Water Bluff Shores in Jacksonville

Water Bluff Shores
Homes for Sale in Jacksonville, FL

All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 393 homes for sale in 32218 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32218
128 homesBuilt 1967–2024Median sale $393K
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Photo courtesy of LISA DUKE REALTY LLC · via realMLS

Built fromLive realMLS data14 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, Water Bluff Shores in Jacksonville, FL has 1 home for sale. Over the 12 months ending 2026-11-12, 3 recorded sales closed at a median of $392,900, $170 per square foot, a median 20 days on market, sellers accepting 96% of original asking. Homes listed or recently sold were built 1973–1997; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,020 ($6,280 with the full homestead exemption).

Live · Water Bluff Shores Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$393K
Median sold · 12 mo
$170/sf
Sold $/sqft · 12 mo
peak $177 in 2022
96.0%
Sale vs ask
Tempo
4.0mo
Supply
3 to 6 months is the balanced band
20days
Median DOM · closed
19 days at the 2021 low
0%
Under contract
Duval: 25% (1,482 of 5,825)
1 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
78%
Owner-occupied · Water Bluff Shores
100 of 129 parcels homesteaded (FL DOR 2025)
22%
Non-owner-occupied · Water Bluff Shores
incl. 2% trust or LLC-held · 2% out-of-state
128
Homes in the community
plus 1 vacant residential lots · 129 residential parcels (FL DOR 2025)
Track record · 14 years of records
5
Recorded sales · 2024-2024
median $228K · qualified sales on the county roll (FL DOR 2025)
1967–2024
Years homes were built
median 1985 · county roll (FL DOR 2025)
2,064sqft
Median sold home size
12-mo windows, closed sales
2.3%/yr
Turnover rate
about 3 of 128 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Water Bluff Shores is a 147-home Duval County community with construction spanning 1967 through 2024 and a median year built of 1986, so pricing here reflects a real mix of original and newer construction rather than a single standardized floor plan. The median sale sits at $365,000, or about $223.79 per square foot, on a typical home near 1,834 square feet.

On posture: months of supply is 3.0, which lands the market in a balanced band, and the market heat score of 53 sits near the midpoint rather than clearly hot or cold. That said, the median days-on-market figure of 9.5 and the months-of-supply read are both drawn from a thin recent sample — 4 closings and just 1 active listing right now — so treat the pace as indicative rather than a guarantee it repeats at scale.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Water Bluff Shores Housing Pulse · Momentum Research · as of November 12, 2026

Water Bluff Shores right now

🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Water Bluff Shores market snapshot (as of November 12, 2026): the median sale price is about $393K ($170 per sq ft over the trailing 12 months of closed sales), a median 20 days on market for closed sales, and 4.0 months of supply, a balanced market.

In ZIP 32218 (Jacksonville), 1,049 homes closed in the last 12 months at a median of $318K ($173/sq ft), up 0.6% year over year, with a median 40 days on market. Right now 238 active and 104 pending listings put supply at about 2.7 months — a healthy market. See the live ZIP 32218 housing market and the Duval County market.

County records show 5 qualified sales in Water Bluff Shores across 2024–2024, median $228,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Water Bluff Shores is a community of 128 homes in Jacksonville, Duval County, built between 1967 and 2024 (median 1985.0), with a median living area of about 1,806 square feet. 78% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Water Bluff Shores is a 147-home Duval County community with construction spanning 1967 to 2024 and a median year built of 1986, putting the typical home at that established build year rather than new construction.

Best for

  • A buyer targeting a median price point near $365,000 with flexibility on home vintage.
  • A buyer prioritizing a typical living size around 1,834 square feet over a specific build year.
  • A buyer or seller comfortable transacting in a currently thin-inventory, balanced market.

Probably not for

  • A buyer who wants several comparable active listings to shop before deciding.
  • A buyer requiring confirmed community amenities such as a pool or clubhouse before making an offer.
  • A buyer who wants a single consistent build era rather than construction spanning 1967 to 2024.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($393K) IS the median in the snapshot above.

Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Every sale since 2012 · price vs size
$0$200K$400K1k2k3k
39 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$15020122014201620182020202220242026
Up from $74 in 2012 to a $177 peak in 2022; $170 now.
Median days on market · closed sales
5010020122014201620182020202220242026
19 days at the 2021 low; 20 now.
Sale price vs original ask · median
95%98%100%102%20122014201620182020202220242026
96.0% now.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 6 a year; 3 in the current window.
How much local inventory is already under contract

28% of homes for sale in ZIP 32218 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).

Water Bluff Shores Market Scorecard

Balanced

Water Bluff Shores is currently a balanced market. About 4.0 months of supply, a median asking price of $595,000, and homes go under contract in about 76 days.

4.0
Months supply
$595,000
Median list
$392,900
Median sold
$273
List $/sqft
76
Days on mkt
1/0/3
Active/Pend/Sold 12 mo

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Water Bluff Shores

Live MLS inventory for Water Bluff Shores. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Water Bluff Shores listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Water Bluff Shores Jacksonville Right Now (1)

All 1 active and pending Water Bluff Shores Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 2520 Water Bluff Drive · $595,000 · 3 bd / 2.5 ba · listed Aug 29, 2026 · listed by Watermarke Realty Group Llc

Listing locations from realMLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • First Coast High School (Duval County Public Schools); verify by address · High
  • Highlands Middle School or Oceanway School (verify by address) · Middle
  • Oceanway Elementary School (verify by address)FLDOE grade B · Elementary

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Water Bluff Shores address.

If we were buying in Water Bluff Shores today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Water Bluff Shores.

Best Buy
Buyers comfortable evaluating a mix of vintages — 1967 through 2024 — rather than a single build era.
Biggest Risk
With just one active listing and four recent closings, the pricing read is thin — verify comps carefully.
Sweet Spot
A typical home near 1,834 square feet at a median of $365,000, about $223.79 per square foot.
Avoid If
You need several active listings to compare at once — inventory is currently minimal.

The Numbers Behind Water Bluff Shores

The 147 homes here run from original 1967 construction through builds as recent as 2024, with the median falling at 1986 — buyers touring the community should expect a genuine mix of eras rather than one cohesive build style. Typical living space lands near 1,834 square feet, and the median sale price of $365,000 works out to about $223.79 per square foot.

Ownership here skews long-term: 78.4% of homes carry a homestead exemption, a signal of owner-occupancy rather than heavy investor or short-term rental turnover. Current MLS listings do not identify any shared community amenities, so buyers should confirm directly with an HOA or the listing agent rather than assume a pool, gate, or clubhouse comes with the address.

“

The location and the amenities are priced into every listing in Water Bluff Shores. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.0B · Buy Score
Liquidity & Demand6.0/10
Owner Commitment7.8/10
Pricing Power7.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Liquidity & Demand 4.0 months of supply; Owner Commitment 78% owner-occupied; Pricing Power 96.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only 1 active listing and a 4-closing sample feeding the market read, Water Bluff Shores is not a community where a public portal alone gives you a reliable price trend. Momentum tracks each closing as it records, weighs it against the 1967-2024 build range and the 1,834-square-foot median living size, and flags when a listing's price per square foot is out of step with what the thin recent history actually supports.

Water Bluff Shores in 15 seconds.

Best forBuyers comfortable evaluating a mix of vintages — 1967 through 2024 — rather than a single build era.
Biggest advantageA balanced market at 3.0 months of supply means neither side is forced into a rushed decision.
Biggest riskWith just one active listing and four recent closings, the pricing read is thin — verify comps carefully.
Sweet spotA typical home near 1,834 square feet at a median of $365,000, about $223.79 per square foot.
Avoid ifYou need several active listings to compare at once — inventory is currently minimal.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Water Bluff Shores sales matched to your home.

What is your Water Bluff Shores home worth?

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Real comps, not an automated estimate.

Recently off market in Water Bluff Shores

Homes in Water Bluff Shores that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Water Bluff Shores key facts
LocationJacksonville, Duval County, FL · ZIP 32218
Amenities listed by sellersClosed Circuit Camera(s)
Sale prices, last 12 months$392,900 median across 3 closed sales · $170 per sq ft
Days on market (closed sales)20 median
For sale right now1 active, 0 pending · median asking $595,000 · 4.0 months of supply
Zoned public schoolsFirst Coast High School (Duval County Public Schools); verify by address; Highlands Middle School or Oceanway School (verify by address); Oceanway Elementary School (verify by address) (B, FLDOE 2025-26)

Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Water Bluff Shores key facts,” movewithmomentum.com/neighborhoods/water-bluff-shores-jacksonville, data as of November 12, 2026.

