The Chelsea
Lofts in Jacksonville, FL

Established Riverside Avondale loft condo market · Jacksonville · ZIP 32204

A 20-unit loft condominium built in 2007 at the corner of Goodwin and Herschel streets in the Riverside Avondale Historic District, built for buyers who want loft-style architecture within walking distance of Five Points and a short drive to downtown Jacksonville.

Established 2007 loft condoRiverside, Duval CountyWalk to Five Points
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a small, individually owned condominium rather than a large complex, so inventory is thin and each unit trades on its own floor, layout, and condition. Verify current availability and pricing with a live MLS search rather than relying on any single listing.
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Unlock Off-Market Riverside

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"The Chelsea Lofts is a niche play: a twenty-unit loft condominium built in 2007 at the corner of Goodwin and Herschel streets, inside the Riverside Avondale Historic District. With only twenty residences, this is one of the smaller condo buildings in the area, which means thin resale inventory and real unit-to-unit variation in floor level and balcony exposure. The location thesis rides on Riverside Avondale's long-standing walkability to Five Points and proximity to downtown Jacksonville; because it is a condo, the association's dues, reserves, and any special assessment deserve real scrutiny before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

The Chelsea Lofts is a twenty-unit, three-story loft condominium at the corner of Goodwin and Herschel streets, inside the Riverside Avondale Historic District in Jacksonville. Built in 2007, the building was designed to read as compatible with the surrounding historic streets while delivering loft-style interiors, including soaring ceilings, stained concrete floors, exposed mechanical systems, and private balconies, according to marketing materials for the building.

Because this is a small, individually owned condominium rather than a large complex, the resale market here is thin. With only twenty residences under one condo association, Chelsea of Riverside Condo Assoc Inc, turnover is limited and active listings can be sparse at any given time, so buyers should expect to compare specific units rather than a single headline price.

The bigger picture is location. Riverside and Avondale form one of Jacksonville's established historic districts, walkable to the Five Points commercial corner's shops and restaurants and a short drive to downtown Jacksonville. That walkable, urban setting is the building's main draw, and it is worth weighing against the condo dues, reserve funding, and shared-building maintenance that come with owning in this kind of association.

Best for

  • Buyers who want an established, walkable Riverside Avondale address near Five Points
  • Buyers who prefer loft-style architecture (high ceilings, concrete floors, exposed ductwork) over a traditional single-family layout
  • Buyers comfortable with lock-and-leave condo living and a small association's rules

Probably not for

  • Buyers who need a single-family home with a private yard
  • Buyers who want a large pool of comparable listings for easy price discovery, since this is a very small building
  • Buyers who have not reviewed the association's financials, reserves, and any pending special assessment

How Riverside is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
n/aMedian days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for The Chelsea Lofts update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Riverside listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in The Chelsea Lofts buys, holds, and resells. See the five factors.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Five Points (Riverside)Walkable · roughly 0.5 to 1 mile, approximate
Downtown Jacksonville5 to 10 min · approximate
Riverside Park5 to 10 min · approximate
San Marco10 to 15 min · approximate
Jacksonville International Airport (JAX)25 to 30 min · approximate
Jacksonville beaches30 to 35 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near The ChelseaLofts in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Riverside (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Riverside is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Riverside High School (formerly Robert E. Lee High School), Duval County Public Schools; verify by address

Middle

Lake Shore Middle School or your address-zoned middle school (verify by address)

Elementary

Central Riverside Elementary School or your address-zoned elementary school (verify by address)

Buying with schools in mind? We can confirm the exact zoned schools for any Riverside address.

The takeaway

The story here is Riverside Avondale's long-standing pull as one of Jacksonville's established, walkable historic districts, plus the ordinary cost pressures that come with owning in a small condo association.

Recent Developments in The Chelsea Lofts

Our read on what is being built around Riverside, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet neutral to modestly positive. The historic district location supports steady long-term demand, but condo insurance costs and thin resale inventory are the factors to track before you buy.

Riverside Avondale Historic District

Ongoing
BullishMajor impact
SignificanceRadius: District

Riverside Avondale is one of Jacksonville's largest local historic districts, with design review that helps protect the area's character. That standing has long supported demand for well-located buildings in the district.

Walkable access to Five Points

Ongoing
BullishNotable impact
SignificanceRadius: Community

The building sits within walking distance of the Five Points commercial corner's shops and restaurants, a durable amenity that does not depend on any single tenant or business.

