Whitelock Farms in St. Johns

Whitelock Farms
Homes for Sale in St. Johns, FL

All 391 homes for sale in St. Johns, FL · median $574,900 · St. Johns County homes for sale

Community in St. Johns · St. Johns County · ZIP 32092
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Photo via realMLS

Built fromLive realMLS data23 years of closingsUpdated twice daily

As of October 2026, Whitelock Farms in St. Johns, FL has 1 home for sale. Homes listed or recently sold were built 2001–2006; 3 of 3 report an HOA (median $167/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 28 ft).

Whitelock Farms key facts
LocationSt. Johns, St. Johns County, FL · ZIP 32092, 32259
Amenities listed by sellersOther, Closed Circuit Camera(s), Maintenance Grounds, Management - Off Site, Security Gate, Security System Leased
For sale right now1 active, 0 pending · median asking $1,395,000 · 12.0 months of supply
Zoned public schoolsBartram Trail High School (St. Johns County School District); verify by address; Switzerland Point Middle School; verify by address; Hickory Creek Elementary School; verify by address

Data as of August 23, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Whitelock Farms key facts,” movewithmomentum.com/neighborhoods/whitelock-farms-st-johns, data as of August 23, 2026.

Last 30 days in Whitelock Farms: 1 new listing (median asking $1,300,000), 1 under contract right now. As of October 3, 2026, realMLS.

Live · Whitelock Farms Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
St. Johns: 32% (860 of 2,709)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 4 a year
Whitelock Farms Housing Pulse · Momentum Research · as of August 23, 2026

Whitelock Farms right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 4, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The market around Whitelock Farms

Whitelock Farms is too small for its own price trend, so here is the market around it.

In ZIP 32092, 672 homes are on the market and 38% are under contract — a fast-moving corner of St. Johns.

Across St. Johns County, 1,849 homes are active and 860 pending (32% under contract).

ZIP and county figures describe the wider market, not Whitelock Farms specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Whitelock Farms, St. Johns

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-09-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Whitelock Farms

Live MLS inventory for Whitelock Farms. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Whitelock Farms listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Every Home for Sale in Whitelock Farms St Johns Right Now (2)

All 2 active and pending Whitelock Farms St Johns listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 173 Belmont Drive · $1,300,000 · 4 bd / 4 ba · listed Sep 12, 2026 · listed by Christie'S International Real Estate First Coast
  • 104 Belmont Drive · $1,395,000 · 4 bd / 3 ba · pending · listed Jul 5, 2026 · listed by Cb Isaac Realty

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • St. Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bartram Trail High School (St. Johns County School District); verify by address · High
  • Switzerland Point Middle School; verify by address · Middle
  • Hickory Creek Elementary School; verify by address · Elementary

Zoned schools reflect the assignments reported on recent Whitelock Farms listings and can change; always confirm with St. Johns County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Whitelock Farms address.

If we were buying in Whitelock Farms today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whitelock Farms.

A closer look at the Whitelock Farms market

Inventory runs at 12.0 months of supply, a buyer-leaning market.

“

The location and the amenities are priced into every listing in Whitelock Farms. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Whitelock Farms homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Whitelock Farms.
In short
  • HOA dues reported around $167/month (about $2,004/yr) · median of 21 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $167 per month ($2,004 a year) — the median AssociationFee across 21 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whitelock Farms sales matched to your home.

What is your Whitelock Farms home worth?

Get a no-obligation home value based on real comparable sales in Whitelock Farms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Johns →

Real comps, not an automated estimate.

Recently off market in Whitelock Farms

Homes in Whitelock Farms that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

32% of homes for sale in ZIP 32259 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Frequently Asked Questions

Is Whitelock Farms a buyer's or seller's market right now?
As of August 23, 2026, Whitelock Farms leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
What schools serve Whitelock Farms?
Whitelock Farms is served by St. Johns County Public Schools, typically Bartram Trail High School (St. Johns County School District); verify by address, Switzerland Point Middle School; verify by address and Hickory Creek Elementary School; verify by address. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Whitelock Farms?
The best agent for Whitelock Farms is one who actively works St. Johns and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whitelock Farms.
How do I find a top St. Johns real estate agent who knows Whitelock Farms?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whitelock Farms and the wider St. Johns area.
Can Momentum Realty connect me with an agent for Whitelock Farms?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whitelock Farms purchase or sale - no call center and no pressure.
Where is Whitelock Farms, and what county is it in?
Whitelock Farms is in St. Johns, St. Johns County, FL, ZIP codes 32092, 32259.

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesrealMLS records, as of 2026-08-18
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2003 (72 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Whitelock Farms? 2 recorded closings (window ending 2026-08-23). See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near Whitelock Farms with Momentum Realty’s local guides.

Equestrian Way St Augustine0.2 mi away · 9 homes, built 2005–24Countryside St Johns0.8 mi away · 13 homes, built 2002–07Shearwater Townhomes St Augustine1.2 mi away · median $321K, 64 sales/12 moShearwater St Johns1.2 mi away · median $498K, 158 sales/12 moMallard Landing At Shearwater St Johns1.2 mi awayMallard Landing At Shearwater St Augustine1.2 mi away

Browse all neighborhood guides →

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