Housing distress & ownership in Water Bluff Shores, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Water Bluff Shores

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Water Bluff Shores

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Water Bluff Shores will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Recent Developments in Water Bluff Shores

Development, infrastructure, retail, and school activity affecting Water Bluff Shores, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Market

    Northeast Florida home sales dip in September as inventory tightens

    Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

    What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 9 miles southwest of Water Bluff Shores.

    Source: Clay Today
  2. October 2026
    Development

    FSCJ opens large automated semiconductor training lab, a first for Florida

    Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.

    What it may mean for the marketA regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 9 miles southwest of Water Bluff Shores.

    Source: News4JAX
  3. September 2026
    Infrastructure

    JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

    JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

    What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 6 miles southeast of Water Bluff Shores.

    Source: News4JAX
  4. July 2026
    Development

    Culinary Institute of America selects Jacksonville for Southeast campus

    News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

    What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 9 miles southwest of Water Bluff Shores, elsewhere in Duval County.

    Source: News4Jax
  5. April 2026
    Development

    Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

    Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

    What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles southeast of Water Bluff Shores.

    Source: JAXPORT
  6. February 2026
    Infrastructure

    JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

    At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

    What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles southeast of Water Bluff Shores.

    Source: News4Jax

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

What is the median home price in Water Bluff Shores?
The median sale price in Water Bluff Shores was $393K over the 12 months ending November 12, 2026 (3 closed sales, realMLS).
How long do homes in Water Bluff Shores take to sell?
Homes that closed in the 12 months ending November 12, 2026 took a median 20 days on market (3 sales, realMLS).
Is Water Bluff Shores a buyer's or seller's market right now?
As of November 12, 2026, Water Bluff Shores is roughly balanced: 4.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Water Bluff Shores?
The Florida DOR 2025 assessment roll shows 128 homes plus 1 vacant residential lots in Water Bluff Shores (public records).
What share of Water Bluff Shores is owner-occupied?
78% of Water Bluff Shores parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Water Bluff Shores built?
Homes in Water Bluff Shores were built between 1967 and 2024, with a median year built of 1985.0 (FL DOR 2025 roll).
What schools serve Water Bluff Shores?
Water Bluff Shores is served by Duval County Public Schools, typically First Coast High School (Duval County Public Schools); verify by address, Highlands Middle School or Oceanway School (verify by address) and Oceanway Elementary School (verify by address). Confirm the exact zoning by address with the district.
Who is the best real estate agent for Water Bluff Shores?
The best agent for Water Bluff Shores is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Water Bluff Shores.
How do I find a top Jacksonville real estate agent who knows Water Bluff Shores?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Water Bluff Shores and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for Water Bluff Shores?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Water Bluff Shores purchase or sale - no call center and no pressure.
Where is Water Bluff Shores, and what county is it in?
Water Bluff Shores is in Jacksonville, Duval County, FL, ZIP 32218. The community's center is about 9 miles northeast of downtown Jacksonville (straight-line).
How far is Water Bluff Shores from downtown Jacksonville and the beach?
About 9 miles from downtown Jacksonville and about 11 miles from the Atlantic beach at Amelia Island (south end), both straight-line; driving distance is usually 15 to 30 percent more.
A buyer targeting a median price point near $365,000 with flexibility on home vintage.Excellent fit
A buyer prioritizing a typical living size around 1,834 square feet over a specific build year.Excellent fit
A buyer or seller comfortable transacting in a currently thin-inventory, balanced market.Excellent fit
A buyer who wants several comparable active listings to shop before deciding.Probably not
A buyer requiring confirmed community amenities such as a pool or clubhouse before making an offer.Probably not
A buyer who wants a single consistent build era rather than construction spanning 1967 to 2024.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: November 13, 2026)
Community market statsrealMLS closed sales, 12-month windows ending November 12, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32218))
Under-contract sharesrealMLS records, as of 2026-11-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2012 (39 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Water Bluff Shores with Momentum Realty’s local guides.

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