St. Johns River Estates in DeBary

St. Johns River Estates

Established 1988 · Intracoastal West · ZIP 32224

A small, gated riverfront enclave on the St. Johns River in DeBary, west Volusia.

Gated, riverfrontBoat docks and canal accessQuiet west-Volusia setting
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market St. Johns River Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$305K
Median Price
0mo
Supply
57days
Avg DOM
Soft
Seller Leverage
$135/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"St. Johns River Estates is a small, gated waterfront community on the St. Johns River in DeBary, and the read is the water: this is a place to buy direct river or canal frontage with a private dock and boat access, in a quiet, low-density enclave with a clubhouse and pool, rather than a high-volume subdivision (Redfin, 2026). The trade is that waterfront living here carries flood, seawall, and dock diligence, so the boat lift and the bulkhead matter as much as the house."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

St. Johns River Estates is a small, gated residential community on the banks of the St. Johns River in DeBary, Volusia County, in the 32713 ZIP code. It is a low-density, water-oriented enclave; reporting describes it as a close-knit community of well under a few hundred residents, with many homes on river or canal frontage (Redfin, 2026).

The defining feature is water access. Listings here include homes with direct St. Johns River frontage and others on canals with direct river access, frequently with a concrete seawall, a private boat dock and lift, and in some cases additional watercraft lifts (Redfin, 2026). For a boating buyer this is the draw; for any buyer it is the diligence list.

The community is reported as gated, with shared amenities that can include a clubhouse, pool, and fitness space, which is unusual for a small river enclave and worth confirming against the current HOA documents (Redfin, 2026; ronsellsthebeach.com, 2026). Recent pricing has been reported around a median near $395,990, though waterfront position drives wide variation, so treat any single figure as a snapshot (Redfin, 2026).

DeBary sits in west Volusia near Interstate 4 and the SunRail commuter station, which puts the Orlando employment corridor within reach while keeping the riverfront, low-traffic character. The Atlantic beaches are a longer drive east, so this is a river-and-commute location rather than a coastal one.

Best for

  • Boating buyers who want direct St. Johns River or canal frontage with a private dock
  • Buyers who want a small, gated, low-density waterfront enclave
  • Commuters who value DeBary's I-4 and SunRail access to Orlando

Probably not for

  • Buyers who want to be near the Atlantic beaches
  • Anyone unwilling to underwrite seawall, dock, and flood diligence on a waterfront home
  • Buyers who want a large, amenity-rich master-planned community

How St. Johns River Estates is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
65Median days on marketdays
0 : 0Under contract vs for salestrong demand
1Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St. Johns River Estates listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in St. Johns River Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in St. Johns River Estates

Live MLS inventory for St. Johns River Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in St. Johns River Estates right now, so its recent closed sales are shown, as of 2026-06-10, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

St. Johns River (on the water)on-site · river and canal frontage with docks
DeBary SunRail station~10 min · commuter rail toward Orlando
Interstate 4~5 to 10 min · via Dirksen Dr / US-17-92
Downtown DeBary / Gemini Springs~5 to 10 min · park and everyday services
Orlando / north metro~40 to 50 min · southwest via I-4
DeLand~20 min · north via US-17-92
Atlantic beaches (Daytona / New Smyrna)~50 to 60 min · east via I-4 and I-95 or SR-44

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near St. Johns River Estates with Momentum Realty’s local guides.

EPEmerald Pointe at Beryl LandingSanford · 3.9 miTWTowns at White CedarSanford · 5.8 miCPCameron PreserveSanford · 7.6 miSCSkylar CrestSanford · 8.1 miVHVictoria HillsDeLand · 8.3 miALAcueraLake Mary · 8.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
St. Johns River Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

St. Johns River Estates is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any St. Johns River Estates address.

The takeaway

What actually bears on a St. Johns River Estates purchase, sourced and dated. For a small riverfront community the live items are flood and waterfront diligence and the county tax picture, not a development pipeline.

Recent Developments in St. Johns River Estates

Our read on what is being built around St. Johns River Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out, low-density enclave, so there is little new competing supply; what moves a deal is the specific home's waterfront condition (seawall, dock, lift), its flood zone, and the all-in tax and insurance cost.

