Rocky Point / Pine Knoll
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Rocky Point / Pine Knoll in Stuart, FL since 2017, the most recent in August 2026. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $5,880 ($5,270 with the full homestead exemption).
Rocky Point / Pine Knoll sits in the coastal end of Stuart, in Martin County, and the current listing set shows no identified community amenities. That matters for how price gets set here: without an HOA package, shared pool, or gated infrastructure to standardize value, the number on any given home is driven almost entirely by the house itself — condition, lot, updates, and proximity to the water. Expect a wide spread rather than a tidy comp band.
For buyers, that means underwriting each property on its own merits and not leaning on a community benchmark. For sellers, the same lack of shared amenities cuts both ways: there is nothing carrying your price for you, so condition and presentation do the heavy lifting. This is a market where the work you put into a home shows up directly in what it commands.
Nearby homes for sale
No active listings inside Rocky Point / Pine Knoll right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
This is a coastal-adjacent pocket of Stuart with no standardized community amenities in the current listings, so it behaves like a collection of individual homes rather than a managed development — pricing follows the property, not a shared package.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Rocky Point / Pine Knoll is best for.
Best for
- Buyers targeting a coastal Stuart location who will underwrite each home on its own condition and lot
- Owners who want the flexibility of no shared HOA amenity fees
- Sellers willing to invest in condition and presentation to command their price
Probably not for
- Buyers who want a clubhouse, gate, or shared pool built into the community
- Anyone who wants a tight, predictable comp range to price against
- Buyers looking for amenity-backed value rather than house-by-house value
The market around Rocky Point / Pine Knoll
Rocky Point / Pine Knoll is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Rocky Point / Pine Knoll specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Rocky Point / Pine Knoll, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The Rocky Point / Pine Knoll buying strategy.
If we were buying in Rocky Point / Pine Knoll today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rocky Point / Pine Knoll.
A market set house by house
The defining feature of Rocky Point / Pine Knoll right now is what the MLS does not show: no identified community amenities. There is no clubhouse premium, no gate, no maintenance regime pulling values into a narrow range. Every transaction here is closer to a standalone negotiation, which rewards buyers who do the diligence and sellers who invest in the right improvements.
Location does the work that amenities might otherwise do. This is coastal Stuart in Martin County, so the draw is the setting and the individual lot rather than a shared facility. Judge each home on its own bones — layout, systems, updates, and where it sits — because that is what the price is actually responding to.
The location and the amenities are priced into every listing in Rocky Point / Pine Knoll. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with no amenity benchmark to lean on, comps are messier and each home has to be underwritten individually. We do that work property by property — reading condition, lot, and location against the local coastal context in Stuart — so you are not paying for or pricing off assumptions the data does not support.
Rocky Point / Pine Knoll in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Rocky Point / Pine Knoll buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rocky Point / Pine Knoll sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Rocky Point / Pine Knoll, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Rocky Point / Pine Knoll home worth?
Get a no-obligation home value based on real comparable sales in Rocky Point / Pine Knoll, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Rocky Point / Pine Knoll?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2017 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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Common questions about Rocky Point / Pine Knoll
Where is Rocky Point / Pine Knoll?
Rocky Point / Pine Knoll is a community in Stuart, Martin County, Florida, ZIP 34997.
Are there homes for sale in Rocky Point / Pine Knoll right now?
No active listings inside Rocky Point / Pine Knoll at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Rocky Point / Pine Knoll have an HOA or CDD?
No HOA is on record for Rocky Point / Pine Knoll in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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