Spanish Lakes One
Homes for Sale in Port St. Lucie, FL
All 1,636 homes for sale in Port St. Lucie, FL · median $410,000 · 362 homes for sale in 34952 · St. Lucie County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Beaches MLS
As of November 2026, Spanish Lakes One in Port St. Lucie, FL has 28 homes for sale and 7 pending, asking from $22,000 to $305,000 (median $77,200). Over the 12 months ending 2026-09-20, 28 recorded sales closed at a median of $65,500 (-53% versus the prior year's median), $55 per square foot, a median 80 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 1971–2026 with 14 new construction; 5 of 47 report an HOA (median $731/mo); none of the 47 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft). At the median price and St. Lucie County's FY2025-26 rate of 22.85 mills, annual property tax runs about $1,500.
Last 30 days in Spanish Lakes One: 3 new listings (median asking $74,500), 7 under contract right now, 2 closed sales (median $16,175). As of November 4, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Spanish Lakes One
Live MLS inventory for Spanish Lakes One. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 1 daysTop listing
Active · 56 days
Active · 56 days
Active · 214 days
Active · 244 days
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Active · 69 days
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Active · 224 days
Active · 268 days
Active · 66 days
Active · 135 days
Active · 31 days
Active · 235 daysActive and pending Spanish Lakes One listings as of 2026-11-02, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Spanish Lakes One is an older manufactured-home community where the median price is $122,500 and the median price per square foot is $85. At eighty days to contract, this is a slow-turn market; inventory sits, and buyers have time to inspect and negotiate. The seventy-seven percent year-over-year price increase reflects a very small sample—twenty-six closings in the window—so one or two higher-condition homes can skew the number dramatically.
For sellers: condition and lot premium dictate everything here. A coach that shows move-in will separate quickly; deferred maintenance or older HVAC will extend your DOM well past the median. For buyers: there is no urgency penalty, and the low per-square-foot cost makes this one of the least expensive entry points in St. Lucie County. Budget for inspection and potential systems replacement.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Spanish Lakes One right now
🟢 Buyer-leaning market. 12.0 months of supply and 18% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Very High (33 active and pending listings, 28 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($66K) is down 52.8% from the prior 12 months ($139K). With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending September 20. Confidence: High (28 and 28 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 4, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Spanish Lakes One market snapshot (as of September 20, 2026): the median sale price is about $66K ($55 per sq ft over the trailing 12 months of closed sales), a median 80 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 53% from the prior 12 months, computed from record-level Beaches MLS closed sales (28 closings in the current window).
In ZIP 34952 (Port St. Lucie), 920 homes closed in the last 12 months at a median of $290K ($212/sq ft), down 5.9% year over year, with a median 60 days on market. Right now 365 active and 75 pending listings put supply at about 6.5 months — a buyer's market. See the live ZIP 34952 housing market and the St. Lucie County market.
Flood zones in Spanish Lakes One: of 24 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Port St. Lucie.
Spanish Lakes One is a community of 214 homes in Port St. Lucie, St. Lucie County, built between 2006 and 2024 (median 2018.0), with a median living area of about 1,451 square feet. 83% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Spanish Lakes One is a manufactured-home community in Port St. Lucie with a median sale price of $122,500, eighty days on market, and a shallow pool of recent closings.
The setting & the homes.
Aerial and on-site photos of Spanish Lakes One. Swipe to explore the community.
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Spanish Lakes OneSpanish Lakes OnePhotos from Beaches MLS listings in Spanish Lakes One; content deemed reliable but not guaranteed.
Who Spanish Lakes One is best for.
Best for
- Cash buyers seeking the absolute lowest cost-per-square-foot in Port St. Lucie and comfortable with older housing stock
- Buyers with pre-approved manufactured-home financing who can budget for HVAC, roof, or plumbing replacement within two years
- Investors targeting low-basis rental inventory in St. Lucie County with patience for longer lease-up and tenant turnover cycles
Probably not for
- Buyers who need resort-style amenities, a clubhouse, or organized social programming
- First-time buyers relying on FHA or conventional financing without verifying lender appetite for the age and title structure of the specific unit
- Buyers expecting rapid resale or equity velocity in a market with eighty-day absorption and shallow buyer demand
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($66K) IS the median in the snapshot above, and the move from 2025 ($139K) IS the -52.8% one-year change.
Windows contain 0 to 48 sales each (28 in the current window); every figure carries its sample size, and thin markets swing on single closings. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
20% of homes for sale in Spanish Lakes One are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-03).
Spanish Lakes One Market Scorecard
Spanish Lakes One is currently a buyer-leaning market. About 12.0 months of supply, a median asking price of $99,900, and homes go under contract in about 105 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Spanish Lakes One on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Schools
- St. Lucie County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Savanna Ridge · Elementary
- Northport K-8 · Middle
- Port St. Lucie · High
Zoned schools reflect the assignments reported on recent Spanish Lakes One listings and can change; always confirm with St. Lucie County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Spanish Lakes One address.
