Victoria Terrace A Condo
Homes for Sale in Temple Terrace, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Victoria Terrace is a single-vintage condo community — every building dates to 1984 — so what moves price here is condition, not architecture. Units run around 1,128 square feet, and the median sits at $173,000, or roughly $172 per square foot. Two comparable floor plans can trade far apart based on whether the kitchen, systems, and flooring have been updated, and that spread is where a buyer's leverage lives.
The posture is a buyer's market. Days on market are running at 106 — long enough that sellers are negotiating rather than fielding competing offers — and prices are down 7.7% year over year. For a seller, that means realistic pricing and a turnkey presentation matter more than usual. For a buyer, there is time to inspect, compare, and push on terms.
Victoria Terrace A Condo right now
🟡 Off the recent peak. The trailing-12-month median ($173K) is down 7.7% from the prior 12 months ($188K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 7 sales in the two windows).
What's unique here: the median sale price is about 56% below the typical Hillsborough County sale ($173K vs $395K, trailing 12 months, Stellar MLS records).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Victoria Terrace A Condo market snapshot (as of July 15, 2026): the median sale price is about $173K ($172 per sq ft over the trailing 12 months of closed sales), and a median 106 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Victoria Terrace A Condo is a community of 175 homes in Temple Terrace, Hillsborough County, built between 1984 and 1984 (median 1984), with a median living area of about 1,128 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A 175-unit condo community in Temple Terrace built entirely in 1984, Victoria Terrace trades on updates and condition rather than layout, with a soft, slow-moving market that currently favors patient buyers.
Who Victoria Terrace A Condo is best for.
Best for
- Value-focused buyers targeting a condo near or below the $173,000 median who will do their own updates
- Patient buyers who want time to inspect and negotiate rather than compete
- Cash or flexible-financing buyers comfortable verifying association reserves and rules
Probably not for
- Buyers needing a larger footprint than roughly 1,128 square feet
- Buyers who need financing that requires a high owner-occupancy ratio without confirming it first
- Sellers or buyers expecting fast turnover or short-term appreciation
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($173K) IS the median in the snapshot above, and the move from 2025 ($188K) IS the -7.7% one-year change.
Windows contain 0 to 13 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Victoria Terrace A Condo buying strategy.
If we were buying in Victoria Terrace A Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Victoria Terrace A Condo.
A condition-driven condo market
With a uniform build year and a tight footprint near 1,128 square feet, pricing at Victoria Terrace comes down to what has been done to the interior and how the building has been maintained. The single median figure — $173,000 — masks a real spread between updated and original units, so comps need to be read carefully rather than averaged. Ask what the association has funded, what is deferred, and what the reserves look like; on 1984-era buildings, the answers shape both cost and resale.
The homestead share sits at about 38%, meaning a meaningful portion of these units are not owner-occupied as a primary residence. That matters for financing and for anyone weighing a purchase against condo lending rules, so confirm current owner-occupancy and the association's investor limits before you write. It is a detail worth verifying early, not at closing.
The location and the amenities are priced into every listing in Victoria Terrace A Condo. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Victoria Terrace A Condo buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.6). Basis: Recent Direction -7.7% year-over-year; Owner Commitment 38% owner-occupied; Pricing Power 84.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a slow, condition-driven condo market, the money is made in the details: reading comps against actual updates, pressing on association reserves and owner-occupancy, and using a 106-day market to negotiate on price and terms. We know how to separate a fairly priced unit from an optimistic one, and we will tell you plainly when a listing does not pencil out.
Victoria Terrace A Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Victoria Terrace A Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Victoria Terrace A Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Victoria Terrace A Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Victoria Terrace A Condo home worth?
Get a no-obligation home value based on real comparable sales in Victoria Terrace A Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Victoria Terrace A Condo?
How long do homes in Victoria Terrace A Condo take to sell?
How many homes are in Victoria Terrace A Condo?
What share of Victoria Terrace A Condo is owner-occupied?
When were the homes in Victoria Terrace A Condo built?
Do cash buyers compete in Victoria Terrace A Condo?
Who is the best real estate agent for Victoria Terrace A Condo?
How do I find a top Temple Terrace real estate agent who knows Victoria Terrace A Condo?
Can Momentum Realty connect me with an agent for Victoria Terrace A Condo?
Should you buy in Victoria Terrace A Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33604/33617)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (73 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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