The Chelsea Lofts
Homes for Sale in Jacksonville, FL
All 4,522 homes for sale in Jacksonville, FL · median $300,000 · 516 condos for sale in Jacksonville · 46 homes for sale in 32204 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of EXP REALTY LLC · via realMLS
As of October 2026, The Chelsea Lofts in Jacksonville, FL has 1 home for sale. As of October 2026, the MLS records 12 closed sales in The Chelsea Lofts in Jacksonville, FL since 2012, the most recent in June 2026. Across Jacksonville as a whole, 5,595 homes closed in the last 12 months at a median of $314,237, 43 median days on market, with 4,102 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,610 ($4,880 with the full homestead exemption).
The number that matters most here isn't a price — it's the near-total absence of inventory. The current snapshot shows no active listings and only a single closing in the tracked window, which tells you The Chelsea Lofts is a small, tightly held building where units rarely turn over and almost never sit on the market long enough to build a public price history.
For a buyer, that means there's no shelf of comparable listings to shop against — you're working off one data point, not a trend line. For a seller, thin inventory can work in your favor, but pricing still has to be defensible against that same limited record rather than guesswork.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The Chelsea Lofts right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 23, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A loft-style condo community in Jacksonville, Duval County, where the HOA structure bundles trash and water into the monthly fee and the building carries an on-site restaurant amenity — a mix that reads more urban mixed-use than typical suburban condo.
realMLS (Northeast Florida) sales records identify 6 homes in The Chelsea Lofts that have changed hands since 2013, built between 2007 and 2007 (median 2007), with a median living area of about 1,202 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of The Chelsea Lofts. Swipe to explore the community.
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The Chelsea Lofts
The Chelsea Lofts
The Chelsea LoftsPhotos from realMLS listings in The Chelsea Lofts; content deemed reliable but not guaranteed.
Who The Chelsea Lofts is best for.
Best for
- A buyer set on this specific loft-style building who is willing to wait for the right unit to surface.
- A buyer who wants an HOA fee that already folds in trash and water rather than billing them separately.
- A buyer drawn to a building with an on-site restaurant amenity rather than a typical clubhouse-and-pool package.
Probably not for
- A buyer who wants to compare several active listings side by side — there currently aren't any.
- A buyer who relies on a deep resale history to justify an offer price.
- A buyer on a tight timeline who can't afford to wait for scarce inventory to appear.
The market around The Chelsea Lofts
The Chelsea Lofts is too small for its own price trend, so here is the market around it.
In ZIP 32204, 60 homes are on the market and 27% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).
In ZIP 32204 (Jacksonville), 69 homes closed in the last 12 months at a median of $538K ($255/sq ft), up 63.3% year over year, with a median 42 days on market. Right now 12 active and 3 pending listings put supply at about 10.3 months — a buyer's market. See the live ZIP 32204 housing market and the Duval County market.
ZIP and county figures describe the wider market, not The Chelsea Lofts specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in The Chelsea Lofts
Live MLS inventory for The Chelsea Lofts. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending The Chelsea Lofts listings as of 2026-10-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at The Chelsea Lofts
- Trash · reported on 1 of 1 listings
- Water · reported on 1 of 1 listings
- Restaurant · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Riverside High School (formerly Robert E. Lee High School), Duval County Public Schools; verify by address · High
- Lake Shore Middle School or your address-zoned middle school (verify by address) · Middle
- Central Riverside Elementary School or your address-zoned elementary school (verify by address) · Elementary
Zoned schools reflect the assignments reported on recent The Chelsea Lofts listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any The Chelsea Lofts address.
The The Chelsea Lofts buying strategy.
If we were buying in The Chelsea Lofts today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in The Chelsea Lofts.
A building defined by scarcity, not comps
Two structural facts frame this community. First, the amenity package: trash and water are covered through the HOA, and residents have access to an on-site restaurant — an amenity set that's uncommon outside of urban mixed-use buildings and points to a lower day-to-day maintenance burden than a typical single-family purchase.
Second, the market itself is exceptionally thin. With no active listings and just one closing recorded in the current window, there simply isn't enough public transaction volume to establish a reliable price trend. That's not necessarily a red flag — small, well-held buildings often move this way — but it does mean any offer or listing strategy here has to be built on direct outreach and building-specific knowledge rather than a stack of recent comps.
The location and the amenities are priced into every listing in The Chelsea Lofts. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a building with no active listings and only one recorded closing, the public data trail runs out fast. Momentum's Northeast Florida team tracks activity in low-turnover buildings like this one directly — owner outreach, off-market conversations, and building history — so you're not left waiting on a listing feed that may not update for a long stretch. That local, building-level knowledge is the difference between guessing at value here and having an actual basis for an offer or a listing price.
The Chelsea Lofts in 15 seconds.
Tools for a The Chelsea Lofts buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed The Chelsea Lofts sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in The Chelsea Lofts, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your The Chelsea Lofts home worth?
Get a no-obligation home value based on real comparable sales in The Chelsea Lofts, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in The Chelsea Lofts
Homes in The Chelsea Lofts that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2064 Herschel Street #106 · off market
| Location | Jacksonville, Duval County, FL · ZIP 32204 |
|---|---|
| Amenities listed by sellers | Trash, Water, Elevator(s), Restaurant |
| For sale right now | 1 active, 0 pending · median asking $435,000 · 12.0 months of supply |
| Zoned public schools | Riverside High School (formerly Robert E. Lee High School), Duval County Public Schools; verify by address; Lake Shore Middle School or your address-zoned middle school (verify by address); Central Riverside Elementary School or your address-zoned elementary school (verify by address) |
Data as of October 23, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “The Chelsea Lofts key facts,” movewithmomentum.com/neighborhoods/the-chelsea-lofts-jacksonville, data as of October 23, 2026.
Housing distress & ownership in The Chelsea Lofts, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in The Chelsea Lofts Jacksonville Right Now (1)
All 1 active and pending The Chelsea Lofts Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2064 Herschel Street #203 · $435,000 · 2 bd / 2 ba · listed Sep 9, 2026 · listed by Keller Williams Realty Atlantic Partners Southside
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Recent Developments in The Chelsea Lofts
Development, infrastructure, retail, and school activity affecting The Chelsea Lofts, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 1 mile north of The Chelsea Lofts.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 10 miles northeast of The Chelsea Lofts.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 1 mile north of The Chelsea Lofts.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 1 mile northwest of The Chelsea Lofts.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The site is about 1 mile north of The Chelsea Lofts.
Source: News4Jax - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 10 miles northeast of The Chelsea Lofts.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
25% of homes for sale in ZIP 32204 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-23).
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Ask an agent about The Chelsea Lofts
Have a question about the homes, fees, rules or commute here? A Momentum agent who works The Chelsea Lofts will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Price History: What Homes Here Have Actually Sold For
Median sale prices in The Chelsea Lofts Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is The Chelsea Lofts a buyer's or seller's market right now?
What schools serve The Chelsea Lofts?
Who is the best real estate agent for The Chelsea Lofts?
How do I find a top Jacksonville real estate agent who knows The Chelsea Lofts?
Can Momentum Realty connect me with an agent for The Chelsea Lofts?
Where is The Chelsea Lofts, and what county is it in?
How far is The Chelsea Lofts from downtown Jacksonville and the beach?
Should you buy in The Chelsea Lofts?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2012 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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