Volusia County millage and St. Johns River flood exposure

NeutralYour carrying cost is set by the Volusia County millage plus waterfront flood insurance, which on a river or canal lot can be a significant and parcel-specific line item. impact
SignificanceRadius: Parcel-level

Volusia County millage and St. Johns River flood exposure

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting St. Johns River Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    Volusia County 2024 millage and assessed values

    Property taxes here are set by the Volusia County Property Appraiser's assessed value and the 2024 millage for the county and DeBary taxing authorities, billed annually; a riverfront parcel's FEMA flood-zone designation strongly shapes insurance cost. Why it matters: Pull the specific parcel's assessed value and FEMA flood zone, and confirm the seawall and dock condition, before you write; on the St. Johns River the flood and waterfront-structure picture can vary sharply from one lot to the next. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in St. Johns River Estates, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the seawall, dock, and lifts. On a waterfront home these are major-cost items; get the condition and any permits for the seawall, dock, and boat lift before anything else.

2

Pull the FEMA flood zone and a real insurance quote. A river or canal lot can sit in a high-cost flood zone; get a bindable quote during diligence, because it can rival the mortgage line.

3

Confirm the HOA, gate, and amenities. Verify the current dues, what they cover, and which amenities (clubhouse, pool, fitness) actually apply, against the HOA documents.

4

Pull the parcel on the Volusia County Property Appraiser. Read the assessed value, homestead status, and tax history for the exact address (VCPA, 2024).

5

Comp by waterfront position. Direct river frontage, canal-with-river-access, and interior lots trade very differently; price off the closest same-position sale, not a community median.

Best Buy
A sound canal-front home with a solid seawall and dock and a verified flood and insurance cost, priced off a like-position comp.
Biggest Risk
Seawall, dock, and flood costs on a waterfront home, which can dwarf the headline price difference.
Best Lot
Direct river frontage is the top premium, canal-with-river-access next, interior lots the value play.
Smart Timing
Riverfront boating homes are scarce and hold demand, so a sound, well-priced waterfront home is worth acting on.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Gating

Dual-gated, with attended North and South entrances.

Styles & age

Traditional, ranch, and contemporary single-family, built 1987-2000.

Lots & sizes

Golf, lake, preserve, and interior lots (~0.25-0.5+ acres); homes ~2,400-4,000 sq ft.

Builder

Arvida (with JMB Partners).

Costs & Governance

CDD

None. No Community Development District bond on the tax bill.

POA dues

Quarterly POA dues (separate from the club) vary by lot size and include Hotwire internet and cable TV. Confirm the current amount.

Amenities & Lifestyle

Golf

18-hole course and a 26,000 sq ft member-owned clubhouse (membership optional).

Pool & fitness

Heated club pool, a fitness center, and ten lighted clay tennis courts.

Kids

In-community Woodland Park with a playground, basketball court, and sports field.

Getting around

Sidewalks on some roads; a golf-cart-friendly community.

Location & Nearby

Setting

Intracoastal West Jacksonville, ZIP 32224, off Hunt Club Road.

Nearby

Under 15 minutes to the beaches, St. Johns Town Center, and Mayo Clinic; UNF about 8 minutes.

Schools

Duval County: Chets Creek, Kernan Middle, Atlantic Coast (ratings below).

Homes & Architecture

St. Johns River Estates homes were built largely between 1987 and 2000 in traditional, ranch, and contemporary styles, on a mix of golf frontage, lakefront, preserve, and interior lots. Because the community is built out, you are buying into a spectrum that runs from original 1990s condition to fully renovated, and the price gap between the two is enormous. A dated home and a beautifully renovated one a few doors apart can differ by hundreds of thousands of dollars, which is exactly where buyers overpay or find value.

This makes St. Johns River Estates a renovation market as much as a resale market. Many of the best buys are homes in great locations that need updating, where an honest budget for roof, HVAC, pool, and modernization turns a dated house into a strong long-term hold. The risk is underestimating that budget, which is why reading the renovation math is the core skill here.

More on Living in St. Johns River Estates

The depth without the wall of text. Open what matters to you.

Location and commute
St. Johns River Estates's Intracoastal West position is a big part of its appeal. It is about four miles from the Atlantic beaches, roughly a 10 to 15 minute drive, and about ten minutes from the St. Johns Town Center for shopping and dining. The UNF and Mayo Clinic corridor is close, and Downtown and the Southside job centers are an easy reach via Beach and JT Butler boulevards.
Traffic reality
The community itself is quiet and gated, but the surrounding Hodges, Beach, and JT Butler boulevard corridors are busy and commercial, and continue to develop. That is the trade-off for the central, convenient location, with everyday shopping and dining minutes away. Test-drive your real commute at your real departure time.
Shopping and dining
The St. Johns Town Center, one of the region's largest shopping and dining destinations, is about ten minutes away, and the Beach Boulevard and Hodges corridors cover everyday needs. The beaches at Atlantic, Neptune, and Ponte Vedra are a short drive east for dining and recreation.
Insurance and flood
As an Intracoastal West community a few miles inland with 26 community lakes, flood exposure varies lot by lot, so pull the exact FEMA flood zone for a specific address rather than assuming. On the homeowners side, roof age is the biggest swing on a 1990s home, so a recently re-roofed house is far easier and cheaper to insure. Always get a real insurance quote on the specific home.
St. Johns River Estates Buyer Due Diligence

