Westside price

Probably not for

  • Buyers who want an established, mature neighborhood
  • Buyers who want a beach, Southside, or St. Johns County address
  • Buyers who want a golf course or private club onsite
  • Anyone unwilling to compare builders and price incentives carefully

How Panther Creek is performing right now

37/100
momentum
Buyer's Market
Seller's marketBalancedBuyer's market
10.4Months of supplytight
46Median days on marketdays
8 : 26Under contract vs for salestrong demand
30Sold in last 12 monthsliquidity
+123%Median price since 2012appreciation
+2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Panther Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Panther Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Panther Creek

Live MLS inventory for Panther Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Panther Creek listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Oakleaf Town Center~10 min · Westside retail and dining
I-10 interchange~5 min · ~2 miles
Cecil Commerce Center~10 min · major Westside employer hub
NAS Jacksonville~20 min · via I-295
Downtown Jacksonville~22 min · ~18 miles east
Jacksonville Int'l Airport (JAX)~30 min · via I-295
St. Johns Town Center~35 min · Southside retail

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Panther Creek Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

Whitehouse Homes for Sale in Jacksonville, FLWhitehouse Homes for Sale in Jacksonville, FLJacksonville, FL · 1.3 miSMSeasons at Marietta CoveJacksonville, FL · 1.4 miKasen Oaks Homes for Sale in Jacksonville, FLKasen Oaks Homes for Sale in Jacksonville, FLJacksonville, FL · 1.5 miMarietta Homes for Sale in Jacksonville, FLMarietta Homes for Sale in Jacksonville, FLJacksonville, FL · 1.7 miWellhouse Estates Homes for Sale in Jacksonville, FLWellhouse Estates Homes for Sale in Jacksonville, FLJacksonville, FL · 1.8 miLiberty Square Homes for Sale in Westside, FLLiberty Square Homes for Sale in Westside, FLWestside, FL · 2.1 miOld Plank Plantation Homes for Sale in Westside, FLOld Plank Plantation Homes for Sale in Westside, FLWestside, FL · 2.4 miCOCassie OaksJacksonville, FL · 2.8 miGlen Eagle Homes for Sale in Jacksonville, FLGlen Eagle Homes for Sale in Jacksonville, FLJacksonville, FL · 2.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Panther Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Panther Creek is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PreK-5

Chaffee Trail Elementary (Duval)

Public 6-8

Chaffee Trail Middle (Duval)

Public 6-12

Baldwin Middle-Senior High School (Duval)

Private PreK-12

Trinity Christian Academy, Jacksonville

Buying with schools in mind? We can confirm the exact zoned schools for any Panther Creek address.

The takeaway

Panther Creek's value-and-amenity case is being reinforced by major Westside road access and a surge of nearby jobs and investment, even as ongoing multi-builder construction keeps pricing competitive.

Recent Developments in Panther Creek

Our read on what is being built around Panther Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet positive: the First Coast Expressway and Cecil Commerce Center growth strengthen Westside access and demand, while active builder inventory keeps incentives in play, so the edge is comparing offers and pricing the all-in cost.

First Coast Expressway expands Westside access

2025
BullishMajor impact
SignificanceRadius: Regional

New expressway segments improve metro-wide reach from the Westside, a durable support for value communities like Panther Creek.

Cecil Commerce Center draws major employers

2025
BullishMajor impact
SignificanceRadius: Regional

Large manufacturing and logistics investment nearby strengthens the Westside job base within a short drive of Panther Creek.

Chaffee Trail Middle School opens

2024
BullishNotable impact
SignificanceRadius: Community

A new Westside middle school added capacity for the area's growth, a plus for the local school picture.

Amazon invests in its West Jacksonville facility

2025
BullishNotable impact
SignificanceRadius: Regional

Continued investment in the nearby fulfillment center reinforces Westside logistics employment.

