Spencers
Trace Homes for Sale in Jacksonville, FL

Established Argyle Forest resale market · Jacksonville · ZIP 32244

An established single-family resale subdivision off Argyle Forest Boulevard in west Jacksonville, built out in the late 1980s, priced for buyers who want a settled HOA neighborhood close to the Oakleaf corridor.

Established resaleWest JacksonvilleHOA community
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a settled resale neighborhood, not a new-construction release. Inventory is limited and individual, so condition, updates, and lot drive value more than a single headline number. Verify specifics by address.
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Unlock Off-Market Argyle Forest

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Spencers Trace is a resale play in the Argyle Forest corridor of west Jacksonville, not a builder market. The subdivision was built out mostly in the late 1980s with single-family homes on modest lots, and it carries a homeowners association, which is common for HOA-era communities from that period. Because the plat is built out, the value driver is the individual home, its updates, and its position relative to Argyle Forest Boulevard and the surrounding Oakleaf corridor growth, rather than a fixed builder price sheet. Confirm the current HOA due amount and any parcel-specific details before you underwrite a purchase here."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Spencers Trace is an established, single-family resale subdivision in west Jacksonville, in Duval County, built mostly in the late 1980s along Spencers Trace Drive and Spencers Trace Court off Argyle Forest Boulevard. The neighborhood carries a homeowners association, which is typical for a community of this era, and homes are predominantly single-story frame construction on modest lots.

Because these are resale homes on a built-out plat rather than new construction, each one trades on its own condition, updates, and lot rather than on a builder price sheet. The subdivision sits within the broader Argyle Forest and Oakleaf area of west Jacksonville, which has continued to add retail and residential growth in recent years, most visibly around Oakleaf Town Center.

The bigger picture is location. West Jacksonville's Argyle Forest corridor sits along the I-295 outer beltway, giving residents practical access to the wider Jacksonville job market while remaining a longer drive from downtown and the beaches. Verify the exact HOA due amount, any deed restrictions, and the age of the home's systems on any specific parcel before you underwrite a purchase here.

Best for

  • Buyers who want an established, HOA-governed resale subdivision in west Jacksonville
  • Buyers comfortable verifying an older home's condition and systems parcel by parcel
  • Buyers who value proximity to the Argyle Forest Boulevard corridor and Oakleaf Town Center

Probably not for

  • Buyers who need new construction with a builder warranty and modern systems
  • Anyone who wants a gated, amenitized community with a pool and clubhouse
  • Buyers unwilling to verify HOA dues, deed restrictions, and system age on an older home

How Argyle Forest is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Spencers Trace update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Argyle Forest listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Spencers Trace buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Downtown Jacksonville25 to 30 min · approximate
Jacksonville International Airport (JAX)30 to 35 min · approximate
Naval Air Station Jacksonville20 to 25 min · approximate
Cecil Commerce Center10 to 15 min · approximate
Oakleaf Town CenterAbout 10 min · approximate
Jacksonville beaches45 to 55 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Argyle Forest (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Argyle Forest is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Westside High School (Duval County Public Schools); verify by address

Middle

Westside Middle School (verify by address)

Elementary

Chimney Lakes Elementary School (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Argyle Forest address.

The takeaway

The story here is a settled resale neighborhood inside a growing corridor. Spencers Trace itself is built out with no new phases, while the surrounding Argyle Forest and Oakleaf area of west Jacksonville has kept adding retail and residential growth nearby.

Recent Developments in Spencers Trace

Our read on what is being built around Argyle Forest, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for an established, built-out subdivision, with value tied to individual home condition and updates rather than new supply inside the community. Watch continued growth on the wider Oakleaf corridor as a demand signal for the area.

West Jacksonville and Oakleaf corridor growth

Evergreen
BullishNotable impact
SignificanceRadius: Corridor

The wider Argyle Forest and Oakleaf area of west Jacksonville has continued to add retail, services, and residential development over the past decade, most visibly around Oakleaf Town Center. Sustained nearby growth generally supports demand in adjacent established subdivisions like Spencers Trace.

Insurance and carrying costs

Evergreen
NeutralNotable impact
SignificanceRadius: Region

Florida homeowners insurance is a real line item, and older roofs and systems can raise the cost. Get a bindable quote for the specific home, and factor the HOA due amount into your carrying-cost math before you commit.

Established market, no new construction inside the plat

Evergreen
NeutralNotable impact
SignificanceRadius: Community

Spencers Trace is built out on its original 1980s plat, so there is no builder competing with new phases inside the subdivision. Value turns on the condition, updates, and lot of individual resale homes rather than on new releases nearby.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Spencers Trace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for Spencers TraceGet a short monthly email when something new is approved, funded, or opens near Spencers Trace.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Argyle Forest, this is the order of operations we would run, and the one we run for our clients.

    1

    Pull the specific parcel's record with the Duval County Property Appraiser to confirm year built, square footage, and any recorded deed restrictions.

    2

    Get the current HOA due amount and covenants in writing from the homeowners association or its management company.

    3

    Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since these vary across homes built in the late 1980s.

    4

    Verify the zoned elementary, middle, and high schools by the home's address with Duval County Public Schools, since attendance zones change.

    5

    Get a bindable homeowners insurance quote for the specific home before you make an offer.

    Best Buy
    A structurally sound home with updated systems on a good lot, priced to leave room for cosmetic updates.
    Biggest Risk
    Underestimating the cost of updating a late-1980s home's roof and mechanical systems.
    Best Lot
    Prioritize a usable, well positioned lot away from busier stretches of Argyle Forest Boulevard.
    Smart Timing
    Resale driven. Inventory is thin and individual, so move when the right home condition and lot appear.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established single-family resale

    Era

    Built mostly in the late 1980s; verify exact year built by parcel

    Construction

    Predominantly single-story frame homes

    Streets

    Spencers Trace Drive and Spencers Trace Court

    Costs & Fees

    HOA

    Yes, a homeowners association; confirm the current due amount with the management company

    CDD

    None identified; confirm on the parcel tax record

    Property use

    Primary residences

    Amenities

    Marketed

    No verified private clubhouse, pool, or golf amenity identified for this subdivision

    Nearby

    Argyle Forest Boulevard retail and Oakleaf Town Center are close by

    Location

    Area

    Argyle Forest area, west Jacksonville, Duval County

    Downtown Jacksonville

    About 25 to 30 min (approximate)

    Airport (JAX)

    About 30 to 35 min (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at original condition homes that have not been updated, where the value is in the lot and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.

    Lowest entry
    The Core

    In the core of the market you find updated single-story homes with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the subdivision.

    Most inventory
    The Top

    At the top are the larger or more fully renovated homes on the subdivision's best lots. Confirm the condition, square footage, and any updates on the specific parcel.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at original condition homes that have not been updated, where the value is in the lot and the renovation upside. Expect to budget for roof, systems, and cosmetic updates.
    The Core
    In the core of the market you find updated single-story homes with refreshed kitchens, baths, and mechanicals on solid lots. This is the typical move-in resale in the subdivision.
    The Top
    At the top are the larger or more fully renovated homes on the subdivision's best lots. Confirm the condition, square footage, and any updates on the specific parcel.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVaries by home
    Roof and systems ageVerify age
    Renovation upsideSolid on older homes
    Lot and locationEstablished
    HOA cost clarityVerify dues

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Argyle Forest

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    The value here is not a builder price sheet, it is the individual home: its condition, its updates, and its lot.

    Jon Brooks · Founder, Momentum Realty
    6.0C+ · Buy Score
    Resale Strength5.8/10
    Renovation Risk5.5/10
    Location Efficiency6.2/10
    Long-Term Defensibility5.6/10
    Carrying Cost Advantage5.8/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Argyle Forest is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • Lots are generally modest in size, reflecting the late-1980s plat.
    • The individual lot and home condition are the durable differentiators here.
    • Interior lots away from Argyle Forest Boulevard tend to hold quieter appeal.
    • Verify HOA covenants and any lot-specific restrictions on the parcel.
    • Corner and quieter interior lots tend to hold appeal over busier through streets.

    In an established, built-out subdivision the building is decades old in most cases, so the durable difference between two homes is the lot and its position within the community. Well positioned, quieter interior lots tend to hold value best, while homes closest to busier stretches of Argyle Forest Boulevard tend to lag. Because this is a resale market on a built-out plat, treat the lot and the home's updates as core parts of your value math, and confirm HOA covenants and any parcel-specific restrictions before you rely on them.

    Argyle Forest in 15 seconds.

    Best forBuyers who want an established, HOA-governed resale home in west Jacksonville's Argyle Forest area.
    Biggest advantageProximity to Argyle Forest Boulevard retail and the growing Oakleaf Town Center corridor.
    Biggest riskOlder home costs, roof and system age typical of a late-1980s subdivision.
    Sweet spotA sound home with updated systems on a good lot, priced with room to renovate.
    Avoid ifYou need new construction, modern systems, or a gated, amenitized community.

