Community Details at a Glance
The Homes
Setting
The Gables at Town Center
Era
Built 2025 to 2025
Costs & Fees
Fees
Confirm HOA dues and any district line
Taxes
Flagler County millage; budget the all-in monthly
Amenities
Confirm
Confirm amenities and access with the association
Location
Area
Palm Coast, Flagler County, ZIP 32164
The Homes & Style
The annual medians tell a steady story: roughly $419K (2022), $432K (2023), $422K (2024), $437K (2025) per Homes by Marco, June 2026. This is not a speculative band; it tracks Palm Coast new-construction pricing with a modest Town Center premium.
The competitive set is wide: Palm Coast ITT-grid resales undercut it on price, while the gated master-plans compete on amenities. The Gables wins on school adjacency, district location, and 2022-plus construction without gate or resort overhead.
Volume is thin (a few actives at a time in a 208-home build-out), so price off the last three or four closed sales, not the asking prices.
One builder, a tight size band, two purchase paths. Figures from Homes by Marco (June 2026); builder pricing on the active phase moves with incentives, so treat numbers as snapshots.
The original Gables streets (Hawthorn Ave, Spring St, Thornberry Way, Juniper Ln): 1,806 to 2,450 sq ft Paytas plans, lightly lived-in. Recent sales cleared $409K to $472K; the gap between asking and closed prices rewards buyers who price off the tape.
The newer Paytas phase marketed as Coastal Gables at Town Center. New-construction pricing and incentives move monthly; cross-shop the builder sheet against the early-phase resales a street over before assuming new wins.
Water-frontage and corner lots carry premiums inside the same plans. On 50-foot lots, the premium buys outlook more than acreage; pay it for the view you will keep, not the brochure.
Living Here
Infrastructure over amenities: the district is the draw, and the dues should stay modest because of it.
The tuition-free public charter sits beside the community: the single biggest daily-life feature here for school-age households. Enrollment is by application; confirm seats before counting on it.
The district park with its lake, trails, and event lawn a few minutes away: the public amenity campus the neighborhood leans on.
Retail, restaurants, and services filling in along the district grid, with SR-100 connecting to big-box retail and Flagler Beach in minutes.
Sidewalks, street lights, ponds, and community mailboxes: practical infrastructure, not resort assets, which keeps the carrying cost down.
The SR-100 corridor covers groceries and big-box within minutes, the Town Center district keeps adding storefronts, and European Village and the Palm Harbor shops are a short drive north.
Imagine School at Town Center is the headline feature, and it is a charter: enrollment is by application and capacity, not address. buyers buying specifically for it should confirm seat availability for their grades before going under contract.
When reported HOA figures on one community range from around $50 to several hundred a month, the data entry is the problem, not necessarily the dues. The association manager has the real number; fifteen minutes of verification beats a mispriced offer either direction.
While Paytas sells the active phase a street away, early-phase resales must price against builder incentives. For buyers that is leverage: make the builder and the resale compete for you in writing.
Before You Offer
Flagler County is coastal, so barrier-island and Intracoastal-adjacent homes carry more flood exposure, while inland Bunnell and Palm Coast communities sit in lower-risk zones; the Flagler County FEMA maps are the reference for any specific address.
The reliable move is to pull the FEMA flood designation for the exact The Gables at Town Center address before you write an offer, since two homes in the same area can fall in different zones. A home in Zone X can cost far less to insure than one near water in Zone AE. Get a bindable flood and homeowners quote during your inspection period, so the cost is in your monthly math before you commit, not after.
The Palm Coast and Bunnell area is served by Spectrum (Charter) cable and AT&T, with fiber expanding to a growing share of newer communities. If working from home matters, confirm the options, and fiber in particular, at the specific The Gables at Town Center address rather than assuming.
Flagler County total millage varies by district, and any CDD on a golf or master-planned community is billed separately on top of the millage. The Florida homestead exemption for 2026 is 51,411 dollars for those who qualify, and the deadline to file a new homestead exemption is March 1.
The trap to plan for is the post-sale reset: when you buy, the Save Our Homes cap from the previous owner ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller current one. Budget the true number, and confirm whether the specific home carries a CDD or other assessment that is billed separately from the millage and is not reduced by the homestead exemption.









