Quail Ridge. Know what matters before you buy.

No HOA, no deed restrictions · Off SW County Road 18 near US-27 · ZIP 32038

A rural acreage plat off SW County Road 18 in Fort White springs country — wooded lots that have traded from roughly an acre to several acres, no HOA and no recorded deed restrictions per the land seller, mobile and modular homes permitted, well and septic throughout, and Ichetucknee Springs State Park about nine miles away.

LocationOff SW County Road 18 near US-27ZIP 32038
Price$49K-$70KRecent lot trades and list prices (confirm current)
HOA$0HOA / CDD
HighlightsNoneDeed restrictions (per seller - confirm in title)
Notes~1-2.34+ acRecent verified lot sizes (larger tracts marketed)
Pricing~$228K32038 median sale, small-sample (Redfin, early 2025)
CountyAlachua CountyFlorida
SchoolsAlachua County SchoolsFort White
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The Homes

Housing stock

Mixed: owned-land manufactured and modular homes alongside modest site-built homes — both are expressly permitted

Lot pattern

Wooded acreage parcels off SW County Road 18; recent verified examples run ~1.2 to 2.34 acres, with the land seller marketing larger forest tracts — confirm per parcel

Builders

No production builders — owner builds, manufactured placements and one-off construction; no requirement or timetable to build on vacant lots

Rentals

No HOA — Columbia County zoning governs; confirm per parcel

Costs & Governance

HOA / CDD

None — carrying costs are Columbia County taxes and insurance, plus the rural systems you own outright

Utilities

Private well and septic throughout; electricity is available to the front of lots per the land seller — budget perc tests and power runs on vacant land

Insurance

Inland Columbia County sits in Florida’s lowest wind-borne-debris zone, which the land seller cites as a construction and insurance advantage — verify quotes for the exact parcel and dwelling type

Amenities & Lifestyle

The springs

Ichetucknee Springs State Park ~9 mi; Ginnie Springs ~16 mi; the Santa Fe River and most of the famous North Florida springs within ~30 mi

In the community

None organized — the amenity is the acreage, the oaks and the location; farm animals are permitted

Lifestyle

Country living with springs weekends — grow food, keep animals, tube the Ichetucknee in summer

Nearby towns

Fort White for basics, High Springs for restaurants and antiques, Lake City and Gainesville for everything else

Location & Nearby

Setting

North Florida springs country — rural acreage off SW County Road 18, about two miles from US-27 between Fort White and High Springs

Access

Under 5 mi to downtown Fort White, ~18 mi to Lake City, ~20 mi to Alachua, ~30 mi to Gainesville/UF

Road note

Lots front a county-maintained paved road per the land seller — verify maintenance status for the exact frontage in title

Public schools & ratings

Quail Ridge is zoned to Columbia County public schools — the Fort White campuses serve this side of the county. Ratings are modest, so weigh them honestly, and verify current assignments for the exact parcel before you offer.

SchoolGreatSchoolsLinks
Fort White Elementary3/10GreatSchools
Fort White High School4/10GreatSchools

Ratings are snapshots, not verdicts — tour the schools, ask about the middle-grades pathway, and confirm zoning with the Columbia County district before you write an offer.

Quail Ridge is the springs-country land play of our Columbia County coverage: wooded acreage off SW County Road 18 with no HOA and, per the land seller, no recorded deed restrictions — mobile homes, modular homes and farm animals all permitted, with recent lot trades around $49K–$70K and Ichetucknee Springs nine miles away. The homework is rural-classic: well, septic, title-level confirmation of the no-restrictions claim, and hand-built comps across a mixed manufactured-and-site-built stock. The upside is genuine country freedom at land prices the Gainesville metro stopped offering years ago.

The short version

The sixty-second version: a rural acreage subdivision in Fort White, FL 32038, reached by turning off US-27 onto SW County Road 18 about two miles — no HOA, no CDD, well and septic, mobile and modular homes expressly permitted, farm animals allowed, and the Ichetucknee, Santa Fe and Ginnie Springs all within an easy drive.