    HOA, CDD & Fees

    15-Second Take
    • Yes, there is an HOA; get the current due amount in writing.
    • No CDD was identified, but confirm it on the parcel tax record.
    • No verified private clubhouse, pool, or golf amenity for this subdivision.
    • Homes date mostly to the late 1980s; roof and system age vary by parcel.
    • Budget Florida homeowners insurance as a real cost; get a bindable quote.

    Spencers Trace has a homeowners association, which is standard for a west Jacksonville subdivision built in this era. Confirm the exact current due amount and what it covers with the HOA or its management company before you buy.

    Confirm in writing, but HOA dues in a subdivision like this generally fund common-area upkeep rather than a private clubhouse or pool. No verified private amenity was identified for this community.

    There is no golf course or private country club in the subdivision. Recreation nearby is found in the broader Argyle Forest and Oakleaf area.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Argyle Forest, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Chimney Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Argyle Forest home worth?

    Get a no-obligation home value based on real comparable sales in Argyle Forest matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in Spencers Trace on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in Spencers Trace year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for Spencers Trace are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is Spencers Trace a new construction community?
    No. It is an established west Jacksonville subdivision built mostly in the late 1980s. Homes here are resales, and each should be judged on its own condition and updates.
    What kind of homes are in Spencers Trace?
    Predominantly single-story frame homes on modest lots along Spencers Trace Drive and Spencers Trace Court. Condition ranges from original to updated, so each home should be judged on its own.
    Is there an HOA?
    Yes, Spencers Trace has a homeowners association. Confirm the current due amount and what it covers with the HOA or its management company before you buy.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this subdivision. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the community have?
    No verified private clubhouse, pool, or golf amenity was identified for the subdivision itself. Nearby retail and services are concentrated along Argyle Forest Boulevard and at Oakleaf Town Center.
    What should I check before buying an older home here?
    Focus on roof age, plumbing, electrical, and HVAC, since these vary across homes built in the late 1980s. Get a thorough inspection and budget for updates, as this is where resale value is won or lost.
    Is the area growing?
    The wider Argyle Forest and Oakleaf area of west Jacksonville has continued to add retail and residential growth in recent years, most visibly around Oakleaf Town Center, which can support demand in adjacent established subdivisions like Spencers Trace.
    What schools serve the neighborhood?
    It is in Duval County Public Schools, with schools in the immediate area including Westside High School. The zoned elementary, middle, and high schools should be verified by the specific address, since attendance zones change.
    How is the commute to downtown Jacksonville?
    Spencers Trace sits in west Jacksonville's Argyle Forest area, a longer drive from downtown, roughly 25 to 30 minutes depending on the exact location and traffic. Other drive times on this page are approximate estimates.
    Is Spencers Trace gated or age restricted?
    There is no verified information that the subdivision is gated, and it is not marketed as age restricted or 55 plus. It is an established, open residential subdivision with an HOA.
    What is the biggest risk of buying here?
    Underestimating the cost of updating a late-1980s home's roof and mechanical systems. This is manageable with a thorough inspection and a bindable insurance quote.
    Should I get my own agent to buy a resale here?
    Yes. In a resale market an experienced agent helps you judge condition, updates, and lot against genuinely comparable sales and represents your interests in the negotiation.
    How current is the market data on this page?
    This page will fill in with live realMLS data as sales in the subdivision accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.
    Who is the best real estate agent for Spencers Trace?
    The best agent for Spencers Trace is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Spencers Trace.
    How do I find a top Jacksonville real estate agent who knows Spencers Trace?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Spencers Trace and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for Spencers Trace?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Spencers Trace purchase or sale - no call center and no pressure.
    You want an established, HOA-governed resale home in west Jacksonville's Argyle Forest area.Excellent fit
    You are comfortable verifying condition, updates, and systems parcel by parcel on an older home.Excellent fit
    You value proximity to Argyle Forest Boulevard retail and the Oakleaf Town Center corridor.Excellent fit
    You will do the homework on HOA dues, insurance, and the age of roof and systems.Excellent fit
    You need new construction with a builder warranty and modern systems.Probably not
    You want a gated, amenitized community with a pool and clubhouse.Probably not
    You cannot budget for updates on an older home or an HOA due amount.Probably not
    You need a large pool of identical new homes for easy price comparison.Probably not

    Get the inside read on Argyle Forest

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Argyle Forest home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Argyle Forest specialist will reach out personally, usually the same day.

    Median sale price in Spencers Trace, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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