Philippe Pointe in Safety Harbor

Philippe Pointe
Safety Harbor Homes for Sale

Late 1990s single-family enclave · Pinellas County · ZIP 34695

A late 1990s waterfront enclave of large single-family homes near Philippe Park, the honest read for buyers on Old Tampa Bay in Safety Harbor.

Old Tampa Bay frontageLate 1990s custom homesDeed-restricted enclave
Live Market Pulse
52/100
Momentum
Buyer-Leaning Market (limited data)
This is a small deed-restricted neighborhood, so the honest read is the HOA documents, the waterfront versus interior lot, and the flood and storm-surge picture, not a townwide average. Confirm dues, deed restrictions, and the flood zone by address.
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Unlock Off-Market Philippe Pointe

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$860K
Median Price
2.4mo
Supply
39days
Avg DOM
Soft
Seller Leverage
$364/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Philippe Pointe is a compact, deed-restricted neighborhood of large late 1990s single-family homes in Safety Harbor, set near Philippe Park on the western shore of Old Tampa Bay, so the read is a lot read, not a townwide average. The value drivers are whether a home sits on the water or on an interior lot, the elevation and FEMA flood zone, the condition of the home and any updates to a roughly 25-year-old build, and the strength of the HOA and its deed restrictions. The waterfront position is the draw and the caveat at once: the Tampa Bay region took record storm surge in the 2024 hurricane season, so confirm the flood zone, the elevation, any past intrusion, and a flood-insurance quote for the exact address before you fall for the view. Your leverage is reading the lot, the elevation, and the insurance math honestly, then pricing the condition of the home against them."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Philippe Pointe market snapshot (as of June 25, 2026): the median sale price is about $860K ($364 per sq ft), with homes averaging 39 days on market and 2.4 months of supply, a buyer-leaning market (limited data). Based on 5 recent closings in live Stellar MLS data.

Philippe Pointe is a deed-restricted neighborhood of large single-family homes in Safety Harbor, set on the north side of town near Philippe Park along the western shore of Old Tampa Bay in Pinellas County (Safety Harbor real estate guides, 2026). Listing guides describe homes generally built in the late 1990s, a well-established enclave rather than a new development.

Homes here are large by area standards, with listing guides citing living areas roughly in the 2,300 to 6,200 square foot range, three to six bedrooms, and features such as fireplaces, vaulted or cathedral ceilings, and screened heated pools and spas on many lots. Some homes sit directly on the water with Tampa Bay frontage, while others are interior lots, so confirm the exact size, bedroom count, lot, and water frontage for any specific home.

Because this is a small deed-restricted neighborhood, the money is made or lost on the lot and the home, not the town average. The drivers are whether the home is waterfront or interior, the elevation and FEMA flood zone, the condition of a roughly 25-year-old build, and the HOA dues and deed restrictions, all of which have to be read by address rather than assumed.

The pitch is a quiet, walkable Safety Harbor address near Philippe Park, the oldest park in Pinellas County and the site of the Tocobaga temple mound, with the downtown Safety Harbor main street and the Safety Harbor Resort and Spa a short drive away and Tampa International Airport a manageable trip. The work is the diligence: read the HOA documents, check the flood zone and surge history, and quote the insurance before you buy the view.

Best for

  • Buyers who want a large single-family home in a quiet, established enclave
  • Buyers drawn to Old Tampa Bay frontage and the Philippe Park setting
  • Buyers who value walkable downtown Safety Harbor and the resort nearby
  • Buyers who will read the HOA documents, flood zone, and insurance closely

Probably not for

  • Buyers who want a brand-new home with current-spec construction
  • Anyone unwilling to verify the flood zone and surge history per address
  • Buyers who want a low-maintenance condo or a lock-and-leave lifestyle
  • Buyers uncomfortable with waterfront storm-surge and flood-insurance exposure

How Philippe Pointe is performing right now

52/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
2.4Months of supplytight
39Median days on marketdays
0 : 1Under contract vs for salestrong demand
5Sold in last 12 monthsliquidity
-21%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Philippe Pointe listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Philippe Pointe buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Philippe Pointe

Live MLS inventory for Philippe Pointe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Philippe Pointe listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Philippe Pointe trades a downtown high-rise for a quiet waterfront-capable Safety Harbor address, with Philippe Park, downtown Safety Harbor, and the resort close and the airport a manageable drive.