  • Quail Ridge is a named Fort White subdivision — teamlantroop.com maintains a market-report page for it, and Jim Jean Real Estate has sold owner-financed lots here for years; do not confuse it with Quail Heights in Lake City, a different community we also cover
  • Recent verified land activity: a 2.34-acre wooded lot (Lot 32) listed at $69,995 with owner financing ($9,995 down, $525 a month); a ~1.2-acre lot on SW Pretender Gln sold for $49,000 in May 2025
  • A 2-bed, 2-bath, 972 sq ft home at 165 SW Military Glen in Quail Ridge Sub sold for $275,000 in August 2025 — a price that implies meaningful acreage value; confirm the lot size behind any improved-property comp here
  • Per the land seller: no deed restrictions, no build timetable, county-maintained paved road frontage, electricity to the front of lots, and mobile/modular homes and farm animals permitted — verify all of it in title and with Columbia County
  • Everything is private well and septic; vacant-land buyers should budget perc tests and power-run quotes
  • Inland Columbia County sits in Florida’s lowest wind-borne-debris zone — a real construction-cost and insurance talking point, though quotes are always parcel-specific
  • Ichetucknee Springs State Park is about 9 miles away, Ginnie Springs about 16, downtown Fort White under 5, Lake City about 18 and Gainesville about 30
Quick verdict: is Quail Ridge right for you?

Great if you want

  • Genuine no-rulebook acreage: no HOA, no CDD and, per the seller, no deed restrictions
  • Mobile homes, modular homes and farm animals expressly permitted — rare flexibility
  • Owner-financed land history means accessible entry without bank land loans
  • Springs country at the doorstep: Ichetucknee ~9 mi, Ginnie ~16 mi, Santa Fe River nearby
  • Florida’s lowest wind-borne-debris zone — a structural cost advantage inland

Look elsewhere if you want

  • Mixed manufactured-and-site-built stock complicates comps, appraisals and some financing
  • Thin market: a handful of trades a year means hand-built valuations both directions
  • The no-deed-restrictions claim is the seller’s — it still needs title-level verification
  • Well, septic, perc and power homework on every parcel; no city utilities
  • Fort White school ratings are modest (3/10 and 4/10) — weigh them honestly
Vacant lots
~$49K–$70K

Wooded ~1–2.34 acre parcels, some historically sold with non-qualifying owner financing. The vacant-land kill-list applies — perc, power, legal access, survey, title check on the no-restrictions claim.

Owner financing seen · verify everything
Manufactured & modest homes
~$100s–$200s (confirm current)

Owned-land manufactured and modular homes on acreage. Condition, age and financing eligibility set position in the band — pre-1976 units and older septic systems need extra scrutiny.

Owned land · well/septic
Site-built on acreage
~$200s–$300s

The ceiling band: a 972 sq ft 2-bed sold at $275,000 in August 2025, a number that only makes sense with real acreage attached. Site-built homes here price land-first.

Scarce · land-driven comps

Bands reflect verified Quail Ridge listing and sale history (teamlantroop.com market report, Jim Jean Real Estate, Land And Farm, MLS feeds; checked spring 2026) — this is a thin market where every valuation is hand-built. Confirm current pricing before relying on any band.

Recently sold in Quail Ridge

List prices tell you what sellers want. Closed sales tell you what buyers actually paid. We pull the verified recent solds for the exact homes and views you are weighing.

Wooded lot · Lot 32
2.34 ac · vacant
Sold price $69,995 (list, owner financing)
🔒 Unlock the real number
Wooded lot · SW Pretender Gln
~1.2 ac · vacant
Sold price $49,000 (May 2025)
🔒 Unlock the real number
Site-built · SW Military Glen
2 bed · 972 sq ft on acreage
Sold price $275,000 (Aug 2025)
🔒 Unlock the real number
Want the verified closed prices for the exact homes you care about in Quail Ridge?
See What Buyers Actually Paid →
DestinationApprox. distanceApprox. drive
Downtown Fort White (US-27/SR-47)~5 mi~8 min
Ichetucknee Springs State Park~9 mi~15 min
High Springs (restaurants, US-441)~12 mi~18 min
Ginnie Springs~16 mi~25 min
Lake City (commercial district, I-75)~18 mi~25 min
Alachua (I-75, employers)~20 mi~28 min
Gainesville / UF / hospitals~30 mi~40–45 min

Drive times are off-peak estimates from the land seller’s published distances and our mapping — drive your exact approach, including the CR 18 stretch, before you commit.

Gainesville is the realistic big-job commute at 40-plus minutes; Lake City and Alachua are the closer employment options. The springs, meanwhile, are genuinely minutes away — that is the trade this address sells.

~$228K
32038 median sale, small sample (Redfin, Feb 2025 — confirm current)
~$265K
Lake City median sale (Redfin, mid-2025 context)
$0
HOA / CDD
$49K–$70K
Recent Quail Ridge lot activity
● thin both directions
Price tiers
Vacant lots
~$49K–$70K
Manufactured / modest
~$100s–$200s (confirm)
Site-built on acreage
~$200s–$300s
Band spread from verified Quail Ridge activity and 32038 context, not appraised values — acreage, dwelling type and systems condition move individual parcels widely.

Sources: teamlantroop.com Quail Ridge market report, Jim Jean Real Estate sales materials, Land And Farm, Redfin 32038 and Lake City data, spring 2026. Small-sample medians swing hard — confirm everything current.

Want the real Quail Ridge comps and a full carrying-cost read, not a Zestimate?
Get Real Comparable Sales →

The 60-Second Overview

First, the disambiguation, because the name causes real confusion: this is Quail Ridge in Fort White, Columbia County — a rural acreage plat off SW County Road 18 — not Quail Heights, the golf-course neighborhood in Lake City twenty miles north, and certainly not the country-club Quail Ridges of South Florida. What this Quail Ridge sells is dirt and freedom: wooded parcels under hundred-year live oaks, no HOA, no CDD and, per the land seller’s long-running marketing, no deed restrictions at all — mobile homes, modular homes and farm animals expressly permitted, with no requirement or timetable to build.

The verified numbers are land-shaped. A 2.34-acre wooded lot (Lot 32) has been marketed at $69,995 with non-qualifying owner financing; a roughly 1.2-acre lot on SW Pretender Gln sold for $49,000 in May 2025; and the clearest improved comp — a 2-bed, 972 sq ft home at 165 SW Military Glen — cleared $275,000 in August 2025, a price that only makes sense with real acreage under it. The land carries the value here, and honest pricing starts from that fact.

Quail Heights sells the fairway. Quail Ridge sells the forest — and lets you do almost anything you want with it.

The location is the quiet thesis. You are about two miles off US-27 on a stretch the springs crowd drives every summer weekend: Ichetucknee Springs State Park nine miles one way, High Springs twelve the other, Ginnie Springs sixteen, downtown Fort White under five, Lake City eighteen, Gainesville thirty. The homework is rural-classic — well, septic, perc, power, and a title-level check on the no-restrictions claim — and we run all of it before you offer, not after.

The Fee Stack: Nothing — and the Verification That Replaces It

No HOA, no CDD, no dues, and per the land seller no deed restrictions. Carrying costs are Columbia County taxes and insurance, plus the rural infrastructure you own outright: well, septic, and whatever you build or place. That freedom is the product — but every line of it needs verification, because the no-restrictions claim is the seller’s marketing language, not a title opinion. We have seen rural plats across North Florida carry forgotten recorded covenants that surface at exactly the wrong moment. The fix costs nothing as a buyer: a proper title search before you offer.

One genuine structural advantage deserves its own line: inland Columbia County sits in Florida’s lowest wind-borne-debris zone, which the land seller cites as reducing hurricane exposure, construction cost and insurance cost relative to coastal Florida. The direction of that claim is sound for inland North Florida. The magnitude is always parcel- and dwelling-specific — manufactured homes, in particular, quote very differently from site-built — so get real insurance numbers before you count the savings in your budget.

The owner-financing math: Quail Ridge lots have historically sold with automatic, non-qualifying seller financing — Lot 32’s published terms were $9,995 down and $525 a month at 9.5% over 25 years, under which total payments exceed twice the list price. Convenient entry, expensive money. We model the cash-vs-financed cost on every owner-financed deal before you sign.

