Sugarloaf Shores (17.0)
Homes for Sale in Sugarloaf Key, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Florida Keys MLS
As of October 2026, Sugarloaf Shores (17.0) in Sugarloaf Key, FL has 1147 homes for sale and 185 pending, asking from $7,800 to $40,000,000 (median $1,089,000). Over the 12 months ending 2026-09-20, 31 recorded sales closed at a median of $1,550,000, a median 96 days on market, sellers accepting 92% of original asking (+4% versus the prior year). Homes listed or recently sold were built 1899–2026 with 57 new construction; 439 of 1332 report an HOA (median $591/mo); 1006 of the 1297 geocoded homes sit in a FEMA special flood hazard zone (median elevation 4 ft). At the median price and Monroe County's FY2025-26 rate of 8.816 mills, annual property tax runs about $13,660 ($13,320 with the full homestead exemption).
| Location | Sugarloaf Key, Monroe County, FL · ZIP 33040, 33042 |
|---|---|
| Home types (current listings and sales) | single-family 63%, condos 13%, mobile homes 8% |
| Amenities listed by sellers | Community Boat Ramp, Beach, Bike Paths, Electric Gate, Other Area Features, Patrolled Area |
| Sale prices, last 12 months | $1,550,000 median across 31 closed sales · +4.4% vs the prior 12 months |
| Days on market (closed sales) | 96 median |
| For sale right now | 1167 active, 211 pending · median asking $1,089,000 |
Data as of September 20, 2026. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sugarloaf Shores (17.0) key facts,” movewithmomentum.com/neighborhoods/zz-floridakeys-monroe-unassigned, data as of September 20, 2026.
Last 30 days in Sugarloaf Shores (17.0): 180 new listings (median asking $1,159,500), 185 under contract right now. As of October 9, 2026, Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sugarloaf Shores (17.0)
Live MLS inventory for Sugarloaf Shores (17.0). Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 152 daysTop listing
Active · 588 days
Active · 105 days
Active · 152 days
Active · 136 days
Active · 140 days
Active · 296 days
Active · 243 days
Active · 310 days
Active · 463 days
Active · 104 days
Active · 56 days
Active · 224 days
Active · 67 daysActive and pending Sugarloaf Shores (17.0) listings as of 2026-10-07, priced high to low. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Zz Floridakeys Monroe Unassigned Right Now (1308)
All 1308 active and pending Zz Floridakeys Monroe Unassigned listings with a detail page, newest first, refreshed twice a day from the MLS. Showing the newest 60 of 1308; the carousel above and the map carry the rest.
- 391 10th Street · $1,185,000 · 3 bd / 3 ba · listed Oct 7, 2026 · listed by Ocean Sotheby's International
- 1151 Sugarloaf Boulevard · $1,499,000 · 3 bd / 2 ba · listed Oct 7, 2026 · listed by Truman & Co. (KW)
- 3728 Flagler Avenue · $3,700,000 · 5 bd / 4.5 ba · listed Oct 7, 2026 · listed by Meadows Realty Group
- 303 Sombrero Boulevard #207 · $550,000 · 2 bd / 2 ba · listed Oct 7, 2026 · listed by Engel & Völkers Marathon
- 755 W Ocean Drive #7 · $550,000 · 1 bd / 1 ba · listed Oct 7, 2026 · listed by Engel & Völkers Marathon
- 79901 Overseas Highway #220 · $2,400 · 1 bd / 2 ba · listed Oct 7, 2026 · listed by Real Estate Sales Force, Inc.
- 27416 Tobago Lane · $1,399,000 · 3 bd / 2 ba · listed Oct 7, 2026 · listed by KeyIsle Realty
- 6415 2nd Terrace · $749,000 · 4 bd / 2 ba · listed Oct 6, 2026 · listed by Suzanne Moore Real Estate
- 1100 Johnson Street · $5,200,000 · 4 bd / 3 ba · listed Oct 6, 2026 · listed by Truman & Co. (KW)
- 1221 Ashby Street · $1,399,000 · 3 bd / 3 ba · listed Oct 6, 2026 · listed by Expert Realty LLC (HQ)
- 1423 Rose Street · $1,895,000 · 4 bd / 3.5 ba · listed Oct 6, 2026 · listed by Island Home Realty Inc.