Active multi-builder construction keeps incentives in play

Ongoing
NeutralNotable impact
SignificanceRadius: Community

With more than one builder selling at once, pricing and incentives shift, so compare across builders before you commit.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Panther Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Jobs

    Cosentino buys Cecil Commerce Center land for a $370M plant

    Cosentino Group bought land at the Cecil Commerce Center megasite for $20.39 million to build a two-phase, $370 million manufacturing facility on Jacksonville's Westside. Why it matters: Major nearby investment deepens the Westside job base that supports Panther Creek demand. Source

  2. August 2025
    Access

    First Coast Expressway Clay County section opens ahead of schedule

    FDOT opened a new 18-mile leg of the First Coast Expressway ahead of schedule, extending the toll network that improves Westside and regional commutes. Why it matters: Better expressway access broadens commuting options from the Westside. Source

  3. December 2025
    Jobs

    Amazon seeks upgrade at its West Jacksonville fulfillment center

    Amazon filed for a roughly $13.8 million conveyor upgrade at its West Jacksonville fulfillment center near Cecil Commerce Center, a sign of continued investment in Westside logistics. Why it matters: Sustained employer investment supports the Westside housing demand around Panther Creek. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Panther Creek, this is the order of operations we would run, and the one we run for our clients.

1

Compare across builders. With Brightland and KB selling at once, line up floor plans, base pricing, and current incentives side by side before you pick.

2

Confirm the HOA and what it covers. The amenity package is funded by a modest HOA with no CDD; get the dues and inclusions in writing.

3

Price the incentives, not just the sticker. Builder rate buy-downs and closing-cost help move the real cost; have your agent run the all-in math.

4

Check the homesite. Lot size, orientation, and what backs the yard, preserve, pond, or another home, vary across the phases and move resale.

5

Bring your own agent. The builder's representative works for the builder; register your agent on your first visit so they negotiate for you.

Best Buy
A well-located plan from the builder with the strongest current incentive, priced to all-in cost
Biggest Risk
Overpaying on a tight interior lot, or ignoring builder incentive differences
Best Lot
A larger or preserve- or pond-backed homesite over a tight interior lot
Smart Timing
Compare builders and incentives before you commit to one
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Product

Single-family new construction across multiple national builders

Range

Generally the high $200s into the high $300s, by plan and builder

Size

Roughly 1,540 to 2,770 square feet on a range of lots

Builders

Brightland Homes and KB Home active today; Ryan Homes built an earlier, sold-out section

Costs & Fees

HOA

Modest, funds the clubhouse, pool, and shared amenities

CDD

None, a key contrast with many amenity-driven new master plans

Tax line

Duval County millage; no CDD assessment on the bill

Amenities

Clubhouse

Community clubhouse and resort-style pool

Courts

Pickleball, sand and beach volleyball, and a dog park

Fields

Two soccer fields and a playground

Trails

Walking trails and community green space

Location

Setting

Jacksonville's Westside off Panther Preserve Parkway, ZIP 32221

Access

Within about two miles of I-10, near I-295 and the First Coast Expressway

Daily life

Oakleaf Town Center retail a short drive; downtown about 20 to 25 minutes

The Homes & Style

Panther Creek's pitch combines Westside value, a real amenity package, and a no-CDD fee structure. Single-family homes here have run from roughly the high $290,000s to the high $390,000s in 2026 across Brightland Homes and KB Home, with quick-move-in homes sometimes lower. Confirm current pricing directly, since the active builders adjust pricing and incentives often.

The no-CDD structure is the headline for value. Many of the metro's amenity-rich new communities, especially in St. Johns County, carry a Community Development District assessment of a few thousand dollars a year on the tax bill. Panther Creek's lack of a CDD and its modest HOA meaningfully lower the all-in monthly cost compared with those communities, which matters more than the sticker price for many buyers. Lot premiums and design-center upgrades still move the number, and builder incentives such as rate buydowns and closing-cost help are active in the current market, so it pays to ask each builder.