Shop the zone: Homes zoned for Port St. Lucie High School
The Spanish Lakes One buying strategy.
If we were buying in Spanish Lakes One today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spanish Lakes One.
What the numbers mean on the ground
The market-heat score of forty-nine and the eighty-day median DOM both point to the same reality: this is a negotiation market, not a bidding market. Buyers tour multiple homes, return for second looks, and sellers who price defensively or skip pre-listing repairs find themselves in extended listing cycles. The $85 per square foot median is driven by age, land-lease or fee-simple structure variation, and condition spread across the stock.
The seventy-seven percent year-over-year change is an artifact of very thin transaction volume—twenty-six sales—and tells you more about mix shift than genuine appreciation velocity. A handful of updated or corner-lot coaches closing in the current window can move the median sharply when the denominator is this small. Underwrite each home individually; aggregate statistics are less predictive here than in higher-volume subdivisions.
No community amenities are identified in the active listings, so this is a price-driven buy, not a lifestyle buy. Proximity to commercial corridors along U.S. 1 and access to medical services are the location advantages. If you need a clubhouse, pool, or activities director, you are shopping the wrong complex.
The location and the amenities are priced into every listing in Spanish Lakes One. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Spanish Lakes One buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (3.0). Basis: Recent Direction -52.8% year-over-year; Liquidity & Demand 12.0 months of supply; Owner Commitment 83% owner-occupied; Pricing Power 90.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Manufactured-home transactions have their own inspection protocols, title nuances, and lender requirements—especially when land lease is involved. Momentum brokers know which lenders will finance older coaches, what the park approval process requires, and how to read an HUD tag and title chain so you do not inherit someone else's permitting problem. In a community where condition variance is wide and days-on-market is long, having a broker who can identify deferred maintenance during the first walk-through saves you weeks and inspection fees. We will tell you which homes to skip.
Spanish Lakes One in 15 seconds.
Tools for a Spanish Lakes One buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spanish Lakes One sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spanish Lakes One, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spanish Lakes One home worth?
Get a no-obligation home value based on real comparable sales in Spanish Lakes One, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Port St. Lucie →
Recently off market in Spanish Lakes One
Homes in Spanish Lakes One that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 14 Golf Drive · off market
- 15 Indigo Lane · off market
- 2 Guava Lane · off market
- 22 Mediterranean East Boulevard · off market
- 3 Los Gatos Lane · off market
- 31 Florida Way · off market
- 55 Mediterranean Boulevard · off market
- 9 Margarita Lane · off market
| Location | Port St. Lucie, St. Lucie County, FL · ZIP 34952 |
|---|---|
| Homes in the community | 214 (FL DOR 2025 assessment roll) |
| Years built | 2006–2024 (median 2018.0) |
| Typical living area | 1,451 sq ft (median) |
| Home types (current listings and sales) | single-family 47%, manufactured homes 28%, mobile homes 26% |
| Amenities listed by sellers | Security Patrol, Fitness Center, Golf Course, Shuffleboard Court, Tennis Court(s), Pool |
| Sale prices, last 12 months | $65,500 median across 28 closed sales · $55 per sq ft · -52.8% vs the prior 12 months |
| Days on market (closed sales) | 80 median |
| For sale right now | 27 active, 6 pending · median asking $99,900 · 12.0 months of supply |
| Owner-occupied (homestead) share | 83% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Spanish Lakes One key facts,” movewithmomentum.com/neighborhoods/spanish-lakes-one, data as of September 20, 2026.
Just listed in Spanish Lakes One
The newest homes for sale in Spanish Lakes One right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 33 Mediterranean Boulevard $305,000 · 3 bd · 2 ba · 1,756 sq ft · listed Nov 1, 2026 Courtesy of RE/MAX Gold
- 27 Mediterranean Boulevard $74,500 · 2 bd · 2 ba · 1,488 sq ft · listed Oct 10, 2026 Courtesy of Florida Listing Service, LLC
- 22 Mediterranean Boulevard $55,000 · 2 bd · 2 ba · 1,340 sq ft · listed Oct 8, 2026 Courtesy of Anchor Southeast Realty LLC
- 77 Mediterranean Boulevard $90,000 · 3 bd · 2 ba · 1,780 sq ft · listed Oct 2, 2026 Courtesy of Canedo Realty
- 9 Kassaba Lane $36,500 · 2 bd · 2 ba · 984 sq ft · listed Sep 10, 2026 Courtesy of Anchor Southeast Realty LLC
- 63 Mediterranean Boulevard $289,000 · 3 bd · 2 ba · 1,753 sq ft · listed Sep 7, 2026 Courtesy of Florida Listing Service, LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Spanish Lakes One Right Now (35)
All 35 active and pending Spanish Lakes One listings with a detail page, newest first, refreshed twice a day from the MLS.