Philippe Park~2 to 5 min · oldest park in Pinellas County
Downtown Safety Harbor main street~5 to 10 min · shops and dining
Safety Harbor Resort and Spa~5 to 10 min · on the waterfront
Countryside and US 19~10 to 15 min · shopping and routes
Tampa International Airport~25 to 35 min · via the bridges
Downtown Tampa~30 to 40 min · across the bay
Pinellas Gulf beaches~30 to 45 min · across the county

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Philippe PointeSafety Harbor with Momentum Realty’s local guides.

GSGreen Springs Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.6 miBMBayfront ManorSafety Harbor, FL · 0.6 miNBNorth Bay Hills Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.7 miBHBaysideTerrace Homes for Sale in Oldsmar, FLOldsmar, FL · 0.8 miCHChevyChase Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.8 miBHBayTowne Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 0.8 miPBPhilippe Bay Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 1.0 miWGWest Green Springs Homes for Sale in Safety Harbor, FLSafety Harbor, FL · 1.1 miMOThe Manors ofForest Lakes Homes for Sale in Oldsmar, FLOldsmar, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Philippe Pointe (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Philippe Pointe is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating
By address

Safety Harbor Elementary and Middle (verify by address)

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Philippe Pointe address.

The takeaway

What is actually shaping value at Philippe Pointe: Safety Harbor waterfront recovery after the 2024 hurricane season, Florida flood and insurance pressure on the Tampa Bay coast, and the steady demand for established Safety Harbor homes. Each item is sourced and linked.

Recent Developments in Philippe Pointe

Our read on what is being built around Philippe Pointe, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishWaterfront recovery investment and a desirable Safety Harbor address support demand, with the watch items being the FEMA flood and storm-surge picture on Old Tampa Bay and the insurance market for waterfront homes.

Safety Harbor waterfront pier and marina reconstruction

2025
BullishNotable impact
SignificanceRadius: Area

City reconstruction of the storm-destroyed Waterfront Park pier and marina aims to restore a key Safety Harbor amenity near the neighborhood.

Tampa Bay storm-surge and flood exposure

2024
NeutralMajor impact
SignificanceRadius: Community

The 2024 hurricane season brought record surge to the Tampa Bay region, making the FEMA zone, elevation, and insurance quote critical per address.

Florida coastal insurance market pressure

Ongoing
NeutralNotable impact
SignificanceRadius: Area

Flood and wind insurance costs on the Florida coast can move the carrying math, so quote coverage for the exact waterfront home early.

Established late 1990s housing stock

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Roughly 25-year-old homes may need roof, systems, or interior updates, so the condition read sets the real cost beyond the headline price.

Philippe Park and waterfront setting

Ongoing
BullishNotable impact
SignificanceRadius: Area

Adjacency to Philippe Park, the oldest park in Pinellas County, and the Old Tampa Bay shoreline underpins the setting that supports demand.

