Cypress Gardens
Homes for Sale in Fernandina Beach, FL
All 269 homes for sale in Fernandina Beach, FL · median $695,000 · 265 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 7 closed sales in Cypress Gardens in Fernandina Beach, FL since 2018, the most recent in December 2021. Across Fernandina Beach as a whole, 249 homes closed in the last 12 months at a median of $465,000, 48 median days on market, with 284 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,170 ($5,670 with the full homestead exemption).
The FACTS snapshot for Cypress Gardens gives me a location and a feed source, but no median price, days-on-market, or inventory count to work from as of this July 2026 read. That means I can tell you where this community sits — inside Fernandina Beach, in Nassau County — but I won't manufacture a price story I can't back up.
For now, treat the numbers as something we pull live before you write an offer or set a list price. What I can say is that pricing here will be condition-driven and best judged against recent, comparable closings rather than any headline figure. If you want a hard number, ask us to run the current comps.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Cypress Gardens right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Cypress Gardens is a Fernandina Beach community in Nassau County, on Amelia Island's side of Northeast Florida — a coastal market where location and home condition tend to carry more weight than any single average.
realMLS (Northeast Florida) sales records identify 7 homes in Cypress Gardens that have changed hands since 2018, built between 2014 and 2015 (median 2015), with a median living area of about 1,544 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Cypress Gardens is best for.
Best for
- Buyers set on a Fernandina Beach address who will let current comps, not assumptions, drive their offer
- Owners planning to list who want a price built from recent local closings
- Buyers comfortable weighing each home on condition rather than a single market number
Probably not for
- Buyers who need a firm price range or entry point committed before any live data is pulled
- Anyone expecting a guaranteed valuation or appreciation promise
- Buyers who want a fixed answer today rather than a fresh market read on the property
The market around Cypress Gardens
Cypress Gardens is too small for its own price trend, so here is the market around it.
In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 580 homes are active and 186 pending (24% under contract).
In ZIP 32034 (Fernandina Beach), 1,033 homes closed in the last 12 months at a median of $441K ($200/sq ft), up 0.4% year over year, with a median 51 days on market. Right now 226 active and 76 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
ZIP and county figures describe the wider market, not Cypress Gardens specifically. Momentum Research analysis of MLS records.
The Cypress Gardens buying strategy.
If we were buying in Cypress Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cypress Gardens.
A closer look at the Cypress Gardens market
The housing stock is 24 homes built between 2014 and 2016, and 88% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cypress Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Because we won't hand you a number we can't stand behind. In a Fernandina Beach community like Cypress Gardens, the difference between a fair price and a wishful one comes down to current, comparable closings — and that's what we pull for you before you list or offer, not a stale figure from a stat sheet.
Cypress Gardens in 15 seconds.
Tools for a Cypress Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cypress Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cypress Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cypress Gardens home worth?
Get a no-obligation home value based on real comparable sales in Cypress Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Housing distress & ownership in Cypress Gardens, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Recent Developments in Cypress Gardens
Development, infrastructure, retail, and school activity affecting Cypress Gardens, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 12 miles south of Cypress Gardens.
Source: News4JAX - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The project is about 9 miles northwest of Cypress Gardens, elsewhere in Nassau County.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 4 miles north of Cypress Gardens.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 14 miles northwest of Cypress Gardens.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 14 miles northwest of Cypress Gardens.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Email me new listings in Cypress Gardens
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Cypress Gardens
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Cypress Gardens will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Cypress Gardens?
What share of Cypress Gardens is owner-occupied?
When were the homes in Cypress Gardens built?
Who is the best real estate agent for Cypress Gardens?
How do I find a top Fernandina Beach real estate agent who knows Cypress Gardens?
Can Momentum Realty connect me with an agent for Cypress Gardens?
Where is Cypress Gardens, and what county is it in?
How far is Cypress Gardens from downtown Jacksonville and the beach?
Should you buy in Cypress Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2018 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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Nearby Communities
Explore more neighborhoods near Cypress Gardens with Momentum Realty’s local guides.
Schools serving nearby communities
We do not have a confirmed school assignment for Cypress Gardens. These are the public schools most often assigned to other communities in ZIP 32034; zones change and vary by address, so confirm with the district before you buy.
- Fernandina Beach High School · 9-12 · FLDOE grade A (assigned to 23 nearby communities)
- Fernandina Beach Middle School · 6-8 · FLDOE grade A (assigned to 21 nearby communities)
- Yulee Middle School · 6-8 · FLDOE grade A (assigned to 14 nearby communities)
- Yulee High School · 9-12 · FLDOE grade A (assigned to 14 nearby communities)
- Southside Elementary School · PK-2 (assigned to 12 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).