- 33 Mediterranean Boulevard · $305,000 · 3 bd / 2 ba · listed Nov 1, 2026 · listed by RE/MAX Gold
- 27 Mediterranean Boulevard · $74,500 · 2 bd / 2 ba · listed Oct 10, 2026 · listed by Florida Listing Service, LLC
- 22 Mediterranean Boulevard · $55,000 · 2 bd / 2 ba · listed Oct 8, 2026 · listed by Anchor Southeast Realty LLC
- 77 Mediterranean Boulevard · $90,000 · 3 bd / 2 ba · listed Oct 2, 2026 · listed by Canedo Realty
- 3 SE Jasmine Lane · $59,900 · 2 bd / 2 ba · pending · listed Sep 24, 2026 · listed by RE/MAX of Stuart
- 9 Kassaba Lane · $36,500 · 2 bd / 2 ba · listed Sep 9, 2026 · listed by Anchor Southeast Realty LLC
- 63 Mediterranean Boulevard · $289,000 · 3 bd / 2 ba · listed Sep 7, 2026 · listed by Florida Listing Service, LLC
- 194 Mediterranean Boulevard · $289,000 · 2 bd / 2.5 ba · listed Sep 7, 2026 · listed by Florida Listing Service, LLC
- 3 Oro Grande Way · $52,500 · 2 bd / 2 ba · listed Sep 7, 2026 · listed by Florida Listing Service, LLC
- 10 Edwardo Lane · $239,000 · 2 bd / 2 ba · listed Sep 3, 2026 · listed by Florida Listing Service, LLC
- 14 Huarte Way · $54,000 · 2 bd / 2 ba · listed Sep 2, 2026 · listed by Anchor Southeast Realty LLC
- 23 Mediterranean Boulevard · $120,000 · 2 bd / 2 ba · listed Aug 28, 2026 · listed by Canedo Realty
- 31 Mariposa Lane · $245,000 · 2 bd / 2 ba · listed Aug 25, 2026 · listed by Florida Listing Service, LLC
- 15 Grande Vista Way · $34,999 · 2 bd / 1 ba · listed Aug 25, 2026 · listed by Canedo Realty
- 10 San Juan Lane · $269,000 · 2 bd / 2 ba · pending · listed Aug 25, 2026 · listed by Florida Listing Service, LLC
- 22 Alta Loma · $179,000 · 2 bd / 2 ba · pending · listed Aug 21, 2026 · listed by RE/MAX Gold
- 28 SE Flamenco Way · $64,900 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 8 SE Hernando Lane · $35,500 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 48 Florida Way · $59,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX Gold
- 40 Florida Way · $99,900 · 3 bd / 2.5 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 14 Del Prado Street · $64,500 · 3 bd / 2 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 17 Rio Verde Way · $69,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Canedo Realty
- 42 SE Spanish Way · $22,000 · 2 bd / 1.5 ba · listed Aug 4, 2026 · listed by Canedo Realty
- 21 Oro Grande Way · $43,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX of Stuart
- 46 Florida Way · $269,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 1 Cortez Lane · $182,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Canedo Realty
- 24 Golf Drive · $79,900 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX of Stuart
- 48 Del Prado Street · $74,500 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX of Stuart
- 36 Alta Loma · $259,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 2 Palo Alto Lane · $269,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 44 Mediterranean Boulevard · $179,000 · 2 bd / 2 ba · listed Aug 4, 2026 · listed by RE/MAX of Stuart
- 12 Los Gatos Lane · $229,000 · 1 bd / 1.5 ba · pending · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 14 Mediterranean Blvd. North Boulevard · $269,000 · 2 bd / 2 ba · pending · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 52 Mediterranean Blvd N Boulevard · $269,000 · 2 bd / 2 ba · pending · listed Aug 4, 2026 · listed by Florida Listing Service, LLC
- 5 Flamenco Way · $165,500 · 2 bd / 2 ba · pending · listed Aug 4, 2026 · listed by Samson Companies, LLC
Recently sold in Spanish Lakes One
- 9 Margarita Lane · sold $16,350
- 14 Golf Drive · sold $16,000
- 31 Florida Way · sold $289,000
- 2 Guava Lane · sold $179,000
- 3 Los Gatos Lane · sold $158,000
- 3 Palo Alto Lane · sold $289,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Port St. Lucie home searches
- All homes for sale in Port St. Lucie, FL
- Homes for sale in St. Lucie County, FL
- Gated communities in Port St. Lucie
- Port St. Lucie home values: what is my house worth?