Before you write an offer on any St. Johns River Estates home, run this list. Missing any one of these is how buyers overpay or inherit a problem.

Property Systems

  • Roof and HVAC age, and the resulting insurance quote
  • Pool equipment age and condition
  • An honest renovation budget for roof, HVAC, pool, and updates

Financial

  • POA dues and inclusions (Hotwire internet and cable, access control) in writing
  • The club decision and the true cost of the membership you would use
  • Total carrying cost: HOA, optional club, insurance, near-term repairs

Resale Strength

  • Lot quality and view, and whether the premium is fair
  • Golf, lake, or preserve frontage versus an interior lot
  • The interior-lot warning: where buyers overpay

Verification

  • Flood zone for the specific parcel, given the community lakes
  • School zoning by address, confirmed with the district
  • True closed comps by condition and lot, not a Zestimate

Questions we ask on a specific home

The questions a local who knows St. Johns River Estates asks are different from the ones a portal answers. On any specific home, we want to know:

  • Homes along the fairways at St. Johns River Estates

    How old are the roof, HVAC, and pool equipment, and what does that do to the insurance quote?

  • Clubhouse entrance at St. Johns River Estates

    What is the honest renovation budget to bring this home current?

  • Lakes and amenities at St. Johns River Estates

    What does the view back to: golf, lake, preserve, or another home?

  • Clubhouse at St. Johns River Estates

    What exactly do the POA dues include (Hotwire internet and cable, access control), and what would the club cost at the tier we would use?

  • Gated entrance at St. Johns River Estates

    Is this one of the stronger resale lots, or a base lot priced like a premium one?

  • Aerial of St. Johns River Estates

    How does this home compare to the closest active and sold listings in Glen Kernan?

Jon Brooks · Co-Founder, Momentum Realty

St. Johns River Estates is a condition game. The gates, the course, and the location are priced into every listing, so the money is made or lost on the renovation math, the lot and view, and the club decision. A dated interior home and a renovated golf-frontage home are completely different buys at very different true costs, even when the list prices look close. The listing agent works for the seller. Our job is to read the renovation honestly, verify the POA inclusions and the full carrying costs, pull the true comparable sales, and structure an offer that protects you.

Our advice to St. Johns River Estates buyers is to cross-shop it against Glen Kernan and Deerwood on location, lot, and total cost of ownership, and to move decisively on the right golf or lakefront home, since the best views still sell fast. With no CDD and an optional, affordable club, St. Johns River Estates is one of the strongest values among Jacksonville's gated golf communities for the buyer who reads it right.

St. Johns River Estates vs. Comparable Communities

How St. Johns River Estates cross-shops against the communities buyers most often weigh against it, on the factors that actually decide the buy.

CommunityEntryNo CDD?ClubTo BeachBest ForThe Watch-Out
Jacksonville G&CC$$YesMember-owned, optional~15 minGated golf without Ponte Vedra pricing1990s resale condition
Glen Kernan$$$$YesMember-owned~15 minAll-custom estate buyersHigher entry, thin market
Deerwood$$$YesPrivate country club~25 minEstablished prestige, larger lotsOlder stock, farther from beach
Queens Harbour$$$YesYacht & country club~15 minBoating & Intracoastal accessMarina/club fees, higher entry
Pablo Creek Reserve$$$$YesLuxury enclave (no on-site club)~10 minNewer custom luxuryTop-of-market pricing
Nocatee$$NoMaster-planned amenities~20-25 minNew construction & amenitiesFull CDD, longer drive
Sawgrass Country Club$$$YesResort golf & tennis~10 minPonte Vedra resort lifestyleHigher priced

Cross-shop read from Momentum. Entry tiers ($$ from the high $600s, $$$ around $1M+, $$$$ estate-level), club style, and drive times are approximate orientation, not quotes. Confirm CDD status, fees, and current pricing per community and parcel.