For context, Momentum tracks the wider Jacksonville metro at a 97.98 percent sold-to-list ratio and 64 days on market for our agents, against a RealMLS market average closer to 96.73 percent and 72 days, year to date. In an active multi-builder community like Panther Creek, builder pricing, incentives, and homesite selection matter more than resale comps, which is where an agent who knows the community and each builder's pricing pays off.

Because Panther Creek is a multi-builder community, the buying decision centers on which builder, which floor plan, which homesite, and quick-move-in versus to-be-built timing.

Brightland Homes and KB Home build single-family homes at Panther Creek generally ranging from about 1,574 to 2,350 square feet, with three to five bedrooms and one- and two-story layouts. Standard features run toward quartz countertops, stainless steel appliances, tile backsplashes, smart-home technology, higher ceilings, and a choice of interior and exterior color and finish packages. Brightland's lineup includes plans such as the Merritt, Wynwood, Flagler, and Deering. The two builders give buyers a side-by-side comparison on layout, included features, and price inside the same neighborhood.

As of 2026, single-family homes at Panther Creek have run from roughly the high $290,000s to the high $390,000s depending on builder, plan, and homesite, with quick-move-in homes sometimes priced lower. That puts the community squarely in the Westside value tier. Confirm the current Panther Creek pricing, available homesites, and any quick-move-in homes directly with each builder, since pricing and inventory in an active community move quickly.

Panther Creek offers both quick-move-in homes, already under construction or complete and faster to close, and to-be-built homes, where you choose the plan, the lot, and the finishes for more personalization but a longer timeline of several months. Quick-move-in homes often carry the strongest builder incentives, while a to-be-built home lets you select the homesite and the layout. Comparing both across the active builders pays off.

Living Here

Panther Creek carries a fuller amenity package than most no-CDD communities, which is part of what makes it stand out at this price point.

Within the community, Panther Creek offers a clubhouse, a swimming pool, walking trails, a sand volleyball court, two soccer fields, a playground, and green space. For a community with no CDD and a modest HOA, that is a strong set of shared amenities, the kind of package buyers usually expect only in a CDD-funded master plan. The active and established mix of pool, fields, and courts fits the community's established buyer base.

Beyond the gates, residents are a short drive from Oakleaf Town Center, the Westside's major retail and dining hub, with big-box stores, restaurants, grocery, and a movie theater. Everyday shopping and services along the 103rd Street and Argyle corridors are close, and historic Riverside and downtown are an easy expressway run to the east.

Panther Creek's location within about two miles of I-10, with quick access to I-295 and the First Coast Expressway, gives residents reach across the metro. That expressway access, paired with the on-site amenities, gives Panther Creek a practical, livable balance for Westside buyers.

Panther Creek's shopping and dining picture is anchored by Oakleaf Town Center, the Westside's largest retail center, a short drive away. Oakleaf Town Center offers big-box retail, a wide range of restaurants, a movie theater, grocery stores, and everyday services, covering most needs without a long drive.

Beyond Oakleaf, the Argyle and 103rd Street corridors add more retail, grocery, and dining as the Westside continues to grow, and historic Riverside to the east brings local restaurants and shops. For destination shopping, the St. Johns Town Center is a longer drive to the Southside. For day-to-day life, though, the concentration of retail at Oakleaf Town Center gives Panther Creek residents strong, convenient access close to home.

A few things that consistently come up once buyers get serious about a no-CDD, multi-builder community like Panther Creek.

The absence of a CDD is not a small detail, and it is more notable here because Panther Creek still has a pool, clubhouse, trails, and fields. In comparable amenity-driven communities, a CDD assessment can add a few thousand dollars a year to the tax bill for decades. Getting that amenity set without the CDD line item can mean a meaningfully lower all-in monthly than a similarly priced St. Johns home. Run that comparison, it often changes the decision.

