Terra Costa
Homes for Sale in Jacksonville, FL

Terra Costa market snapshot (as of October 1, 2026): the median sale price is about $592K ($275 per sq ft over the trailing 12 months of closed sales), a median 46 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 16% from the prior 12 months, computed from record-level realMLS closed sales (10 closings in the current window).

In ZIP 32246 (Jacksonville), 743 homes closed in the last 12 months at a median of $315K ($217/sq ft), down 2.1% year over year, with a median 41 days on market. Right now 154 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32246 housing market and the Duval County market.

County records show 22 qualified sales in Terra Costa across 2024–2025 (18 in 2024, 4 in 2025), median $590,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Terra Costa: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.

Terra Costa is a community of 226 homes in Jacksonville, Duval County, built between 2015 and 2021 (median 2019.0), with a median living area of about 2,502 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

A gated, amenity-heavy Jacksonville community of newer construction (2015–2021), where inventory is thin enough that individual listings carry more weight in the numbers than in larger neighborhoods.

• Twin Lakes Academy Elementary SchoolFLDOE grade C · PreK-5
• Kernan Middle SchoolFLDOE grade B · 6-8
• Sandalwood High SchoolFLDOE grade A · 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Terra Costa address.

Terra Costa's 269 homes were built almost entirely within a six-year window (2015–2021), which is unusual for Duval County and means most inventory has newer-generation roofs, HVAC, and code-compliant construction rather than the deferred-maintenance mix common in older communities. That homogeneity is a big part of what supports the $588,000 median price and $259.33 median price per square foot — buyers are largely comparing similar-vintage homes to each other rather than weighing decades of renovation history.

The market posture right now is worth reading carefully: a 12.6% year-over-year decline alongside a median 48 days on market and only 3 active listings suggests a community working through a softer stretch on relatively low volume (9 closings in the window), not a broad supply glut — 4.0 months of supply still lands in balanced territory. Homestead exemptions are recorded on 87.4% of homes in the community, indicating the resale pool skews toward owner-held property rather than a rotating rental/investor inventory.

In a community with only 3 active listings and 9 recent closings, pricing off stale or mismatched comps is the single biggest risk to either side of a deal. Momentum tracks Terra Costa's numbers — median price, price per square foot, days on market, and months of supply — against the wider Duval feed on an ongoing basis, so sellers price to where the market actually sits today and buyers know when a listing is priced to the current 48-day norm versus asking a premium for it.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.