Who St. Johns River Estates Fits Best

We would rather tell you the truth than sell you the wrong house. Here is who St. Johns River Estates fits, and who should look elsewhere. It is a property question, not a personal one.

Great fit if you want

  • A gated, established golf community in a central, convenient location.
  • An optional, relatively affordable member-owned club.
  • No CDD and a strong resale story on the right lot.
  • Renovation upside on a well-located 1990s home.
  • Minutes to the Town Center, beaches, UNF, and Mayo Clinic.

Probably not ideal if you want

  • A brand-new build with the latest finishes and a builder warranty.
  • The lowest possible entry price; this is a seven-figure market on average.
  • A turnkey home with zero renovation, with no premium to pay for it.
  • No HOA structure and none of the rules that come with a gated community.
  • Estate-size acreage; lots here are master-planned, not sprawling.

The honest trade-offs

Pros

  • Gated, established golf community in a central Intracoastal West location.
  • 18-hole course and a member-owned club with optional, relatively affordable dues.
  • NO CDD, a real carrying-cost edge over newer master plans.
  • Minutes from the St. Johns Town Center, beaches, UNF, and Mayo Clinic.
  • Dual attended gates and 26 lakes give it a mature, private character.
  • Renovation upside on well-located 1990s homes.

Cons

  • A seven-figure market on average; not an entry-level community.
  • All-resale 1990s housing stock that often needs updating.
  • HOA dues plus optional club costs to budget separately.
  • The best golf and lakefront lots command premiums and sell fast.
  • Busy surrounding Hodges, Beach, and JT Butler corridors.
  • No new construction; every purchase is a resale.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: interior or non-waterfront homes
$305K to $305K

The lower end of St. Johns River Estates is an interior lot or a home without direct frontage, which lets a buyer into the gated, amenity-served community at the friendliest price. Verify the HOA and any shared dock access; the value here is the community, not private frontage.

Lowest entry
Mid: canal-front homes with river access
$305K to $305K

The core of the community is a canal-front home with a seawall, private dock, and direct access out to the St. Johns River, near the reported community median around $395,990 (Redfin, 2026). Seawall and dock condition separate these more than the house does.

Most inventory
High: direct St. Johns River frontage
$305K to $305K

The top of the community is a home with direct river frontage and substantial water exposure, sometimes with multiple lifts; reporting cites homes with hundreds of feet of frontage (Redfin, 2026). Waterfront position and structure condition drive the premium; price each on its own.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$305K to $305K
Entry: interior or non-waterfront homes
The lower end of St. Johns River Estates is an interior lot or a home without direct frontage, which lets a buyer into the gated, amenity-served community at the friendliest price. Verify the HOA and any shared dock access; the value here is the community, not private frontage.
$305K to $305K
Mid: canal-front homes with river access
The core of the community is a canal-front home with a seawall, private dock, and direct access out to the St. Johns River, near the reported community median around $395,990 (Redfin, 2026). Seawall and dock condition separate these more than the house does.
$305K to $305K
High: direct St. Johns River frontage
The top of the community is a home with direct river frontage and substantial water exposure, sometimes with multiple lifts; reporting cites homes with hundreds of feet of frontage (Redfin, 2026). Waterfront position and structure condition drive the premium; price each on its own.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in St. Johns River Estates

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

St. Johns River Estates sells the water: a gate, a dock, and a way out to the river. The deal is found in the seawall, the lift, and the flood math, not the sticker, so the buyer who underwrites the waterfront wins.

Jon Brooks · Founder, Momentum Realty
7.3B · Buy Score
Resale Strength7.4/10
Renovation Risk6.0/10
Location Efficiency7.0/10
Long-Term Defensibility8.0/10
Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on St. Johns River Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • Direct St. Johns River frontage is the top premium here.
  • Canal-with-river-access is the middle; interior lots are the value play.
  • Seawall and dock condition matter as much as the house; comp by water position.

In St. Johns River Estates, the lot is the whole story: direct river frontage commands the top premium, a canal lot with river access sits in the middle, and an interior or non-waterfront lot is the value entry into the gated, amenity-served community. Because waterfront structures drive cost, the honest approach is to compare a home against the closest sale of the same water position, weighing the seawall, dock, and lift condition and the flood-insurance cost alongside the price. On a river home the bulkhead and the boat lift can move value more than a kitchen does.

St. Johns River Estates in 15 seconds.

Best forBoating buyers who want gated, direct St. Johns River or canal frontage with a private dock in a quiet enclave.
Strong onWater and scarcity: river and canal frontage with docks, a gate, and reported clubhouse and pool amenities, with I-4 and SunRail access.
WatchSeawall, dock, and flood costs that vary sharply by lot and can exceed the price difference between homes.
Not forBuyers who want to be near the Atlantic beaches or who do not want waterfront diligence.
The edgeGated river frontage with boat access is genuinely scarce in west Volusia, which supports long-term defensibility.

HOA, CDD & Fees

15-Second Take
  • This is a gated HOA community, so dues apply; confirm the figure and amenities.
  • Clarify whether a home's dock is private or a shared community facility.
  • Your largest variable cost here is waterfront flood insurance, not dues.

St. Johns River Estates is reported as a gated community with shared amenities, so a homeowners association fee applies; reporting cites a clubhouse, pool, and fitness space. Confirm the current dues, what they fund, and which amenities apply against the HOA documents. We do not publish a dues figure we have not verified; ask the association for the current amount.

HOA dues for a gated waterfront enclave would typically fund the gate, common areas, and any clubhouse, pool, and fitness amenities, and may address shared waterfront or boat facilities; confirm the exact inclusions and whether the dock is private or shared.

There is no golf membership tied to this community; the amenity set is the gate and the reported clubhouse, pool, and fitness space, plus the river itself. Confirm current amenities with the association.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In St. Johns River Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping DeBary Plantation, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your St. Johns River Estates home worth?

Get a no-obligation home value based on real comparable sales in St. Johns River Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in St. Johns River Estates year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

St. Johns River Estates Market Scorecard

Buyer-Leaning Market (limited data)

St. Johns River Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$305,000
Median sold
$135
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32713 ZIP is $378,375, about 12.8% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is St. Johns River Estates?
It is a small, gated waterfront community on the St. Johns River in DeBary, Volusia County, ZIP 32713, in west Volusia near Interstate 4 and SunRail (Redfin, 2026).
Is it really on the river?
Yes. Homes here sit on direct St. Johns River frontage or on canals with direct river access, frequently with a seawall, private dock, and boat lift (Redfin, 2026).
Is St. Johns River Estates gated?
It is reported as a gated community with shared amenities that can include a clubhouse, pool, and fitness space; confirm the current gate and amenity set against the HOA documents (Redfin, 2026).
What do homes cost here?
Recent pricing has been reported around a median near $395,990, but waterfront position drives wide variation, so treat any single figure as a snapshot and comp by water position (Redfin, 2026).
What are the HOA dues?
As a gated, amenity-served community, an HOA fee applies. Confirm the current figure, what it covers, and whether docks are private or shared against the HOA documents; we do not publish a number we have not verified.
Do I need flood insurance here?
On a river or canal lot, assume meaningful flood exposure. Pull the FEMA flood zone and a bindable insurance quote for the exact address during diligence, because the cost can vary sharply by parcel and rival the mortgage line.
Can I keep a boat at the house?
Many homes have a private dock and lift with access to the St. Johns River; confirm the dock, lift, and any permits for the specific property, and whether the dock is private or a shared community facility.
How is the Orlando commute?
DeBary has Interstate 4 access and a SunRail commuter station, putting the Orlando employment corridor within reach, roughly 40 to 50 minutes by car depending on destination.
Is it near the beach?
No. This is a river-and-commute location; the Atlantic beaches at Daytona and New Smyrna are a longer drive east, roughly 50 to 60 minutes.
What are the property taxes like?
Taxes are set by the Volusia County Property Appraiser's assessed value and the 2024 millage for the county and DeBary taxing authorities; pull the parcel's assessed value and homestead status before relying on a figure (VCPA, 2024).
What schools serve St. Johns River Estates?
The community is in the Volusia County School District, with assignments set by address. Verify the exact zoned schools for a specific home using the district locator before relying on it.
Is St. Johns River Estates a good investment?
Gated river frontage with boat access is scarce, which supports value, but waterfront upkeep and flood cost are real; buy on the seawall, dock, and flood diligence and comp by water position rather than a community median.
You want direct St. Johns River or canal frontage with a private dock in a gated enclaveExcellent fit
You value a small, low-density waterfront community with reported amenitiesExcellent fit
You want DeBary's I-4 and SunRail access to OrlandoExcellent fit
You want to be near the Atlantic beachesProbably not
You do not want to underwrite seawall, dock, and flood diligenceProbably not
You want a large, amenity-rich master-planned communityProbably not

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