St Johns Cay
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 77 homes for sale in 32277 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of REAL BROKER LLC · via realMLS
As of October 2026, St Johns Cay in Jacksonville, FL has 2 homes for sale. As of October 2026, the MLS records 24 closed sales in St Johns Cay in Jacksonville, FL since 2002, the most recent in January 2025. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).
There is no closing activity to read here yet. With an empty sales window as of mid-2026, St Johns Cay in Jacksonville gives us no median, no days-on-market, and no volume to anchor a price story — so anyone quoting you a firm number for this community is guessing.
For a buyer, that means pricing has to be triangulated from active listings and comparable nearby Duval communities rather than settled trades. For a seller, it means you are effectively helping set the comp set, which cuts both ways: more room to position, less proof of what the market will actually pay.
The 60-Second Overview
St Johns Cay is a small Jacksonville community in Duval County with no recent closings on record, so the picture here is built from active supply and context rather than a settled sales history.
realMLS (Northeast Florida) sales records identify 14 homes in St Johns Cay that have changed hands since 2003, built between 1998 and 2011 (median 2001), with a median living area of about 2,874 sq ft and a typical 4-bedroom, 3-bath layout; 93% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St Johns Cay. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
St Johns Cay
St Johns Cay
St Johns Cay
St Johns Cay
St Johns Cay
St Johns CayPhotos from realMLS listings in St Johns Cay; content deemed reliable but not guaranteed.
Who St Johns Cay is best for.
Best for
- Buyers who can evaluate a home on its own merits without leaning on a community median
- Sellers willing to help establish the comp set and price against live listings
- Long-horizon buyers who value being early in a thinly-traded Jacksonville community
Probably not for
- Buyers who require recent closed comps to justify an offer
- Sellers needing a fast, data-backed price validation before listing
- Anyone whose budget leaves no cushion for pricing uncertainty
The market around St Johns Cay
St Johns Cay is too small for its own price trend, so here is the market around it.
In ZIP 32277, 97 homes are on the market and 20% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32277 (Jacksonville), 246 homes closed in the last 12 months at a median of $292K ($180/sq ft), down 4.8% year over year, with a median 29 days on market. Right now 43 active and 8 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 32277 housing market and the Duval County market.
ZIP and county figures describe the wider market, not St Johns Cay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in St Johns Cay, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in St Johns Cay
Live MLS inventory for St Johns Cay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St Johns Cay listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at St Johns Cay
- Gated · reported on 2 of 2 listings
- Security Gate · reported on 2 of 2 listings
- Key Card Entry · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Fort Caroline · Elementary
- Arlington · Middle
- Terry Parker · High
Zoned schools reflect the assignments reported on recent St Johns Cay listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St Johns Cay address.
Shop the zone: Homes zoned for Arlington Middle School · Homes zoned for Terry Parker High School
The St Johns Cay buying strategy.
If we were buying in St Johns Cay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Johns Cay.
Reading a community with no closing data
A zero-closing window is not a red flag by itself — it is common in small or newer communities where turnover is thin. What it does mean is that value here is a live question. Condition, lot, and floor plan will drive individual outcomes far more than any community-wide average, because there is no average to lean on.
The practical move is to widen the lens: watch what is currently listed in St Johns Cay, track how long it sits, and compare against similar Duval product nearby. That is how you get an honest read until real trades start printing.
The location and the amenities are priced into every listing in St Johns Cay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has no closings to cite, our job is to keep you out of guesswork. We build the comp set from live listings and adjacent Duval sales, tell you plainly where the uncertainty sits, and refuse to invent a number to make a deal feel safer than it is.
St Johns Cay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Johns Cay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Johns Cay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Johns Cay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Johns Cay home worth?
Get a no-obligation home value based on real comparable sales in St Johns Cay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
19% of homes for sale in ZIP 32277 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
How many homes are in St Johns Cay?
What share of St Johns Cay is owner-occupied?
When were the homes in St Johns Cay built?
Who is the best real estate agent for St Johns Cay?
How do I find a top Jacksonville real estate agent who knows St Johns Cay?
Can Momentum Realty connect me with an agent for St Johns Cay?
Where is St Johns Cay, and what county is it in?
How far is St Johns Cay from downtown Jacksonville and the beach?
Should you buy in St Johns Cay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32277)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2002 (24 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how St Johns Cay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near St Johns Cay with Momentum Realty’s local guides.