Zephyr Lakes
Homes for Sale in Zephyrhills, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Zephyr Lakes in Zephyrhills, FL has 11 homes for sale and 2 pending, asking from $285,000 to $385,000 (median $350,000). Over the 12 months ending 2026-11-13, 9 recorded sales closed at a median of $324,990, $155 per square foot, a median 60 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 2020–2026 with 8 new construction; 25 of 25 report an HOA (median $89/mo); 4 of the 23 geocoded homes sit in a FEMA special flood hazard zone (median elevation 84 ft). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $5,250 ($4,600 with the full homestead exemption).
| Location | Zephyrhills, Pasco County, FL · ZIP 33540 |
|---|---|
| Homes in the community | 312 (FL DOR 2025 assessment roll) |
| Years built | 2020–2023 (median 2022.0) |
| Typical living area | 2,105 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Dog Park, Clubhouse, Deed Restrictions, Park |
| Sale prices, last 12 months | $324,990 median across 9 closed sales · $155 per sq ft |
| Days on market (closed sales) | 60 median |
| For sale right now | 11 active, 2 pending · median asking $350,000 · 2.2 months of supply |
| Owner-occupied (homestead) share | 72% |
| Zoned public schools | Pasco County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Zephyr Lakes key facts,” movewithmomentum.com/neighborhoods/zephyr-lakes-zephyrhills, data as of November 13, 2026.
Last 30 days in Zephyr Lakes: 4 new listings (median asking $312,000), 2 under contract right now. As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Zephyr Lakes
Live MLS inventory for Zephyr Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 21 daysTop listing
Active · 199 days
Active · 89 days
Active · 94 days
Active · 37 days
Active · 191 days
Active · 111 days
Active · 18 days
Active · 35 days
Active · 17 days
Under Contract · 60 days
Pending · 33 daysActive and pending Zephyr Lakes listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.
Every Home for Sale in Zephyr Lakes Right Now (12)
All 12 active and pending Zephyr Lakes listings with a detail page, newest first, refreshed twice a day from the MLS.
- 7642 Wheat Stone Drive · $285,000 · 4 bd / 2 ba · listed Oct 26, 2026 · listed by D R Horton Realty Of Tampa Llc
- 7630 Wheat Stone Drive · $325,000 · 5 bd / 3 ba · listed Oct 26, 2026 · listed by D R Horton Realty Of Tampa Llc
- 7921 Sail Clover Lane · $385,000 · 4 bd / 2 ba · listed Oct 23, 2026 · listed by Coldwell Banker Realty
- 7980 Broad Pointe Drive · $299,999 · 4 bd / 2 ba · listed Oct 9, 2026 · listed by Re/Max Realty Unlimited
- 7662 Wheat Stone Drive · $350,000 · 5 bd / 3 ba · listed Oct 6, 2026 · listed by D R Horton Realty Of Tampa Llc
- 7650 Wheat Stone Drive · $295,000 · 4 bd / 2 ba · pending · listed Oct 6, 2026 · listed by D R Horton Realty Of Tampa Llc
- 7499 Sail Clover Lane · $300,000 · 5 bd / 3 ba · pending · listed Sep 12, 2026 · listed by Lpt Realty, Llc
- 7760 Broad Pointe Drive · $354,900 · 4 bd / 2 ba · listed Sep 10, 2026 · listed by Century 21 Bill Nye Realty
- 38387 Springhead Ln · $360,000 · 4 bd / 2 ba · listed Sep 7, 2026 · listed by Orchard Brokerage, Llc
- 7590 Broad Pointe Drive · $340,000 · 4 bd / 2 ba · listed Aug 15, 2026 · listed by Bhhs Florida Properties Group
- 7850 Sail Clover Lane · $350,000 · 5 bd / 3 ba · listed Aug 15, 2026 · listed by Luxe Properties
- 8362 Wheat Stone Drive · $375,000 · 4 bd / 2 ba · listed Aug 15, 2026 · listed by Re/Max Realty Unlimited
Zephyr Lakes is a newer-build community in Zephyrhills, with homes dating from 2020 to 2023 and a median build year of 2022. At a median of $334,990 and about $169 per square foot on roughly 2,100 square feet, price here is driven mostly by floor plan, lot, and condition rather than age — the stock is uniform and recent, so the spread comes down to finishes and location within the community.
The posture is seller-leaning: 1.8 months of supply against 52 closings in the trailing window, with only 10 active listings at this snapshot. That said, the median home sat about 50 days before going under contract, and prices are down 2.2% year over year — so this is a tight-inventory market that still rewards correct pricing, not one where sellers can push. Buyers have leverage on anything priced ahead of the comps.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Zephyr Lakes right now
🔴 Seller-leaning market. 2.2 months of supply and 15% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 13, 2026. Confidence: High (13 active and pending listings, 9 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Zephyr Lakes market snapshot (as of November 13, 2026): the median sale price is about $325K ($155 per sq ft over the trailing 12 months of closed sales), a median 60 days on market for closed sales, and 2.2 months of supply, a seller-leaning market.