Walkable downtown Safety Harbor and resort

Ongoing
BullishNotable impact
SignificanceRadius: Area

Proximity to the downtown Safety Harbor main street and the Safety Harbor Resort and Spa supports the small-town walkability case.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Philippe Pointe, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. July 2025
    Infrastructure

    Safety Harbor begins reconstruction of its hurricane-damaged pier and marina

    After Hurricane Helene destroyed the Waterfront Park pier and damaged the marina in 2024, the City of Safety Harbor began reconstruction on July 7, 2025, with projects expected to complete by the end of December 2026. Why it matters: Restoring the city waterfront supports long-term value for nearby neighborhoods, though the bayfront flood picture still has to be read per address. Source

  2. September 2024
    Weather

    Hurricane Helene brings record storm surge to the Tampa Bay region

    Hurricane Helene produced record storm surge across the Tampa Bay region in late September 2024, with the St. Petersburg tide station recording water levels well above the prior record, flooding coastal areas across Pinellas County. Why it matters: Record surge underscores the need to verify the FEMA flood zone, elevation, and surge history for any waterfront home before buying. Source

Development alerts for Philippe PointeGet a short monthly email when something new is approved, funded, or opens near Philippe Pointe.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Philippe Pointe, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA documents and deed restrictions first. In a deed-restricted enclave, the rules, the dues, and any architectural restrictions shape what you can do with the home, so confirm them before you offer.

2

Check the FEMA flood zone and storm-surge history. The Tampa Bay region took record surge in 2024, so confirm the zone, the elevation, and any past intrusion for the exact address, especially on a waterfront lot.

3

Quote flood and wind insurance for the exact home. On the bayfront, the flood and wind lines can move the monthly math, so get the real numbers early rather than assuming.

4

Pick waterfront versus interior, and the lot. Direct Tampa Bay frontage commands a premium and carries more exposure, while interior lots trade the view for a calmer flood and insurance picture, so weigh the trade by address.

5

Inspect a roughly 25-year-old build closely. Confirm the roof age, the systems, and any updates, since a late 1990s home may need a roof, HVAC, or kitchen refresh that sets your real cost. Cross-shop other Safety Harbor neighborhoods if a different lot or era fits better.

Best Buy
An updated home on a higher, well-documented lot with a clean flood read
Biggest Risk
Waterfront surge and flood exposure, plus deferred updates on an older build
Best Lot
A higher-elevation lot with a documented flood and surge history
Smart Timing
Confirm the HOA documents, flood zone, and insurance before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Philippe Pointe is a small deed-restricted neighborhood rather than an amenitized community, so the lifestyle is quiet single-family living near the water in Safety Harbor. The draw is the setting: Old Tampa Bay frontage on some lots, Philippe Park with its oak canopy, waterfront trails, and Tocobaga temple mound at the north end of town, and the walkable downtown Safety Harbor main street and the Safety Harbor Resort and Spa a short drive away. Lot sizes, water frontage, and deed restrictions vary by home, so confirm the current rules and what each lot includes with the HOA before you buy.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home
$780K to $860K

A smaller interior-lot home, the affordable way into the neighborhood, where condition and updates drive value more than the view.

Lowest entry
The Core Home
$860K to $1.45M

A larger updated home on a solid interior or partial-view lot, the heart of the neighborhood resale market.

Most inventory
The Waterfront
$1.45M to $1.98M

A home with direct Old Tampa Bay frontage and the best views, the top of the market that also carries the most flood and insurance exposure.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$780K to $860K
The Entry Home
A smaller interior-lot home, the affordable way into the neighborhood, where condition and updates drive value more than the view.
$860K to $1.45M
The Core Home
A larger updated home on a solid interior or partial-view lot, the heart of the neighborhood resale market.
$1.45M to $1.98M
The Waterfront
A home with direct Old Tampa Bay frontage and the best views, the top of the market that also carries the most flood and insurance exposure.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Home ageGenerally late 1990s, inspect roof and systems
Flood and insurance exposureWaterfront, verify zone and surge per address
HOA and deed restrictionsDeed-restricted, read rules before changes
Location and settingNear Philippe Park and downtown Safety Harbor
Lot and water frontageWaterfront or interior, value varies by lot

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Philippe Pointe

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Philippe Pointe is a small deed-restricted enclave, not a town average. The deal is won or lost on the lot, the elevation, the flood picture, and the condition of the home.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Resale Strength7.5/10
Renovation Risk5.0/10
Location Efficiency8.2/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Philippe Pointe is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Waterfront versus interior is the first value question
  • Higher-elevation lots carry a calmer flood and insurance picture
  • Confirm the FEMA flood zone and surge history per address
  • Read the deed restrictions before you read the finishes
  • Inspect a roughly 25-year-old build for roof and systems

In a small single-family enclave, the part of your money the market protects is the lot, the elevation, and the water frontage, plus the condition of a roughly 25-year-old home. A home on the water commands a premium and carries more flood and insurance exposure, while a higher interior lot trades the view for a calmer carrying picture. The interior can be renovated; the lot, the elevation, and the waterfront flood read cannot. Read the deed restrictions, the flood zone, and the surge history first, then price the condition and updates of the home against them.

Philippe Pointe in 15 seconds.

Best forBuyers who want a large single-family home in a quiet Old Tampa Bay enclave.
Biggest advantageA waterfront-capable Safety Harbor address near Philippe Park and downtown.
Biggest riskWaterfront surge and flood exposure plus deferred updates on a late 1990s build.
Sweet spotAn updated home on a higher lot with a clean, documented flood read.
Avoid ifYou want a brand-new home or a low-maintenance, lock-and-leave condo.

HOA Dues, Deed Restrictions & Insurance

15-Second Take
  • Read the deed restrictions and any architectural rules
  • Confirm the current HOA dues and what they cover
  • Carry full homeowner coverage plus a flood quote on the bayfront
  • Verify the FEMA flood zone and elevation per address
  • Check storm-surge history for the exact lot

This is a deed-restricted neighborhood, so an HOA fee and deed restrictions apply. Listing guides describe the dues as fair for the area, but the figure and what it covers vary, and the deed restrictions shape what you can change. Confirm the current dues, the deed restrictions, and any architectural review rules from the HOA documents for the exact home.

HOA fees in a single-family enclave like this generally cover common-area upkeep, entry and shared landscaping, and administration of the deed restrictions, rather than building insurance or exterior maintenance. Owners carry their own full homeowner policy and, on the bayfront, should confirm flood and wind coverage. Verify exactly what the fee covers and what each owner must insure separately.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Philippe Pointe, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Safety Harbor waterfront, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Philippe Pointe home worth?

Get a no-obligation home value based on real comparable sales in Philippe Pointe matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Philippe Pointe on the map →
Or get your Philippe Pointe home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,026/mo
Pinellas County typical true cost to own
$159/mo
Pinellas County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

20% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Philippe Pointe Market Scorecard

Strong seller's market

Philippe Pointe is currently a strong seller's market. About 2.4 months of supply, a median asking price of $955,000, and homes go under contract in about 39 days.