- 712 26Th Street · $825,000 · 3 bd / 3 ba · listed Oct 6, 2026 · listed by Ocean Sotheby's International
- 615 Amelia Street · $1,699,000 · 2 bd / 2.5 ba · listed Oct 6, 2026 · listed by Berkshire Hathaway HomeServices Knight & Gardner Realty
- 17287 Cayman Dr Drive #17287 · $7,800 · 3 bd / 2 ba · listed Oct 6, 2026 · listed by Luxur Realty LLC dba: Realty One Group Evolution
- 5 McCoy Circle ## 5 · $1,350,000 · 2 bd / 2.5 ba · listed Oct 6, 2026 · listed by Berkshire Hathaway HomeServices Knight & Gardner Realty
- 415 & 417 Truman Avenue · $3,850,000 · 5 bd / 3.5 ba · listed Oct 5, 2026 · listed by Bascom Grooms Real Estate (KW)
- 415 Sombrero Beach Road · $1,999,950 · 3 bd / 2 ba · listed Oct 5, 2026 · listed by Keller Williams Key West Compass Realty
- 862 Cardinal Lane · $1,999,000 · 4 bd / 4 ba · listed Oct 4, 2026 · listed by American Caribbean Real Estate, Christie's International Real Estate
- 65760 Overseas Highway · $9,999,000 · 5 bd / 5 ba · listed Oct 3, 2026 · listed by Coldwell Banker Schmitt Real Estate Co
- 1010 Olivia Street · $3,750,000 · 3 bd / 3.5 ba · listed Oct 2, 2026 · listed by Suzanne Moore Real Estate
- 569 Pirates Road · $1,150,000 · 3 bd / 2 ba · listed Oct 2, 2026 · listed by Coldwell Banker Schmitt Lower Keys (KW)
- 667 E Caribbean Drive · $1,050,000 · 2 bd / 2 ba · listed Oct 2, 2026 · listed by Keller Williams Key West Compass Realty
- 812 S Silver Circle · $449,000 · 3 bd / 2 ba · listed Oct 2, 2026 · listed by Lokation Real Estate - Tavernier North
- 2911 Seidenberg Avenue · $1,195,000 · 3 bd / 2 ba · listed Oct 2, 2026 · listed by Keller Williams Realty Professionals (KW)
- 309 Lance Lane · $430,000 · 3 bd / 1.5 ba · listed Oct 2, 2026 · listed by RE/MAX All Keys Real Estate
- 33 Pen Key Club Drive · $2,195,000 · 3 bd / 3.5 ba · listed Oct 2, 2026 · listed by Ocean Sotheby's International Realty
- 22960 Sharp Lane · $525,000 · 2 bd / 1 ba · listed Oct 2, 2026 · listed by Keller Williams Key West Compass Realty
- 2506 Seidenberg Avenue · $799,000 · 3 bd / 3 ba · listed Oct 1, 2026 · listed by Keller Williams Realty Professionals (KW)
- 927 Thomas Street #1 · $1,169,000 · 2 bd / 2.5 ba · listed Oct 1, 2026 · listed by Realty Executives Florida Keys Old Town
- 220 Angela Street #A&B · $1,999,999 · 4 bd / 3 ba · listed Oct 1, 2026 · listed by USA Trust Realty, Inc.
- 317 Whitehead Street · $6,895,000 · 6 bd / 6.5 ba · listed Oct 1, 2026 · listed by RE/MAX Keys Connection (KW)
- 723 Eaton Street · $6,450,000 · 7 bd / 8 ba · listed Oct 1, 2026 · listed by Truman & Co. (KW)
- 701 Spanish Main Drive #455 · $399,999 · 1 bd / 1 ba · listed Oct 1, 2026 · listed by Coldwell Banker Schmitt RE Co.
- 701 Spanish Main Drive #321 · $799,000 · 2 bd / 2 ba · listed Oct 1, 2026 · listed by Bluescape Real Estate
- 1716 Laird Street · $2,195,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by The Agency Florida Keys
- 6 Shore Drive · $1,649,000 · 3 bd / 3 ba · listed Oct 1, 2026 · listed by RE/MAX Keys Connection (KW)
- 128 Dove Avenue · $1,478,900 · 4 bd / 3 ba · listed Oct 1, 2026 · listed by Lokation Real Estate - Tavernier North
- 217 Bruce Court · $2,899,999 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by Harrell Real Estate
- 1901 S Roosevelt Boulevard #208E · $1,349,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by Truman & Co. (KW)
- 1614 Washington Street · $4,300,000 · 4 bd / 4.5 ba · listed Oct 1, 2026 · listed by Your Keys Real Estate, LLC
- 500 Burton Drive ## 1210 · $529,999 · 2 bd / 2 ba · listed Oct 1, 2026 · listed by RE/MAX Keys Connection (KW)
- 119 Zane Grey Creek Drive · $1,049,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by EXP Realty, LLC
- 1212 Olivia Street · $2,475,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by Truman & Co. (KW)
- 1401 Atlantic Boulevard · $3,400,000 · 5 bd / 4 ba · listed Oct 1, 2026 · listed by Brenda Donnelly Real Estate LLC
- 5 Hilton Haven Drive · $1,695,000 · 4 bd / 4.5 ba · listed Oct 1, 2026 · listed by Coldwell Banker Schmitt Real Estate Co. (KW)
- 98381 Windward Avenue · $487,500 · 2 bd / 2 ba · listed Oct 1, 2026 · listed by Berkshire Hathaway HomeServices Keys Real Estate - Islamorada
- 1422 Boca Chica Road · $1,259,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by Realty Executives Florida Keys Old Town
- 202 Hibiscus Street · $760,000 · 2 bd / 2 ba · listed Sep 30, 2026 · listed by Coastal Realty of the Florida Keys
- 62 Silver Springs Drive · $649,000 · 3 bd / 2 ba · listed Sep 30, 2026 · listed by REZ Real Estate Services, LLC
- 325 Calusa Street #440 · $270,000 · 2 bd / 1 ba · listed Sep 30, 2026 · listed by Vanguard Group Realty
- 108 Ellington Court · $3,995,000 · 4 bd / 4.5 ba · listed Sep 30, 2026 · listed by American Caribbean Real Estate, Christie's International Real Estate
- 3312 Northside Drive #Apt 707 · $499,000 · 2 bd / 2 ba · listed Sep 30, 2026 · listed by Keller Williams Realty Professionals (KW)
- 947 Gulf Drive · $1,559,000 · 3 bd / 2 ba · listed Sep 30, 2026 · listed by Coldwell Banker Schmitt Real Estate Co.
