Rocky Point Estates in Stuart

Rocky Point Estates
Homes for Sale in Stuart, FL

All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34997
203 homesBuilt 1949–2021Median sale $532K
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Photo via Beaches MLS

Built fromLive Beaches MLS data25 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $532,000, $319 per square foot, a median 20 days on market, sellers accepting 92% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1976–2015; 8 of 11 report an HOA (median $18/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 23 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $8,230 ($7,620 with the full homestead exemption).

Rocky Point Estates key facts
LocationStuart, Martin County, FL · ZIP 34997
Homes in the community203 (FL DOR 2025 assessment roll)
Years built1949–2021 (median 1984)
Typical living area1,674 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersBoating, Picnic Area, Park, Fishing Pier, Cabana, None
Sale prices, last 12 months$532,000 median across 5 closed sales · $319 per sq ft · -2.4% vs the prior 12 months
Days on market (closed sales)20 median
For sale right now0 active, 2 pending
Owner-occupied (homestead) share75%

Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Rocky Point Estates key facts,” movewithmomentum.com/neighborhoods/rocky-point-estates, data as of September 20, 2026.

Live · Rocky Point Estates Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$532K ▼
Median sold · 12 mo
down 2.4% vs the prior 12 months
-2.4% ▼
1-yr price change
n = 5 and 3 sales in the two windows
$319/sf
Sold $/sqft · 12 mo
peak $434 in 2025
92.0%
Sale vs ask
Tempo
20days
Median DOM · closed
3 days at the 2023 low
100%
Under contract
Martin: 24% (398 of 1,681)
0 · 2
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
75%
Owner-occupied · Rocky Point Estates
160 of 214 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · Rocky Point Estates
incl. 6% trust or LLC-held · 6% out-of-state
203
Homes in the community
plus 11 vacant residential lots · 214 residential parcels (FL DOR 2025)
Track record · 25 years of records
6
Recorded sales · 2024-2025
median $675K · qualified sales on the county roll (FL DOR 2025)
Est. 1949
Community established
homes built 1949-2021, median 1984 (FL DOR 2025)
1,669sqft
Median sold home size
12-mo windows, closed sales
2.5%/yr
Turnover rate
about 5 of 203 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Rocky Point Estates in Stuart is moving at a pace that suggests genuine buyer urgency. With a median time to contract under three weeks, this is not a community where you can afford to wait through multiple weekends. The $538,500 median and $326 per square foot reflect Stuart's eastside waterfront proximity premium—homes here aren't priced by condition alone, but by location within Martin County's tighter coastal inventory.

Six closings in the trailing window is a thin data set, but the velocity is the story. Sellers are working from a position of strength. If you're buying, expect to compete and move quickly. If you're selling, price it right the first time; the market will find you, but it won't tolerate testing.

Rocky Point Estates Housing Pulse · Momentum Research · as of September 20, 2026

Rocky Point Estates right now

🟡 Off the recent peak. The trailing-12-month median ($532K) is down 2.4% from the prior 12 months ($545K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Rocky Point Estates market snapshot (as of September 20, 2026): the median sale price is about $532K ($319 per sq ft over the trailing 12 months of closed sales), and a median 20 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Beaches MLS closed sales (5 closings in the current window).

In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.

County records show 6 qualified sales in Rocky Point Estates across 2024–2025 (3 in 2024, 3 in 2025), median $675,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Rocky Point Estates is a community of 203 homes in Stuart, Martin County, built between 1949 and 2021 (median 1984), with a median living area of about 1,674 square feet. 75% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Rocky Point Estates sits in Stuart's eastside residential fabric, where Martin County's waterfront gravity pulls prices higher than the county average. Turnover is steady but sparse, and homes that show well don't linger.

Best for

  • A buyer with budget in the mid-$500s who prioritizes Martin County location and can close quickly
  • A seller with a well-maintained home ready to list now, while velocity favors the ask
  • An eastside Stuart buyer who understands that scarcity and speed define this market, not amenities

Probably not for

  • A buyer who needs months to decide or wants to tour a dozen similar listings before committing
  • Anyone expecting resort-style community features or a homeowners' association amenity package
  • A bargain hunter looking for distressed inventory or extended negotiation timelines in a hot pocket

Windows contain 0 to 5 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Every sale since 2001 · price vs size
$0$500K$1M1k2k3k
39 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
02420122014201620182020202220242026
0 to 5 a year; 5 in the current window.
How much local inventory is already under contract

24% of homes for sale in ZIP 34997 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Rocky Point Estates Market Scorecard

Balanced

Rocky Point Estates is currently a balanced market..

$532,000
Median sold
0/2/9
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Rocky Point Estates, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Rocky Point Estates

Live MLS inventory for Rocky Point Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rocky Point Estates listings as of 2026-09-26, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.

Listing locations from Beaches MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Martin County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Port Salerno · Elementary
  • Murray · Middle
  • South Fork · High

Zoned schools reflect the assignments reported on recent Rocky Point Estates listings and can change; always confirm with Martin County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Rocky Point Estates address.

If we were buying in Rocky Point Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rocky Point Estates.

Best Buy
Buyers who know Martin County, move decisively, and value location over amenities.
Biggest Risk
Thin inventory means limited selection and little room to negotiate on well-priced listings.
Sweet Spot
A single-family buyer with financing pre-approved and a clear picture of what Stuart eastside delivers.
Avoid If
You need community amenities, want to browse for months, or expect to negotiate steep discounts in this cycle.

What the numbers mean on the ground

The median days-on-market figure—just over two and a half weeks—tells you this is not a browsing market. Homes that hit the fundamentals (condition, layout, lot) are moving inside the first showing cycle. The $538,500 median is a snapshot, not a ceiling or floor; actual transaction prices will vary widely based on updates, water access, and lot placement, but the MLS does not give us a range to cite.

At $326 per square foot, you're paying for Stuart and for Martin County's constrained eastside supply. There are no identified community amenities in the current listings, so value here is driven by the home itself and the surrounding location—proximity to the Intracoastal, St. Lucie Inlet, and downtown Stuart's infrastructure. This is a mature, quiet enclave where the real amenity is the address.

Six closings in a rolling window is not a high-volume subdivision. Inventory is limited, which explains both the speed and the price per foot. If you need time to decide or want to negotiate aggressively, this is probably not your market right now. If you know what you want and can move on it, the scarcity works in your favor—once you're in, you're in a tightly held pocket of Martin County.

“

The location and the amenities are priced into every listing in Rocky Point Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.9C+ · Buy Score
Recent Direction5.4/10
Owner Commitment7.5/10
Pricing Power4.7/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.9). Basis: Recent Direction -2.4% year-over-year; Owner Commitment 75% owner-occupied; Pricing Power 92.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a low-inventory, fast-turn community like Rocky Point Estates, your edge is not information—it's preparation and execution. Momentum Realty brokers know how to position an offer in a competitive window and how to price a listing so it commands attention without sitting. We work Stuart's eastside every week, and we'll tell you when a home is overpriced or when you're chasing the wrong layout for your goals. No hype, no delay, just the transaction done right.

Rocky Point Estates in 15 seconds.

Best forBuyers who know Martin County, move decisively, and value location over amenities.
Biggest advantageProven velocity—homes that show well are moving inside three weeks.
Biggest riskThin inventory means limited selection and little room to negotiate on well-priced listings.
Sweet spotA single-family buyer with financing pre-approved and a clear picture of what Stuart eastside delivers.
Avoid ifYou need community amenities, want to browse for months, or expect to negotiate steep discounts in this cycle.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rocky Point Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rocky Point Estates.
In short
  • HOA dues reported around $20/month (about $240/yr) · median of 69 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $20 per month ($240 a year) — the median AssociationFee across 69 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rocky Point Estates sales matched to your home.

What is your Rocky Point Estates home worth?

Get a no-obligation home value based on real comparable sales in Rocky Point Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Rocky Point Estates?
The median sale price in Rocky Point Estates was $532K over the 12 months ending September 20, 2026 (5 closed sales, Beaches MLS).
How long do homes in Rocky Point Estates take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 20 days on market (5 sales, Beaches MLS).
How many homes are in Rocky Point Estates?
The Florida DOR 2025 assessment roll shows 203 homes plus 11 vacant residential lots in Rocky Point Estates (public records).
What share of Rocky Point Estates is owner-occupied?
75% of Rocky Point Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rocky Point Estates built?
Homes in Rocky Point Estates were built between 1949 and 2021, with a median year built of 1984 (FL DOR 2025 roll).
Who is the best real estate agent for Rocky Point Estates?
The best agent for Rocky Point Estates is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rocky Point Estates.
How do I find a top Stuart real estate agent who knows Rocky Point Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rocky Point Estates and the wider Stuart area.
Can Momentum Realty connect me with an agent for Rocky Point Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rocky Point Estates purchase or sale - no call center and no pressure.
Where is Rocky Point Estates, and what county is it in?
Rocky Point Estates is in Stuart, Martin County, FL, ZIP 34997. The community's center is about 6 miles southeast of the center of Stuart (straight-line).
Is Rocky Point Estates a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Rocky Point Estates: the median sale price over the last 12 months was $532K (5 sales), 40% above the Stuart median of $380K; homes took a median 20 days to go under contract; the assessment roll counts 203 homes, 75% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
A buyer with budget in the mid-$500s who prioritizes Martin County location and can close quicklyExcellent fit
A seller with a well-maintained home ready to list now, while velocity favors the askExcellent fit
An eastside Stuart buyer who understands that scarcity and speed define this market, not amenitiesExcellent fit
A buyer who needs months to decide or wants to tour a dozen similar listings before committingProbably not
Anyone expecting resort-style community features or a homeowners' association amenity packageProbably not
A bargain hunter looking for distressed inventory or extended negotiation timelines in a hot pocketProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: September 26, 2026)
Community market statsBeaches MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34997))
Under-contract sharesBeaches MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2001 (39 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Rocky Point Estates with Momentum Realty’s local guides.

MDMckenzie Development0.1 mi away · 16 homes, built 1988–98MDMckenzie Dev0.1 mi away · 16 homes, built 1988–98, 1 for saleRPRocky Point Pine Knoll0.3 mi awayPRPine Ridge Gardens0.3 mi awayIIInlet Isle0.3 mi away · 17 homes, built 2006–19RPRocky Point Highlands0.3 mi away · 54 homes, built 1973–20TRThe Reef In Rocky Point0.4 mi away · 15 homes, built 1997–18TPTall Pines Rocky Point0.4 mi away · 34 homes, built 1975–16

Browse all neighborhood guides →

Thinking of selling in Rocky Point Estates? 5 recorded closings; median 20 days on market (window ending 2026-09-20). See the Martin County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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