Phillips Cove
Homes for Sale in Orlando, FL

All 4,319 homes for sale in Orlando, FL · median $379,900 · 113 homes for sale in 32812 · Orange County homes for sale

Community in Orlando · Orange County · ZIP 32812
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Built fromLive Stellar MLS data16 years of closingsUpdated twice daily

Homes listed or recently sold were built 2004–2014; 4 of 4 report an HOA (median $303/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 106 ft). As of October 2026, the MLS records 12 closed sales in Phillips Cove in Orlando, FL since 2010, the most recent in January 2026. Across Orlando as a whole, 6,171 homes closed in the last 12 months at a median of $415,000, 42 median days on market, with 3,923 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,920 ($6,250 with the full homestead exemption).

Live · Phillips Cove Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

What sets price in Phillips Cove is condition and size, not a tidy per-square-foot formula. With homes built across a span from 1985 to 2024 and a median living area north of 3,200 square feet, this is a larger-home community where a mid-1980s original interior and a recently built home can sit on the same street. That mix means the spread in value here is driven by what has been updated, not by a single going rate.

The pace is measured, not frantic. This is a small pool of 55 homes with limited turnover, so a single closing moves the read more than it would in a big subdivision. For sellers, that argues for pricing to condition and being patient; for buyers, it means fewer choices at any given moment and a real premium on the homes that are already renovated.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Phillips CoveHomes for Sale in Orlando, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5157 FORMBY DRIVE
$457K · 0.1 mi away
3 bd · 2.5 ba · 2,072 sqft
5157 FORMBY DRIVE
Listed by BEAR TEAM REAL ESTATE
5165 FORMBY DRIVE
$449K · 0.1 mi away
3 bd · 2 ba · 1,555 sqft
5165 FORMBY DRIVE
Listed by DERENTHAL REALTY
4762 ARROW ROAD
$475K · 0.1 mi away
4 bd · 2 ba · 1,606 sqft
4762 ARROW ROAD
Listed by RE/MAX TITANIUM GROUP
5107 CODDINGTON STREET
$375K · 0.3 mi away
3 bd · 2 ba · 1,284 sqft
5107 CODDINGTON STREET
Listed by BERKSHIRE HATHAWAY HOMESERVICES RESULTS REALTY
4627 CANARY STREET
$610K · 0.4 mi away
3 bd · 2.5 ba · 2,305 sqft
4627 CANARY STREET
Listed by KELLER WILLIAMS ELITE REALTY
4326 BLONIGEN AVENUE
$520K · 0.4 mi away
4 bd · 3 ba · 2,335 sqft
4326 BLONIGEN AVENUE
Listed by LPT REALTY, LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Phillips Cove is a compact Orlando community of 55 larger homes spanning four decades of construction, where the roughly two-thirds owner-occupied share points to a hold-and-live base rather than a heavy rental footprint.

Stellar MLS sales records identify 29 homes in Phillips Cove that have changed hands since 2004, built between 2003 and 2017 (median 2005), with a median living area of about 3,471 sq ft and a typical 4-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 4 qualified sales in Phillips Cove across 2024–2025 (2 in 2024, 2 in 2025), median $830,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Move-up buyers who need substantial living space and can wait for the right listing
  • Buyers willing to take on an older home and budget for updates in exchange for value
  • Long-hold owners who value a low-turnover, mostly owner-occupied setting

Probably not for

  • Buyers who want a large menu of homes to compare at any moment
  • Anyone needing a smaller, lower-maintenance footprint
  • Buyers who want a single predictable price-per-foot and easy, matching comps

The market around Phillips Cove

Phillips Cove is too small for its own price trend, so here is the market around it.

In ZIP 32812, 152 homes are on the market and 30% are under contract — a steady corner of Orlando.

Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).

In ZIP 32812 (Orlando), 285 homes closed in the last 12 months at a median of $412K ($239/sq ft), up 1.4% year over year, with a median 37 days on market. Right now 45 active and 35 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32812 housing market and the Orange County market.

ZIP and county figures describe the wider market, not Phillips Cove specifically. Momentum Research analysis of MLS records.

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

If we were buying in Phillips Cove today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Phillips Cove.

Best Buy
Buyers who want square footage and are comfortable judging homes one at a time.
Biggest Risk
Thin inventory means few options and comps that don't always line up.
Sweet Spot
An already-updated home priced honestly to its condition.
Avoid If
You need quick selection or a predictable per-square-foot price.