Port St. Lucie guides & data
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Florida buyer guides
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- Florida property tax calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Golf Drive (11 homes on record)
- Mediterranean Boulevard N (10 homes on record)
- Huarte Way (7 homes on record)
- Mediterranean Boulevard (6 homes on record)
- Florida Way (5 homes on record)
- Mediterranean Boulevard N (2 homes on record)
- Huarte Way (1 homes on record)
- Huarte Way (1 homes on record)
- Florida Way (1 homes on record)
- La Paloma Lane (1 homes on record)
Recent Developments in Spanish Lakes One
Development, infrastructure, retail, and school activity affecting Spanish Lakes One, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
Mattamy Homes to transfer 125 acres at Newfield for St. Lucie River muck storage
Mattamy is moving 125 acres from the northern part of its Newfield development to Martin County for river restoration, matched by an adjacent 125 acres from the Florida Inland Navigation District. The combined land can hold about 2.4 million cubic yards of dredged muck, and removal starts only after federal funding is authorized.
What it may mean for the marketPreserves open land near Newfield and supports St. Lucie River water quality, with possible recreational use of the parcels later. The site is about 4 miles southeast of Spanish Lakes One.
Source: WPTV - October 2026Civic
Martin County adopts one-year moratorium on new data centers
Commissioners voted 4-0 on Oct. 27 for a one-year pause on data center development. A hyperscale application west of I-95 off Kanner Highway was filed earlier and is not affected.
What it may mean for the marketSets a pause on a large industrial land use while the county writes rules, which shapes what may be built near western Martin corridors. The site is about 6 miles southeast of Spanish Lakes One.
Source: WPTV - October 2026Civic
Martin County moves to restore MARTY bus service with emergency contract
Commissioners voted to end the contract with Martin County Transit and negotiate a one-year emergency agreement with MTM Transit after service stopped suddenly the prior week. County staff hoped to restart service within about a week.
What it may mean for the marketAffects county-wide bus access and commute options until service resumes. The site is about 4 miles east of Spanish Lakes One.
Source: WPTV - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 7 miles east of Spanish Lakes One.
Source: WJNO (iHeart) - July 2026Retail & Dining
Costco clears zoning hurdle for Port St. Lucie warehouse
The Port St. Lucie City Council approved a zoning amendment on July 14, 2026 for a 158,000 square foot Costco warehouse in the Southern Grove development at SW Village Parkway and Marshall Parkway. The store would include a tire center, liquor sales, outdoor seasonal sales, and a fuel station with 32 pumping positions, targeting a 2027 opening. The 22.8 acre parcel sold to Costco for 6 million dollars in March 2026.
What it may mean for the marketA large format warehouse retailer and fuel station would expand shopping capacity in the Southern Grove commercial area. The project is about 6 miles northwest of Spanish Lakes One, elsewhere in St. Lucie County.
Source: WQCS - July 2026Development
Port St. Lucie weighs commercial rezoning in Tradition
A final City Council vote was set for July 14, 2026 on rezoning about 9.5 acres at Crosstown Parkway and SW Fairgreen Drive in Tradition from residential to commercial, a request by Winding River Crosstown LLC to allow retail and office development. The Planning and Zoning Board recommended approval in May with conditions including a landscape buffer and architectural wall along residential borders.
What it may mean for the marketThe rezoning would add commercial retail and office capacity along the Crosstown Parkway corridor in Tradition. The project is about 7 miles north of Spanish Lakes One, elsewhere in St. Lucie County.
Source: WFLX
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Spanish Lakes One
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,147/yr across 9 listings here (MLS tax records, 2026-11-04). |
|---|---|
| HOA dues | Median $731/month across 5 MLS listings (most billed monthly; 2026-11-04). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Saint Lucie County is $2,332/yr (2,890 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 24 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2005 across 47 listings. An original roof here would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $1,021/month (tax $96, HOA $731, insurance $194). An estimate from the sources above, not a quote.
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Frequently Asked Questions
What is the median home price in Spanish Lakes One?
How long do homes in Spanish Lakes One take to sell?
Is Spanish Lakes One a buyer's or seller's market right now?
How many homes are in Spanish Lakes One?
What share of Spanish Lakes One is owner-occupied?
When were the homes in Spanish Lakes One built?
Who is the best real estate agent for Spanish Lakes One?
How do I find a top Port St. Lucie real estate agent who knows Spanish Lakes One?
Can Momentum Realty connect me with an agent for Spanish Lakes One?
Where is Spanish Lakes One, and what county is it in?
Is Spanish Lakes One in a flood zone?
Is Spanish Lakes One a good place to live?
Should you buy in Spanish Lakes One?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 34952)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (187 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Spanish Lakes One
- Home values · What homes in Spanish Lakes One actually sell for
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