Phillips Cove
Homes for Sale in Orlando, FL
All 4,319 homes for sale in Orlando, FL · median $379,900 · 113 homes for sale in 32812 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 2004–2014; 4 of 4 report an HOA (median $303/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 106 ft). As of October 2026, the MLS records 12 closed sales in Phillips Cove in Orlando, FL since 2010, the most recent in January 2026. Across Orlando as a whole, 6,171 homes closed in the last 12 months at a median of $415,000, 42 median days on market, with 3,923 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,920 ($6,250 with the full homestead exemption).

What sets price in Phillips Cove is condition and size, not a tidy per-square-foot formula. With homes built across a span from 1985 to 2024 and a median living area north of 3,200 square feet, this is a larger-home community where a mid-1980s original interior and a recently built home can sit on the same street. That mix means the spread in value here is driven by what has been updated, not by a single going rate.
The pace is measured, not frantic. This is a small pool of 55 homes with limited turnover, so a single closing moves the read more than it would in a big subdivision. For sellers, that argues for pricing to condition and being patient; for buyers, it means fewer choices at any given moment and a real premium on the homes that are already renovated.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Phillips CoveHomes for Sale in Orlando, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Phillips Cove is a compact Orlando community of 55 larger homes spanning four decades of construction, where the roughly two-thirds owner-occupied share points to a hold-and-live base rather than a heavy rental footprint.
Stellar MLS sales records identify 29 homes in Phillips Cove that have changed hands since 2004, built between 2003 and 2017 (median 2005), with a median living area of about 3,471 sq ft and a typical 4-bedroom, 4-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 4 qualified sales in Phillips Cove across 2024–2025 (2 in 2024, 2 in 2025), median $830,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Phillips Cove is best for.
Best for
- Move-up buyers who need substantial living space and can wait for the right listing
- Buyers willing to take on an older home and budget for updates in exchange for value
- Long-hold owners who value a low-turnover, mostly owner-occupied setting
Probably not for
- Buyers who want a large menu of homes to compare at any moment
- Anyone needing a smaller, lower-maintenance footprint
- Buyers who want a single predictable price-per-foot and easy, matching comps
The market around Phillips Cove
Phillips Cove is too small for its own price trend, so here is the market around it.
In ZIP 32812, 152 homes are on the market and 30% are under contract — a steady corner of Orlando.
Across Orange County, 5,909 homes are active and 1,877 pending (24% under contract).
In ZIP 32812 (Orlando), 285 homes closed in the last 12 months at a median of $412K ($239/sq ft), up 1.4% year over year, with a median 37 days on market. Right now 45 active and 35 pending listings put supply at about 3.2 months — a healthy market. See the live ZIP 32812 housing market and the Orange County market.
ZIP and county figures describe the wider market, not Phillips Cove specifically. Momentum Research analysis of MLS records.
Phillips Cove on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Phillips Cove buying strategy.
If we were buying in Phillips Cove today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Phillips Cove.
A size-first community with a wide age spread
The defining trait here is scale: a median living area above 3,200 square feet puts most of these homes solidly in the move-up category. Pair that with a build range from 1985 to 2024 and a median build year around 2005, and you get a community where architecture, systems, and finish levels vary widely from one address to the next.
That variation is the whole story for pricing. A home closer to the older end of the range may need mechanical and cosmetic work; one built recently will command more for that reason alone. With owner-occupancy running about 64 percent, the community leans toward long-term ownership, which tends to keep well-kept homes off the market longer and makes the ones that do list worth acting on.
The location and the amenities are priced into every listing in Phillips Cove. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 55-home community with thin turnover and a wide range of ages and conditions, comps are not interchangeable — a nearby closing may tell you very little about the home in front of you. We underwrite each property on its own updates, square footage, and build year rather than leaning on a blunt neighborhood average, and we will tell you plainly when a listing is priced to a renovation it hasn't had.
Phillips Cove in 15 seconds.
What it really costs to own in Phillips CoveHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $303/month across 4 MLS listings (most billed monthly; 2026-10-24). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Orange County is $1,409/yr (4,204 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2006 across 4 listings. An original roof here would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Phillips CoveHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Phillips CoveHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Phillips CoveHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $303/month (about $3,636/yr) · median of 4 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $303 per month ($3,636 a year) — the median AssociationFee across 4 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Phillips Cove buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Phillips Cove sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Phillips Cove, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Phillips Cove home worth?
Get a no-obligation home value based on real comparable sales in Phillips Cove, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orlando →
Should you buy in Phillips Cove?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2010 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Phillips Cove fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Phillips Cove
Where is Phillips Cove?
Phillips Cove is a community in Orlando, Orange County, Florida, ZIP 32812 / 32819.
Are there homes for sale in Phillips Cove right now?
No active listings inside Phillips Cove at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Phillips Cove have an HOA or CDD?
No HOA is on record for Phillips Cove in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Orlando & Orlando & Orange County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Orlando & Orange County or the full Neighborhood Finder.
Last 30 days in Phillips Cove: 1 new listing (median asking $1,595,000). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Orlando, Orange County, FL · ZIP 32812, 32819 |
|---|---|
| Homes in the community | 55 (FL DOR 2025 assessment roll) |
| Years built | 1985–2024 (median 2005.0) |
| Typical living area | 3,282 sq ft (median) |
| Amenities listed by sellers | Gated Community, Gated Community - No Guard, Fire Alarm, Gated, Key Card Entry |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2010 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Phillips Cove key facts,” movewithmomentum.com/neighborhoods/phillips-cove, data as of September 20, 2026.
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Nearby Communities
Explore more neighborhoods near Phillips Cove with Momentum Realty’s local guides.
10% of homes for sale in ZIP 32819 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-23).
Phillips Cove Market Scorecard
Phillips Cove is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32812 ZIP is $389,503, about 5.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.