Condo insurance and reserve requirements

2026
NeutralNotable impact
SignificanceRadius: Building

Florida's post-2022 condo reserve and inspection requirements apply to buildings like this one. Confirm the association's reserve study, insurance costs, and any planned special assessment before you buy.

Thin resale inventory

Evergreen
NeutralMinor impact
SignificanceRadius: Building

With only twenty units, very few Chelsea Lofts units are on the market at any given time. That scarcity can support pricing, but it also means fewer direct comparables, so lean on a broader Riverside Avondale condo comp set.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting The Chelsea Lofts, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

    Development alerts for The Chelsea LoftsGet a short monthly email when something new is approved, funded, or opens near The Chelsea Lofts.

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    Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

    If we were buying in Riverside, this is the order of operations we would run, and the one we run for our clients.

    1

    Ask Chelsea of Riverside Condo Assoc Inc for its current budget, reserve study, and any known or pending special assessment before you make an offer.

    2

    Get a bindable condo or HO-6 insurance quote for the specific unit, since building-wide policy costs and coverage vary.

    3

    Confirm the exact zoned elementary, middle, and high schools for the unit's address with Duval County Public Schools.

    4

    Compare the specific unit's floor, balcony exposure, and street frontage against other units in the building before you commit.

    5

    Verify the current condo fee amount, what it covers, and any rental or pet restrictions directly with the association.

    Best Buy
    A higher-floor unit with confirmed sound condo reserves and no pending special assessment.
    Biggest Risk
    Rising condo insurance costs or a special assessment common to Florida condo buildings of this age.
    Best Lot
    Not applicable; this is a condo, so prioritize floor, balcony exposure, and street frontage instead of a lot.
    Smart Timing
    Inventory-driven. With only twenty units in the building, watch for a listing that fits rather than waiting for a market cycle.
    The takeaway

    On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

    Community Details at a Glance

    The Homes

    Type

    Established loft condominium (built 2007, three-story building)

    Units

    20 residences in one building (verify exact size and layout by unit)

    Layouts

    Loft-style one and two-bedroom floor plans (verify by unit)

    Character

    Soaring ceilings, stained concrete floors, exposed mechanical systems, private balconies

    Costs & Fees

    Condo fee

    Applies (amount not published; confirm with Chelsea of Riverside Condo Assoc Inc or listing agent)

    CDD

    None identified; not typical for this kind of urban infill condo building

    Property use

    Primary residence, second home, or investment (confirm rental rules with the association)

    Amenities

    Marketed

    Loft architecture (high ceilings, concrete floors, exposed ductwork), French doors, private balconies

    Status

    Small boutique building; no large-scale resort-style amenity package identified

    Location

    Area

    Riverside Avondale Historic District, Jacksonville, Duval County

    Five Points

    Walkable, roughly 0.5 to 1 mile (approximate)

    Downtown Jacksonville

    About 5 to 10 min drive (approximate)

    The takeaway

    Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

    The Entry

    At the entry tier you are generally looking at smaller loft-style one-bedroom units, often on lower floors or with more interior exposure. Verify the exact size and condition against the current listing.

    Lowest entry
    The Core

    In the core of the market you find one and two-bedroom loft layouts with a balance of finish level and balcony exposure. This is where most units in the building tend to trade.

    Most inventory
    The Top

    At the top are the largest or best-positioned units, such as higher floors or corner balconies. Confirm the exact layout and any premium against the current listing before you rely on it.

    Strongest resale

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    The Entry
    At the entry tier you are generally looking at smaller loft-style one-bedroom units, often on lower floors or with more interior exposure. Verify the exact size and condition against the current listing.
    The Core
    In the core of the market you find one and two-bedroom loft layouts with a balance of finish level and balcony exposure. This is where most units in the building tend to trade.
    The Top
    At the top are the largest or best-positioned units, such as higher floors or corner balconies. Confirm the exact layout and any premium against the current listing before you rely on it.

    Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

    15-Second Take
    • Renovation math decides the deal
    • Better lots and views resell strongest
    • Roof and HVAC age drive the insurance quote
    • Interior lots are where buyers overpay
    Jon Brooks, Momentum Realty
    Operator Note

    Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

    Home conditionVerify by unit
    Association financial healthRequest records
    Near-term maintenanceConfirm reserve funding
    Resale inventory depthVery few units trade at once
    Location walkabilityWalkable to Five Points

    Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

    Jon Brooks, Momentum Realty
    Operator Note

    The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

    5 Mistakes Buyers Make in Riverside

    15-Second Take
    • Calling the listing agent (who works for the seller)
    • Misjudging the renovation budget
    • Overpaying for an interior lot
    • Underbudgeting the carrying costs
    • Skipping the roof, HVAC, and systems check

    The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

    In a small building like this, the real question is not the neighborhood, it is the association's books.

    Jon Brooks · Founder, Momentum Realty
    6.1C+ · Buy Score
    Resale Strength5.5/10
    Renovation Risk5.8/10
    Location Efficiency7.8/10
    Long-Term Defensibility5.6/10
    Carrying Cost Advantage5.4/10

    Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

    Why our read on Riverside is different.

    Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

    Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
    Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

    Which Lots & Views Hold Value Best

    Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

    Value ($/sqft)
    $261 value$401 premium
    Lake / waterPreserveInterior

    Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

    15-Second Take
    • This is a condo, so there is no private lot; floor, exposure, and street frontage are the differentiators.
    • Higher floors and units with more balcony exposure away from street traffic tend to hold appeal.
    • Units facing Goodwin or Herschel street directly may carry more traffic noise than interior-facing units.
    • Ask which units back to which street before you choose.
    • Because turnover is limited in a twenty-unit building, a well-positioned unit may not come up again soon.

    The Chelsea Lofts has no lots in the traditional sense, since all twenty residences sit inside one three-story building. The durable differences here are floor level, balcony exposure, and street frontage. Upper-floor units and those with a private balcony oriented away from direct street traffic have generally been more sought after, while ground-floor or heavy street-facing units can see softer demand. Because the building is small and turnover is limited, ask the seller's agent or the association for recent comparable sales inside the building before you set your offer, since there may not be a large pool of exact comparables.

    Riverside in 15 seconds.

    Best forBuyers who want an established, walkable Riverside Avondale address in a loft-style condo.
    Biggest advantageLocation inside the Riverside Avondale Historic District, walkable to Five Points and close to downtown.
    Biggest riskThin resale inventory and condo-specific costs, including insurance and any special assessment.
    Sweet spotA unit with clean association financials, no pending assessments, and good balcony exposure.
    Avoid ifYou need a single-family home, a yard, or a large pool of comparable listings.

    HOA, CDD & Fees

    15-Second Take
    • Condo fee applies; get the current amount and what it covers in writing.
    • No CDD identified; not typical for this kind of urban infill condo building.
    • Ask for the reserve study and any pending or recent special assessments.
    • Confirm what the master policy covers versus what needs an individual HO-6 policy.
    • Confirm any rental or pet restrictions with the association before you buy.

    The Chelsea Lofts is governed by Chelsea of Riverside Condo Assoc Inc. A current dues amount is not published here; confirm the exact figure, what it covers, and the association's reserve funding directly with the association or its management company before you buy.

    Confirm in writing, but condo dues in a building like this typically cover exterior and shared-structure maintenance, building insurance, and common areas. Ask specifically what is master-insured versus what falls to the individual unit owner's HO-6 policy.

    There is no golf course or private club here; this is a small urban loft building, not an amenity-package community.

    The takeaway

    Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

    Momentum listings (YTD)
    97.98%
    Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
    Market average (YTD)
    96.73%
    The broader metro average sold-to-list ratio over the same period.
    Momentum days on market
    64 days
    Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
    Market days on market
    72 days
    The broader metro median over the same period.

    Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

    In Riverside, condition and view decide your number

    Because buyers here are weighing your home against renovated comps and cross-shopping Churchwell Lofts, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

    What is your Riverside home worth?

    Get a no-obligation home value based on real comparable sales in Riverside matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

    See homes for sale in The Chelsea Lofts on the map →

    Real comps, not an automated estimate.

    Price History: What Homes Here Have Actually Sold For

    Median sale prices in The Chelsea Lofts year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

    The real cost & risk here

    Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

    $1,614/mo
    Duval County typical true cost to own
    $110/mo
    Duval County typical home insurance
    Check CDD
    Confirm before you offer

    County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

    Live market metrics for The Chelsea Lofts are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

    Market metrics only; these describe homes for sale and recent sales, not residents.

