St Michaels Bay
Homes for Sale in Cumming, GA

St Michaels Bay is a residential community in Cumming, Forsyth County, Georgia. Current MLS data does not surface a defined amenity package for the community, which puts the focus on individual home condition and lot rather than shared features.

Georgia MLS sales records identify 12 homes in St Michaels Bay that have changed hands since 2023, built between 2006 and 2021 (median 2016), with a median living area of about 4,261 sq ft and a typical 5-bedroom, 4.5-bath layout; 100% are single-family homes. Source: Georgia MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community. Georgia has no statewide parcel roll comparable to Florida’s DOR file, so ownership and homestead shares are not shown.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

St Michaels Bay is too small for its own price trend, so here is the market around it.

In ZIP 30041, 417 homes are on the market and 15% are under contract — a slower corner of Cumming.

Across Forsyth County, 1,067 homes are active and 201 pending (16% under contract).

In ZIP 30041 (Cumming), 521 homes closed in the last 12 months at a median of $621K ($213/sq ft), down 1.9% year over year, with a median 36 days on market. Right now 173 active and 44 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 30041 housing market.

ZIP and county figures describe the wider market, not St Michaels Bay specifically. Momentum Research analysis of MLS records.

Forsyth County School System posted a 97.0% four-year graduation rate and 54,501 students across 42 schools in 2024-25 (Governor’s Office of Student Achievement).

• Chattahoochee · Elementary
• Little Mill · Middle
• East Forsyth · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent St Michaels Bay listings and can change; always confirm with the Forsyth County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any St Michaels Bay address.

When a community's MLS record shows no identified amenities, it usually means one of two things: the neighborhood genuinely has no shared clubhouse, pool, or gated feature, or the current crop of active and recent listings simply hasn't described one. Either way, the practical result for a buyer is the same — you cannot price a home here off a community feature you assume exists. Verify directly with a walk-through, a plat, or an HOA document rather than a listing description.

That absence of a stated amenity set also means comparable sales in St Michaels Bay should be evaluated on the house itself: square footage, lot size, age, and finish level, not on a shared pool or trail system that may or may not be there. Forsyth County has a mix of subdivision types, from amenity-rich to strictly residential, and this one currently reads as the latter based on the data available.

In a community where the MLS feed doesn't spell out amenities or a clear price pattern, the value of local, hands-on verification goes up. We pull HOA documents, confirm what a listing description leaves out, and price St Michaels Bay homes against the right individual comparables rather than a community assumption — the kind of groundwork that matters most when the data is thin.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.