River Trace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COMPASS FLORIDA LLC · via realMLS
As of October 2026, the MLS records 12 closed sales in River Trace in Jacksonville, FL since 2003, the most recent in March 2026. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
River Trace is a Duval County pocket where pricing is driven more by condition and individual lot than by any single benchmark number. The facts we have on hand are limited to the community snapshot, so treat any listing here on its own merits: what has been updated, how the home sits, and what comparable closings nearby actually support.
Without a broad set of active data in front of us, the honest posture is patience on both sides. Buyers should underwrite each home to its condition rather than assume a neighborhood-wide price. Sellers should expect scrutiny on finishes and be ready to justify their number with recent, genuinely comparable sales.
The 60-Second Overview
River Trace sits within Jacksonville in Duval County, close enough to the city's arteries to matter for commutes but small enough that individual homes, not headline stats, set the tone.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of River Trace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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River TracePhotos from realMLS listings in River Trace; content deemed reliable but not guaranteed.
Who River Trace is best for.
Best for
- Buyers who want a Duval County location and will underwrite a home on its own condition
- Owner-occupants open to an updated home, or one they can improve deliberately over time
- Patient shoppers comfortable acting when the right specific listing appears
Probably not for
- Buyers who need a wide selection of active listings to compare at once
- Shoppers who want a clearly defined price range before touring anything
- Anyone counting on a quick flip or a specific resale figure down the line
The market around River Trace
River Trace is too small for its own price trend, so here is the market around it.
In ZIP 32277, 97 homes are on the market and 20% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
ZIP and county figures describe the wider market, not River Trace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in River Trace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Life at River Trace
- Security Lights · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The River Trace buying strategy.
If we were buying in River Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Trace.
What actually moves a number here
In a community this size, the spread between two homes on the same street can be wide, and it usually comes down to condition, layout, and lot rather than location alone. A renovated interior and a well-placed lot will command more than square footage suggests; deferred maintenance cuts the other way just as hard.
Because we are working from a narrow snapshot rather than a deep run of active and sold data, the right move is to price and offer off the specific property. We pull the closest recent closings, walk the home, and let the condition tell the story instead of leaning on a blanket neighborhood figure.
The location and the amenities are priced into every listing in River Trace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
River Trace rewards local, property-by-property analysis over broad-brush assumptions. We know the Jacksonville and Duval County submarkets, we underwrite each home to its own condition, and we will tell you plainly when a specific listing does not pencil out for your goals.
River Trace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a River Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Trace home worth?
Get a no-obligation home value based on real comparable sales in River Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in River Trace on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in River Trace?
What share of River Trace is owner-occupied?
When were the homes in River Trace built?
Who is the best real estate agent for River Trace?
How do I find a top Jacksonville real estate agent who knows River Trace?
Can Momentum Realty connect me with an agent for River Trace?
Should you buy in River Trace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32277)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2003 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how River Trace fits the bigger picture — live prices, inventory, and Momentum Scores:
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