Because Brightland Homes and KB Home both sell inside Panther Creek, you can compare floor plans, included features, and incentives side by side. The same budget can buy different square footage, layouts, and standard finishes depending on the builder, and each runs its own promotions. A buyer's agent who knows both builders can line them up against each other.

Since Ryan Homes has sold out its earlier phase, the available homes come from the builders still selling. That means homesite and quick-move-in availability shifts as the community builds out, and the best lots go early in each builder's release. Getting in with your own agent helps you track new releases and secure a preferred homesite.

Each builder's sales agent works for that builder. Many builders will not let you add agent representation if you register on your own first. Contact your agent before you visit any model or sales center, so you keep representation that works only for you across whichever builder you choose.

Before You Offer

Panther Creek is straightforward, but a few checks protect your money. First, get the HOA dues and exactly what they cover in writing, and confirm there is no CDD on the parcel, the no-CDD structure is a core part of the value here. Second, if you are buying new, compare the active builders, Brightland and KB, on base price, floor plan, and current incentives, since rate buy-downs and closing help change the real cost more than the sticker.

Third, read the homesite: lot size, orientation, and whether the yard backs a preserve, a pond, or another home all move resale. Fourth, on a new build, review the builder warranty and have your own inspection at key stages rather than relying on the builder alone. Fifth, check flood zone and pull an insurance quote early, and confirm internet and fiber availability for your specific phase before you write the offer.

Comparisons

Most buyers weighing Panther Creek are comparing it with other value-focused and no-CDD communities on the Duval side of the metro. Here is the honest shorthand.

Who It Fits

Panther Creek fits the buyer who wants a newer home with a real amenity package at a Westside price, without a CDD on the tax bill. If you value being able to compare multiple builders inside one community, an easy expressway commute, and amenities funded by a modest HOA rather than a decades-long assessment, this is a strong value. It fits less well for buyers who want an established neighborhood, a golf course, or a coastal address.

Panther Creek fits if you want

  • A real amenity package with no CDD
  • To compare multiple builders in one community
  • A newer home at a Westside price
  • An easy I-10, I-295, and expressway commute
  • Lower all-in cost than CDD-funded master plans
  • Oakleaf Town Center retail a short drive away

Consider elsewhere if you want

  • An established, mature neighborhood
  • A golf course or private club onsite
  • A beach, Southside, or St. Johns County address
  • To skip comparing builders and incentives
  • Large, wooded, or true waterfront lots
  • A walkable, dining-and-nightlife district
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$300K to $324K

The smaller floor plans and tighter lots, the lowest cost of entry into a newer home with the full amenity package.

Lowest entry
The Core
$324K to $360K

Mid-size plans from the active builders, the heart of the market, where builder choice and incentives decide true cost.

Most inventory
The Top
$360K to $375K

The largest plans on the better homesites, preserve- or pond-backed lots, the high end of the community's range.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$300K to $324K
The Entry
The smaller floor plans and tighter lots, the lowest cost of entry into a newer home with the full amenity package.
$324K to $360K
The Core
Mid-size plans from the active builders, the heart of the market, where builder choice and incentives decide true cost.
$360K to $375K
The Top
The largest plans on the better homesites, preserve- or pond-backed lots, the high end of the community's range.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Amenity package with no CDDStrong
Newer construction, low near-term riskStrong
Improving Westside access and jobsStrong
Multi-builder choice and valuePositive
Active builder inventory competes on priceManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Panther Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Panther Creek hands you a master-plan amenity set without the CDD. The builder and the incentive, not the address, set your number.

