Philippe Bay
Homes for Sale in Safety Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Philippe Bay in Safety Harbor, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $430,000, $308 per square foot, a median 6 days on market, sellers accepting 98% of original asking (+23% versus the prior year). Homes listed or recently sold were built 1984–1984; 7 of 7 report an HOA (median $176/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 28 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,340 ($7,520 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 107 (FL DOR 2025 assessment roll) |
| Years built | 1905–2021 (median 1984) |
| Typical living area | 1,795 sq ft (median) |
| Home types (current listings and sales) | townhouses 57%, villas 43% |
| Amenities listed by sellers | Pool, Tennis Court(s), Deed Restrictions, Association Recreation - Owned, Buyer Approval Required, Cable TV |
| Sale prices, last 12 months | $430,000 median across 5 closed sales · $308 per sq ft · +23.2% vs the prior 12 months |
| Days on market (closed sales) | 6 median |
| For sale right now | 1 active, 1 pending · median asking $400,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 68% |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Philippe Bay key facts,” movewithmomentum.com/neighborhoods/philippe-bay, data as of September 20, 2026.
Last 30 days in Philippe Bay: 2 closed sales (median $355,000). As of October 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Philippe Bay is a small, established pocket in Safety Harbor where price is driven far more by the individual home than by any uniform product type. With a build range running from 1905 to 2021 and a median year built of 1984, you are looking at a mix of older structures and newer infill, so condition, lot, and how much a home has been updated carry most of the weight behind the $430,000 median. At roughly $308 per square foot against a median of about 1,795 living square feet, the pricing rewards homes that have been maintained and renovated over those that have not.
The current posture is seller-leaning and thin. A median of six days on market, 2.4 months of supply, and a single active listing tell you inventory moves fast when it is priced right and that buyers often have little to choose from at any given moment. The 23.2% year-over-year figure reflects a sharp move, but in a community this small it is sensitive to what actually sold in a short window, so treat it as directional rather than a promise. Sellers have leverage; buyers need to be ready to act and to underwrite each home on its own merits.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Philippe Bay right now
🔴 Seller-leaning market. 2.4 months of supply and 50% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 5 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($430K) is up 23.2% from the prior 12 months ($349K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 20, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Philippe Bay market snapshot (as of September 20, 2026): the median sale price is about $430K ($308 per sq ft over the trailing 12 months of closed sales), a median 6 days on market for closed sales, and 2.4 months of supply, a seller-leaning market. The trailing-12-month median is up 23% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
Philippe Bay is a community of 107 homes in Safety Harbor, Pinellas County, built between 1905 and 2021 (median 1984), with a median living area of about 1,795 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Philippe Bay is a compact, roughly 107-home enclave in Safety Harbor where more than two-thirds of homes are homesteaded, which tends to keep turnover low and listings scarce. The wide age range means no two homes trade on the same assumptions.
The setting & the homes.
Aerial and on-site photos of Philippe Bay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Philippe BayPhotos from Stellar MLS listings in Philippe Bay; content deemed reliable but not guaranteed.
Who Philippe Bay is best for.
Best for
- Buying to hold in a low-turnover Safety Harbor pocket where listings rarely come up
- Buyers who can act quickly and underwrite a single home on its own condition and lot
- Trading into an established neighborhood and willing to renovate an older home
Probably not for
- Needing several homes to compare at once before committing
- Looking for on-site amenities, since none are identified from current listings
- Buyers who want move-in-ready uniformity across a single-era subdivision
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($349K) IS the +23.2% one-year change.
Windows contain 0 to 9 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Philippe Bay Market Scorecard
Philippe Bay is currently a seller-leaning market. About 2.4 months of supply, a median asking price of $400,000.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Philippe Bay, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Philippe Bay on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Philippe Bay listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Philippe Bay address.
The Philippe Bay buying strategy.
If we were buying in Philippe Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Philippe Bay.
Why condition sets the price here
With homes dating back as far as 1905 and others built as recently as 2021, Philippe Bay does not have a single price story. The median year built of 1984 sits between those poles, and that spread is the whole point: two homes of similar size can sell at very different numbers depending on systems, roof, and renovation history. Use the $430,000 median and roughly $308 per square foot as a center of gravity, not a quote for any specific house.
Supply behavior matters as much as price. At 2.4 months of supply with a single active listing and a six-day median time to contract, the practical issue is availability, not negotiation theatrics. A homestead share near 68% suggests many owners are settled in, so new listings surface irregularly. Buyers who want in should have financing and an inspection plan ready before a home hits the market.
The location and the amenities are priced into every listing in Philippe Bay. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Philippe Bay buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.2). Basis: Recent Direction +23.2% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 68% owner-occupied; Pricing Power 97.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this small, with one active listing and homes that move in under a week, the edge comes from knowing what is actually selling and why. We underwrite each Philippe Bay home on its own condition and lot rather than leaning on a neighborhood average, and we help buyers move quickly without overpaying and sellers price against the handful of comps that genuinely apply.
Philippe Bay in 15 seconds.
Tools for a Philippe Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Philippe Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Philippe Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Philippe Bay home worth?
Get a no-obligation home value based on real comparable sales in Philippe Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Recently off market in Philippe Bay
Homes in Philippe Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 207 Lighthouse Court · off market
Ask an agent about Philippe Bay
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Philippe Bay will answer, and the answer is published on this page for the next buyer.
Recently sold in Philippe Bay
- 207 Lighthouse Court · sold $380,000
- 2009 Philippe Court · sold $423,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Frequently Asked Questions
What is the median home price in Philippe Bay?
How long do homes in Philippe Bay take to sell?
Is Philippe Bay a buyer's or seller's market right now?
How many homes are in Philippe Bay?
What share of Philippe Bay is owner-occupied?
When were the homes in Philippe Bay built?
What schools serve Philippe Bay?
Who is the best real estate agent for Philippe Bay?
How do I find a top Safety Harbor real estate agent who knows Philippe Bay?
Can Momentum Realty connect me with an agent for Philippe Bay?
Should you buy in Philippe Bay?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Philippe Bay with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 28, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (50 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Philippe Bay fits the bigger picture — live prices, inventory, and Momentum Scores: