Royal Harbor Ph 04
Homes for Sale in Tavares, FL

Community in Tavares · Lake County
151 homesBuilt 2002–2009
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Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · Royal Harbor Ph 04 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
89%
Owner-occupied · Royal Harbor Ph 04
134 of 151 parcels homesteaded (FL DOR 2025)
11%
Non-owner-occupied · Royal Harbor Ph 04
incl. 6% trust or LLC-held · 9% out-of-state
151
Homes in the community
151 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 2002
Community established
homes built 2002-2009, median 2006 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Royal Harbor Ph 04 is a tight, single-phase pocket of 151 homes built between 2002 and 2009, with a median year built of 2006 — so most of the stock is now roughly two decades old, which puts roof, HVAC, and water heater condition front and center in any pricing conversation. With no community amenities identified from current MLS listings, whatever pricing the market assigns here is coming from the house itself and its lot, not from a clubhouse or gate.

The homestead share sits at 88.7%, which tells us this is overwhelmingly a community of owner-occupants rather than investor-held or seasonal-rental stock. That matters for a buyer: turnover tends to be driven by life changes, not flipping, and for a seller it means your comps are mostly other owner-occupied resales, not distressed or investor exits.

Best for

  • Buyers looking for a home built in a consistent 2002–2009 window rather than a mixed-era street
  • Buyers comfortable budgeting for age-appropriate system inspections (roof, HVAC, water heater) as part of the deal
  • Buyers who want a straightforward, no-amenity-fee purchase in Lake County

Probably not for

  • Buyers who want a gated community or shared recreational amenities as part of the purchase
  • Buyers seeking new or near-new construction with systems still under original warranty
  • Investors expecting a high concentration of non-owner-occupied comps to model against

The market around Royal Harbor Ph 04

Royal Harbor Ph 04 is too small for its own price trend, so here is the market around it.

Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Royal Harbor Ph 04 specifically. Momentum Research analysis of MLS records.

If we were buying in Royal Harbor Ph 04 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Royal Harbor Ph 04.

Best Buy
Buyers who want a consistent-era home without paying into amenity fees.
Biggest Risk
Homes are now old enough that major systems — roof, HVAC, water heater — are a real diligence item, not a formality.
Sweet Spot
A buyer targeting a mid-2000s build around 1,965 square feet who doesn't need clubhouse or gate amenities.
Avoid If
You're specifically shopping for a gated or amenity-rich community, since none are identified here.

A Consistent Build Era, No Frills

Royal Harbor Ph 04's construction window is narrow — every home dates to 2002 through 2009, with the median landing at 2006. That consistency simplifies comparisons: buyers aren't weighing a 1980s ranch against new construction on the same street, and the age-related maintenance conversation (original roofs, aging HVAC systems, water heater replacement cycles) applies fairly evenly across the community rather than varying block to block.

There are no community amenities identified from current MLS listings, so this isn't a neighborhood where you're paying into a shared pool, gate, or clubhouse. The value proposition here is the home and lot on their own terms — a median living area of 1,965 square feet in a Lake County location, without HOA-funded recreation as part of the calculus.

The location and the amenities are priced into every listing in Royal Harbor Ph 04. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community this size and this consistently built, small differences in condition and updates drive real gaps in outcome. We track what's actually closing in Royal Harbor Ph 04 versus what's sitting, so pricing and offer strategy reflect the current mechanics of the market rather than a generic Lake County read.

Royal Harbor Ph 04 in 15 seconds.

Best forBuyers who want a consistent-era home without paying into amenity fees.
Biggest advantageNearly all homes here are owner-occupied, which tends to support steadier upkeep and fewer investor-driven surprises.
Biggest riskHomes are now old enough that major systems — roof, HVAC, water heater — are a real diligence item, not a formality.
Sweet spotA buyer targeting a mid-2000s build around 1,965 square feet who doesn't need clubhouse or gate amenities.
Avoid ifYou're specifically shopping for a gated or amenity-rich community, since none are identified here.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Royal Harbor Ph 04 sales matched to your home.

What is your Royal Harbor Ph 04 home worth?

Get a no-obligation home value based on real comparable sales in Royal Harbor Ph 04, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Royal Harbor Ph 04?
The Florida DOR 2025 assessment roll shows 151 homes in Royal Harbor Ph 04 (public records).
What share of Royal Harbor Ph 04 is owner-occupied?
89% of Royal Harbor Ph 04 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Royal Harbor Ph 04 built?
Homes in Royal Harbor Ph 04 were built between 2002 and 2009, with a median year built of 2006 (FL DOR 2025 roll).
Who is the best real estate agent for Royal Harbor Ph 04?
The best agent for Royal Harbor Ph 04 is one who actively works Tavares and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Royal Harbor Ph 04.
How do I find a top Tavares real estate agent who knows Royal Harbor Ph 04?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Royal Harbor Ph 04 and the wider Tavares area.
Can Momentum Realty connect me with an agent for Royal Harbor Ph 04?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Royal Harbor Ph 04 purchase or sale - no call center and no pressure.
Buyers looking for a home built in a consistent 2002–2009 window rather than a mixed-era streetExcellent fit
Buyers comfortable budgeting for age-appropriate system inspections (roof, HVAC, water heater) as part of the dealExcellent fit
Buyers who want a straightforward, no-amenity-fee purchase in Lake CountyExcellent fit
Buyers who want a gated community or shared recreational amenities as part of the purchaseProbably not
Buyers seeking new or near-new construction with systems still under original warrantyProbably not
Investors expecting a high concentration of non-owner-occupied comps to model againstProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32778))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2015 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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