Silver Oaks Ph 01
Homes for Sale in Zephyrhills, FL
True comps, carrying-cost math, and listings before the portals.
Price in Silver Oaks Ph 01 is driven by condition and square footage more than location swings. With a median living area near 1,948 square feet and a median built in 1993, you are looking at homes that have aged into their systems — what sets one sale apart from another here is updates, roof and mechanical age, and finish level. The median sits at $345,000, and the spread around it is condition-driven, so a renovated home and a dated one can look very different at the closing table.
The market posture right now leans toward sellers, but not blindly. Median days on market runs about 42.5 — call it just over 40 days — which is steady rather than frantic. Year-over-year the median is up 19.0%, a strong move, but a buyer should read that as a reason to underwrite condition carefully, not to overpay for a home that needs work. Sellers with an updated home have leverage; sellers with deferred maintenance should expect scrutiny.
Silver Oaks Ph 01 right now
🟢 Still climbing. The trailing-12-month median ($345K) is up 19.0% from the prior 12 months ($290K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Silver Oaks Ph 01 right now
🟢 Still climbing. The trailing-12-month median ($345K) is up 19.0% from the prior 12 months ($290K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Silver Oaks Ph 01 market snapshot (as of July 13, 2026): the median sale price is about $345K ($221 per sq ft over the trailing 12 months of closed sales), and a median 43 days on market for closed sales. The trailing-12-month median is up 19% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
Silver Oaks Ph 01 is a community of 181 homes in Zephyrhills, Pasco County, built between 1988 and 2022 (median 1993), with a median living area of about 1,948 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Silver Oaks Ph 01 is an established, mostly owner-occupied community of 181 homes in Zephyrhills, built out over a long stretch from 1988 to 2022, which means the housing stock varies more than the single median suggests.
Who Silver Oaks Ph 01 is best for.
Best for
- Buyers targeting around the $345,000 median who want usable square footage over new construction
- Owner-occupants comfortable in an established neighborhood who will hold rather than flip
- Buyers willing to trade some updating work for a larger floor plan at the right price
Probably not for
- Buyers who need turnkey, new-build finishes and warranties
- Investors chasing a rental-heavy street, given the high owner-occupied share
- Anyone who wants uniform pricing and cannot underwrite condition on a home-by-home basis
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($345K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the +19.0% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Silver Oaks Ph 01 buying strategy.
If we were buying in Silver Oaks Ph 01 today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Oaks Ph 01.
An established community with a wide build window
The build range runs 1988 to 2022 with a median year built of 1993, so most of the neighborhood is genuinely established while a smaller number of newer homes exist at the edges of that timeline. That mix is the single most important thing to understand before you shop here: two homes at similar prices can differ sharply in roof age, systems, and layout. A median around 1,948 square feet points to real, usable floor plans rather than starter boxes.
A homestead share of about 78% tells you this is predominantly an owner-occupied street rather than a rental-heavy one, which tends to show in upkeep and turnover. Median price per square foot sits near $220.83, a useful yardstick when you are comparing a larger dated home against a smaller updated one. With only 4 closings in the measured window, individual sales carry outsized weight in the stats, so treat the medians as direction, not gospel.
The location and the amenities are priced into every listing in Silver Oaks Ph 01. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Silver Oaks Ph 01 buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.4). Basis: Recent Direction +19.0% year-over-year; Owner Commitment 78% owner-occupied; Pricing Power 96.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community this condition-sensitive, with a thin recent-sales count, pricing and negotiation come down to reading each home on its own merits — roof age, systems, updates — not just applying the median. We underwrite those differences line by line so buyers do not overpay for deferred work and sellers do not leave money on the table when their home is genuinely updated.
Silver Oaks Ph 01 in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Silver Oaks Ph 01 buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Oaks Ph 01 sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Oaks Ph 01, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Silver Oaks Ph 01 home worth?
Get a no-obligation home value based on real comparable sales in Silver Oaks Ph 01, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Silver Oaks Ph 01?
How long do homes in Silver Oaks Ph 01 take to sell?
How many homes are in Silver Oaks Ph 01?
What share of Silver Oaks Ph 01 is owner-occupied?
When were the homes in Silver Oaks Ph 01 built?
Do cash buyers compete in Silver Oaks Ph 01?
Who is the best real estate agent for Silver Oaks Ph 01?
How do I find a top Zephyrhills real estate agent who knows Silver Oaks Ph 01?
Can Momentum Realty connect me with an agent for Silver Oaks Ph 01?
Should you buy in Silver Oaks Ph 01?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 33542)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($345K) IS the median in the snapshot above, and the move from 2025 ($290K) IS the +19.0% one-year change.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 33542)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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