Willow Branch Acres
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of AMELIA ISLAND REAL ESTATE SERVICES · via realMLS
Over the 12 months ending 2026-10-01, 3 recorded sales closed at a median of $240,000, $157 per square foot, a median 63 days on market, sellers accepting 89% of original asking. Homes listed or recently sold were built 1985–1997; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 19 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $3,190 ($2,680 with the full homestead exemption).
Willow Branch Acres is a 55-home pocket of Fernandina Beach where construction spans 1950 to 2023, with a median build year of 1991. That kind of spread means price here is set almost entirely by the individual home in front of you — lot, condition, and how recently it was updated — rather than by a single neighborhood comp. There is no meaningful "typical" listing to price against; each sale stands on its own.
As of this snapshot there are zero active listings in Willow Branch Acres, and 53.6% of homes carry a homestead exemption — a majority owner-occupied base that tends to hold rather than churn. For a buyer, that means patience and off-market legwork matter more than watching a live feed. For a seller, it means a listing here isn't competing against a stack of similar units; it's competing against very little, which is its own kind of leverage.
Nearby homes for sale
No active listings inside Willow Branch Acres right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Willow Branch Acres market snapshot (as of October 1, 2026): the median sale price is about $240K ($157 per sq ft over the trailing 12 months of closed sales), and a median 63 days on market for closed sales.
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
Willow Branch Acres is a community of 36 homes in Fernandina Beach, Nassau County, built between 1950 and 2023 (median 1991), with a median living area of about 1,458 square feet. 51% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Willow Branch Acres is a 55-home community in Fernandina Beach, Nassau County, with homes built as early as 1950 and as recently as 2023 — a construction span wide enough that no two blocks read the same.
The setting & the homes.
Aerial and on-site photos of Willow Branch Acres. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Willow Branch AcresPhotos from realMLS listings in Willow Branch Acres; content deemed reliable but not guaranteed.
Who Willow Branch Acres is best for.
Best for
- Buyers who want a small, 55-home Fernandina Beach community without amenity fees or a formal amenity package.
- Buyers comfortable assessing a home on its own condition and build year, given a construction range that runs from 1950 to 2023.
- Buyers who can move patiently and off-market, since there are zero active listings here right now.
Probably not for
- Buyers who need a live pool of active listings to compare today — there are none in Willow Branch Acres at this snapshot.
- Buyers who want on-site community amenities as part of the purchase — none are identified from current MLS data.
- Buyers who only want new construction — the community's median build year is 1991, well short of a new-build standard.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($240K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Willow Branch Acres Market Scorecard
Willow Branch Acres is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Willow Branch Acres, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Willow Branch Acres on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Willow Branch Acres buying strategy.
If we were buying in Willow Branch Acres today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Branch Acres.
A Small, Owner-Held Corner of Fernandina Beach
At 55 homes, Willow Branch Acres is small enough that current MLS data doesn't show a formal set of community amenities — this is a residential pocket, not an amenitized development. What it offers instead is range: homes here go back to 1950 and forward to 2023, with a median build year of 1991 and a median living area of 1,666.5 square feet. A buyer touring this community could see an original mid-century home and a near-new build within a few streets of each other.
That vintage spread is the whole story for anyone evaluating a specific address here. There's no shared build era to anchor expectations on finishes, systems, or layout — a 1991-era home built to the median size tells you nothing about what a 1950 or 2023 home on the same street looks like inside. Condition and update history have to be assessed one home at a time.
The location and the amenities are priced into every listing in Willow Branch Acres. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and a majority owner-occupied base (53.6% homestead), Willow Branch Acres isn't a community where you scroll a live inventory and pick one — it's one where knowing which of the 55 owners might move, and how a given home's build year and condition stack up against the 1991 median, is the difference between finding something and missing it entirely. Momentum tracks that kind of small-inventory, owner-held community closely rather than waiting for it to show up on a portal.
Willow Branch Acres in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Willow Branch Acres buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Branch Acres sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willow Branch Acres, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willow Branch Acres home worth?
Get a no-obligation home value based on real comparable sales in Willow Branch Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Willow Branch Acres
Homes in Willow Branch Acres that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 95114 Gentry Lane · off market
- 95422 Plum Loop · off market
- 95478 Plum Loop · off market
Frequently Asked Questions
What is the median home price in Willow Branch Acres?
How long do homes in Willow Branch Acres take to sell?
How many homes are in Willow Branch Acres?
What share of Willow Branch Acres is owner-occupied?
When were the homes in Willow Branch Acres built?
Who is the best real estate agent for Willow Branch Acres?
How do I find a top Fernandina Beach real estate agent who knows Willow Branch Acres?
Can Momentum Realty connect me with an agent for Willow Branch Acres?
Where is Willow Branch Acres, and what county is it in?
How far is Willow Branch Acres from downtown Jacksonville and the beach?
Should you buy in Willow Branch Acres?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Historical depth | Closed-sale records back to 2005 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Willow Branch Acres fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Willow Branch Acres with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Willow Branch Acres. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).