Rosewood Meadows in Fernandina Beach

Rosewood Meadows
Homes for Sale in Fernandina Beach, FL

Community in Fernandina Beach · Nassau County · ZIP 32034
53 homesBuilt 1959–2024
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Photo courtesy of COLDWELL BANKER ANABASIS REALTY · via realMLS

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily
Live · Rosewood Meadows Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Nassau: 27% (187 of 700)
0 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
67%
Owner-occupied · Rosewood Meadows
36 of 54 parcels homesteaded (FL DOR 2025)
33%
Non-owner-occupied · Rosewood Meadows
incl. 7% trust or LLC-held · 2% out-of-state
53
Homes in the community
plus 1 vacant residential lots · 54 residential parcels (FL DOR 2025)
Track record · 23 years of records
Est. 1959
Community established
homes built 1959-2024, median 1999 (FL DOR 2025)
0
Failed listings · 2024
peaked at 2 in 2022
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Rosewood Meadows is driven by condition and vintage, not by a uniform product type. With homes built anywhere from 1959 to 2024 and a median year built of 1999, you are looking at a community where an original mid-century home and a recently completed build can sit on the same street. That spread means the number that matters is what a specific house has had done to it, not a neighborhood average.

At 50 homes with a homestead share of roughly two-thirds, this is a small, mostly owner-occupied pocket. Turnover is limited, so when something well-updated lists, it tends to set the tone. Sellers with an updated, move-in-ready home have leverage; buyers should expect to pay for condition and should underwrite older systems carefully rather than assume the median tells the whole story.

Best for

  • Buyers who want a mid-size home around 1,848 square feet and will pay for verified condition
  • Owner-occupants seeking a stable, owner-heavy pocket in Fernandina Beach
  • Renovation-minded buyers comfortable taking on an older home to modernize

Probably not for

  • Buyers wanting only new construction with consistent, current finishes
  • Investors needing quick turnover in a thin, mostly owner-occupied market
  • Buyers unwilling to inspect and budget for older roofs and systems

The market around Rosewood Meadows

Rosewood Meadows is a small community — 6 recorded sales on file, most recently in 2024 — too few for its own price trend. Here is the market around it.

In ZIP 32034, 312 homes are on the market and 25% are under contract — a steady corner of Fernandina Beach.

Across Nassau County, 513 homes are active and 187 pending (27% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Rosewood Meadows specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Rosewood Meadows

Live MLS inventory for Rosewood Meadows. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rosewood Meadows listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Rosewood Meadows today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rosewood Meadows.

Best Buy
Buyers who will underwrite condition rather than trust the median.
Biggest Risk
A wide build range means older systems and uneven finishes across homes.
Sweet Spot
A well-updated home near the median size in move-in condition.
Avoid If
You want uniform new construction with predictable, matching finishes.

A mixed-vintage pocket where condition is everything

The defining feature here is the age spread. A median year built of 1999 anchors the middle, but the range from 1959 to 2024 means you can find fully modernized new construction and largely original older homes within the same 50-home footprint. Two homes of similar size can trade very differently based on roof, systems, and updates, so comparing on square footage alone will mislead you.

At a median of roughly 1,848 living square feet, most homes fall into a practical mid-size range rather than at the extremes. With a homestead share around two-thirds, the community leans owner-occupied and stable, which typically keeps inventory thin. Buyers should be ready to move on the right updated listing; sellers should document improvements, because in a mixed-vintage community the story of what has been renovated is what separates one price from another.

The location and the amenities are priced into every listing in Rosewood Meadows. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a 50-home community with this much vintage variation, the median tells you almost nothing about a specific house. We walk the systems, weigh the updates against the build year, and price against genuinely comparable condition rather than a neighborhood blur — the difference between overpaying for an original home and underpricing an updated one.

Rosewood Meadows in 15 seconds.

Best forBuyers who will underwrite condition rather than trust the median.
Biggest advantageA small, owner-heavy pocket with limited turnover and stable inventory.
Biggest riskA wide build range means older systems and uneven finishes across homes.
Sweet spotA well-updated home near the median size in move-in condition.
Avoid ifYou want uniform new construction with predictable, matching finishes.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rosewood Meadows sales matched to your home.

What is your Rosewood Meadows home worth?

Get a no-obligation home value based on real comparable sales in Rosewood Meadows, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Rosewood Meadows on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

25% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,540/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Rosewood Meadows?
The Florida DOR 2025 assessment roll shows 53 homes plus 1 vacant residential lots in Rosewood Meadows (public records).
What share of Rosewood Meadows is owner-occupied?
67% of Rosewood Meadows parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rosewood Meadows built?
Homes in Rosewood Meadows were built between 1959 and 2024, with a median year built of 1999.0 (FL DOR 2025 roll).
Who is the best real estate agent for Rosewood Meadows?
The best agent for Rosewood Meadows is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rosewood Meadows.
How do I find a top Fernandina Beach real estate agent who knows Rosewood Meadows?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rosewood Meadows and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Rosewood Meadows?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rosewood Meadows purchase or sale - no call center and no pressure.
Buyers who want a mid-size home around 1,848 square feet and will pay for verified conditionExcellent fit
Owner-occupants seeking a stable, owner-heavy pocket in Fernandina BeachExcellent fit
Renovation-minded buyers comfortable taking on an older home to modernizeExcellent fit
Buyers wanting only new construction with consistent, current finishesProbably not
Investors needing quick turnover in a thin, mostly owner-occupied marketProbably not
Buyers unwilling to inspect and budget for older roofs and systemsProbably not

Nearby Communities

Explore more neighborhoods near Rosewood Meadows with Momentum Realty’s local guides.

Amelia Concourse Fernandina BeachFernandina Beach, FL · 0.6 miHCHarbor Concourse Fernandina BeachFernandina Beach, FL · 0.7 miAWAmelia Walk YuleeFernandina Beach, FL · 1.0 miCCConcourse Crossing Fernandina BeachFernandina Beach, FL · 1.0 miNNNassauville NassauFernandina Beach, FL · 1.3 miAmelia National Fernandina BeachFernandina Beach, FL · 1.3 miSPSandy Pointe Preserve Fernandina BeachFernandina Beach, FL · 1.7 miFPFlora Parke Fernandina BeachFernandina Beach, FL · 1.8 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2003 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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