Want the title, zoning and financing math run on a specific parcel? We will do it before you offer.

Talk to us first

The Springs: The Real Amenity Package

Quail Ridge has no clubhouse, no pool and no playground — and it does not need them, because it sits in the middle of the densest concentration of first-magnitude springs in the world. Ichetucknee Springs State Park is about nine miles away: crystal water, state-owned banks on both sides, and the summer tubing run people drive hours for. Ginnie Springs — the private campground-and-dive destination on the Santa Fe — is about sixteen miles. The Santa Fe River itself, with its string of springs, boat ramps and outfitters, threads the whole area, and most of the other famous North Florida springs sit within about thirty miles.

The honest framing: these are public and commercial amenities, not community ones. You will share the Ichetucknee with summer crowds and pay park admission like everyone else. If you want deeded private river access in this same springs corridor, that is exactly what Three Rivers Estates sells for a voluntary $175 a year — the comparison section below walks the trade. Quail Ridge’s answer is simpler: more land, fewer rules, and a nine-mile drive to the water.

The Homes: Land First, Dwelling Second

The stock is honestly mixed — and we flag that up front because it shapes everything from comps to financing. Owned-land manufactured and modular homes sit alongside modest site-built homes, all of it expressly permitted under the plat’s no-restrictions posture. Vacant wooded lots are the entry, recently $49K–$70K for roughly one to 2.34 acres, with the land seller’s marketing describing larger forest tracts as well — confirm acreage per parcel, because the recorded plat is the only number that counts.

Mechanics: manufactured homes carry their own financing rules — age, HUD tags, permanent foundation status and well/septic condition all move eligibility — while site-built homes here appraise land-first, as the $275,000 sale of a 972 sq ft home in August 2025 demonstrated. With a handful of trades a year, comps are hand-built across the wider 32038 acreage market, and the winning buyer posture is a standing watch list with financing already sorted for the product type you actually want.

Schools: The Fort White Campuses, Honestly

Quail Ridge zones to Columbia County public schools on the Fort White side of the county: Fort White Elementary rates 3/10 on GreatSchools and Fort White High School rates 4/10. Those are modest numbers and we will not dress them up — some families out here choose the schools happily for their small-town scale, others homeschool or drive to options in High Springs, Alachua or Lake City. There is also a Fort White middle-grades campus; confirm the exact pathway, because assignments and configurations change. Tour everything, and verify the current zoning for the exact parcel with the district before you write an offer.

School fit is family-specific. We will pull the actual assignment for any parcel.

Ask us about zoning

Daily Life in Quail Ridge

Country quiet with springs weekends and a real, if longer, services run. Day to day:

Weekends

The acreage, the animals, the garden — and the Ichetucknee fifteen minutes away when the temperature climbs. High Springs supplies the restaurant-and-antiques afternoon; Ginnie Springs supplies the camping-and-diving crowd.

Commuting

Gainesville/UF is the big-job commute at 40–45 minutes via US-27 and 441 or I-75. Lake City (~25 min) and Alachua (~28 min) are the closer employment options. Fort White itself covers fuel, groceries-lite and school runs at under ten minutes.

Services & healthcare

Real shopping is Lake City or Alachua; hospitals are in Lake City and Gainesville (UF Health, ~40 minutes). Weigh the hospital drive honestly — it is the standard rural North Florida trade.

Connectivity

Rural 32038 — coverage varies parcel to parcel. Verify the actual address with providers and ask neighbors what genuinely works before committing to remote work here.

The Five Buyer Mistakes We See Here

All five from real rural-land transactions; all five avoidable.

1

Confusing it with Quail Heights

Different community, different county seat, different product. Golf-course comps from Lake City have no business in a Fort White acreage valuation — in either direction.

2

Taking the no-restrictions claim on faith

It is the seller’s marketing language. A title search confirming no recorded covenants costs little and settles it — run it before you offer, not at closing.

3

Signing owner financing without the math

Non-qualifying terms at 9.5% over 25 years can more than double the cost of the lot. Sometimes the convenience is worth it; know the number before you decide.

