Spencers Trace
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 213 homes for sale in 32244 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 41 closed sales in Spencers Trace in Jacksonville, FL since 2001, the most recent in January 2025. Recorded prices since 2024 ran from $215,000 to $355,000 (median $325,000), on homes of 1,808 to 1,885 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,810 ($5,070 with the full homestead exemption).
Spencers Trace is a tight, single build-era pocket of Duval County: 118 homes built between 1985 and 1999, with a median year built of 1987. That narrow window means most of the resale stock shares a similar structural profile, so the swing factor in any given listing is condition and updates, not vintage or floor plan novelty. A buyer touring this community is really evaluating what a seller has and has not done to the house since the late build era, not comparing eras against each other.
Size is consistent too, with a median living area of 1,963 square feet, so buyers can compare homes here on a fairly even footing rather than chasing wildly different footprints. With no community amenities currently identified in MLS listings, the value proposition rests on the house and lot themselves rather than a shared clubhouse or pool package, which keeps carrying costs simpler to evaluate on a per-property basis.
Nearby homes for sale
No active listings inside Spencers Trace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Spencers Trace is a Jacksonville community of 118 homes concentrated in a 1985-to-1999 build window, with a median year built of 1987 and a median living area of 1,963 square feet. That profile places it squarely in Duval County's established resale stock, where value is set by condition and updates rather than new-construction premiums or amenity packages.
realMLS (Northeast Florida) sales records identify 18 homes in Spencers Trace that have changed hands since 2002, built between 1986 and 1994 (median 1986), with a median living area of about 1,862 sq ft and a typical 3-bedroom, 2-bath layout; 94% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Spencers Trace across 2024–2025 (3 in 2024, 4 in 2025), median $325,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Spencers Trace is best for.
Best for
- Buyers who want a single, well-updated resale home and are comfortable evaluating condition over amenities.
- Buyers targeting a mid-sized footprint around 1,963 square feet without paying for a shared clubhouse or pool.
- Buyers who plan to hold long enough to file homestead, matching the 76.3% homestead share already recorded here.
Probably not for
- Buyers who want a resort-style amenity package as part of their monthly costs.
- Buyers who want new-construction systems and finishes without renovation work.
- Buyers who want a wide mix of build eras and floor plans to choose from within one community.
The market around Spencers Trace
Spencers Trace is too small for its own price trend, so here is the market around it.
In ZIP 32244, 307 homes are on the market and 31% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32244 (Jacksonville), 867 homes closed in the last 12 months at a median of $275K ($165/sq ft), up 0.8% year over year, with a median 41 days on market. Right now 165 active and 82 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32244 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Spencers Trace specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Spencers Trace, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Westside High School (Duval County Public Schools); verify by address · High
- Westside Middle School (verify by address)FLDOE grade I · Middle
- Chimney Lakes Elementary School (verify by address)FLDOE grade A · Elementary
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Spencers Trace address.
The Spencers Trace buying strategy.
If we were buying in Spencers Trace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spencers Trace.
A single build era, judged on condition
With all 118 homes built between 1985 and 1999 and a median year built of 1987, Spencers Trace does not give buyers a mix of eras to weigh against each other. Instead, the comparison is house-to-house: which owners have updated systems, kitchens, and roofs, and which have deferred that work. The median living area of 1,963 square feet is a useful baseline, but it will not tell you everything about layout or renovation state, so a walkthrough matters more here than the spec sheet.
Homestead exemption is recorded on 76.3% of homes in the community, a signal that the majority of owners have held their property long enough, or intend to hold it long enough, to file for it. Current MLS listings show no identified community amenities, so this is a neighborhood built around individual lots and homes rather than a shared recreational package. Anyone weighing Spencers Trace against an amenity-rich community should factor that difference in directly rather than assume a clubhouse or pool exists.
The location and the amenities are priced into every listing in Spencers Trace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a single-era community like Spencers Trace, the difference between a good purchase and a costly one usually comes down to reading a specific house's update history correctly, not the neighborhood's averages. Momentum agents work Duval County resale inventory closely enough to know which condition issues are cosmetic and which are structural, and to help sellers position a 1987-median-vintage home so it reads well against similarly built comparables rather than getting lumped in with deferred-maintenance listings.
Spencers Trace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Spencers Trace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spencers Trace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Spencers Trace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Spencers Trace home worth?
Get a no-obligation home value based on real comparable sales in Spencers Trace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Spencers Trace?
What share of Spencers Trace is owner-occupied?
When were the homes in Spencers Trace built?
What schools serve Spencers Trace?
Who is the best real estate agent for Spencers Trace?
How do I find a top Jacksonville real estate agent who knows Spencers Trace?
Can Momentum Realty connect me with an agent for Spencers Trace?
Where is Spencers Trace, and what county is it in?
How far is Spencers Trace from downtown Jacksonville and the beach?
Should you buy in Spencers Trace?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32244)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (41 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Spencers Trace fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Spencers Trace Drive (5 homes on record)
Nearby Communities
Explore more neighborhoods near Spencers Trace with Momentum Realty’s local guides.