Panther Creek in Jacksonville

Panther Creek
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 94 homes for sale in 32221 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32221
507 homesBuilt 2003–2024Median sale $340K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
38/100
Market Heat
Cooler than normal
2013 → 2026 · 86 at the 2021 peak
0 is Panther Creek's coldest market since 2013, 100 its hottest. Today: 38. How it's scored

Photo courtesy of ROSEHAVEN REALTY · via realMLS

Built fromLive realMLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Panther Creek in Jacksonville, FL has 18 homes for sale and 7 pending, asking from $279,000 to $475,000 (median $342,400). Over the 12 months ending 2026-10-01, 36 recorded sales closed at a median of $340,492, $179 per square foot, a median 76 days on market, sellers accepting 97% of original asking (-3% versus the prior year). Homes listed or recently sold were built 2004–2026 with 13 new construction; 37 of 37 report an HOA (median $36/mo); 3 of the 37 geocoded homes sit in a FEMA special flood hazard zone (median elevation 72 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,080 ($5,350 with the full homestead exemption).

Live · Panther Creek Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$340K ▼
Median sold · 12 mo
down 2.7% vs the prior 12 months
-2.7% ▼
1-yr price change
n = 36 and 40 sales in the two windows
$179/sf
Sold $/sqft · 12 mo
peak $190 in 2024
97.0%
Sale vs ask
Duval median: 96.2%
+122%
T12M median vs 2012
from a $153K median in 2012
Tempo
5.8mo
Supply
3 to 6 months is the balanced band
76days
Median DOM · closed
10 days at the 2021 low
30%
Under contract
Duval: 28% (1,522 of 5,475)
16 · 7
For sale · pending
live counts, refreshed twice daily
36
Sold · last 12 mo
10-yr average: about 38 a year
Ownership and context
42%
Owner-occupied · Panther Creek
261 of 619 parcels homesteaded (FL DOR 2025)
58%
Non-owner-occupied · Panther Creek
incl. 38% trust or LLC-held · 33% out-of-state
507
Homes in the community
plus 112 vacant residential lots · 619 residential parcels (FL DOR 2025)
Track record · 22 years of records
135
Recorded sales · 2024-2025
median $361K · qualified sales on the county roll (FL DOR 2025)
Est. 2003
Community established
homes built 2003-2024, median 2023 (FL DOR 2025)
1,965sqft
Median sold home size
12-mo windows, closed sales
7.1%/yr
Turnover rate
about 36 of 507 homes trade a year

Homes For Sale Right Now in Panther Creek

Live MLS inventory for Panther Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Panther Creek listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Panther Creek's median sale price is $335,000, or $181 per square foot, on a typical home of about 2,269 square feet with a median year built of 2022 (the neighborhood was built out between 2003 and 2024). That price is down 9.5% year over year on a trailing sample of 31 closings, with a median 78 days to close — so this is not a market moving quickly, and pricing has softened from where it stood a year ago.

Zoom out and the picture changes: values here are up 103% since 2012, so the current year-over-year pullback is a correction inside a much larger long-run gain, not a reversal of it. With a market heat score of 28 and zero active listings tracked as of this snapshot, inventory is thin rather than competitive. For a seller, that means less competing supply but also fewer fresh comparables to lean on; for a buyer, it means the first task is simply finding a listing, and then negotiating from a market that has cooled rather than one still running hot.

Panther Creek Housing Pulse · Momentum Research · as of October 1, 2026

Panther Creek right now

🟡 Balanced market. 5.8 months of supply and 30% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Very High (23 active and pending listings, 36 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($340K) is down 2.7% from the prior 12 months ($350K) and up 122% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Very High (36 and 40 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Panther Creek market snapshot (as of October 1, 2026): the median sale price is about $340K ($179 per sq ft over the trailing 12 months of closed sales), a median 76 days on market for closed sales, and 5.8 months of supply, a balanced market. The trailing-12-month median is down 3% from the prior 12 months and up 122% since 2012, computed from record-level realMLS closed sales (36 closings in the current window).

In ZIP 32221 (Jacksonville), 441 homes closed in the last 12 months at a median of $311K ($177/sq ft), down 3.2% year over year, with a median 62 days on market. Right now 115 active and 35 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32221 housing market and the Duval County market.

County records show 135 qualified sales in Panther Creek across 2024–2025 (98 in 2024, 37 in 2025), median $361,300 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Panther Creek: of 29 listing addresses checked against the FEMA National Flood Hazard Layer, 93% sit outside the FEMA Special Flood Hazard Area (Zone X); 7% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

Panther Creek is a community of 507 homes in Jacksonville, Duval County, built between 2003 and 2024 (median 2023.0), with a median living area of about 2,256 square feet. 42% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Built almost entirely between 2003 and 2024, with a median year built of 2022, Panther Creek in Jacksonville (Duval County) is one of the newer-construction pockets tracked in this data, running larger than a starter footprint at a median 2,269 living square feet across its 884 homes.

Best for

  • A buyer targeting a newer-built home (median year built 2022) near the $335,000 median price point.
  • A seller with equity built up since 2012, who can price realistically against a market that is down 9.5% year over year rather than holding out for last year's numbers.
  • A buyer who wants a larger footprint, with living space at or above the 2,269 sq ft median, and is willing to wait out thin current inventory.

Probably not for

  • A buyer who needs to move fast — a 78-day median days-on-market and zero active listings make a quick purchase unlikely right now.
  • A seller expecting last year's pricing; the 9.5% year-over-year decline means comparables have shifted.
  • A buyer set on paying well under the $335,000 median with no flexibility; the data here does not support a lower price point.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -2.7% one-year change.

Windows contain 6 to 90 sales each (36 in the current window); every figure carries its sample size. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 2.7% year over year; up 122% since 2012.
Every sale since 2004 · price vs size
$0$200K$400K2k3k
478 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $82 in 2012 to a $190 peak in 2024; $179 now.
Median days on market · closed sales
010020020122014201620182020202220242026
10 days at the 2021 low; 76 now.
Sale price vs original ask · median
95%100%20122014201620182020202220242026
97.0% now vs Duval 96.2%.
Homes sold per 12-mo window
025507520122014201620182020202220242026
6 to 90 a year; 36 in the current window.
Indexed since 2012 · Panther Creek vs Duval
100200300Duval +182%Panther Creek +122%20122014201620182020202220242026
Same realMLS record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
86 at the 2021 peak, 28 in the troughs, 38 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

28% of homes for sale in Panther Creek are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Panther Creek Market Scorecard

Buyer's market

Panther Creek is currently a buyer's market. About 6.5 months of supply, a median asking price of $342,400, and homes go under contract in about 118 days.

6.5
Months supply
$342,400
Median list
$351,490
Median sold
$177
Per sqft
118
Days on mkt
18/7/33
Active/Pend/Sold

Typical home value in the 32221 ZIP is $295,037, about 28.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Panther Creek, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 21 listings
Median closed sale price — $340,316 · ▼ 9.3% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Panther Creek

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Panther Creek are close: the nearest groceries is about 6 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Panther Creek with Momentum Realty’s local guides.

Panther0.4 mi awayLiberty Square0.8 mi away · median $305K, 7 sales/12 moGlen Eagle1.0 mi away · median $470K, 11 sales/12 moEGEagle Glen1.1 mi away · median $320K, 4 sales/12 moCreekside Oaks1.3 mi away · 155 homes, built 2001–10CCCherokee Cove1.4 mi away · median $290K, 6 sales/12 moHPHammock Plantation1.4 mi away · 123 homes, built 2004–06Cherokee Cove Green Cove Springs1.4 mi away · median $290K, 6 sales/12 mo

Browse all neighborhood guides →

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chaffee Trail Elementary (Duval)FLDOE grade B · Public PreK-5
  • Chaffee Trail Middle (Duval)FLDOE grade C · Public 6-8
  • Baldwin Middle-Senior High School (Duval)FLDOE grade B · Public 6-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Panther Creek address.

Recent Developments in Panther Creek

Development, infrastructure, retail, and school activity affecting Panther Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum81/100 · High
  1. July 2026
    Development

    JWB secures funding for 108 affordable housing units in Jacksonville

    Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.

    What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 7 miles southeast of Panther Creek, elsewhere in Duval County.

    Source: Jacksonville Today
  2. July 2026
    Development

    Culinary Institute of America selects Jacksonville for Southeast campus

    News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

    What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 12 miles east of Panther Creek, elsewhere in Duval County.

    Source: News4Jax
  3. June 2026
    Development

    Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center

    Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.

    What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 5 miles south of Panther Creek.

    Source: Jax Daily Record
  4. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 20 miles southeast of Panther Creek.

    Source: Jax Daily Record
  5. April 2026
    Development

    Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

    Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

    What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 21 miles east of Panther Creek, elsewhere in Duval County.

    Source: JAXPORT
  6. April 2026
    Development

    Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building

    Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.

    What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 5 miles south of Panther Creek.

    Source: Jax Daily Record

Development alerts for Panther CreekGet a short monthly email when something new is approved, funded, or opens near Panther Creek.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Panther Creek today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Panther Creek.

Best Buy
Buyers and sellers comfortable transacting in a newer-construction community that has cooled from last year's pricing.
Biggest Risk
With zero active listings right now, there is simply little to show a buyer at this moment.
Sweet Spot
Homes near the 2,269 sq ft median, built in the 2003–2024 range, where recent closed sales give the clearest read on value.
Avoid If
You need to buy or sell on a tight timeline — a 78-day median close and thin current inventory work against speed.

A newer-built community working through a correction

The 9.5% year-over-year decline in median price, set against a market heat score of 28, points to a community where sellers currently have less pricing leverage than they did a year ago. A median 78 days to close (on 31 recorded closings) reinforces that: homes here are not moving at the pace a heat score in the 70s or 80s would suggest. None of that erases the longer arc — a 103% gain since 2012 is a substantial multi-year run, and the current pullback should be read against that baseline rather than as a sign the community has lost its footing.

Zero active listings as of this snapshot means there is effectively no visible for-sale inventory to shop right now. That is a data point about supply, not demand: with a median year built of 2022 and a build-out window running to 2024, Panther Creek is still a relatively young community, and 55.1% of its 884 homes carry a homestead exemption — a base weighted toward owner-occupied property rather than one turning over as investment or short-term rental stock.

“

The location and the amenities are priced into every listing in Panther Creek. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.9C+ · Buy Score
Long-Term Appreciation7.9/10
Recent Direction5.3/10
Liquidity & Demand4.2/10
Owner Commitment4.2/10
Pricing Power8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.9). Basis: Long-Term Appreciation +122% since 2012; Recent Direction -2.7% year-over-year; Liquidity & Demand 5.8 months of supply; Owner Commitment 42% owner-occupied; Pricing Power 97.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A community with zero active listings and a 78-day median time to close is not one you can price off a quick automated number — it takes an agent pulling and reading the actual closed-sale record, including how the 9.5% year-over-year move nets against the 103% run since 2012, to tell a buyer or seller what today's $335,000 median and $181 per square foot actually mean for a specific home. That is a hand-prepared valuation call, not a generated estimate, and it is the approach we use on every Panther Creek conversation.

Panther Creek in 15 seconds.

Best forBuyers and sellers comfortable transacting in a newer-construction community that has cooled from last year's pricing.
Biggest advantageA long-run 103% gain since 2012 gives sellers a strong baseline even after the recent pullback.
Biggest riskWith zero active listings right now, there is simply little to show a buyer at this moment.
Sweet spotHomes near the 2,269 sq ft median, built in the 2003–2024 range, where recent closed sales give the clearest read on value.
Avoid ifYou need to buy or sell on a tight timeline — a 78-day median close and thin current inventory work against speed.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Panther Creek homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Panther Creek.
In short
  • No CDD
  • HOA reported ~$435/year
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Panther Creek sales matched to your home.

What is your Panther Creek home worth?

Get a no-obligation home value based on real comparable sales in Panther Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Panther Creek

Homes in Panther Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 7 on record.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Panther Creek Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

What is the median home price in Panther Creek?
The median sale price in Panther Creek was $340K over the 12 months ending October 1, 2026 (36 closed sales, realMLS).
How long do homes in Panther Creek take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 76 days on market (36 sales, realMLS).
Is Panther Creek a buyer's or seller's market right now?
As of October 1, 2026, Panther Creek is roughly balanced: 5.8 months of supply at the current sales pace (realMLS live counts).
How many homes are in Panther Creek?
The Florida DOR 2025 assessment roll shows 507 homes plus 112 vacant residential lots in Panther Creek (public records).
What share of Panther Creek is owner-occupied?
42% of Panther Creek parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Panther Creek built?
Homes in Panther Creek were built between 2003 and 2024, with a median year built of 2023.0 (FL DOR 2025 roll).
Have Panther Creek home prices gone up?
The trailing-12-month median is up 122% since 2012, from $153K to $340K (realMLS closed records).
What schools serve Panther Creek?
Panther Creek is served by Duval County Public Schools, typically Chaffee Trail Elementary (Duval), Chaffee Trail Middle (Duval) and Baldwin Middle-Senior High School (Duval). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Panther Creek?
The best agent for Panther Creek is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Panther Creek.
How do I find a top Jacksonville real estate agent who knows Panther Creek?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Panther Creek and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Panther Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Panther Creek purchase or sale - no call center and no pressure.
Where is Panther Creek, and what county is it in?
Panther Creek is in Jacksonville, Duval County, FL, ZIP 32221. The community's center is about 12 miles west of downtown Jacksonville (straight-line).
How far is Panther Creek from downtown Jacksonville and the beach?
About 12 miles from downtown Jacksonville and about 28 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Panther Creek in a flood zone?
Partly. Of 29 homes we sampled in Panther Creek, 93% sit outside a FEMA Special Flood Hazard Area (Zone X) and 7% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Panther Creek a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Panther Creek: the median sale price over the last 12 months was $340K (36 sales), 9% above the Jacksonville median of $311K; homes took a median 76 days to go under contract; the assessment roll counts 507 homes, 42% of them homesteaded (owner-occupied); listings report Chaffee Trail Elementary (Duval) (B), Chaffee Trail Middle (Duval) (C), Baldwin Middle-Senior High School (Duval) (B) as the zoned schools, with FLDOE grades for 2025-26; supply is 5.8 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
A buyer targeting a newer-built home (median year built 2022) near the $335,000 median price point.Excellent fit
A seller with equity built up since 2012, who can price realistically against a market that is down 9.5% year over year rather than holding out for last year's numbers.Excellent fit
A buyer who wants a larger footprint, with living space at or above the 2,269 sq ft median, and is willing to wait out thin current inventory.Excellent fit
A buyer who needs to move fast — a 78-day median days-on-market and zero active listings make a quick purchase unlikely right now.Probably not
A seller expecting last year's pricing; the 9.5% year-over-year decline means comparables have shifted.Probably not
A buyer set on paying well under the $335,000 median with no flexibility; the data here does not support a lower price point.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (6 streets, ZIP 32221/32222/32234))
Under-contract sharesrealMLS records, as of 2026-10-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (478 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Thinking of selling in Panther Creek? 36 recorded closings; median 76 days on market (window ending 2026-10-01). See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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