St. Johns River Estates Homes for Sale in DeBary, FL

Established 1988 · Intracoastal West · ZIP 32224

A small, gated riverfront enclave on the St. Johns River in DeBary, west Volusia.

Gated, riverfrontBoat docks and canal accessQuiet west-Volusia setting

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market St. Johns River Estates

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseDBAAR

$305K

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$135/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"St. Johns River Estates is a small, gated waterfront community on the St. Johns River in DeBary, and the read is the water: this is a place to buy direct river or canal frontage with a private dock and boat access, in a quiet, low-density enclave with a clubhouse and pool, rather than a high-volume subdivision (Redfin, 2026). The trade is that waterfront living here carries flood, seawall, and dock diligence, so the boat lift and the bulkhead matter as much as the house."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

St. Johns River Estates market snapshot (as of June 25, 2026): the median sale price is about $305K ($135 per sq ft), a buyer-leaning market (limited data). Based on 1 recent closings in live Daytona-area MLS data.

St. Johns River Estates is a small, gated residential community on the banks of the St. Johns River in DeBary, Volusia County, in the 32713 ZIP code. It is a low-density, water-oriented enclave; reporting describes it as a close-knit community of well under a few hundred residents, with many homes on river or canal frontage (Redfin, 2026).

The defining feature is water access. Listings here include homes with direct St. Johns River frontage and others on canals with direct river access, frequently with a concrete seawall, a private boat dock and lift, and in some cases additional watercraft lifts (Redfin, 2026). For a boating buyer this is the draw; for any buyer it is the diligence list.

The community is reported as gated, with shared amenities that can include a clubhouse, pool, and fitness space, which is unusual for a small river enclave and worth confirming against the current HOA documents (Redfin, 2026; ronsellsthebeach.com, 2026). Recent pricing has been reported around a median near $395,990, though waterfront position drives wide variation, so treat any single figure as a snapshot (Redfin, 2026).

DeBary sits in west Volusia near Interstate 4 and the SunRail commuter station, which puts the Orlando employment corridor within reach while keeping the riverfront, low-traffic character. The Atlantic beaches are a longer drive east, so this is a river-and-commute location rather than a coastal one.

Quick Match

Who St. Johns River Estates is best for.

Best for

Boating buyers who want direct St. Johns River or canal frontage with a private dock
Buyers who want a small, gated, low-density waterfront enclave
Commuters who value DeBary's I-4 and SunRail access to Orlando

Probably not for

Buyers who want to be near the Atlantic beaches
Anyone unwilling to underwrite seawall, dock, and flood diligence on a waterfront home
Buyers who want a large, amenity-rich master-planned community

Market Pulse

How St. Johns River Estates is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

57Median days on marketdays

0 : 0Under contract vs for salestrong demand

1Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St. Johns River Estates listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare DeBary Plantation or DeBary. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo1

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in St. Johns River Estates buys, holds, and resells. See the five factors.

Homes For Sale Right Now in St. Johns River Estates

Live MLS inventory for St. Johns River Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

454 Fort Florida Road home for sale in St. Johns River Estates

Sold

$305,000

4 bd · 2 ba · 2,255 sqft · built 2001

454 Fort Florida Road, DeBary, 32713

Listed by RE/MAX Advantage

No homes are actively for sale in St. Johns River Estates right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Interactive Map

St. Johns River Estates on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from St. Johns River Estates. They are approximate and vary with traffic and your exact start point.

St. Johns River (on the water)on-site · river and canal frontage with docks

DeBary SunRail station~10 min · commuter rail toward Orlando

Interstate 4~5 to 10 min · via Dirksen Dr / US-17-92

Downtown DeBary / Gemini Springs~5 to 10 min · park and everyday services

Orlando / north metro~40 to 50 min · southwest via I-4

DeLand~20 min · north via US-17-92

Atlantic beaches (Daytona / New Smyrna)~50 to 60 min · east via I-4 and I-95 or SR-44

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near St with Momentum Realty’s local guides.