A size-first community with a wide age spread

The defining trait here is scale: a median living area above 3,200 square feet puts most of these homes solidly in the move-up category. Pair that with a build range from 1985 to 2024 and a median build year around 2005, and you get a community where architecture, systems, and finish levels vary widely from one address to the next.

That variation is the whole story for pricing. A home closer to the older end of the range may need mechanical and cosmetic work; one built recently will command more for that reason alone. With owner-occupancy running about 64 percent, the community leans toward long-term ownership, which tends to keep well-kept homes off the market longer and makes the ones that do list worth acting on.

“

The location and the amenities are priced into every listing in Phillips Cove. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 55-home community with thin turnover and a wide range of ages and conditions, comps are not interchangeable — a nearby closing may tell you very little about the home in front of you. We underwrite each property on its own updates, square footage, and build year rather than leaning on a blunt neighborhood average, and we will tell you plainly when a listing is priced to a renovation it hasn't had.

Phillips Cove in 15 seconds.

Best forBuyers who want square footage and are comfortable judging homes one at a time.
Biggest advantageA small, stable owner-occupied community with larger floor plans.
Biggest riskThin inventory means few options and comps that don't always line up.
Sweet spotAn already-updated home priced honestly to its condition.
Avoid ifYou need quick selection or a predictable per-square-foot price.

What it really costs to own in Phillips CoveHomes for Sale

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $303/month across 4 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2006 across 4 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Phillips CoveHomes for Sale

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Phillips CoveHomes for Sale

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Phillips CoveHomes for Sale will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Phillips Cove homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Phillips Cove.
In short
  • HOA dues reported around $303/month (about $3,636/yr) · median of 4 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $303 per month ($3,636 a year) — the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Phillips Cove sales matched to your home.

What is your Phillips Cove home worth?

Get a no-obligation home value based on real comparable sales in Phillips Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Orlando →

Real comps, not an automated estimate.
Move-up buyers who need substantial living space and can wait for the right listingExcellent fit
Buyers willing to take on an older home and budget for updates in exchange for valueExcellent fit
Long-hold owners who value a low-turnover, mostly owner-occupied settingExcellent fit
Buyers who want a large menu of homes to compare at any momentProbably not
Anyone needing a smaller, lower-maintenance footprintProbably not
Buyers who want a single predictable price-per-foot and easy, matching compsProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 19, 2026)
Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2010 (12 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Phillips Cove

Where is Phillips Cove?

Phillips Cove is a community in Orlando, Orange County, Florida, ZIP 32812 / 32819.

Are there homes for sale in Phillips Cove right now?

No active listings inside Phillips Cove at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Phillips Cove have an HOA or CDD?

No HOA is on record for Phillips Cove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

More Orlando & Orlando & Orange County guides

Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Orlando & Orange County or the full Neighborhood Finder.

Last 30 days in Phillips Cove: 1 new listing (median asking $1,595,000). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Phillips Cove key facts
LocationOrlando, Orange County, FL · ZIP 32812, 32819
Homes in the community55 (FL DOR 2025 assessment roll)
Years built1985–2024 (median 2005.0)
Typical living area3,282 sq ft (median)
Amenities listed by sellersGated Community, Gated Community - No Guard, Fire Alarm, Gated, Key Card Entry
For sale right now0 active, 0 pending
Owner-occupied (homestead) share64%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Phillips Cove key facts,” movewithmomentum.com/neighborhoods/phillips-cove, data as of September 20, 2026.

Nearby Communities

Explore more neighborhoods near Phillips Cove with Momentum Realty’s local guides.

OBOrange Blossom Terrace0.2 mi away · 318 homes, built 1935–24WCWeatherly Condo At Central Park0.2 mi away · median $123K, 4 sales/12 moFlorida Shores0.6 mi away · 199 homes, built 1945–24, 1 for saleOrange Blossom Terrace0.6 mi away · 252 homes, built 1936–24

Browse all neighborhood guides →

Talk to a Local Phillips Cove Expert
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How much local inventory is already under contract

10% of homes for sale in ZIP 32819 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-23).

Phillips Cove Market Scorecard

No active listings

Phillips Cove is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$800,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/3
Active/Pend/Sold

Typical home value in the 32812 ZIP is $389,503, about 5.2% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.