Jon Brooks · Founder, Momentum Realty
7.5B+ · Buy Score
Resale Strength7.4/10
Renovation Risk3.6/10
Location Efficiency7.4/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Panther Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Preserve- and pond-backed homesites hold value best
  • Tight interior lots are where buyers overpay
  • Lot size and orientation vary across the build phases
  • No CDD keeps the carrying cost low on any lot
  • Confirm what backs the yard before you choose a plan

In a multi-builder community, the homesite and the builder do much of the pricing work. Preserve- and pond-backed lots are scarcer and hold value better, while tight interior parcels backing another home are where buyers overpay for the same floor plan. Lot size and orientation also vary across the build phases, so a quiet, well-oriented homesite resells better than a cut-through one. Because there is no CDD, the carrying-cost picture is cleaner than in many amenity communities, which makes the lot and the builder incentive the two variables to weigh hardest before you commit.

Panther Creek in 15 seconds.

Best forValue buyers who want a real amenity package with no CDD at a Westside price.
Biggest advantageAmenities and value together: a clubhouse, pool, and courts without a CDD assessment, plus multi-builder choice.
Biggest riskActive builder inventory means pricing and incentives shift, so an uncompared offer can leave money on the table.
Sweet spotA well-located plan from the best-incentive builder, priced to the all-in cost.
Avoid ifYou want an established neighborhood, a golf course, or a beach or Southside address.

HOA, CDD & Fees

15-Second Take
  • No CDD, a key contrast with many new master plans
  • Amenities funded through a modest HOA instead
  • Clubhouse, pool, courts, fields, and trails included
  • Confirm current dues and inclusions in writing
  • Lower all-in cost than comparable amenity communities

Panther Creek's fee structure is one of its strongest selling points, and a genuine contrast with much of the metro's new construction. There is no CDD. Unlike many amenity-driven new master plans, especially in St. Johns County, Panther Creek funds its clubhouse, pool, trails, and courts through a modest HOA rather than a Community Development District assessment that would land on the tax bill for decades. That keeps the all-in carrying cost lower than comparable amenity communities. Confirm the current HOA dues and exactly what they include in writing, since the amenity package and any future increases are what you are underwriting.

The HOA typically funds the clubhouse, swimming pool, walking trails, sand and beach volleyball, pickleball, the two soccer fields, the playground, and common-area upkeep. Confirm the current inclusions before you buy.

Panther Creek's shared amenities, not a private golf club, are the draw: a clubhouse and resort-style pool, courts, fields, trails, and a dog park, delivered without a CDD. There is no golf course or country club onsite.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Panther Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Oakleaf, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Panther Creek home worth?

Get a no-obligation home value based on real comparable sales in Panther Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Panther Creek on the map →
Or get your Panther Creek home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Panther Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Panther Creek Market Scorecard

Strong buyer's market

Panther Creek is currently a strong buyer's market. About 10.0 months of supply, a median asking price of $371,990, and homes go under contract in about 44 days.