Terra Alta Homes for Sale in DeBary, FLDeBary, FL · 1.4 mi

DeBary Plantation Homes for SaleDeBary, FL · 1.4 mi

Glen Abbey Homes for Sale in DeBary, FLDeBary, FL · 2.0 mi EPEmerald Pointe at Beryl Landing Homes for Sale in Sanford, FLSanford, FL · 3.9 mi

Sherwood Oaks Homes for Sale in Orange City, FLOrange City, FL · 5.7 mi TWTowns at White Cedar Homes for Sale in Sanford, FLSanford, FL · 5.8 mi FGA F G VEGETABLE TR Homes for Sale in Sanford, FLSanford, FL · 6.1 mi ATAMBERLEE TOWNHOMES in Sanford, FLSanford, FL · 6.1 mi ATAMBERLEE TWNHMS Homes for Sale in Sanford, FLSanford, FL · 6.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

St. Johns River Estates (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Volusia County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

St. Johns River Estates is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any St. Johns River Estates address.

The takeaway

What actually bears on a St. Johns River Estates purchase, sourced and dated. For a small riverfront community the live items are flood and waterfront diligence and the county tax picture, not a development pipeline.

Recent Developments in St. Johns River Estates

Development Intelligence

Our read on what is being built around St. Johns River Estates, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out, low-density enclave, so there is little new competing supply; what moves a deal is the specific home's waterfront condition (seawall, dock, lift), its flood zone, and the all-in tax and insurance cost.

Volusia County millage and St. Johns River flood exposure

NeutralYour carrying cost is set by the Volusia County millage plus waterfront flood insurance, which on a river or canal lot can be a significant and parcel-specific line item. impact

SignificanceRadius: Parcel-level

Volusia County millage and St. Johns River flood exposure

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting St. Johns River Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Volusia County 2024 millage and assessed values
Property taxes here are set by the Volusia County Property Appraiser's assessed value and the 2024 millage for the county and DeBary taxing authorities, billed annually; a riverfront parcel's FEMA flood-zone designation strongly shapes insurance cost. Why it matters: Pull the specific parcel's assessed value and FEMA flood zone, and confirm the seawall and dock condition, before you write; on the St. Johns River the flood and waterfront-structure picture can vary sharply from one lot to the next. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The St. Johns River Estates buying strategy.

If we were buying in St. Johns River Estates, this is the order of operations we would run, and the one we run for our clients.

Inspect the seawall, dock, and lifts. On a waterfront home these are major-cost items; get the condition and any permits for the seawall, dock, and boat lift before anything else.

Pull the FEMA flood zone and a real insurance quote. A river or canal lot can sit in a high-cost flood zone; get a bindable quote during diligence, because it can rival the mortgage line.

Confirm the HOA, gate, and amenities. Verify the current dues, what they cover, and which amenities (clubhouse, pool, fitness) actually apply, against the HOA documents.

Pull the parcel on the Volusia County Property Appraiser. Read the assessed value, homestead status, and tax history for the exact address (VCPA, 2024).

Comp by waterfront position. Direct river frontage, canal-with-river-access, and interior lots trade very differently; price off the closest same-position sale, not a community median.

The Quick Decision

Best Buy

A sound canal-front home with a solid seawall and dock and a verified flood and insurance cost, priced off a like-position comp.

Biggest Risk

Seawall, dock, and flood costs on a waterfront home, which can dwarf the headline price difference.

Best Lot

Direct river frontage is the top premium, canal-with-river-access next, interior lots the value play.

Smart Timing

Riverfront boating homes are scarce and hold demand, so a sound, well-priced waterfront home is worth acting on.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

St. Johns River Estates is a small, gated waterfront community on the St. Johns River in DeBary, Volusia County, ZIP 32713. It is a low-density, water-oriented enclave with homes on direct river frontage and on canals with river access, frequently featuring concrete seawalls, private docks, and boat lifts, and reported shared amenities including a clubhouse, pool, and fitness space. Recent pricing has been reported around a median near $395,990, with waterfront position driving wide variation; DeBary's I-4 and SunRail access keeps Orlando within commuting reach (Redfin, 2026).

St. Johns River Estates Homes For Sale

What your money buys in St. Johns River Estates.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in St. Johns River Estates today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: interior or non-waterfront homes

$305K to $305K

The lower end of St. Johns River Estates is an interior lot or a home without direct frontage, which lets a buyer into the gated, amenity-served community at the friendliest price. Verify the HOA and any shared dock access; the value here is the community, not private frontage.

Lowest entry

Mid: canal-front homes with river access

$305K to $305K

The core of the community is a canal-front home with a seawall, private dock, and direct access out to the St. Johns River, near the reported community median around $395,990 (Redfin, 2026). Seawall and dock condition separate these more than the house does.

