Phillips Bay Condo
Homes for Sale in Orlando, FL
True comps, carrying-cost math, and listings before the portals.
Phillips Bay Condo is a tight, single-vintage community — every unit was built within a three-year window around 2000, so you are not choosing between eras of construction, just floor plans and condition. With a median living area near 1,831 square feet, these run larger than a lot of Orlando condo stock, which shifts the conversation from "starter unit" to a more livable, longer-hold layout.
The 50% homestead share is the number worth sitting with. Half the units are owner-occupied primary residences and half are not, which typically means a steady undercurrent of leased or investment-held units alongside owner-occupants. That mix affects HOA culture, rental rules enforcement, and how quickly a listing moves — worth confirming directly with the association before writing an offer.
Who Phillips Bay Condo is best for.
Best for
- Buyers prioritizing interior square footage over building amenities
- Buyers comfortable evaluating HOA rental policy and reserve health as part of due diligence
- Buyers who want the predictability of a single, narrow construction era rather than a mixed-vintage building
Probably not for
- Buyers who want a confirmed clubhouse, pool, or fitness amenity locked in before touring
- Buyers who need certainty around owner-occupancy ratios for financing before shopping
- Buyers seeking a brand-new build rather than a community now roughly a quarter-century old
The market around Phillips Bay Condo
Phillips Bay Condo is a small community — 6 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.
Across Orange County, 5,886 homes are active and 2,019 pending (26% under contract).
The housing mix here is 71% condominium, 29% townhouse.
ZIP and county figures describe the wider market, not Phillips Bay Condo specifically. Momentum Research analysis of MLS records.
The Phillips Bay Condo buying strategy.
If we were buying in Phillips Bay Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Phillips Bay Condo.
One Build Era, Two Ownership Patterns
Because Phillips Bay's units were all built within a narrow window around 2000, condition here is driven far more by maintenance history and unit-level updates than by structural age gaps you'd see in a community built over multiple decades. At a median of 1,831 square feet, buyers get more room to work with than the typical Orlando condo, which matters if the plan is to actually live in the unit rather than just hold it.
The even split between homestead and non-homestead units is the detail to dig into before buying. A community sitting near 50% owner-occupancy can mean active rental activity, which shapes everything from insurance to how the board handles maintenance requests to whether a lender treats the building as owner-occupied enough for standard financing. None of that shows up in a listing photo — it shows up in the condo docs.
The location and the amenities are priced into every listing in Phillips Bay Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a condo community where MLS data doesn't spell out amenities and roughly half the units carry non-homestead status, the diligence happens off the listing sheet — HOA financials, rental caps, insurance master policy terms, and reserve funding. We pull that documentation before you're emotionally attached to a unit, not after.
Phillips Bay Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Phillips Bay Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Phillips Bay Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Phillips Bay Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Phillips Bay Condo home worth?
Get a no-obligation home value based on real comparable sales in Phillips Bay Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Phillips Bay Condo?
What share of Phillips Bay Condo is owner-occupied?
When were the homes in Phillips Bay Condo built?
Who is the best real estate agent for Phillips Bay Condo?
How do I find a top Orlando real estate agent who knows Phillips Bay Condo?
Can Momentum Realty connect me with an agent for Phillips Bay Condo?
Should you buy in Phillips Bay Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32819)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2006 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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