4

Comping across the product line

Manufactured and site-built on acreage are different markets with different buyers and lenders. Mixing them wrecks valuations and appraisals both.

5

Buying vacant land without the kill-list

Perc, power run, legal access, survey, flood panel, title. Cheap lots stop being cheap when any one fails — and out here the seller is not running the list for you.

We run this checklist on every rural-land deal. It costs you nothing as a buyer.

Put us to work

Lots & Position: Where Value Lives

On a thin rural plat, value concentrates in certainty: a surveyed, perc-tested parcel on paved county frontage with clean title beats a bigger tract with question marks — every time, and especially at resale.
Paved-frontage acreage · surveyed · perc-tested · clean title
Larger wooded tract · partial homework done
Improved parcel · aging systems / financing-limited dwelling
Any parcel with unverified access, perc or title questions

Relative desirability (and resale resilience) by certainty class, from how thin rural-land markets actually behave — not an appraisal scale.

Not sure which class a parcel falls in? Send it to us — we will run the certainty checks.

Get the parcel read

The Quail Ridge Buyer Checklist

  • Confirm you are in the right Quail Ridge — Fort White, Columbia County, 32038; not Quail Heights in Lake City.
  • Run a title search to verify the no-deed-restrictions claim and recorded access for the exact parcel.
  • Get a current survey — acreage drives value here, so know exactly what you are buying.
  • Perc test and power-run quotes on vacant land; full well and septic inspections on improved parcels.
  • Pull the FEMA flood panel — springs country means karst and low pockets; check sinkhole disclosure history too.
  • Confirm Columbia County zoning for your intended use — dwelling type, animals, any business plans.
  • Model owner financing against cash and bank alternatives before signing seller terms.
  • Comp within the product type — lots, manufactured on land, and site-built on land are three different markets here.
Jon Brooks · Co-Founder, Momentum Realty

Quail Ridge is the plat I show buyers who tell me the rules are the problem — the ones who want animals, a shop, a manufactured home now and maybe a build later, without an HOA voting on any of it. Wooded acres at $49,000–$70,000, fifteen minutes from the Ichetucknee, with Gainesville still commutable: that combination is getting rarer every year, and the no-restrictions posture here is genuinely unusual.

We represent you, not the seller. Out here that means reading the title before the brochure, running the owner-financing math you are not shown, calling the school ratings what they are, and telling you when a cheap lot is really a failed perc test wearing a low price.

Quail Ridge vs. the Alternatives

The honest matrix for springs-country and Columbia County money:

CommunitySettingTypical entryFeesThe trade
Quail Ridge (Fort White)Rural acreage off CR 18, springs country~$49K–$70K lots; homes to ~$275K verifiedNoneMaximum freedom, minimum rules; thin market, mixed stock
Three Rivers EstatesAcreage between the Ichetucknee and Santa FeLots to mid-$300s homes$175/yr voluntaryPrivate gated riverfront parks for a token fee
Hills at Rose CreekCustom acreage southwest of Lake City~$50K–$60K lots; builds to $795K verified$150/yrSite-built-only deed protection — the opposite bet
Quail Heights (Lake City)Golf-course neighborhood, public 18 holes~$160s–$260sNo mandatory duesThe namesake confusion — in-town golf living, not acreage
The Preserve at Laurel LakeGated production community, Lake CityHigh $300s–$440sUnder $70/moPool, courts and trails — amenities for structure
High SpringsSprings-country town livingVaries widelyVariesWalkable downtown and better-rated Alachua County schools

The verdict: Three Rivers Estates wins for river access, Hills at Rose Creek for deed-protected resale discipline, High Springs and Alachua for town services and schools — and Quail Ridge wins on one axis only, but decisively: the fewest rules per dollar of springs-country acreage in our entire coverage.

Weighing freedom against structure? We will walk you through both honestly.

Compare with us

Honest Pros & Cons

What Quail Ridge gets right

  • No HOA, no CDD and a genuine no-restrictions posture (verify in title)
  • Mobile/modular homes and farm animals expressly permitted
  • Wooded acreage under mature live oaks at $49K–$70K recent entry
  • Ichetucknee Springs ~9 mi, Ginnie ~16 mi — springs country at the door
  • Florida’s lowest wind-borne-debris zone inland
  • Owner-financed history means accessible entry without bank land loans

What it asks of you

  • Thin market — hand-built comps and a patient exit
  • Mixed manufactured/site-built stock complicates financing and appraisals
  • Well, septic, perc and power homework on every parcel
  • Modest Fort White school ratings (3/10 and 4/10)
  • Owner-financing convenience carries expensive money — run the math
  • Services run: real shopping and hospitals are 25–45 minutes out

Our Buyer Playbook for Quail Ridge

The sequence we actually run, in order:

  • Join the watch list — thin plats trade quietly, often seller-financed, often off the portals.
  • Settle title, access and the no-restrictions claim before the first showing.
  • Run the vacant-land or systems kill-list on anything that surfaces.
  • Model owner financing against cash and bank money — then choose deliberately.
  • Price the land first, the dwelling second — the comps here say so.

Questions We Ask Before You Offer

Six questions that decide whether a Quail Ridge listing is right:

  • Does title confirm no recorded covenants and legal, recorded access for this exact parcel?
  • What does the recorded plat and a current survey say the acreage actually is?
  • Will the lot perc, and what does the power run cost — in written quotes?
  • If there is a dwelling, what do its age, foundation and systems mean for your financing?
  • What did comparable product — same type, same corridor — actually trade at for cash?
  • Does the deal still work if you pay cash instead of seller terms — and if not, why not?

Is Quail Ridge For You?

The honest self-sort:

Consider elsewhere if you want

  • Deed protections guarding your resale value
  • Community amenities — pool, parks, private river access
  • City utilities and a uniform site-built streetscape
  • Strong school ratings without a drive
  • Inventory to choose from — or a liquid exit
  • Certainty without parcel-level homework

Quail Ridge fits if you want

  • Acreage with the fewest rules in our Columbia County coverage
  • A manufactured home now, a build later — or never, on your schedule
  • Animals, gardens and a shop without an architecture committee
  • Springs country fifteen minutes away, Gainesville still commutable
  • Accessible entry, including historically owner-financed land
  • Diligence-rewarded buying — you do the homework, you keep the value

Get the inside read on Quail Ridge

Thin rural plats trade quietly — often owner-financed, often before they hit the portals properly. Tell us what you are after and we will watch Quail Ridge and the comparable Fort White backroads for you, and run the well, septic, title and zoning homework before you ever write an offer.

We respond personally, usually the same day. Your information is never sold.

You are all set.

A Momentum Realty Quail Ridge specialist will reach out personally, usually the same day.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our markets for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

Owner-financing history cuts both ways

Years of seller-financed lot sales set price anchors above what cash comps support — financed land prices carry a premium. When you sell, we separate the financed-price history from the cash-value reality so your appraisal and your buyer’s lender both land where the deal closes.

What is your Quail Ridge home worth?

Get a no-obligation home value based on real comparable sales in Quail Ridge matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate. Prepared personally, never sold.

Thank you.

We will prepare your Quail Ridge home value from real comparable sales and reach out personally.