Most inventory

High: direct St. Johns River frontage

$305K to $305K

The top of the community is a home with direct river frontage and substantial water exposure, sometimes with multiple lifts; reporting cites homes with hundreds of feet of frontage (Redfin, 2026). Waterfront position and structure condition drive the premium; price each on its own.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$305K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$305K to $305K

Entry: interior or non-waterfront homes

$305K to $305K

Mid: canal-front homes with river access

$305K to $305K

High: direct St. Johns River frontage

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in St. Johns River Estates, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in St. Johns River Estates is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well St. Johns River Estates holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in St. Johns River Estates

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

St. Johns River Estates sells the water: a gate, a dock, and a way out to the river. The deal is found in the seawall, the lift, and the flood math, not the sticker, so the buyer who underwrites the waterfront wins.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.3B · Buy Score

Resale Strength7.4/10

Renovation Risk6.0/10

Location Efficiency7.0/10

Long-Term Defensibility8.0/10

Carrying Cost Advantage5.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on St. Johns River Estates is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take

Direct St. Johns River frontage is the top premium here.
Canal-with-river-access is the middle; interior lots are the value play.
Seawall and dock condition matter as much as the house; comp by water position.

In St. Johns River Estates, the lot is the whole story: direct river frontage commands the top premium, a canal lot with river access sits in the middle, and an interior or non-waterfront lot is the value entry into the gated, amenity-served community. Because waterfront structures drive cost, the honest approach is to compare a home against the closest sale of the same water position, weighing the seawall, dock, and lift condition and the flood-insurance cost alongside the price. On a river home the bulkhead and the boat lift can move value more than a kitchen does.

The 15-Second Verdict

St. Johns River Estates in 15 seconds.

Best forBoating buyers who want gated, direct St. Johns River or canal frontage with a private dock in a quiet enclave.

Strong onWater and scarcity: river and canal frontage with docks, a gate, and reported clubhouse and pool amenities, with I-4 and SunRail access.

WatchSeawall, dock, and flood costs that vary sharply by lot and can exceed the price difference between homes.

Not forBuyers who want to be near the Atlantic beaches or who do not want waterfront diligence.

The edgeGated river frontage with boat access is genuinely scarce in west Volusia, which supports long-term defensibility.

HOA, CDD & Fees

15-Second Take

This is a gated HOA community, so dues apply; confirm the figure and amenities.
Clarify whether a home's dock is private or a shared community facility.
Your largest variable cost here is waterfront flood insurance, not dues.

St. Johns River Estates is reported as a gated community with shared amenities, so a homeowners association fee applies; reporting cites a clubhouse, pool, and fitness space. Confirm the current dues, what they fund, and which amenities apply against the HOA documents. We do not publish a dues figure we have not verified; ask the association for the current amount.

HOA dues for a gated waterfront enclave would typically fund the gate, common areas, and any clubhouse, pool, and fitness amenities, and may address shared waterfront or boat facilities; confirm the exact inclusions and whether the dock is private or shared.

There is no golf membership tied to this community; the amenity set is the gate and the reported clubhouse, pool, and fitness space, plus the river itself. Confirm current amenities with the association.

Run Your Numbers

Tools for a St. Johns River Estates buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxVolusia County millage and the homestead picture.Rent vs buyThe breakeven on owning in St. Johns River Estates.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in St. Johns River Estates

Thinking of selling in St. Johns River Estates?

Your buyer is a boating buyer cross-shopping west-Volusia waterfront, so sell what is specific and verifiable: the waterfront position, the seawall and dock condition, the lift, and the flood and insurance picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In St. Johns River Estates, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping DeBary Plantation, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your St. Johns River Estates home worth?

Get a no-obligation home value based on real comparable sales in St. Johns River Estates matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in St. Johns River Estates on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,601/mo

St. Johns County typical true cost to own

$115/mo

St. Johns County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · St. Johns County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

St. Johns River Estates Market Scorecard

Buyer-Leaning Market (limited data)

St. Johns River Estates is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

$305,000

Median sold

$135

Per sqft

n/a

Days on mkt

0/0/1

Active/Pend/Sold

Typical home value in the 32713 ZIP is $378,375, about 12.8% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Frequently Asked Questions

Where is St. Johns River Estates?

It is a small, gated waterfront community on the St. Johns River in DeBary, Volusia County, ZIP 32713, in west Volusia near Interstate 4 and SunRail (Redfin, 2026).

