Spencer Island
Homes for Sale in Orange Park, FL
All 334 homes for sale in Orange Park, FL · median $330,000 · 151 homes for sale in 32073 · Clay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of MOXII PRO REALTY · via realMLS
As of November 2026, the MLS records 40 closed sales in Spencer Island in Orange Park, FL since 2012, the most recent in March 2026. Recorded prices since 2024 ran from $344,000 to $425,000 (median $375,000), on homes of 2,236 to 2,901 sq ft. Across Orange Park as a whole, 932 homes closed in the last 12 months at a median of $320,000, 39 median days on market, with 303 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $5,640 ($5,050 with the full homestead exemption).

Spencer Island is a tightly built pocket of 96 homes, all raised between 2002 and 2005 with a median year built of 2003 — a single-era subdivision rather than a mix of old and new construction. Median living space runs large at 2,550.5 square feet, which puts the emphasis on layout and square footage rather than era when evaluating any individual listing here.
Right now there is nothing active on the market and just two closings recorded in the current window, so there isn't much to benchmark against. A homestead share of 66.7% points to a majority owner-occupied base, which historically means fewer distressed or investor-driven listings hitting the market and slower turnover overall.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Spencer Island right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Spencer Island in Orange Park (Clay County) is a 96-home, single-era community built between 2002 and 2005, with a median year built of 2003, median living space of 2,550.5 square feet, and a homestead share of 66.7% — and no community amenities have been identified from current MLS listings.
realMLS (Northeast Florida) sales records identify 31 homes in Spencer Island that have changed hands since 2003, built between 2002 and 2005 (median 2003), with a median living area of about 2,674 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Spencer Island. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Spencer Island; content deemed reliable but not guaranteed.
Who Spencer Island is best for.
Best for
- Buyers who found a specific listing here and want it evaluated against the community's build era and size profile rather than a broad market search.
- Buyers comfortable waiting for something to come available, given there are currently zero active listings.
- Buyers prioritizing larger interior square footage (median 2,550.5 sqft) in a single-era build over a wide range of home vintages.
Probably not for
- Buyers who want to tour multiple active listings side by side before deciding — there is currently nothing on the market here.
- Buyers relying on confirmed community amenities like a pool or clubhouse — none have been identified from current MLS listings.
- Buyers who want a mixed-vintage street with homes from several different decades of construction.
The market around Spencer Island
Spencer Island is too small for its own price trend, so here is the market around it.
In ZIP 32073, 198 homes are on the market and 25% are under contract — a steady corner of Orange Park.
Across Clay County, 1,279 homes are active and 403 pending (24% under contract).
In ZIP 32073 (Orange Park), 898 homes closed in the last 12 months at a median of $305K ($172/sq ft), up 0.3% year over year, with a median 37 days on market. Right now 175 active and 76 pending listings put supply at about 2.3 months — a healthy market. See the live ZIP 32073 housing market and the Clay County market.
ZIP and county figures describe the wider market, not Spencer Island specifically. Momentum Research analysis of MLS records.
Schools
- Clay County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Orange Park High School (Clay County District Schools)FLDOE grade B · High
- Orange Park Junior High School or your address-zoned middle school (verify by address) · Middle
- Orange Park Elementary School or your address-zoned elementary (verify by address) · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Spencer Island address.
The Spencer Island buying strategy.
If we were buying in Spencer Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencer Island.
A single-era pocket with almost no visible inventory
With all 96 homes built inside a 2002-to-2005 window and a median year built of 2003, Spencer Island reads as a cohesive, single-phase subdivision rather than an infill mix of eras. Median living space of 2,550.5 square feet suggests the floor plans run on the larger side, which matters more to value here than build year alone once a home is inside that narrow construction window.
The current snapshot shows zero active listings and only two closings in the window tracked, which is a thin enough sample that it should be read as a supply story more than a demand one. Homestead share sits at 66.7%, a majority owner-occupied signal, and no community amenities have been identified from current MLS listings — so any clubhouse, pool, or shared-feature claims for this address should be verified directly rather than assumed.
The location and the amenities are priced into every listing in Spencer Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only two closings in the tracked window, Spencer Island doesn't generate much public data to work from — getting a real read on it takes someone checking the MLS directly and following up on off-market activity rather than relying on a portal search that will come back nearly empty.
Spencer Island in 15 seconds.
Tools for a Spencer Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencer Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencer Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencer Island home worth?
Get a no-obligation home value based on real comparable sales in Spencer Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Orange Park →
Recently off market in Spencer Island
Homes in Spencer Island that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 2335 Watermill Drive · off market
- 2395 Watermill Drive · off market
Housing distress & ownership in Spencer Island, Orange Park
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
More Orange Park home searches
- All homes for sale in Orange Park, FL
- Homes for sale in Clay County, FL
- Orange Park golf course homes
- Orange Park home values: what is my house worth?
Orange Park guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Clay County)
- Homestead exemption (Clay County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Watermill Drive (22 homes on record)
Email me new listings in Spencer Island
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Spencer Island
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Spencer Island will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in Spencer Island Orange Park year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
How many homes are in Spencer Island?
What share of Spencer Island is owner-occupied?
When were the homes in Spencer Island built?
What schools serve Spencer Island?
Who is the best real estate agent for Spencer Island?
How do I find a top Orange Park real estate agent who knows Spencer Island?
Can Momentum Realty connect me with an agent for Spencer Island?
Where is Spencer Island, and what county is it in?
How far is Spencer Island from downtown Jacksonville and the beach?
Should you buy in Spencer Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32073)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2012 (40 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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