    Frequently Asked Questions

    Is The Chelsea Lofts a new-construction building?
    No. It is an established loft condominium built in 2007 at the corner of Goodwin and Herschel streets in the Riverside Avondale Historic District, and it has been an established resale building for years.
    How many units are in the building?
    Twenty residences across three stories, all under one condo association, Chelsea of Riverside Condo Assoc Inc.
    What style are the units?
    Loft-style interiors with soaring ceilings, stained concrete floors, flexible lighting grids, exposed spiral ductwork and mechanical systems, and private balconies, according to marketing materials for the building.
    What do units cost at The Chelsea Lofts?
    Pricing depends on the specific unit's floor, size, and condition. Check live Northeast Florida MLS data or a current active listing for exact pricing, since with only twenty units, there may not always be a listing available.
    Is there an HOA or condo fee, and how much is it?
    Yes, there is a monthly condo fee through Chelsea of Riverside Condo Assoc Inc, which is standard for a condominium. A current fee amount is not published here; confirm the exact figure and what it covers with the association or listing agent.
    Is there a CDD bond on the taxes?
    No Community Development District was identified for this building, which is not typical for this kind of urban infill condo. Confirm CDD status on the specific parcel's tax record with the Duval County Property Appraiser before you rely on it.
    What amenities does the building have?
    No large-scale resort-style amenity package, such as a pool, fitness center, or concierge, was identified. The building's draw is its loft architecture and Riverside Avondale location.
    Is The Chelsea Lofts gated or age-restricted?
    There is no verified information that the building is gated, and it is not marketed as age-restricted or 55 plus. Confirm access details with the condo association.
    What schools serve this address?
    It is in Duval County Public Schools. The zoned elementary, middle, and high schools should be verified by the specific address, since Riverside attendance zones can differ block to block.
    How walkable is the location?
    The building is within walking distance of the Five Points commercial corner's shops and restaurants and a short drive from downtown Jacksonville. Confirm your specific daily walking routes and needs.
    Is the building itself historic?
    The building was constructed in 2007 and, according to marketing materials, was designed to be compatible with the surrounding Riverside Avondale Historic District's older architecture. It is a modern building within a historic district rather than a converted period structure.
    What is the biggest risk of buying here?
    Thin resale inventory and condo-specific costs. Confirm the association's reserve study, insurance costs, and any planned special assessment before you commit.
    How should I choose a unit?
    Floor level, balcony exposure, and which street the unit faces are the lasting differentiators in a building like this. Compare specific units and recent building sales rather than relying on a single listing.
    Should I get my own agent for a condo purchase here?
    Yes. Your own agent reviews the condo association documents, reserve study, and price against comparable Riverside Avondale units, and represents your interests rather than the seller's.
    How current is the data on this page?
    This page currently carries no live sales data for The Chelsea Lofts specifically. Always confirm current listings, pricing, and availability with a live realMLS search before you make an offer.
    Who is the best real estate agent for The Chelsea Lofts?
    The best agent for The Chelsea Lofts is one who actively works Jacksonville and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for The Chelsea Lofts.
    How do I find a top Jacksonville real estate agent who knows The Chelsea Lofts?
    Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows The Chelsea Lofts and the wider Jacksonville area.
    Can Momentum Realty connect me with an agent for The Chelsea Lofts?
    Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your The Chelsea Lofts purchase or sale - no call center and no pressure.
    You want an established, walkable Riverside Avondale address near Five Points.Excellent fit
    You prefer loft-style architecture and lock-and-leave condo living over a single-family home.Excellent fit
    You have budgeted for condo dues and insurance and are comfortable reviewing a small association's rules.Excellent fit
    You need a single-family home with a private yard.Probably not
    You want a large pool of comparable listings to negotiate against.Probably not
    You have not reviewed the association's financials, reserves, or any pending special assessment.Probably not

    Get the inside read on Riverside

    Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Riverside home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

    We respond personally, usually the same day.

    You are all set.

    A Momentum Realty Riverside specialist will reach out personally, usually the same day.

    Median sale price in The Chelsea Lofts, Florida by year (2012 to 2026). Source: Momentum Realty.
    Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

    Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

    Get my Duval County cash offer →

    Own a home here?

    You just read the data. Now see what your home is worth.

    The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

    Looking to buy here? Search homes for sale →

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