Is it really on the river?

Yes. Homes here sit on direct St. Johns River frontage or on canals with direct river access, frequently with a seawall, private dock, and boat lift (Redfin, 2026).

Is St. Johns River Estates gated?

It is reported as a gated community with shared amenities that can include a clubhouse, pool, and fitness space; confirm the current gate and amenity set against the HOA documents (Redfin, 2026).

What do homes cost here?

Recent pricing has been reported around a median near $395,990, but waterfront position drives wide variation, so treat any single figure as a snapshot and comp by water position (Redfin, 2026).

What are the HOA dues?

As a gated, amenity-served community, an HOA fee applies. Confirm the current figure, what it covers, and whether docks are private or shared against the HOA documents; we do not publish a number we have not verified.

Do I need flood insurance here?

On a river or canal lot, assume meaningful flood exposure. Pull the FEMA flood zone and a bindable insurance quote for the exact address during diligence, because the cost can vary sharply by parcel and rival the mortgage line.

Can I keep a boat at the house?

Many homes have a private dock and lift with access to the St. Johns River; confirm the dock, lift, and any permits for the specific property, and whether the dock is private or a shared community facility.

How is the Orlando commute?

DeBary has Interstate 4 access and a SunRail commuter station, putting the Orlando employment corridor within reach, roughly 40 to 50 minutes by car depending on destination.

Is it near the beach?

No. This is a river-and-commute location; the Atlantic beaches at Daytona and New Smyrna are a longer drive east, roughly 50 to 60 minutes.

What are the property taxes like?

Taxes are set by the Volusia County Property Appraiser's assessed value and the 2024 millage for the county and DeBary taxing authorities; pull the parcel's assessed value and homestead status before relying on a figure (VCPA, 2024).

What schools serve St. Johns River Estates?

The community is in the Volusia County School District, with assignments set by address. Verify the exact zoned schools for a specific home using the district locator before relying on it.

Is St. Johns River Estates a good investment?

Gated river frontage with boat access is scarce, which supports value, but waterfront upkeep and flood cost are real; buy on the seawall, dock, and flood diligence and comp by water position rather than a community median.

Who is the best real estate agent for St. Johns River Estates Real Estate?

The best agent for St. Johns River Estates Real Estate is one who actively works DeBary and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St. Johns River Estates Real Estate.

How do I find a top DeBary real estate agent who knows St. Johns River Estates Real Estate?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St. Johns River Estates Real Estate and the wider DeBary area.

Can Momentum Realty connect me with an agent for St. Johns River Estates Real Estate?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St. Johns River Estates Real Estate purchase or sale - no call center and no pressure.

The Verdict

Should you buy in St. Johns River Estates?

An honest fit check. We will tell you when it is not your community.

You want direct St. Johns River or canal frontage with a private dock in a gated enclaveExcellent fit

You value a small, low-density waterfront community with reported amenitiesExcellent fit

You want DeBary's I-4 and SunRail access to OrlandoExcellent fit

You want to be near the Atlantic beachesProbably not

You do not want to underwrite seawall, dock, and flood diligenceProbably not

You want a large, amenity-rich master-planned communityProbably not

Get the inside read on St. Johns River Estates

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your St. Johns River Estates home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty St. Johns River Estates specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Information deemed reliable but not guaranteed.

St. Johns River Estates Homes for Sale in DeBary, FL

The 60-Second Overview

Who St. Johns River Estates is best for.

Best for

Probably not for

How St. Johns River Estates is performing right now

Homes For Sale Right Now in St. Johns River Estates

St. Johns River Estates on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in St. Johns River Estates

Volusia County millage and St. Johns River flood exposure

Volusia County 2024 millage and assessed values

The St. Johns River Estates buying strategy.

The full read, only if you want it.

What your money buys in St. Johns River Estates.

What ~$305K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well St. Johns River Estates holds value.

5 Mistakes Buyers Make in St. Johns River Estates

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on St. Johns River Estates is different.

Which Lots & Views Hold Value Best

St. Johns River Estates in 15 seconds.

HOA, CDD & Fees

Tools for a St. Johns River Estates buy.

Thinking of selling in St. Johns River Estates?

In St. Johns River Estates, condition and view decide your number

What is your St. Johns River Estates home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

St. Johns River Estates Market Scorecard

Frequently Asked Questions

Should you buy in St. Johns River Estates?

Get the inside read on St. Johns River Estates

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.