Racy Point
Homes for Sale in Elkton, FL
All 7 homes for sale in Elkton, FL · median $550,000 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 4 closed sales in Racy Point in Elkton, FL since 2017, the most recent in April 2024. Across Elkton as a whole, 6 homes closed in the last 12 months at a median of $382,000, 25 median days on market. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,150 ($4,630 with the full homestead exemption).
Racy Point is a rural corner of St. Johns County near Elkton, and price here is driven less by a comp on the next street over and more by what you actually get on the parcel: acreage, road access, well and septic versus utilities, and the condition of the home itself. That means the spread between one listing and the next can be wide, and the number that matters is the specific property, not a tidy neighborhood average.
For buyers, this is a place to move deliberately — inventory is thin and idiosyncratic, so the right property may not have a direct substitute if you pass. For sellers, honest condition and clear documentation of land, access, and systems tend to do more for your outcome than any cosmetic staging move.
The 60-Second Overview
Racy Point sits in the rural western reach of St. Johns County near Elkton, where lots are larger and the county's better-known coastal corridors are a drive away. This is land-and-home country, not a subdivision grid.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Racy Point is best for.
Best for
- Buyers prioritizing acreage and privacy over a walkable, amenity-dense setting
- Buyers comfortable diligencing well, septic, access, and zoning before closing
- Buyers who want a St. Johns County address and will trade distance for space
Probably not for
- Buyers who need to be minutes from shopping, dining, and commuting corridors
- Buyers wanting a predictable, comp-driven subdivision with uniform pricing
- Buyers who need to close quickly and can't wait for the right unique parcel
The market around Racy Point
Racy Point is too small for its own price trend, so here is the market around it.
In ZIP 32033, 9 homes are on the market and 11% are under contract — a slower corner of Elkton.
Across St. Johns County, 1,876 homes are active and 834 pending (31% under contract).
In ZIP 32033 (Elkton), 24 homes closed in the last 12 months at a median of $390K ($215/sq ft), up 0.3% year over year, with a median 25 days on market. See the live ZIP 32033 housing market and the St. Johns County market.
ZIP and county figures describe the wider market, not Racy Point specifically. Momentum Research analysis of MLS records.
The Racy Point buying strategy.
If we were buying in Racy Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Racy Point.
Reading a rural St. Johns parcel
Because Racy Point trades on land as much as structure, the diligence list is different from a platted neighborhood. Confirm how the property is accessed, whether it is on well and septic or connected to utilities, what the flood and wetland picture looks like, and how the parcel is zoned and can be used. Two homes with similar square footage can price very differently on these points alone.
The upside of a market like this is space and privacy inside a county many buyers want to be in. The tradeoff is distance — services, shopping, and commuting routes are farther than in eastern St. Johns. Go in knowing which side of that tradeoff you value, because it does not change after closing.
The location and the amenities are priced into every listing in Racy Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Rural St. Johns parcels reward local knowledge: access rights, utilities, flood exposure, and zoning are where deals are made or unwound. We read the specific property rather than lean on a neighborhood average, and we will tell you plainly when a listing's land situation is a problem before you are under contract.
Racy Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Racy Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Racy Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Racy Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Racy Point home worth?
Get a no-obligation home value based on real comparable sales in Racy Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Racy Point?
What share of Racy Point is owner-occupied?
When were the homes in Racy Point built?
Who is the best real estate agent for Racy Point?
How do I find a top Elkton real estate agent who knows Racy Point?
Can Momentum Realty connect me with an agent for Racy Point?
Should you buy in Racy Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32033)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2017 (4 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Racy Point fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Racy Point with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Racy Point. These are the public schools most often assigned to other communities in ZIP 32033; zones change and vary by address, so confirm with the district before you buy.
- Pedro Menendez High School · High · FLDOE grade B (assigned to 3 nearby communities)
- South Woods Elementary School · Elementary · FLDOE grade B (assigned to 3 nearby communities)
- Gamble Rogers Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).