Spencer
Island Homes for Sale in Orange Park, FL

Established resale homes · Orange Park · ZIP 32073

An established single-family resale community in Orange Park, Clay County, built out in the early 2000s, offering a settled HOA and larger floor plans at a resale price point.

Established resaleOrange Park, Clay County3 to 5 bedrooms

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This community is fully built out; every home here is an existing resale. Verify current HOA dues, CDD status, and school zoning by the specific address before you tour.

Free · No obligation

Unlock Off-Market Orange Park

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

n/a

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

n/a

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Spencer Island is a settled, early-2000s resale community, so the appeal is a larger, mostly single-story-and-up floor plan at a resale price rather than new-construction pricing. The trade is a home now roughly two decades old, so condition and system age do the real work of separating one listing from the next here, more than the community name."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Spencer Island is an established single-family community in Orange Park, in Clay County, built out roughly between 2002 and 2004. Floor plans in the community run approximately 1,777 to 2,865 square feet with 3 to 5 bedrooms and 2 to 3 bathrooms.

Because the community is fully built out, every home available here is an existing resale rather than new construction. That means buyers compete on condition, updates, and homesite rather than plan selection or builder release timing. The community carries a homeowners association; confirm the current dues amount and what they cover with the HOA or its management company before you rely on any figure.

Orange Park sits in northeast Clay County, convenient to Jacksonville, NAS Jacksonville, and the wider First Coast job market. For a resale community approaching or past the twenty-year mark, the main things to weigh are roof and system age against the everyday convenience of the location.

Quick Match

Who Orange Park is best for.

Best for

Buyers who want an established resale rather than new construction, with a larger floor plan
Buyers who want a settled homeowners association rather than a still-building community
Commuters to Jacksonville, NAS Jacksonville, or points along I-295

Probably not for

Buyers who want a brand-new home with a builder warranty
Anyone who is not prepared to budget for roof or system age on a home approaching two decades old
Buyers who want confirmed community amenities without doing address-specific homework first

Market Pulse

How Orange Park is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

n/aMedian days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Spencer Island update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 9, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Orange Park listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Spencers Lake or Orange Park. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Spencer Island buys, holds, and resells. See the five factors.

Interactive Map

Orange Park on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Orange Park. They are approximate and vary with traffic and your exact start point.

NAS Jacksonville15 to 20 min · approximate

Downtown Jacksonville20 to 25 min · approximate

I-295 (Jacksonville beltway)10 to 15 min · approximate

Orange Park Mall area10 to 15 min · approximate

Jacksonville International Airport35 to 45 min · approximate

St. Johns Town Center30 to 40 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near SpencerIsland Homes for Sale in Orange Park, FL with Momentum Realty’s local guides.

BHBrittanyBluff Homes for Sale in Orange Park, FLOrange Park, FL · adjacent CLCranes Landing Homes for Sale in Orange Park, FLOrange Park, FL · 0.1 mi OSOlde SuttonOaks Homes for Sale in Orange Park, FLOrange Park, FL · 0.2 mi OSOlde SuttonParke Homes for Sale in Orange Park, FLOrange Park, FL · 0.3 mi SGSavannah Glen Homes for Sale in Orange Park, FLOrange Park, FL · 0.5 mi SLSpencers Lake Homes for Sale in Orange Park, FLOrange Park, FL · 0.5 mi SHSweetbriar Homes for Sale in Orange Park, FLOrange Park, FL · 0.6 mi SHSpencersTrace Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 mi WBWestport Bay Homes for Sale in Jacksonville, FLJacksonville, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Orange Park (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Clay County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Orange Park is served by Clay County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Orange Park High School (Clay County District Schools)

Middle

Orange Park Junior High School or your address-zoned middle school (verify by address)

Elementary

Orange Park Elementary School or your address-zoned elementary (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Orange Park address.

