Rocky Point Estates in Stuart

Rocky Point Estates
Homes for Sale in Stuart, FL

All 688 homes for sale in Stuart, FL · median $422,000 · 331 homes for sale in 34997 · Martin County homes for sale

Community in Stuart · Martin County · ZIP 34997
203 homesBuilt 1949–2021
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Photo via Beaches MLS

Built fromLive Beaches MLS dataFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1976–2015; 7 of 10 report an HOA (median $20/mo); none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). As of November 2026, the MLS records 2 closed sales in Rocky Point Estates in Stuart, FL since 2026, the most recent in October 2026. Across Stuart as a whole, 162 homes closed in the last 12 months at a median of $485,000, 45 median days on market, with 652 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $7,500 ($6,890 with the full homestead exemption).

Last 30 days in Rocky Point Estates: 2 closed sales (median $371,250). As of November 7, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.

Live · Rocky Point Estates Housing Pulse Beaches MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
75%
Owner-occupied · Rocky Point Estates
160 of 214 parcels homesteaded (FL DOR 2025)
25%
Non-owner-occupied · Rocky Point Estates
incl. 6% trust or LLC-held · 6% out-of-state
203
Homes in the community
plus 11 vacant residential lots · 214 residential parcels (FL DOR 2025)
Track record · 0 years of records
6
Recorded sales · 2024-2025
median $675K · qualified sales on the county roll (FL DOR 2025)
1949–2021
Years homes were built
median 1984 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 16, 2026

Rocky Point Estates in Stuart is moving at a pace that suggests genuine buyer urgency. With a median time to contract under three weeks, this is not a community where you can afford to wait through multiple weekends. The $538,500 median and $326 per square foot reflect Stuart's eastside waterfront proximity premium—homes here aren't priced by condition alone, but by location within Martin County's tighter coastal inventory.

Six closings in the trailing window is a thin data set, but the velocity is the story. Sellers are working from a position of strength. If you're buying, expect to compete and move quickly. If you're selling, price it right the first time; the market will find you, but it won't tolerate testing.

Figures in this note are as of July 16, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Rocky Point Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

5168 SE Harrold Terrace
$1000K · 0.1 mi away
3 bd · 2 ba · 1,980 sqft
5168 SE Harrold Terrace
Listed by Honey One Real Estate Corp
5417 SE MAJOR Way
$735K · 0.2 mi away
3 bd · 3.5 ba · 2,406 sqft
5417 SE MAJOR Way
Listed by Illustrated Properties LLC
5637 SE MAJOR Way
$848K · 0.3 mi away
3 bd · 3 ba · 2,717 sqft
5637 SE MAJOR Way
Listed by Illustrated Properties LLC
5592 SE Reef Way
$1.40M · 0.4 mi away
3 bd · 3 ba · 3,210 sqft
5592 SE Reef Way
Listed by Illustrated Properties/Hobe So
5290 SE Seascape Way #201
$280K · 0.4 mi away
2 bd · 2 ba · 1,125 sqft
5290 SE Seascape Way #201
Listed by One Sotheby's International Realty
5068 SE Major Way
$769K · 0.4 mi away
3 bd · 2 ba · 1,800 sqft
5068 SE Major Way
Listed by RE/MAX of Stuart

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Rocky Point Estates sits in Stuart's eastside residential fabric, where Martin County's waterfront gravity pulls prices higher than the county average. Turnover is steady but sparse, and homes that show well don't linger.

BeachesMLS sales records identify 30 homes in Rocky Point Estates that have changed hands since 2001, built between 1957 and 2018 (median 1988), with a median living area of about 1,724 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Rocky Point Estates across 2024–2025 (3 in 2024, 3 in 2025), median $675,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer with budget in the mid-$500s who prioritizes Martin County location and can close quickly
  • A seller with a well-maintained home ready to list now, while velocity favors the ask
  • An eastside Stuart buyer who understands that scarcity and speed define this market, not amenities

Probably not for

  • A buyer who needs months to decide or wants to tour a dozen similar listings before committing
  • Anyone expecting resort-style community features or a homeowners' association amenity package
  • A bargain hunter looking for distressed inventory or extended negotiation timelines in a hot pocket

The market around Rocky Point Estates

Rocky Point Estates is too small for its own price trend, so here is the market around it.

In ZIP 34997, 415 homes are on the market and 21% are under contract — a steady corner of Stuart.

Across Martin County, 1,379 homes are active and 307 pending (18% under contract).

In ZIP 34997 (Stuart), 101 homes closed in the last 12 months at a median of $542K ($291/sq ft), down 2.6% year over year, with a median 45 days on market. Right now 13 active and 4 pending listings put supply at about 1.5 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.

ZIP and county figures describe the wider market, not Rocky Point Estates specifically. Momentum Research analysis of MLS records.

Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.

If we were buying in Rocky Point Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rocky Point Estates.

Best Buy
Buyers who know Martin County, move decisively, and value location over amenities.
Biggest Risk
Thin inventory means limited selection and little room to negotiate on well-priced listings.
Sweet Spot
A single-family buyer with financing pre-approved and a clear picture of what Stuart eastside delivers.
Avoid If
You need community amenities, want to browse for months, or expect to negotiate steep discounts in this cycle.

What the numbers mean on the ground

The median days-on-market figure—just over two and a half weeks—tells you this is not a browsing market. Homes that hit the fundamentals (condition, layout, lot) are moving inside the first showing cycle. The $538,500 median is a snapshot, not a ceiling or floor; actual transaction prices will vary widely based on updates, water access, and lot placement, but the MLS does not give us a range to cite.

At $326 per square foot, you're paying for Stuart and for Martin County's constrained eastside supply. There are no identified community amenities in the current listings, so value here is driven by the home itself and the surrounding location—proximity to the Intracoastal, St. Lucie Inlet, and downtown Stuart's infrastructure. This is a mature, quiet enclave where the real amenity is the address.

Six closings in a rolling window is not a high-volume subdivision. Inventory is limited, which explains both the speed and the price per foot. If you need time to decide or want to negotiate aggressively, this is probably not your market right now. If you know what you want and can move on it, the scarcity works in your favor—once you're in, you're in a tightly held pocket of Martin County.

“

The location and the amenities are priced into every listing in Rocky Point Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-inventory, fast-turn community like Rocky Point Estates, your edge is not information—it's preparation and execution. Momentum Realty brokers know how to position an offer in a competitive window and how to price a listing so it commands attention without sitting. We work Stuart's eastside every week, and we'll tell you when a home is overpriced or when you're chasing the wrong layout for your goals. No hype, no delay, just the transaction done right.

Rocky Point Estates in 15 seconds.

Best forBuyers who know Martin County, move decisively, and value location over amenities.
Biggest advantageProven velocity—homes that show well are moving inside three weeks.
Biggest riskThin inventory means limited selection and little room to negotiate on well-priced listings.
Sweet spotA single-family buyer with financing pre-approved and a clear picture of what Stuart eastside delivers.
Avoid ifYou need community amenities, want to browse for months, or expect to negotiate steep discounts in this cycle.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rocky Point Estates sales matched to your home.

What is your Rocky Point Estates home worth?

Get a no-obligation home value based on real comparable sales in Rocky Point Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Stuart →

Real comps, not an automated estimate.

Recently off market in Rocky Point Estates

Homes in Rocky Point Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Rocky Point Estates key facts
LocationStuart, Martin County, FL · ZIP 34997
Homes in the community203 (FL DOR 2025 assessment roll)
Years built1949–2021 (median 1984)
Typical living area1,674 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersBoating, Picnic Area, Park, Fishing Pier, None, Playground
For sale right now0 active, 0 pending
Owner-occupied (homestead) share75%

Data as of November 6, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Rocky Point Estates key facts,” movewithmomentum.com/neighborhoods/rocky-point-estates, data as of November 6, 2026.

Housing distress & ownership in Rocky Point Estates, Stuart

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-11-06)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.

What it really costs to own in Rocky Point Estates

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $7,958/yr across 10 listings here (MLS tax records, 2026-11-07).
HOA duesMedian $20/month across 7 MLS listings (most billed monthly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1994 across 10 listings. An original roof here would be about 32 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Rocky Point Estates

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Rocky Point Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Rocky Point Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Rocky Point Estates?
The Florida DOR 2025 assessment roll shows 203 homes plus 11 vacant residential lots in Rocky Point Estates (public records).
What share of Rocky Point Estates is owner-occupied?
75% of Rocky Point Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rocky Point Estates built?
Homes in Rocky Point Estates were built between 1949 and 2021, with a median year built of 1984 (FL DOR 2025 roll).
Who is the best real estate agent for Rocky Point Estates?
The best agent for Rocky Point Estates is one who actively works Stuart and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rocky Point Estates.
How do I find a top Stuart real estate agent who knows Rocky Point Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rocky Point Estates and the wider Stuart area.
Can Momentum Realty connect me with an agent for Rocky Point Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rocky Point Estates purchase or sale - no call center and no pressure.
Where is Rocky Point Estates, and what county is it in?
Rocky Point Estates is in Stuart, Martin County, FL, ZIP 34997. The community's center is about 6 miles southeast of the center of Stuart (straight-line).
A buyer with budget in the mid-$500s who prioritizes Martin County location and can close quicklyExcellent fit
A seller with a well-maintained home ready to list now, while velocity favors the askExcellent fit
An eastside Stuart buyer who understands that scarcity and speed define this market, not amenitiesExcellent fit
A buyer who needs months to decide or wants to tour a dozen similar listings before committingProbably not
Anyone expecting resort-style community features or a homeowners' association amenity packageProbably not
A bargain hunter looking for distressed inventory or extended negotiation timelines in a hot pocketProbably not

Data sources & freshness

Live listingsBeaches MLS, refreshed twice daily (last: November 6, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34997))
Under-contract sharesBeaches MLS records, as of 2026-11-06
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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