Spencers Lake
Homes for Sale in Orange Park, FL

Spencers Lake is a 198-home community in Orange Park built between 1995 and 2016 (median year built 1997), with a mid-size median living area of about 1,682 square feet — a consistent-vintage pocket where current MLS activity is currently thin.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Spencers Lake is a small community — 40 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

In ZIP 32073, 112 homes are on the market and 29% are under contract — a steady corner of Orange Park.

Across Clay County, 725 homes are active and 300 pending (29% under contract).

The housing mix here is 99% single family residence, 1% townhouse.

ZIP and county figures describe the wider market, not Spencers Lake specifically. Momentum Research analysis of MLS records.

• Oakleaf High School (Clay County District Schools); verify by address · High
• Oakleaf Junior High School (verify by address)FLDOE grade B · Middle
• Argyle Elementary School (verify by address)FLDOE grade A · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Clay County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Spencers Lake address.

Unlike subdivisions that mix homes from wildly different decades, Spencers Lake's 198 homes were built within a defined stretch — 1995 through 2016, median 1997. That consistency matters for buyers: major systems across the community tend to be closer in age to one another than in older, mixed-vintage neighborhoods, which narrows (though doesn't eliminate) the range of condition surprises at inspection. At a median of about 1,682 square feet, the typical home here is mid-size rather than sprawling.

The current-market picture is thin: 2 active listings and only 1 closing in the latest window, translating to roughly 12 months of supply and a buyer-leaning posture. That's a small enough sample that any single listing can swing the read on pricing and pace. About half of homes carry a homestead exemption, pointing to a fairly even mix of long-held owner-occupied homes and non-homestead ownership. No community amenities are identified from current MLS listings, so buyers should verify directly with the HOA what, if anything, is included.

With only 2 active listings and a single recent closing to work from, Spencers Lake is not a market where you can trust a generic Orange Park comp sheet. We track this specific pocket listing by listing, help buyers move decisively when so little inventory exists, and help sellers price against real, current activity rather than a stale average — while confirming amenity and HOA details directly rather than assuming from MLS data alone.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.