Terra Costa Homes for Sale in Jacksonville, FL

Terra Costa prices above the open Intracoastal West neighborhoods for the gate and the amenities. Third-party data in 2026 shows homes ranging from the $400s for the original floor plans up into the high six figures for larger and upgraded homes, so the specific home and lot drive the price.

For county context, the NEFAR April 2026 report put the Duval County median single-family price at about $332,500, a county-wide figure. As a gated newer community near the beach, Terra Costa sits well above that level.

Terra Costa is a single-builder gated community, so the variation is mostly in floor plan, home size, and whether a home backs to a pond or preserve.

Homes are single-family houses on wide 55-foot homesites in a set of Standard Pacific floor plans, with several plans and elevations to choose from.

Homes that back to a pond or preserve carry a premium over interior lots for the view and the added privacy.

Terra Costa carries a full amenity package for a community its size, which is a large part of the appeal.

The community has two swimming pools along with a patio area and gathering spaces, giving residents recreation inside the gate.

A bocce court, a putting green, a playground, and walking paths round out the amenities for active residents and buyers.

The St. Johns Town Center sits about 12 minutes away with big-box and upscale shopping and dining, and the Beach Boulevard corridor adds everyday grocery and retail minutes from the gate.

Terra Costa prices above the open neighborhoods around it for the gate and the amenities. Decide what the security and the amenities are worth before comparing to non-gated options.

The Standard Pacific plans and the pond or preserve lots price differently. Pin down the plan and the lot that fit before you compare homes.

Read the HOA's finances before anything else: budget, reserves, and any special assessments. A townhome association covers exteriors and roofs, so its reserves directly affect your costs.

Confirm what the dues cover and compute the all-in monthly. In a townhome, exterior, roof, and grounds typically sit with the association.

Check the unit's position and end-unit versus interior, and confirm any rental rules if you may lease it.

Verify lender acceptance of the association, including owner-occupancy ratio and master insurance.

Terra Costa competes with the other gated townhome and condo communities near the St. Johns Town Center and Kernan corridor. Against condos, a townhome offers more space and a private entry with similar low exterior upkeep, while condos can be cheaper to enter but trade townhome layout for a flat.

Against an entry single-family home, a Terra Costa townhome trades a yard for a low-maintenance, gated lifestyle minutes from the Town Center and the beaches. The honest shorthand: pick Terra Costa for low-maintenance townhome living near the Town Center; pick a house for land and full cost control.

Terra Costa fits buyers who want a low-maintenance, gated townhome minutes from the St. Johns Town Center and the beaches, first-time buyers and right-sizers who want more space than a condo with exterior upkeep included, and Southside professionals who value location.

Terra Costa is a weaker fit buyers who want a private yard and full control of their costs, those who need the most space for the money, or anyone uncomfortable with association finances and rules.