Andrews Sub
Homes for Sale in Temple Terrace, FL
True comps, carrying-cost math, and listings before the portals.
Andrews Sub is a condition story, not a floorplan story. With a build range running from 1926 all the way to 2024 and a median vintage of 1976, what you pay here tracks almost entirely with how much work a given home has already had done. Two houses on the same street can sit far apart on price depending on roof, systems, and whether the kitchen and baths have been touched. The median living area of about 2,550 square feet gives you real room to work with, but square footage alone won't tell you where a home lands.
The market posture is stable rather than frantic. A homestead share above 83% means most of these homes are owner-occupied and turn over slowly, so listings that come to market are the ones to watch closely. For sellers, that scarcity is leverage if your home shows well; for buyers, it means patience and a willingness to underwrite renovation cost into your offer. Read the condition, not the address.
Who Andrews Sub is best for.
Best for
- Buyers wanting substantial square footage in an established Temple Terrace setting
- Renovation-minded buyers ready to underwrite an older home's systems and updates
- Long-hold owners who value a stable, low-turnover neighborhood
Probably not for
- Buyers who want a uniform, newly built product with predictable finishes
- Anyone unwilling to budget for updates on a mid-century-vintage home
- Buyers needing to move fast in a market where quality listings are scarce
The market around Andrews Sub
Andrews Sub is a small community — 11 recorded sales on file, most recently in 2020 — too few for its own price trend. Here is the market around it.
Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).
The housing mix here is 97% single family residence, 3% ?.
ZIP and county figures describe the wider market, not Andrews Sub specifically. Momentum Research analysis of MLS records.
The Andrews Sub buying strategy.
If we were buying in Andrews Sub today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Andrews Sub.
A neighborhood defined by vintage spread
The defining feature here is age diversity. Homes date from 1926 to 2024, with the median around 1976, so you'll find original mid-century stock, decades of remodels, and the occasional new build sharing the same blocks. That range is a gift and a warning: it means genuine variety in style and scale, and it means you must evaluate each home on its own systems and updates rather than assuming a neighborhood norm.
At roughly 2,550 square feet at the median, the housing stock skews toward substantial homes rather than starter footprints. Combine that with the high owner-occupancy rate and you get a neighborhood that trades on stability. Inventory is thin by nature, so when a well-kept home lists, it tends to draw attention. The corollary for buyers: homes needing work can sit, and that's often where the negotiating room lives.
The location and the amenities are priced into every listing in Andrews Sub. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood where price is driven by condition and vintage rather than a tidy set of comps, the value we add is reading each home honestly — what's been updated, what hasn't, and what that gap is worth in a market where turnover is low and every listing gets scrutinized. We'll tell you when a home's asking price reflects finishes you'll want to redo anyway, and when a quiet listing is actually the right one.
Andrews Sub in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Andrews Sub buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Andrews Sub sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Andrews Sub, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Andrews Sub home worth?
Get a no-obligation home value based on real comparable sales in Andrews Sub, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Andrews Sub on the map →
Frequently Asked Questions
How many homes are in Andrews Sub?
What share of Andrews Sub is owner-occupied?
When were the homes in Andrews Sub built?
Do cash buyers compete in Andrews Sub?
Who is the best real estate agent for Andrews Sub?
How do I find a top Temple Terrace real estate agent who knows Andrews Sub?
Can Momentum Realty connect me with an agent for Andrews Sub?
Should you buy in Andrews Sub?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33617)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how ANDREWS SUB fits the bigger picture — live prices, inventory, and Momentum Scores:
More Temple Terrace & Tampa & Hillsborough County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa & Hillsborough County or the full Neighborhood Finder.