Frequently Asked Questions

Where is Quail Ridge in Fort White?
Off SW County Road 18 in Fort White, FL 32038, Columbia County — about two miles from US-27 on the stretch between Fort White and High Springs, in North Florida springs country. It is roughly five miles from downtown Fort White.
Is this the same as Quail Heights in Lake City?
No — different community entirely. Quail Heights is a 1970s-and-80s golf-course neighborhood around Quail Heights Country Club in Lake City, about 20 miles north. Quail Ridge is rural acreage near Fort White with no golf, no club and no HOA. We cover both; do not let the similar names cross your comps.
Is Quail Ridge a real subdivision?
Yes — teamlantroop.com maintains a Quail Ridge market-report page tracking it as a named Fort White community, MLS records tag sales to Quail Ridge Sub, and Jim Jean Real Estate has marketed platted lots here (with a recorded plat referenced in its sales materials) for years. It is a rural land plat, not a managed development.
Is there an HOA or CDD?
No HOA and no CDD. Per the land seller there are also no deed restrictions — Columbia County building codes and zoning are the rulebook. We still verify the no-restrictions claim at the title level for the exact parcel, every time.
Can I put a mobile or manufactured home on a lot?
Yes — the land seller expressly permits mobile and modular homes, and the community already includes manufactured housing. Verify current Columbia County zoning for the specific parcel before you buy on that assumption, and note that manufactured-home age and condition affect financing.
Can I keep farm animals?
Yes, per the land seller farm animals are permitted — this is marketed as grow-your-own-food country living. Confirm Columbia County rules for the specific animals and parcel size you have in mind.
What do lots actually cost?
Recent verified activity: a 2.34-acre wooded lot (Lot 32) listed at $69,995 with owner financing ($9,995 down, $525 a month at 9.5% over 25 years), and a roughly 1.2-acre lot on SW Pretender Gln sold for $49,000 in May 2025. Confirm current pricing — this market moves a few parcels at a time.
What have homes sold for?
The clearest recent comp: a 2-bed, 2-bath, 972 sq ft home at 165 SW Military Glen in Quail Ridge Sub sold for $275,000 in August 2025 — a price that only makes sense with meaningful acreage attached. Improved-property comps here are land-driven; confirm the lot size behind every number.
Is owner financing really available?
It has been a feature of this plat — Jim Jean Real Estate has sold Quail Ridge lots with automatic, non-qualifying seller financing and no prepayment penalty. Run the math honestly: at the published 9.5% rate over a full term, total payments can exceed twice the list price. We model the cash-vs-financed cost before you sign.
Are homes on well and septic?
Yes, throughout — there are no city utilities out here. Budget full well and septic inspections on improved parcels, and perc tests plus power-run quotes on vacant land. Electricity is available to the front of lots per the seller; confirm for your exact parcel.
What is the wind-zone advantage?
Inland Columbia County sits in Florida’s lowest wind-borne-debris zone, which the land seller cites as reducing hurricane risk, construction cost and insurance cost relative to coastal Florida. The direction of the claim is sound for inland North Florida — but insurance quotes are always parcel- and dwelling-specific, so get real numbers before you count the savings.
How close are the springs?
Ichetucknee Springs State Park is about 9 miles away, Ginnie Springs about 16, and the Santa Fe River and most of the famous North Florida springs sit within about 30 miles. Summer tubing on the Ichetucknee is the headline amenity of this entire area.
What schools serve Quail Ridge?
Columbia County public schools — Fort White Elementary (3/10 on GreatSchools) and Fort White High School (4/10). There is also a Fort White middle-grades campus; confirm the exact assignment pathway for your parcel with the district, because ratings here are modest and worth weighing honestly.
Can I rent the property out?
No HOA blocks it — Columbia County zoning governs. The long-term rental pool out here is thin, and short-term demand is springs-seasonal; underwrite conservatively and confirm any county registration requirements.
How does Quail Ridge compare to Three Rivers Estates?
Three Rivers Estates, also in the Fort White area, adds a voluntary $175-a-year membership that unlocks private gated riverfront parks on the Ichetucknee and Santa Fe — it is the springs-access play. Quail Ridge is the pure land play: no membership, no parks, fewer rules, and you drive nine miles to the state park instead. Both carry the same rural homework.
Is Quail Ridge a good investment?
It is a land-value play in a corridor with real long-term logic — springs tourism, Gainesville within commuting range, and lot prices the metro stopped offering. The counterweights are thin liquidity, mixed housing stock and owner-financed price anchors that can overstate cash value. Buy the dirt on verified facts and patient money, and it pencils; buy the brochure, and it will not.

Quail Ridge is the no-rules land play of our Columbia County coverage — these guides cover the springs-access, golf-course and in-town alternatives.

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Explore more neighborhoods near Quail Ridge with Momentum Realty’s local guides.

Santa Fe River PlantationsFort White, FL · 5.1 miThree Rivers EstatesFort White, FL · 5.6 miHigh Springs, FloridaHigh Springs, FL · 8.2 miIra Bea's OasisBranford, FL · 8.6 miWeston OaksHigh Springs, FL · 9.6 miOak RidgeHigh Springs, FL · 10.1 mi

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