ZEPHYR ESTATES
Homes for Sale in ZEPHYRHILLS, FL
True comps, carrying-cost math, and listings before the portals.
The number that actually matters here is the active listing count: one. With that little on the market and only five closings feeding the trailing window, the median price of $118,900 and median $125/sqft are useful directional markers but not something to lean on for a precise valuation. Treat every stat in this snapshot as a small-sample read, not a settled trend.
The seller-leaning market band and 2.4 months of supply point to tight availability, but the 139-day median days on market tells a different story - homes that do trade here can sit a while before closing. That combination usually means pricing and condition matter more than urgency; a well-priced, move-in-ready unit can still move, but there is no evidence of a bidding-war pace.
ZEPHYR ESTATES right now
🟢 Buyer-leaning market. 7.2 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
ZEPHYR ESTATES market snapshot (as of August 2, 2026): the median sale price is about $124K ($122 per sq ft over the trailing 12 months of closed sales), a median 151 days on market for closed sales, and 7.2 months of supply, a buyer-leaning market.
Zephyr Estates is a deed-restricted community in Zephyrhills built around shared recreation - pool, shuffleboard, and an association-owned rec facility - with buyer approval required for purchase, which is worth building into any offer timeline.
The setting & the homes.
Aerial and on-site photos of ZEPHYR ESTATES. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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ZEPHYR ESTATESWho ZEPHYR ESTATES is best for.
Best for
- A buyer looking for a lower price point with amenity-supported living and willing to go through an HOA buyer-approval process
- A buyer who wants shared recreation (pool, shuffleboard) without maintaining it privately
- A buyer with flexible timing who can wait for the right unit given the current single-listing inventory
Probably not for
- A buyer who wants to compare multiple similar units before choosing - there is essentially nothing to compare against right now
- A buyer who needs a fast close with no HOA approval step in the process
- A buyer who wants a community without deed restrictions or association oversight
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($124K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pasco County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pasco County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Zephyr Estates Market Scorecard
Zephyr Estates is currently a strong seller's market. About 2.0 months of supply, a median asking price of $136,900, and homes go under contract in about 1 days.
Typical home value in the 33542 ZIP is $228,576, about 6.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in ZEPHYR ESTATES, ZEPHYRHILLS
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in ZEPHYR ESTATES
Live MLS inventory for ZEPHYR ESTATES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending ZEPHYR ESTATES listings as of 2026-08-02, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
ZEPHYR ESTATES on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at ZEPHYR ESTATES
- Pool · reported on 6 of 6 listings
- Community Mailbox · reported on 4 of 6 listings
- Shuffleboard Court · reported on 3 of 6 listings
- Deed Restrictions · reported on 3 of 6 listings
- Storage · reported on 2 of 6 listings
- Buyer Approval Required · reported on 2 of 6 listings
- Elevator(s) · reported on 2 of 6 listings
- Elevators · reported on 1 of 6 listings
- Recreation Facilities · reported on 1 of 6 listings
- Association Recreation - Owned · reported on 1 of 6 listings
- Maintenance · reported on 1 of 6 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pasco County Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Note this is a 55+ age-restricted community · Adult
Zoned schools reflect the assignments reported on recent ZEPHYR ESTATES listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any ZEPHYR ESTATES address.
The ZEPHYR ESTATES buying strategy.
If we were buying in ZEPHYR ESTATES today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in ZEPHYR ESTATES.
Thin inventory, real approval process
With only one active listing at this snapshot, this is not a community where you shop several comparable units side by side - you evaluate what is available against the recent closing history and move deliberately. The five-closing window behind the median figures means each sale carries outsized weight in the averages, so a single higher- or lower-priced deal can swing the numbers noticeably from one snapshot to the next.
Buyer approval required is a structural fact of this community, not a formality - plan for an HOA review step in the transaction timeline. Combined with deed restrictions and association-owned recreation amenities (pool, shuffleboard court, storage, elevators), this reads as a managed, amenity-supported community where the association plays an active role in day-to-day operations and who can buy in.
The location and the amenities are priced into every listing in ZEPHYR ESTATES. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin, the value of a broker is less about comparing dozens of listings and more about knowing how the HOA approval process runs, what documentation it typically requires, and how the last handful of closings actually priced out - details that will not show up in a public listing sheet.
ZEPHYR ESTATES in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a ZEPHYR ESTATES buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed ZEPHYR ESTATES sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in ZEPHYR ESTATES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your ZEPHYR ESTATES home worth?
Get a no-obligation home value based on real comparable sales in ZEPHYR ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in ZEPHYR ESTATES on the map →
Frequently Asked Questions
What is the median home price in ZEPHYR ESTATES?
How long do homes in ZEPHYR ESTATES take to sell?
Is ZEPHYR ESTATES a buyer's or seller's market right now?
Do cash buyers compete in ZEPHYR ESTATES?
What schools serve ZEPHYR ESTATES?
Who is the best real estate agent for ZEPHYR ESTATES?
How do I find a top ZEPHYRHILLS real estate agent who knows ZEPHYR ESTATES?
Can Momentum Realty connect me with an agent for ZEPHYR ESTATES?
Should you buy in ZEPHYR ESTATES?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near ZEPHYR ESTATES with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2016 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Zephyrhills & Tampa North / Pasco County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Tampa North / Pasco County or the full Neighborhood Finder.
See how ZEPHYR ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores:
Buying or selling in Zephyr Estates? Find the best agent in Zephyr Estates · Find the best agent in Pasco County · Get a cash offer.
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