Spencers Crossing
Homes for Sale in Orange Park, FL

Spencers Crossing market snapshot (as of September 20, 2026): the median sale price is about $265K ($157 per sq ft over the trailing 12 months of closed sales), a median 9 days on market for closed sales, and 1.3 months of supply, a balanced market. The trailing-12-month median is down 10% from the prior 12 months and up 135% since 2012, computed from record-level realMLS closed sales (9 closings in the current window).

In ZIP 32073 (Orange Park), 1,081 homes closed in the last 12 months at a median of $295K ($174/sq ft), down 2.2% year over year, with a median 36 days on market. Right now 195 active and 77 pending listings put supply at about 3.4 months — a balanced market. See the live ZIP 32073 housing market and the Clay County market.

County records show 9 qualified sales in Spencers Crossing across 2024–2025 (5 in 2024, 4 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Spencers Crossing: of 9 listing addresses checked against the FEMA National Flood Hazard Layer, 89% sit outside the FEMA Special Flood Hazard Area (Zone X); 11% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Orange Park.

Spencers Crossing is a community of 130 homes in Orange Park, Clay County, built between 1993 and 1998 (median 1995.0), with a median living area of about 1,645 square feet. 58% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Spencers Crossing pairs a self-contained, amenity-heavy layout (clubhouse, fitness center, tennis and basketball courts, pool, playground) with a housing stock old enough to have settled pricing, all built within the single 1993-1998 window.

• Clay County School District · Verify exact-address zoning

Zoned schools reflect the assignments reported on recent Spencers Crossing listings and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Spencers Crossing address.

With only 263 homes total and 2 currently active, Spencers Crossing is a market where a single listing can noticeably shift the available inventory. The market heat score of 59 reflects that balance: not a frenzy, but not a buyer's market either, with a 9-day median days-on-market suggesting that well-priced homes clear quickly rather than lingering.

The homestead share of 63.9% is worth noting for anyone evaluating turnover expectations: a majority of homes here are owner-occupied under the homestead exemption, which tends to correlate with longer average hold periods and fewer investor-driven or short-hold resales. Combined with the narrow 1993-1998 build-year range and 1,805-square-foot median size, this reads as a stable, mature stock rather than a fast-flipping one.

A community with only 2 active listings and a median of 9 closings in the reporting window does not give you much room for pricing error in either direction. We track Spencers Crossing against its own recent closings rather than areawide averages, so sellers price to what has actually moved at a $155.50-per-square-foot level and buyers know when an asking price is drifting from the community's real, current trend rather than its 2012-to-now trajectory.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Page states no CDD.