YACHT CLUB ISLAND
Homes for Sale in Duck Key, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
YACHT CLUB ISLAND right now
🔴 Off the recent peak. The trailing-12-month median ($2.60M) is down 10.0% from the prior 12 months ($2.89M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (3 and 4 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Monroe County sale ($2.60M vs $950K, trailing 12 months, floridakeys records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
YACHT CLUB ISLAND market snapshot (as of July 27, 2026): the median sale price is about $2.60M, and a median 14 days on market for closed sales. The trailing-12-month median is down 10% from the prior 12 months, computed from record-level floridakeys closed sales (3 closings in the current window).
YACHT CLUB ISLAND is a community of 207 homes in Duck Key, Monroe County, built between 1943 and 2024 (median 1984), with a median living area of about 1,803 square feet. 31% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.60M) IS the median in the snapshot above, and the move from 2025 ($2.89M) IS the -10.0% one-year change.
Windows contain 1 to 8 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The YACHT CLUB ISLAND buying strategy.
If we were buying in YACHT CLUB ISLAND today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in YACHT CLUB ISLAND.
A closer look at the YACHT CLUB ISLAND market
Homes in YACHT CLUB ISLAND trade around a median of $2.60M, where condition and lot do more to set the final number than the asking price does.
The trailing-12-month median down 10% year over year. Homes that do trade take a median 14 days on market, useful leverage on any listing that has lingered.
The housing stock is 207 homes built between 1943 and 2024, and 31% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in YACHT CLUB ISLAND. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in YACHT CLUB ISLAND buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (3.3). Basis: Recent Direction -10.0% year-over-year; Owner Commitment 31% owner-occupied; Pricing Power 90.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a YACHT CLUB ISLAND buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed YACHT CLUB ISLAND sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in YACHT CLUB ISLAND, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your YACHT CLUB ISLAND home worth?
Get a no-obligation home value based on real comparable sales in YACHT CLUB ISLAND, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in YACHT CLUB ISLAND?
How long do homes in YACHT CLUB ISLAND take to sell?
How many homes are in YACHT CLUB ISLAND?
What share of YACHT CLUB ISLAND is owner-occupied?
When were the homes in YACHT CLUB ISLAND built?
Do cash buyers compete in YACHT CLUB ISLAND?
Who is the best real estate agent for YACHT CLUB ISLAND?
How do I find a top Duck Key real estate agent who knows YACHT CLUB ISLAND?
Can Momentum Realty connect me with an agent for YACHT CLUB ISLAND?
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 33050)) |
| Historical depth | Closed-sale records back to 2000 (68 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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