10.0
Months supply
$371,990
Median list
$332,500
Median sold
$179
Per sqft
44
Days on mkt
25/9/30
Active/Pend/Sold

Typical home value in the 32221 ZIP is $296,331, about 27.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Panther Creek located?
Panther Creek is on Jacksonville's Westside in Duval County, in the 32221 area off Panther Preserve Parkway, within about two miles of I-10 and close to I-295 and the First Coast Expressway. Oakleaf Town Center is a short drive away, and downtown Jacksonville is roughly 20 to 25 minutes east.
Who builds Panther Creek?
Panther Creek is a multi-builder community. Brightland Homes (formerly Gehan Homes, with more than 30 years of building) and KB Home are actively selling single-family homes here, and Ryan Homes built and sold out an earlier section. Plans run from about 1,574 to 2,350 square feet with three to five bedrooms, quartz counters, stainless appliances, and smart-home features.
Does Panther Creek have a CDD fee?
No. Panther Creek has no CDD fees, which is increasingly rare among amenity-driven new communities. The HOA is modest, roughly $300 a year. The absence of a Community Development District assessment, which in many comparable communities adds a few thousand dollars a year to the tax bill, meaningfully lowers the all-in monthly cost. Confirm the exact current HOA amount with the builder.
How much do homes cost in Panther Creek?
As of 2026, single-family homes at Panther Creek have run from roughly the high $290,000s to the high $390,000s depending on builder, plan, and homesite, with quick-move-in homes sometimes lower. Brightland Homes and KB Home are the active builders. Pricing and available inventory move quickly in an active community, so confirm current numbers and any quick-move-in homes directly.
What amenities does Panther Creek have?
Panther Creek offers a clubhouse, a swimming pool, walking trails, a sand volleyball court, two soccer fields, a playground, and green space, an amenity package that is fuller than many no-CDD communities while still keeping fees low. It sits close to Oakleaf Town Center for shopping and dining and has quick access to I-10 and I-295.
Should I bring my own agent to buy in Panther Creek?
Yes, and before you visit. Each builder's sales agent represents the builder, not you, and many builders will not let you add agent representation if you register on your own first. Bringing your own agent, with compensation that is negotiable and often covered in whole or part by the builder, gives you representation on price, incentives, lot premium, upgrades, and contract terms. Contact your agent before your first visit to any model or sales center.
What schools serve Panther Creek?
Panther Creek is served by Duval County Public Schools in the Westside and Chaffee Road corridor. Because Duval boundaries and capacity shift as the Westside grows, confirm the exact current zoned elementary, middle, and high schools for a specific address with Duval County Public Schools, and ask about the district's magnet and choice options, which give buyers flexibility beyond the neighborhood assignment.
Is Panther Creek a good place to live?
For buyers who want a newer single-family home with a real amenity package, a no-CDD fee structure, and a Westside value close to I-10 and Oakleaf, Panther Creek is a strong option, especially for Westside and downtown-area workers. The trade-offs are the longer drives to the beaches and St. Johns job centers and Duval County schools rather than St. Johns.
Why does Panther Creek not having a CDD matter?
A CDD (Community Development District) assessment appears on your annual property tax bill, often a few thousand dollars a year for decades, to fund a community's infrastructure and amenities. Many of the metro's new communities, especially in St. Johns County, carry one. Panther Creek does not, so for a similarly priced home your all-in monthly payment can be meaningfully lower. It is one of the community's biggest value points.
How does Panther Creek compare to St. Johns County new construction?
The main trade-offs are schools, fees, and location. St. Johns County communities offer the state's top-rated schools but usually carry a CDD assessment of a few thousand dollars a year, and prices run higher. Panther Creek is in Duval County with no CDD and a low HOA, more home for the money, and a Westside location close to I-10 and downtown. If top schools and St. Johns prestige are the priority, St. Johns wins; if value, a real amenity package, no CDD, and a Westside commute fit your life, Panther Creek is compelling.
How do I buy a home in Panther Creek?
Start with an agent who knows Panther Creek and new construction before you visit any sales center, so you have representation on price, builder incentives, lot premiums, and the contract, and can secure the best homesite and the active builder promotions. Momentum Realty will connect you with a Westside new-construction specialist and represent you at the builder's table. Call (904) 351-6461 or submit the form on this page.
Value buyers who want amenities without a CDD on the tax billExcellent fit
Buyers who want to compare multiple builders inside one communityExcellent fit
Commuters to downtown, the Westside, or NAS JacksonvilleExcellent fit
Buyers who want a newer home at a Westside priceExcellent fit
Buyers who will price builder incentives into the all-in costExcellent fit
Buyers who want an established, mature neighborhoodProbably not
Buyers who want a beach, Southside, or St. Johns County addressProbably not
Buyers who want a golf course or private club onsiteProbably not
Anyone unwilling to compare builders and incentivesProbably not

Get the inside read on Panther Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Panther Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Panther Creek specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Panther Creek — what to look for, questions to ask, and your local expert.
Panther Creek Jacksonville median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in Panther Creek Jacksonville, Florida by year (2012 to 2026). Source: Momentum Realty.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

Get my Duval County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Panther Creek Expert
Call Get Listings