Zephyr Lakes is a community of 312 homes in Zephyrhills, Pasco County, built between 2020 and 2023 (median 2022.0), with a median living area of about 2,105 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A gated, deed-restricted community of about 335 homes, nearly all built in the last several years, with a strong owner-occupant base — roughly 73% carry a homestead exemption.
The setting & the homes.
Aerial and on-site photos of Zephyr Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Zephyr LakesZephyr LakesZephyr Lakes
Zephyr LakesZephyr LakesZephyr LakesZephyr LakesZephyr LakesPhotos from Stellar MLS listings in Zephyr Lakes; content deemed reliable but not guaranteed.
Who Zephyr Lakes is best for.
Best for
- Buying a newer home and wanting pool, clubhouse, and dog-park amenities without a long renovation list
- Buyers who value a gated, deed-restricted street with consistent upkeep
- Buying to hold and occupy, in a community with a strong owner-occupant base
Probably not for
- Wanting an older or architecturally varied home, acreage, or a no-HOA setup
- Needing a large active selection to choose from, given only a handful of listings at a time
- Expecting fast near-term appreciation while prices are off year over year
Housing distress & ownership in Zephyr Lakes, ZEPHYRHILLS
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Zephyr Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Zephyr Lakes
- Pool · reported on 22 of 22 listings
- Playground · reported on 21 of 22 listings
- Dog Park · reported on 18 of 22 listings
- Clubhouse · reported on 3 of 22 listings
- Park · reported on 3 of 22 listings
- Deed Restrictions · reported on 3 of 22 listings
- Gated · reported on 1 of 22 listings
- Community Mailbox · reported on 1 of 22 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pasco County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pasco County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Zephyr Lakes listings and can change; always confirm with Pasco County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Zephyr Lakes address.
The Zephyr Lakes buying strategy.
If we were buying in Zephyr Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Zephyr Lakes.
A uniform, newer-build enclave
The amenity package is the draw: a pool, clubhouse, park, playground, and dog park sit behind a gate, with a community mailbox and deed restrictions keeping the streetscape consistent. Verify current access and HOA terms directly — reported amenities reflect MLS listings, not a guarantee of what is active today.
With homes clustered in a 2020–2023 build window and a median footprint around 2,100 square feet, this is not a market of wildly different vintages. That consistency makes pricing more legible than most — a seller's number lives or dies on condition and plan, and a buyer can read the comps cleanly. The high homestead share also signals an owner-occupied, hold-oriented community rather than a churn of investor flips.
The location and the amenities are priced into every listing in Zephyr Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Zephyr Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.0). Basis: Liquidity & Demand 2.2 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 94.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin-inventory, newer-build community, the whole game is reading comps across near-identical floor plans and spotting where condition, lot, or an over-ambitious list price moves a number. We track the Zephyr Lakes closings and the HOA details so you are negotiating on facts, not the brochure — and we will tell you when a listing is priced past what the recent sales support.
Zephyr Lakes in 15 seconds.
Tools for a Zephyr Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Zephyr Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Zephyr Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Zephyr Lakes home worth?
Get a no-obligation home value based on real comparable sales in Zephyr Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Zephyrhills →
Recently off market in Zephyr Lakes
Homes in Zephyr Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 13 on record.
- 38400 Sonnet Landing Avenue · off market
- 7737 Sail Clover Lane · off market
- 7774 Sail Clover Lane · off market
- 7804 Davie Ray Drive · off market
- 7811 Davie Ray Drive · off market
- 7819 Sail Clover Lane · off market
- 8103 Wheat Stone Drive · off market
- 8136 Wheat Stone Drive · off market
Recently sold in Zephyr Lakes
- 8324 Wheat Stone Drive · sold $319,000
- 8103 Wheat Stone Drive · sold $299,999
- 8455 Wheat Stone Drive · sold $335,000
- 8493 Wheat Stone Drive · sold $310,000
- 8482 Wheat Stone Drive · sold $321,990
- 8136 Wheat Stone Drive · sold $319,900
- 38400 Sonnet Landing Avenue · sold $280,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Frequently Asked Questions
What is the median home price in Zephyr Lakes?
How long do homes in Zephyr Lakes take to sell?
Is Zephyr Lakes a buyer's or seller's market right now?
How many homes are in Zephyr Lakes?
What share of Zephyr Lakes is owner-occupied?
When were the homes in Zephyr Lakes built?
What schools serve Zephyr Lakes?
Who is the best real estate agent for Zephyr Lakes?
How do I find a top Zephyrhills real estate agent who knows Zephyr Lakes?
Can Momentum Realty connect me with an agent for Zephyr Lakes?
Should you buy in Zephyr Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Zephyr Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending November 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 33540)) |
| Under-contract shares | Stellar MLS records, as of 2026-11-13 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2026 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Zephyr Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: