Adams Lake in Jacksonville

Adams Lake
Homes for Sale in Jacksonville, FL

All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 126 homes for sale in 32221 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32221
449 homesBuilt 2003–2018Median sale $310K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
49/100
Market Heat
Normal for Adams Lake
2013 → 2026 · 92 at the 2021 peak
0 is Adams Lake's coldest market since 2013, 100 its hottest. Today: 49. How it's scored

Photo courtesy of KELLER WILLIAMS ST JOHNS · via realMLS

Built fromLive realMLS data15 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Adams Lake in Jacksonville, FL has 5 homes for sale and 2 pending, asking from $280,000 to $340,000 (median $300,000). Over the 12 months ending 2026-11-12, 21 recorded sales closed at a median of $310,000 (-1% versus the prior year's median), $152 per square foot, a median 16 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2003–2018; 18 of 19 report an HOA (median $33/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 88 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,540 ($4,800 with the full homestead exemption).

Last 30 days in Adams Lake: 2 new listings (median asking $290,000), 2 under contract right now, 1 closed sale (median $331,000). As of November 13, 2026, realMLS.

Live · Adams Lake Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$310K ▼
Median sold · 12 mo
down 1.0% vs the prior 12 months
-1.0% ▼
1-yr price change
n = 21 and 25 sales in the two windows
$152/sf
Sold $/sqft · 12 mo
peak $160 in 2024
98.2%
Sale vs ask
+182%
T12M median vs 2012
from a $110K median in 2012
Tempo
2.9mo
Supply
3 to 6 months is the balanced band
16days
Median DOM · closed
8 days at the 2021 low
29%
Under contract
Duval: 25% (1,482 of 5,825)
5 · 2
For sale · pending
live counts, refreshed twice daily
21
Sold · last 12 mo
10-yr average: about 44 a year
Ownership and context
66%
Owner-occupied · Adams Lake
296 of 449 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Adams Lake
incl. 12% trust or LLC-held · 22% out-of-state
449
Homes in the community
449 residential parcels (FL DOR 2025)
Track record · 15 years of records
16
Recorded sales · 2024-2025
median $297K · qualified sales on the county roll (FL DOR 2025)
2003–2018
Years homes were built
median 2007 · county roll (FL DOR 2025)
1,997sqft
Median sold home size
12-mo windows, closed sales
4.7%/yr
Turnover rate
about 21 of 449 homes trade a year

Adams Lake (Jacksonville, FL): Homes, Prices & What to Know (Q4 2026 update)

Adams Lake is a Jacksonville community with a $310K median sold price, down 1.3%, and 13 median days to sell. Numbers from realMLS, county property appraisers and public records, listings updated nightly on this page.

Adams Lake (Jacksonville, FL): Homes, Prices & What to Know (Q4 2026 update)

2 min 4 s · Momentum Realty on YouTube · data from realMLS, county property appraiser, Citizens, FEMA · Equal Housing Opportunity

Key moments

Transcript

Adams Lake, in Jacksonville, is a Duval County community where the median sold price is 310,000 dollars, down 1 point 3 percent, and homes take a median of 13 days to sell. Here's what that means if you're watching this one.

Adams Lake has about 282 homes, built between 2004 and 2018, in Jacksonville, in Duval County. Over the last 10 years it has averaged about 44 sales a year, and 21 homes sold in the last 12 months. Every number in this video comes from the community page at move with momentum dot com, from realMLS and public records.

In the last 12 months, 21 homes sold at a median of 310,000 dollars, down 1 point 3 percent on 21 sales against 24. That's 151 dollars a square foot, below a 2024 peak of 160, at 98 point 2 percent of asking. Right now 5 homes are listed and 1 is pending.

17 percent of homes here are under contract, against 26 percent across Duval County, which typically means less competition for the homes that list. That's typical, not a promise. Homes here have sold at 98 point 2 percent of asking, against 96 point 2 percent for the county, so compare each home to recent closings, not to asking prices. Verify whether an HOA or a CDD applies.

Ask for the current tax bill, and remember that Florida resets the assessed value after a sale, so the seller's bill usually isn't what you'll pay. Ask whether there are HOA dues and what they cover, and whether a CDD assessment applies. Check the FEMA flood map by address, and get insurance quoted by address.

Get an email the moment new homes list: the alerts box is on the Adams Lake page at move with momentum dot com, updated every night. I'm Jon Brooks with Momentum Realty.

Homes For Sale Right Now in Adams Lake

Live MLS inventory for Adams Lake. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Adams Lake listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Adams Lake Jacksonville Right Now (7)

All 7 active and pending Adams Lake Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1959 Tyson Lake Drive · $300,000 · 3 bd / 2 ba · listed Nov 6, 2026 · listed by Keller Williams First Coast Realty
  • 2165 Brian Lakes Drive · $280,000 · 3 bd / 2 ba · listed Nov 5, 2026 · listed by Monumental Realty Services Llc
  • 2387 Rusty Lakes Lane · $480,000 · 7 bd / 3 ba · pending · listed Oct 24, 2026 · listed by Keller Williams St Johns
  • 11518 Brian Lakes Drive · $325,000 · 3 bd / 2 ba · listed Sep 6, 2026 · listed by Crossview Realty
  • 2386 Tyson Lake Drive · $289,995 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Watson Realty Corp
  • 2282 Justin Lake Drive · $340,000 · 3 bd / 2 ba · listed Aug 15, 2026 · listed by Watson Realty Corp
  • 11483 Summer Bird Court · $285,000 · 3 bd / 2 ba · pending · listed Aug 15, 2026 · listed by Sovereign Real Estate Group
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Adams Lake is pricing around a $290,000 median, or $151.99 per square foot, and the current posture is fast but softer than a year ago: a 12-day median days-on-market alongside a 10.1% year-over-year pullback. That combination reads as a community where well-priced homes still move quickly, but sellers are conceding more on price than they were twelve months back. There are zero active listings against the community's 21 recent closings, so the read right now is less about buyer competition for visible inventory and more about how few homes are coming to market at all.

Zoom out and the picture steadies: values here are still up 164% since 2012, so the recent dip is a pullback inside a long, well-established uptrend, not a reversal of it. With a market heat score of 32, this is not an aggressive multiple-offer environment. For a seller, that argues for pricing to the current median rather than last year's number. For a buyer, it argues for patience — with almost nothing active, the next listing to hit is worth watching closely rather than waiting for a flood of choices.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Adams Lake Housing Pulse · Momentum Research · as of November 12, 2026

Adams Lake right now

🔴 Seller-leaning market. 2.9 months of supply and 29% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: High (7 active and pending listings, 21 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($310K) is down 1.0% from the prior 12 months ($313K) and up 182% since 2012.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: High (21 and 25 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Adams Lake market snapshot (as of November 12, 2026): the median sale price is about $310K ($152 per sq ft over the trailing 12 months of closed sales), a median 16 days on market for closed sales, and 2.9 months of supply, a seller-leaning market. The trailing-12-month median is down 1% from the prior 12 months and up 182% since 2012, computed from record-level realMLS closed sales (21 closings in the current window).

In ZIP 32221 (Jacksonville), 383 homes closed in the last 12 months at a median of $320K ($178/sq ft), down 0.6% year over year, with a median 56 days on market. Right now 114 active and 30 pending listings put supply at about 3.6 months — a balanced market. See the live ZIP 32221 housing market and the Duval County market.

County records show 16 qualified sales in Adams Lake across 2024–2025 (13 in 2024, 3 in 2025), median $297,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Adams Lake: of 15 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

Adams Lake is a community of 449 homes in Jacksonville, Duval County, built between 2003 and 2018 (median 2007), with a median living area of about 2,074 square feet. 66% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Adams Lake is a Duval County community of 821 homes built mostly between 2003 and 2018, with a median year-built of 2007 that places most of the housing stock in its second decade rather than brand new.

Best for

  • Buyers who want a larger, move-up-sized home (median 2,348 sq ft) and are comfortable pricing near the $290,000 median.
  • Sellers who can price to the current market rather than last year's higher comps, given the 10.1% year-over-year pullback.
  • Buyers planning to hold long-term and comfortable with an owner-occupied-heavy, 2003–2018-built community rather than new construction.

Probably not for

  • Buyers who need to purchase this week — active listings currently sit at zero.
  • Buyers specifically seeking brand-new construction, since the community's homes date to 2003–2018.
  • Sellers unwilling to adjust pricing expectations after a 10.1% year-over-year decline.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($310K) IS the median in the snapshot above, and the move from 2025 ($313K) IS the -1.0% one-year change.

Windows contain 21 to 102 sales each (21 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K20122014201620182020202220242026
Down 1.0% year over year; up 182% since 2012.
Every sale since 2011 · price vs size
$0$200K$400K2k3k4k
658 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$50$100$15020122014201620182020202220242026
Up from $48 in 2012 to a $160 peak in 2024; $152 now.
Median days on market · closed sales
05010020122014201620182020202220242026
8 days at the 2021 low; 16 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
98.2% now.
Homes sold per 12-mo window
05010020122014201620182020202220242026
21 to 102 a year; 21 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2021 peak, 15 in the troughs, 49 now. Same score as the hero card, full history.

Adams Lake Market Scorecard

Seller's market

Adams Lake is currently a seller's market. About 3.2 months of supply, a median asking price of $300,000, and homes go under contract in about 68 days.

3.2
Months supply
$300,000
Median list
$304,950
Median sold
$169
Per sqft
68
Days on mkt
5/2/19
Active/Pend/Sold

Typical home value in the 32221 ZIP is $294,540, about 25.4% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Adams Lake
On the water
Community includes Adams Lake (originally referred to as "Doughnut Lake"), a lake with a central island for which the community is named, plus numerous additional ponds and lakes throughout; residents have access to the lake for recreation.

Sources: Adams Lake Community website - Amenity Center page; Adams Lake Community website. Amenity access and membership terms vary and can change; verify current details with the community.

The takeaway

Everyday stops around Adams Lake are close: the nearest shopping is about 2 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Adams Lake with Momentum Realty’s local guides.

OGOld Gainesville Estates0.5 mi away · 32 homes, built 2004–15LOLauren Oaks1.0 mi away · median $255K, 3 sales/12 moGreen Acres1.0 mi away · 60 homes, built 1940–23CCCherokee Cove1.0 mi away · median $290K, 7 sales/12 moLiberty Square1.1 mi away · median $305K, 7 sales/12 moCherokee Cove Green Cove Springs1.2 mi awayFHFox Hill Farms1.4 mi away · 189 homes, built 2004–14, 1 for sale

Browse all neighborhood guides →

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Chimney Lakes Elementary SchoolFLDOE grade A · K-5
  • Charger Academy · 6-8
  • Westside High SchoolFLDOE grade I · 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Adams Lake address.

Recent Developments in Adams Lake

Development, infrastructure, retail, and school activity affecting Adams Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum75/100 · High
  1. October 2026
    Market

    Northeast Florida home sales dip in September as inventory tightens

    Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

    What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 13 miles east of Adams Lake.

    Source: Clay Today
  2. September 2026
    Development

    Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla

    The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.

    What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The project is about 11 miles east of Adams Lake, elsewhere in Duval County.

    Source: Jacksonville Today
  3. July 2026
    Development

    JWB secures funding for 108 affordable housing units in Jacksonville

    Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.

    What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 7 miles east of Adams Lake, elsewhere in Duval County.

    Source: Jacksonville Today
  4. June 2026
    Development

    Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center

    Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.

    What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The site is about 4 miles south of Adams Lake.

    Source: Jax Daily Record
  5. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 18 miles southeast of Adams Lake.

    Source: Jax Daily Record
  6. April 2026
    Development

    Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building

    Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.

    What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The site is about 4 miles south of Adams Lake.

    Source: Jax Daily Record

Development alerts for Adams LakeGet a short monthly email when something new is approved, funded, or opens near Adams Lake.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Adams Lake today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Adams Lake.

Best Buy
Buyers and sellers focused on an established, mostly owner-occupied Duval County community rather than new construction.
Biggest Risk
With zero active listings, there is currently nothing to buy, and the 10.1% year-over-year pullback means sellers should not price to last year's numbers.
Sweet Spot
Move-up buyers wanting a larger footprint, given the 2,348 sq ft median living area and 2003–2018 construction era.
Avoid If
You need to buy immediately or want brand-new construction — inventory is currently at zero and the homes here date to 2003–2018.

A 2000s-built community with steady turnover

With 821 homes and a year-built range of 2003 to 2018, Adams Lake is a single, fairly cohesive construction era — nothing pre-dating the early 2000s and nothing brand new either. The median living area of 2,348 square feet points toward larger, move-up-sized homes rather than starter product, and that shows up in the price-per-square-foot figure of $151.99, which is a function of size and age more than of scarcity.

Roughly two-thirds of homes in Adams Lake (65.9%) carry a homestead exemption, which is a useful signal on its own: it tells you a majority of the housing stock is owner-occupied primary residences rather than investment or seasonal-use property, which tends to correlate with steadier, less speculative turnover. With zero active listings as of this snapshot, whatever comes to market next will be the one to watch.

“

The location and the amenities are priced into every listing in Adams Lake. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction5.8/10
Liquidity & Demand7.1/10
Owner Commitment6.6/10
Pricing Power8.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.6). Basis: Long-Term Appreciation +182% since 2012; Recent Direction -1.0% year-over-year; Liquidity & Demand 2.9 months of supply; Owner Commitment 66% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A community with no active listings and a 12-day median days-on-market is one where pricing strategy and pre-market preparation matter more than usual — there is no comparable-listing crowd to hide behind. Momentum tracks Adams Lake's closings, price-per-square-foot, and the wider Duval feed closely enough to price a listing to the current 290,000 median rather than to stale comps, and to help a buyer move decisively when something does list.

Adams Lake in 15 seconds.

Best forBuyers and sellers focused on an established, mostly owner-occupied Duval County community rather than new construction.
Biggest advantageHomes here have appreciated 164% since 2012, and the current 12-day median days-on-market shows priced-right listings still move fast.
Biggest riskWith zero active listings, there is currently nothing to buy, and the 10.1% year-over-year pullback means sellers should not price to last year's numbers.
Sweet spotMove-up buyers wanting a larger footprint, given the 2,348 sq ft median living area and 2003–2018 construction era.
Avoid ifYou need to buy immediately or want brand-new construction — inventory is currently at zero and the homes here date to 2003–2018.

What it really costs to own in Adams Lake

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxAt today's median asking price of $300,000, the first-year bill with homestead is about $4,600/yr (Duval County total millage 17.865 mills, FY2025-26, Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage).
HOA duesMedian $400/year (about $33/month) across 12 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 15 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).

Estimated carrying cost at the median asking price, before the mortgage: about $526/month (tax $383, HOA $33, insurance $110). An estimate from the sources above, not a quote.

Email me new listings in Adams Lake

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Adams Lake

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Adams Lake will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Adams Lake homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Adams Lake.
In short
  • No CDD
  • HOA reported ~$400/year

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Deed-restricted community governed by recorded Covenants, Conditions & Restrictions (CC&Rs); the HOA maintains an Architectural Review Board (ARB) that reviews modification requests.

Page states no CDD.

Flood & Insurance Context

Of 15 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).

Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.

Source: FEMA National Flood Hazard Layer, address-level lookups (n=15) · as of 2026-11

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Adams Lake sales matched to your home.

What is your Adams Lake home worth?

Get a no-obligation home value based on real comparable sales in Adams Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

Recently off market in Adams Lake

Homes in Adams Lake that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 23 on record.

Adams Lake key facts
LocationJacksonville, Duval County, FL · ZIP 32221
Homes in the community449 (FL DOR 2025 assessment roll)
Years built2003–2018 (median 2007)
Typical living area2,074 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersPlayground, Clubhouse, Curbs, Basketball Court, Park, Management - Off Site
Sale prices, last 12 months$310,000 median across 21 closed sales · $152 per sq ft · -1.0% vs the prior 12 months
Days on market (closed sales)16 median
For sale right now5 active, 2 pending · median asking $300,000 · 2.9 months of supply
Owner-occupied (homestead) share66%
Zoned public schoolsChimney Lakes Elementary School (A, FLDOE 2025-26); Charger Academy; Westside High School (I, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Adams Lake key facts,” movewithmomentum.com/neighborhoods/adams-lake-jacksonville, data as of November 12, 2026.

Housing distress & ownership in Adams Lake, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Median closed sale price — $293,450 · ▼ 8.2% yr (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Just listed in Adams Lake

The newest homes for sale in Adams Lake right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Adams Lake by the numbers: market, homes and costs

Adams Lake market snapshot
Closed sales21 in the 12 months to November 12, 2026
Median sale price$310,000
Median price per sq ft$152
Median size sold1,997 sq ft
Median days on market16
Sale price vs original list98.2%
Prior-period comparison$297,000 median across 16 recorded sales (2024-2025, FL DOR roll); the current MLS median is +4% versus that figure (different sources, read as direction only)
For sale now5 active, 2 pending (as of November 13, 2026)
Median asking price$300,000
Months of supply2.9
Active listings with a price cut20% of 5 tracked actives have at least one recorded reduction since September 14, 2026

Market data: realMLS closed, active and pending records as of November 12, 2026 (live counts November 13, 2026); prior-period figure from the Florida Department of Revenue 2025 assessment roll; price cuts from the Momentum price ledger. Deemed reliable but not guaranteed.

Adams Lake community facts
Home types in current and recent listingssingle-family (19)
Living area range1,336 to 4,126 sq ft across 19 listings
Bedrooms3 to 7
Amenities listing agents reportPlayground, Clubhouse
Homes matched on the 2025 tax roll449 homes on 449 parcels, built 2003 to 2018 (median 2007); matched by street list (4 streets, ZIP 32221), so the count can be a subset of the full community
Median living area (tax roll)2,074 sq ft
Straight-line distanceNaval Air Station Jacksonville about 11 mi; Downtown Jacksonville (City Hall) about 13 mi; Jacksonville International Airport about 19 mi; Mayo Clinic Florida campus about 25 mi

Housing stock from the FL DOR 2025 assessment roll and realMLS listing records. Distances are straight-line from the community center, not drive times. For HOA, CDD, property tax, insurance and flood costs see what it really costs to own and the HOA, CDD and fees section.

Adams Lake: buyer questions answered

What are the HOA fees in Adams Lake?

HOA dues reported on MLS listings in Adams Lake run about $400 a year, mostly billed annually (median of 12 listing records, as of November 13, 2026). Dues vary by section and home type, so confirm the exact figure with the association before you write an offer.

What ZIP code is Adams Lake in?

Adams Lake is in Duval County, ZIP code 32221, with a Jacksonville mailing address.

How many homes are for sale in Adams Lake right now?

There are 5 homes listed for sale and 2 under contract in Adams Lake as of November 13, 2026, with a median asking price of $300,000. The live list above updates from realMLS several times a day.

What are homes in Adams Lake selling for?

21 homes closed in the 12 months to November 12, 2026 at a median of $310,000 ($152 per sq ft), after a median 16 days on market. Source: realMLS closed sales; deemed reliable but not guaranteed.

Are sellers cutting prices in Adams Lake?

20% of the active listings we track in Adams Lake have had at least one price reduction since September 14, 2026 (Momentum price ledger, as of November 13, 2026).

Is Adams Lake in a flood zone?

0% of the 15 Adams Lake listings we matched to FEMA flood maps sit in a Special Flood Hazard Area (zones A or V), and 100% sit outside it. Flood zones are set parcel by parcel, so check the exact address on the FEMA map and get a flood quote before closing.

How far is Adams Lake from Naval Air Station Jacksonville?

About 11 miles in a straight line from the center of Adams Lake. Drive time depends on route and time of day.

More for Adams Lake buyers

Frequently Asked Questions

What is the median home price in Adams Lake?
The median sale price in Adams Lake was $310K over the 12 months ending November 12, 2026 (21 closed sales, realMLS).
How long do homes in Adams Lake take to sell?
Homes that closed in the 12 months ending November 12, 2026 took a median 16 days on market (21 sales, realMLS).
Is Adams Lake a buyer's or seller's market right now?
As of November 12, 2026, Adams Lake leans toward sellers: 2.9 months of supply at the current sales pace (realMLS live counts).
How many homes are in Adams Lake?
The Florida DOR 2025 assessment roll shows 449 homes in Adams Lake (public records).
What share of Adams Lake is owner-occupied?
66% of Adams Lake parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Adams Lake built?
Homes in Adams Lake were built between 2003 and 2018, with a median year built of 2007 (FL DOR 2025 roll).
Have Adams Lake home prices gone up?
The trailing-12-month median is up 182% since 2012, from $110K to $310K (realMLS closed records).
What schools serve Adams Lake?
Adams Lake is served by Duval County Public Schools, typically Chimney Lakes Elementary School, Charger Academy and Westside High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Adams Lake?
The best agent for Adams Lake is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Adams Lake.
How do I find a top Jacksonville real estate agent who knows Adams Lake?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Adams Lake and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Adams Lake?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Adams Lake purchase or sale - no call center and no pressure.
Where is Adams Lake, and what county is it in?
Adams Lake is in Jacksonville, Duval County, FL, ZIP 32221. The community's center is about 13 miles west of downtown Jacksonville (straight-line).
How far is Adams Lake from downtown Jacksonville and the beach?
About 13 miles from downtown Jacksonville and about 28 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Adams Lake in a flood zone?
No, for the homes we can see: all 15 homes we sampled in Adams Lake sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Adams Lake a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Adams Lake: the median sale price over the last 12 months was $310K (21 sales), about the same as the Jacksonville median of $305K; homes took a median 16 days to go under contract; the assessment roll counts 449 homes, 66% of them homesteaded (owner-occupied); listings report Chimney Lakes Elementary School (A), Charger Academy, Westside High School (I) as the zoned schools, with FLDOE grades for 2025-26; supply is 2.9 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
Buyers who want a larger, move-up-sized home (median 2,348 sq ft) and are comfortable pricing near the $290,000 median.Excellent fit
Sellers who can price to the current market rather than last year's higher comps, given the 10.1% year-over-year pullback.Excellent fit
Buyers planning to hold long-term and comfortable with an owner-occupied-heavy, 2003–2018-built community rather than new construction.Excellent fit
Buyers who need to purchase this week — active listings currently sit at zero.Probably not
Buyers specifically seeking brand-new construction, since the community's homes date to 2003–2018.Probably not
Sellers unwilling to adjust pricing expectations after a 10.1% year-over-year decline.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 13, 2026)
Community market statsrealMLS closed sales, 12-month windows ending November 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (4 streets, ZIP 32221))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2011 (658 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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