2.4
Months supply
$955,000
Median list
$860,000
Median sold
$286
Per sqft
39
Days on mkt
1/0/5
Active/Pend/Sold

Typical home value in the 34695 ZIP is $497,008, about 4.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Philippe Pointe?
It is a deed-restricted single-family neighborhood in Safety Harbor, Pinellas County, ZIP 34695, set on the north side of town near Philippe Park along the western shore of Old Tampa Bay.
When were the homes built?
Listing guides describe homes generally built in the late 1990s (Safety Harbor real estate guides, 2026), making this a well-established enclave of roughly 25-year-old custom homes rather than a new development.
What kind of homes are in Philippe Pointe?
Guides describe large single-family homes, with living areas roughly in the 2,300 to 6,200 square foot range, three to six bedrooms, and features such as fireplaces, vaulted ceilings, and screened heated pools. Confirm the exact size, bedrooms, and lot per home.
Are there waterfront homes in Philippe Pointe?
Yes. Listing guides describe the neighborhood as a waterfront Safety Harbor location directly on Tampa Bay, with some homes on the water and others on interior lots. Confirm the exact water frontage and lot for any specific home.
Is there an HOA?
Yes. The neighborhood is deed-restricted with an HOA and fees described by listing guides as fair for the area. Confirm the current dues, the deed restrictions, and any architectural rules from the HOA documents for the exact home.
What is Philippe Park?
Philippe Park is the oldest park in Pinellas County, a roughly 122-acre county park on Old Tampa Bay named for early settler Odet Philippe, and home to the Tocobaga temple mound, a National Historic Landmark (Pinellas County; Wikipedia, 2026). It anchors the north end of Safety Harbor near the neighborhood.
Should I worry about flooding on the waterfront?
Flood exposure is real on Old Tampa Bay. The Tampa Bay region took record storm surge during the 2024 hurricane season, so always check the FEMA flood zone, the elevation, and any surge history, and get a flood-insurance quote for the exact address.
Did the 2024 hurricanes affect Safety Harbor?
Yes. Hurricane Helene in September 2024 produced record storm surge across the Tampa Bay region and destroyed the Safety Harbor Waterfront Park pier, with the city beginning recovery construction in July 2025 (City of Safety Harbor, 2025). Confirm any property-specific impact by address.
What insurance do I need as an owner?
You carry a full homeowner policy, and on the bayfront you should confirm flood and wind coverage and review the rates for the exact home. Quote the specific address before you buy, since waterfront flood and wind lines can move the math.
What schools serve Philippe Pointe?
It is part of Pinellas County Schools, with assignment by address that can change. Safety Harbor Elementary and Safety Harbor Middle serve the area, with the assigned high school by address. Confirm the exact zoned schools for the specific home, and note that magnet and choice options may apply.
What is nearby?
Downtown Safety Harbor and its main street, the Safety Harbor Resort and Spa, and Philippe Park are all close, with Tampa International Airport a manageable drive and the Pinellas Gulf beaches across the county. Confirm real drive and walk times for your routine.
Is Philippe Pointe a good investment?
An established waterfront-capable Safety Harbor address supports demand, but this is single-family, so the lot, the elevation, the flood picture, and the condition of an older build drive the outcome. This is not a guarantee of future value; read the documents and the math.
How does it compare to other Safety Harbor neighborhoods?
Philippe Pointe is an established late 1990s enclave of large homes near Philippe Park, while other Safety Harbor neighborhoods range from older bungalow streets near downtown to newer townhome projects. Which is the better buy depends on your budget, the lot, and your tolerance for waterfront exposure.
Are the homes here all the same?
No. Homes vary widely by size, lot, water frontage, and how much each has been updated since the late 1990s, so two listings at a similar headline number can be very different. Read each home and lot on its own before you compare.
Who is the best real estate agent for Philippe Pointe?
The best agent for Philippe Pointe is one who actively works Safety Harbor and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Philippe Pointe.
How do I find a top Safety Harbor real estate agent who knows Philippe Pointe?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Philippe Pointe and the wider Safety Harbor area.
Can Momentum Realty connect me with an agent for Philippe Pointe?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Philippe Pointe purchase or sale — no call center and no pressure.
Buyers who want a large single-family home in a quiet, established enclaveExcellent fit
Buyers drawn to Old Tampa Bay frontage and the Philippe Park settingExcellent fit
Buyers who value walkable downtown Safety Harbor and the resort nearbyExcellent fit
Buyers who will read the HOA documents, flood zone, and insurance closelyExcellent fit
Buyers comfortable inspecting and updating a roughly 25-year-old homeExcellent fit
Buyers who want a brand-new home with current-spec constructionProbably not
Anyone unwilling to verify the flood zone and surge history per addressProbably not
Buyers who want a low-maintenance condo or lock-and-leave lifestyleProbably not
Buyers uncomfortable with waterfront surge and flood-insurance exposureProbably not
Buyers unwilling to budget for roof, systems, or interior updatesProbably not

Get the inside read on Philippe Pointe

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Philippe Pointe home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Philippe Pointe specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Philippe Pointe — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

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