The takeaway

Clay County, including the Orange Park area, has continued to grow through the 2020s, with steady demand for established resale communities alongside new construction further west in the county.

Recent Developments in Spencer Island

Development Intelligence

Our read on what is being built around Orange Park, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to positive for an established resale community: continued area growth supports demand and services, while system age on early-2000s construction is the main thing to verify before you buy.

Continued Clay County population growth

2020 to 2026

BullishNotable impact

SignificanceRadius: County

Clay County, including Orange Park, has continued to add residents through the 2020s, supporting demand for established resale communities as well as new construction.

Insurance and carrying costs

2026

NeutralNotable impact

SignificanceRadius: Region

Florida homeowners insurance remains a meaningful line item statewide. Get a bindable quote for the specific home, and factor roof age into that estimate for a home built in the 2002 to 2004 window.

Market conditions moderating

2026

NeutralMinor impact

SignificanceRadius: Community

As in much of the resale market, pricing in a settled community like Spencer Island tracks condition and updates closely; well-maintained, updated homes command a premium over dated ones.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Spencer Island, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Orange Park buying strategy.

If we were buying in Orange Park, this is the order of operations we would run, and the one we run for our clients.

Get the current HOA dues amount and what they cover in writing from the HOA or its management company.

Check the parcel on the Clay County Property Appraiser site for CDD status and current assessed value before you rely on any estimate.

Verify the zoned elementary, middle, and high school for the exact address with Clay County District Schools.

Get a home inspection and a roof-age assessment given the 2002 to 2004 build window, and pull a bindable homeowners insurance quote before you commit.

Compare recent closed sales in Spencer Island specifically against nearby Orange Park resale communities to gauge whether a listing is priced in line with condition and updates.

The Quick Decision

Best Buy

An updated, well-maintained home on a quieter interior homesite away from through-traffic.

Biggest Risk

Dated systems or deferred maintenance on a home approaching or past the twenty-year mark.

Best Lot

Interior, quieter homesites away from collector roads tend to hold value best.

Smart Timing

Resale market; pricing tracks condition and updates rather than a builder release schedule.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Established single-family resale

Era

Built roughly 2002 to 2004

Size range

About 1,777 to 2,865 sq ft

Bedrooms

3 to 5

Costs & Fees

HOA

Yes, a homeowners association is in place (dues amount not published here; confirm the current figure)

CDD

Not confirmed; check the parcel tax record with the Clay County Property Appraiser

Property use

Primary residences

Amenities

Marketed

Not confirmed in research; verify current common-area amenities with the HOA or a listing agent

Status

No golf course or private club identified for this community

Location

Town

Orange Park, Clay County

NAS Jacksonville

About 15 to 20 min

Downtown Jacksonville

About 20 to 25 min

Orange Park Homes For Sale

What your money buys in Orange Park.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Orange Park today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry

At the lower end you are generally looking at the smaller plans, around 1,777 to 2,100 square feet with 3 bedrooms, often needing some cosmetic updating given the build window.

Lowest entry

The Core

In the middle tier you move into larger plans, roughly 2,100 to 2,500 square feet, typically with 4 bedrooms, where much of the resale activity tends to cluster.

Most inventory

The Top

At the upper end you reach the largest plans, up to about 2,865 square feet with 4 to 5 bedrooms, often with more extensive updates. Verify condition and any renovation history before you offer.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry

At the lower end you are generally looking at the smaller plans, around 1,777 to 2,100 square feet with 3 bedrooms, often needing some cosmetic updating given the build window.

The Core

In the middle tier you move into larger plans, roughly 2,100 to 2,500 square feet, typically with 4 bedrooms, where much of the resale activity tends to cluster.

The Top

At the upper end you reach the largest plans, up to about 2,865 square feet with 4 to 5 bedrooms, often with more extensive updates. Verify condition and any renovation history before you offer.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Orange Park, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Orange Park is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Orange Park holds value.

Our read on the factors that protect resale here, and the one to manage.

Home conditionVaries by home

System age (2002 to 2004 builds)Verify roof and HVAC

Near-term maintenanceModerate

Homesite selectionChoose quieter lots

HOA clarityConfirm dues and coverage

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Orange Park

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The value here is not new-build shine, it is a larger floor plan at a settled resale price.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.6C · Buy Score

Resale Strength6.2/10

Renovation Risk5.5/10

Location Efficiency6.6/10

Long-Term Defensibility6.0/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Orange Park is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Every home here is an existing resale, so condition and updates matter more than plan selection.
Homes built 2002 to 2004 are approaching or past the twenty-year mark on major systems.
Interior, quieter homesites away from collector roads tend to hold value better.
Roof age and HVAC condition are the two biggest inspection items to verify up front.
Confirm current HOA dues and coverage before you assume any figure.

In an established resale community like Spencer Island, the durable differences between two homes are condition, updates, and homesite quietness rather than plan or phase. Homes built between 2002 and 2004 are now old enough that roof age, HVAC condition, and any deferred maintenance become central to the purchase decision. Quieter interior lots away from through-roads tend to hold value better than homesites on busier collector streets. Confirm current HOA dues and CDD status for the specific address before you rely on any figure.

The 15-Second Verdict

Orange Park in 15 seconds.

Best forBuyers who want an established Orange Park resale with a larger floor plan and a settled HOA.

Biggest advantageLarger square footage than many newer starter plans, at a resale price point.

Biggest riskAging systems or deferred maintenance on 2002 to 2004 construction; verify condition closely.

Sweet spotAn updated home on a quiet interior homesite away from through-traffic.

Avoid ifYou want a brand-new home with a builder warranty and no system age to evaluate.

HOA, CDD & Fees

15-Second Take

HOA yes; get the current dues amount and coverage in writing.
CDD status is not confirmed; check the parcel's tax record with the Clay County Property Appraiser.
No specific shared amenities were confirmed in research; verify current common-area facilities with the HOA.
No golf course or private club is tied to this community.
Budget Florida homeowners insurance as a real cost; get a bindable quote for the specific home.

Spencer Island has a homeowners association. A current dues amount is not published here; confirm the exact figure, billing frequency, and what it covers with the HOA or its management company before you buy.

Confirm in writing, but HOA dues in a community like this typically fund common-area upkeep. No specific shared amenities were confirmed in research; verify what a specific address is entitled to use.

There is no golf course or private country club identified for this community.

Run Your Numbers

Tools for a Orange Park buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxClay County millage and the homestead picture.Rent vs buyThe breakeven on owning in Orange Park.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Orange Park

Thinking of selling a Spencer Island home?

Selling an established resale takes real comps, not an automated estimate. We will show you the honest math against what is actually closing in Spencer Island and nearby Orange Park communities.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Orange Park, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Spencers Lake, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Orange Park home worth?

Get a no-obligation home value based on real comparable sales in Orange Park matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Spencer Island on the map →

Real comps, not an automated estimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Spencer Island year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo

Clay County typical true cost to own

$99/mo

Clay County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Live market metrics for Spencer Island are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Spencer Island a new-construction community?

No. Spencer Island is an established, fully built-out single-family community, with homes built roughly between 2002 and 2004. Every home available is an existing resale.

What do homes cost in Spencer Island?

Pricing is based on live realMLS data specific to this community; check current active and recently sold listings for the range, since resale pricing tracks condition and updates closely.

How big are the homes?

Floor plans generally run approximately 1,777 to 2,865 square feet with 3 to 5 bedrooms and 2 to 3 bathrooms, built in the 2002 to 2004 window.

Is there an HOA, and how much are the dues?

Yes, Spencer Island has a homeowners association. A current dues amount is not published here; confirm the exact figure and what it covers with the HOA or its management company before you buy.

Is there a CDD bond on the taxes?

CDD status has not been confirmed for this community. Check the specific parcel's tax record with the Clay County Property Appraiser before you rely on it.

What amenities are available?

No specific community amenities were confirmed in research. Confirm current common-area facilities and access for a specific Spencer Island address with the HOA or a listing agent.

Is Spencer Island gated or age-restricted?

There is no verified information that this community is gated, and it is not marketed as age-restricted or 55 plus.

What schools serve the community?

Spencer Island is in Clay County District Schools, with Orange Park High School at the high-school level. Verify the exact zoned elementary, middle, and high school by the specific address with Clay County District Schools.

How is the commute to Jacksonville?

NAS Jacksonville is roughly 15 to 20 minutes and downtown Jacksonville roughly 20 to 25 minutes by typical drive time. Other drive times on this page are approximate estimates.

Is the location improving?

Clay County, including Orange Park, has seen sustained population growth through the 2020s, which supports demand for established resale communities like Spencer Island.

What is the biggest risk of buying here?

Deferred maintenance or aging major systems on a home built more than twenty years ago. A thorough inspection, including roof and HVAC condition, is essential before you offer.

How should I choose a homesite?

Favor quieter, interior lots away from collector roads, which tend to hold resale value better than homesites on busier through-streets.

Should I get my own agent for a resale purchase here?

Yes. Your own agent reviews the inspection findings, verifies HOA dues and coverage, and compares the home against true recent Spencer Island comps rather than list price alone.

How current is the data on this page?

The market figures come from live realMLS data and update regularly. Always confirm the exact price, condition, and availability with a showing before you make an offer.

Who is the best real estate agent for Spencer Island?

The best agent for Spencer Island is one who actively works Orange Park and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spencer Island.

How do I find a top Orange Park real estate agent who knows Spencer Island?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spencer Island and the wider Orange Park area.

Can Momentum Realty connect me with an agent for Spencer Island?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spencer Island purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Orange Park?

An honest fit check. We will tell you when it is not your community.

You want an established resale rather than new construction, with a larger floor plan.Excellent fit

You commute to Jacksonville, NAS Jacksonville, or along the I-295 corridor.Excellent fit

You are prepared to verify HOA dues, CDD status, and school zoning by the specific address.Excellent fit

You are comfortable evaluating condition and updates on a home built in the 2002 to 2004 window.Excellent fit

You want a brand-new home with a builder warranty and no deferred maintenance to evaluate.Probably not

You are not prepared to budget for roof or system replacement on an aging home.Probably not

You need community amenity access guaranteed without confirming it for the specific address first.Probably not

You want leverage from a still-building community rather than a fully settled one.Probably not

Get the inside read on Orange Park

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Orange Park home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Orange Park specialist will reach out personally, usually the same day.

Median sale price in Spencer Island, Florida by year (2012 to 2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

SpencerIsland Homes for Sale in Orange Park, FL

The 60-Second Overview

Who Orange Park is best for.

Best for

Probably not for

How Orange Park is performing right now

Orange Park on the map.

How far is everything?

Nearby Communities

Schools

Orange Park High School (Clay County District Schools)

Orange Park Junior High School or your address-zoned middle school (verify by address)

Orange Park Elementary School or your address-zoned elementary (verify by address)

Recent Developments in Spencer Island

Continued Clay County population growth

Insurance and carrying costs

Market conditions moderating

The Orange Park buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What your money buys in Orange Park.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Orange Park holds value.

5 Mistakes Buyers Make in Orange Park

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Orange Park is different.

Which Lots & Views Hold Value Best

Orange Park in 15 seconds.

HOA, CDD & Fees

Tools for a Orange Park buy.

Thinking of selling a Spencer Island home?

In Orange Park, condition and view decide your number

What is your Orange Park home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Frequently Asked Questions

Should you buy in Orange Park?

Get the inside read on Orange Park

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.

Spencer
Island Homes for Sale in Orange Park, FL