Captiva Bluff
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 117 homes for sale in 32226 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of November 2026, Captiva Bluff in Jacksonville, FL has 3 homes for sale. Homes listed or recently sold were built 2002–2004; 5 of 5 report an HOA (median $41/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).
Last 30 days in Captiva Bluff: 1 new listing (median asking $585,000). As of November 13, 2026, realMLS.
Homes For Sale Right Now in Captiva Bluff
Live MLS inventory for Captiva Bluff. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 20 daysTop listing
Active · 70 days
Active · 36 daysActive and pending Captiva Bluff listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Captiva Bluff Jacksonville Right Now (3)
All 3 active and pending Captiva Bluff Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 12197 Captiva Bluff Circle · $300,000 · 4 bd / 3 ba · listed Oct 7, 2026 · listed by Mark Spain Real Estate
- 12282 Captiva Bluff Road · $585,000 · 3 bd / 2 ba · listed Sep 24, 2026 · listed by Bear Realty, Inc.
- 12193 Captiva Bluff Road · $346,500 · 3 bd / 2 ba · listed Sep 4, 2026 · listed by Watson Realty Corp

Captiva Bluff is a small, thin-inventory pocket of Jacksonville, and the numbers reflect that: with just 4 closings in the current window and a single active listing, any one sale can move the median. The $414,500 median and $186.58 per square foot are real, but treat them as directional rather than precise until more transactions print.
The market_band here reads balanced, with about 3.0 months of supply and a market heat score of 42 — not a bidding-war environment, but not a buyer's dumping ground either. Homes are taking just over 56 days to close on average, so sellers should price to the data rather than to hope, and buyers who find the right listing shouldn't assume a long runway to negotiate given how few options are on the board at any one time.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Captiva Bluff right now
🟢 Buyer-leaning market. 18.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (3 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
With only one active listing and four recent closings, Captiva Bluff trades in small numbers — a single well-priced or overpriced home can swing the community's median from one quarter to the next.
realMLS (Northeast Florida) sales records identify 83 homes in Captiva Bluff that have changed hands since 2005, built between 2002 and 2013 (median 2003), with a median living area of about 2,361 sq ft and a typical 4-bedroom, 2.5-bath layout; 94% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 7 qualified sales in Captiva Bluff across 2024–2025 (4 in 2024, 3 in 2025), median $375,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Captiva Bluff. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Captiva Bluff; content deemed reliable but not guaranteed.
Who Captiva Bluff is best for.
Best for
- Buyers targeting a purchase near the $414,500 median who are prepared to act when the community's one active listing is the one that fits.
- Sellers who want a balanced-market process — realistic pricing, a roughly 56-day expectation, and no assumption of a bidding war.
- Long-horizon buyers comfortable with a community that has appreciated 207% since 2012 and are not looking for a quick flip.
Probably not for
- Buyers who need several comparable homes on the market at once to weigh options side by side.
- Sellers expecting a much faster, multiple-offer pace than this community's current median of just over 56 days on market.
- Anyone wanting a large closings sample to validate price before committing; the current window has only 4.
The market around Captiva Bluff
Captiva Bluff is too small for its own price trend, so here is the market around it.
In ZIP 32226, 151 homes are on the market and 24% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).
In ZIP 32226 (Jacksonville), 180 homes closed in the last 12 months at a median of $379K ($190/sq ft), up 1.1% year over year, with a median 53 days on market. Right now 66 active and 17 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32226 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Captiva Bluff specifically. Momentum Research analysis of MLS records.
Captiva Bluff on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Captiva Bluff
- Playground · reported on 2 of 3 listings
- Park · reported on 1 of 3 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- First Coast High School (Duval County Public Schools); verify by address · High
- Oceanway Middle School (verify by address) · Middle
- New Berlin Elementary School or Louis S. Sheffield Elementary School (verify by address) · Elementary
Zoned schools reflect the assignments reported on recent Captiva Bluff listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Captiva Bluff address.
The Captiva Bluff buying strategy.
If we were buying in Captiva Bluff today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Captiva Bluff.
A market moved by a handful of sales
The median price of $414,500 works out to $186.58 per square foot, up 7.7% year-over-year and up 207% since 2012. That long-run appreciation reflects the broader run of the Duval County market as much as anything specific to this community, and with only 4 closings behind the current snapshot, the year-over-year figure should be read as a trend signal, not a precise appraisal input.
Supply sits at roughly 3.0 months with a single active listing at last check, which is why the market lands in the balanced band rather than clearly tilted toward either side. At a market heat score of 42 and a median of about 56 days on market, this isn't a community where homes are routinely bid up in days, but it also isn't sitting stale — it's a market where each new listing gets fair attention because there simply isn't much competing inventory.
The location and the amenities are priced into every listing in Captiva Bluff. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with only 4 closings and 1 active listing to study, generic pricing tools don't have enough data to be reliable. We track Captiva Bluff's individual sales as they happen so pricing and offer strategy are built on the actual, current picture rather than a stale citywide average.
Captiva Bluff in 15 seconds.
Tools for a Captiva Bluff buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Captiva Bluff sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Captiva Bluff, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Captiva Bluff home worth?
Get a no-obligation home value based on real comparable sales in Captiva Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Captiva Bluff
Homes in Captiva Bluff that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 2963 Captiva Bluff Road · off market
- 3069 Captiva Bluff Circle · off market
- 3074 Captiva Bluff Circle · off market
| Location | Jacksonville, Duval County, FL · ZIP 32226 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Curbs, Park, Suburban |
| For sale right now | 3 active, 0 pending · median asking $347,000 · 18.0 months of supply |
| Zoned public schools | First Coast High School (Duval County Public Schools); verify by address; Oceanway Middle School (verify by address); New Berlin Elementary School or Louis S. Sheffield Elementary School (verify by address) |
Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Captiva Bluff key facts,” movewithmomentum.com/neighborhoods/captiva-bluff-jacksonville, data as of November 12, 2026.
Housing distress & ownership in Captiva Bluff, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Captiva Bluff
The newest homes for sale in Captiva Bluff right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 12282 Captiva Bluff Road $585,000 · 3 bd · 2 ba · 2,348 sq ft · listed Oct 24, 2026 Courtesy of BEAR REALTY, INC.
- 12197 Captiva Bluff Circle $300,000 · 4 bd · 3 ba · 2,443 sq ft · listed Oct 8, 2026 Courtesy of MARK SPAIN REAL ESTATE
- 12193 Captiva Bluff Road $346,500 · 3 bd · 2 ba · 1,637 sq ft · listed Sep 4, 2026 Courtesy of WATSON REALTY CORP
Checked against the MLS nightly. All new listings in this market.
Recently sold in Captiva Bluff Jacksonville
- 3069 Captiva Bluff Circle · sold $330,000
- 2963 Captiva Bluff Road · sold $650,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Captiva Bluff Road (22 homes on record)
- Captiva Bluff Road N (18 homes on record)
- Captiva Bluff Road N (13 homes on record)
- Captiva Bluff Road (9 homes on record)
What it really costs to own in Captiva Bluff
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | At today's median asking price of $346,500, the first-year bill with homestead is about $5,500/yr (Duval County total millage 17.865 mills, FY2025-26, Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage). |
|---|---|
| HOA dues | Median $479/year (about $40/month) across 4 MLS listings (most billed annually; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Estimated carrying cost at the median asking price, before the mortgage: about $608/month (tax $458, HOA $40, insurance $110). An estimate from the sources above, not a quote.
Email me new listings in Captiva Bluff
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Captiva Bluff
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Captiva Bluff will answer, and the answer is published on this page for the next buyer.
24% of homes for sale in ZIP 32226 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Price History: What Homes Here Have Actually Sold For
Median sale prices in Captiva Bluff Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
Is Captiva Bluff a buyer's or seller's market right now?
How many homes are in Captiva Bluff?
What share of Captiva Bluff is owner-occupied?
When were the homes in Captiva Bluff built?
What schools serve Captiva Bluff?
Who is the best real estate agent for Captiva Bluff?
How do I find a top Jacksonville real estate agent who knows Captiva Bluff?
Can Momentum Realty connect me with an agent for Captiva Bluff?
Where is Captiva Bluff, and what county is it in?
How far is Captiva Bluff from downtown Jacksonville and the beach?
Should you buy in Captiva Bluff?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32226/32277)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (115 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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See how Captiva Bluff fits the bigger picture — live prices, inventory, and Momentum Scores:





