Pine Lakes
Homes for Sale in Palm Coast, FL
True comps, carrying-cost math, and listings before the portals.
Pine Lakes is priced at a $359,900 median right now, or about $193 per square foot, and that figure is down 8.4% year over year. Fifty-five days on market and a six-month supply put this squarely in balanced territory — not a rush, not a standoff. What actually moves the number here is condition and age: homes span 1977 to 2024 with a typical build year of 1996, so buyers are pricing in renovation status more than location within the community.
The catch for anyone watching this market closely is thin visibility: only one active listing was on the MLS at this snapshot, against 27 recent closings. That gap means most of what set the current median already sold — a seller today has very little competing inventory to price against, and a buyer has very little to actually choose from. Treat the median as a strong signal of where deals are closing, not a menu of what's available to see this week.
Pine Lakes right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 14, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Lakes is an established Palm Coast community of 2,273 homes with a median living area of 1,945 square feet — a stock that's been built out gradually rather than in one development cycle, which shows up in the wide 1977–2024 build-year range.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Pine Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pine LakesPhotos from DBAMLS listings in Pine Lakes; content deemed reliable but not guaranteed.
Who Pine Lakes is best for.
Best for
- Buyers targeting a median-range purchase near $359,900 who are comfortable underwriting a home's specific age and condition rather than assuming uniform build quality.
- Buyers who can move at the market's current pace — around 55 days to a closed deal — without needing to choose from a large active pool.
- Buyers or sellers who want pricing benchmarked against recent closings (27 in this window) rather than a handful of live listings.
Probably not for
- Buyers who want to tour and compare many active listings before narrowing down — inventory here was down to one listing at this snapshot.
- Buyers set on a specific build era without flexibility, given the 1977–2024 range across the community.
- Sellers expecting a fast bidding-war sale — a 26 market heat score and six months of supply point to balanced, not hot, conditions.
The market around Pine Lakes
Pine Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32084, 319 homes are on the market and 27% are under contract — a steady corner of Palm Coast.
Across Flagler County, 1,268 homes are active and 370 pending (23% under contract).
ZIP and county figures describe the wider market, not Pine Lakes specifically. Momentum Research analysis of MLS records.
Life at Pine Lakes
- Maintenance Grounds · reported on 1 of 1 listings
Community amenities as reported across DBAAR listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Pine Lakes are close: the nearest shopping is about 3 minutes away.
- 18 Commerce Parkway · Shopping3 min
- Smak Euro Deli LLC · Groceries4 min
- The Brown Dog · Dining4 min
- The Jacked Up Bean · Coffee4 min
- Heroes Memorial Park · Parks5 min
- AdventHealth Palm Coast Parkway Hospital · Health5 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Flagler County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Rymfire Elementary SchoolFLDOE grade B · Public PreK-5 (Flagler, Palm Coast)
- Buddy Taylor Middle SchoolFLDOE grade A · Public 6-8 (Flagler)
- Flagler Palm Coast High SchoolFLDOE grade A · Public 9-12 (Flagler)
- Imagine School at Town CenterFLDOE grade B · Public charter K-8 (Palm Coast)
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Flagler County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pine Lakes address.
Recent Developments in Pine Lakes
Development, infrastructure, retail, and school activity affecting Pine Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Palm Coast OKs land sale for 36 bed rehabilitation hospital
The Palm Coast City Council, acting as the State Road 100 redevelopment agency board, approved the sale of about 8.5 acres of city owned land to Sanders Trust LLC on July 21, 2026 for a proposed 36 bed inpatient rehabilitation hospital. ClearSky Health would operate the roughly 31 million dollar facility, which must still go through standard development review and permitting before construction.
What it may mean for the marketA new inpatient rehabilitation hospital planned on former city land would add a healthcare facility along the State Road 100 commercial corridor and put an underused parcel into active use, expanding the institutional and commercial building stock. The project is about 6 miles south of Pine Lakes, elsewhere in Flagler County.
Source: WFTV - July 2026Development
Planning board recommends denial of 21,920 home western expansion
The Palm Coast Planning Board voted 5 to 0 on July 15, 2026 to recommend denial of future land use and zoning map amendments for the Radiant Palm Coast westward expansion, which proposes up to about 21,920 homes across roughly 20,144 acres. Board members said they wanted more detail and coordination with the county and school district, and the City Council will make the final decision.
What it may mean for the marketA planning board recommendation to deny land use and zoning changes keeps a very large western residential expansion on hold, leaving the affected land west of the city in its current designation pending further review and a City Council decision. The site is about 6 miles west of Pine Lakes.
Source: Flagler County Buzz - July 2026Civic
Flagler County adopts one year data center moratorium
Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.
What it may mean for the marketA one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The site is about 5 miles south of Pine Lakes.
Source: Flagler County Buzz - June 2026Development
Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand
Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.
What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is less than a mile south of Pine Lakes.
Source: FlaglerLive - June 2026Development
Palm Coast approves a 62,000-square-foot medical office building on Palm Harbor Parkway
Palm Coast also approved a two-story, 62,000-square-foot medical office building with 43 suites at 1195 Palm Harbor Parkway in June 2026. The developers project about 120 jobs when the building is fully leased.
What it may mean for the marketA new medical office complex adds healthcare capacity and professional jobs in Palm Coast, an amenity and employment factor that can support nearby housing demand. The site is about 4 miles northeast of Pine Lakes.
Source: FlaglerLive - June 2026Development
Palm Coast approves two commercial developments
The Palm Coast Planning Board approved two commercial projects on June 22, 2026. One is an 82,000 square foot warehouse and manufacturing development on Commerce Boulevard where manufacturer Alleima would occupy one building, and the other is a 62,000 square foot medical office complex with 43 suites on Palm Harbor Parkway.
What it may mean for the marketTwo approved commercial projects, a warehouse and manufacturing building plus a medical office complex, would expand the commercial and industrial building inventory and add finished space along Commerce Boulevard and Palm Harbor Parkway. The project is about 4 miles northeast of Pine Lakes, elsewhere in Flagler County.
Source: FlaglerLive
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Pine Lakes buying strategy.
If we were buying in Pine Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lakes.
Reading the numbers in Pine Lakes
At $193 per square foot and a $359,900 median, Pine Lakes sits in a price band where the spread between an original-condition 1970s or 1980s home and a newer build (up to 2024) matters more than square footage alone. The median living area of 1,945 square feet is a useful reference point, but with build years spanning nearly five decades, two homes at that same size can represent very different levels of updating and system age.
A market heat score of 26 and six months of supply both point to a balanced-to-cooler posture rather than competitive bidding. With just one active listing recorded at this snapshot against 27 closings in the recent window, the market here is thin on visible choice even when transaction activity is steady — worth flagging for anyone assuming there's a deep pool of homes to compare before writing an offer.
The location and the amenities are priced into every listing in Pine Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community where active inventory can run this thin, knowing what closed and why — not just what's listed — is the difference between a fair offer and a guess. We track the closings behind the median, not just the one or two homes visibly for sale, so pricing conversations here are grounded in what the market has actually done recently.
Pine Lakes in 15 seconds.
HOA, CDD & Fees
- No CDD
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Pine Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lakes home worth?
Get a no-obligation home value based on real comparable sales in Pine Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Lakes on the map →
Frequently Asked Questions
Is Pine Lakes a buyer's or seller's market right now?
What schools serve Pine Lakes?
Who is the best real estate agent for Pine Lakes?
How do I find a top Palm Coast real estate agent who knows Pine Lakes?
Can Momentum Realty connect me with an agent for Pine Lakes?
Should you buy in Pine Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pine Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | DBAMLS, refreshed twice daily (last: July 14, 2026) |
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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