- 20731 W 2nd Avenue · $3,200,000 · 5 bd / 4 ba · listed Sep 30, 2026 · listed by Coldwell Banker Schmitt Real Estate Co
- 3200 Harriet Avenue · $665,000 · 2 bd / 1.5 ba · listed Sep 30, 2026 · listed by Keller Williams Realty Professionals (KW)
- 818 39Th Street Gulf · $2,390,000 · 5 bd / 4 ba · listed Sep 30, 2026 · listed by Coldwell Banker Schmitt Real Estate Co.
- 815 39Th Street Gulf · $2,490,000 · 4 bd / 4 ba · listed Sep 30, 2026 · listed by Coldwell Banker Schmitt Real Estate Co.
- 19590 Tequesta Street · $739,000 · 3 bd / 2 ba · listed Sep 30, 2026 · listed by Coldwell Banker Schmitt Real Estate Co
- 1901 S Roosevelt Boulevard #N104 · $849,000 · 2 bd / 2 ba · listed Sep 30, 2026 · listed by Keller Williams Realty Professionals (KW)
- 8 Cactus Drive · $875,000 · 3 bd / 2 ba · listed Sep 30, 2026 · listed by Keller Williams Key West Compass Realty
Sugarloaf Shores (17.0) right now
🟡 Still climbing. The trailing-12-month median ($1.55M) is up 4.4% from the prior 12 months ($1.49M) and up 140% since 2012.Momentum Research, record-level Florida Keys MLS closed sales, 12-month windows ending September 20. Confidence: High (31 and 24 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 9, 2026 · Live data: Florida Keys MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Sugarloaf Shores (17.0) market snapshot (as of September 20, 2026): the median sale price is about $1.55M, and a median 96 days on market for closed sales. The trailing-12-month median is up 4% from the prior 12 months and up 140% since 2012, computed from record-level Florida Keys MLS closed sales (31 closings in the current window).
In ZIP 33040 (Sugarloaf Key), 309 homes closed in the last 12 months at a median of $908K, down 4.3% year over year, with a median 82 days on market. See the live ZIP 33040 housing market and the Monroe County market.
FLORIDAKEYS sales records identify 388 homes in Sugarloaf Shores (17.0) that have changed hands since 2002, built between 1955 and 2025 (median 1987), with a median living area of about 1,739 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: FLORIDAKEYS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Sugarloaf Shores (17.0). Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Sugarloaf Shores (17.0)Photos from Florida Keys MLS listings in Sugarloaf Shores (17.0); content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Florida Keys MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.55M) IS the median in the snapshot above, and the move from 2025 ($1.49M) IS the +4.4% one-year change.
Windows contain 17 to 51 sales each (31 in the current window); every figure carries its sample size. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
14% of homes for sale in Sugarloaf Shores (17.0) are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-07).
Sugarloaf Shores (17.0) Market Scorecard
Sugarloaf Shores (17.0) is currently a balanced market., a median asking price of $1,089,000, and homes go under contract in about 120 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Florida Keys MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Sugarloaf Shores (17.0), Sugarloaf Key
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Sugarloaf Shores (17.0) on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Florida Keys MLS. Map data © OpenStreetMap, tiles © CARTO.
The Sugarloaf Shores (17.0) buying strategy.
If we were buying in Sugarloaf Shores (17.0) today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sugarloaf Shores (17.0).
A closer look at the Sugarloaf Shores (17.0) market
Homes in Sugarloaf Shores (17.0) trade around a median of $1.55M, where condition and lot do more to set the final number than the asking price does.
The trailing-12-month median up 4% year over year. Homes that do trade take a median 96 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Sugarloaf Shores (17.0). The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Sugarloaf Shores (17.0) buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Long-Term Appreciation +140% since 2012; Recent Direction +4.4% year-over-year; Pricing Power 92.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $632/month (about $7,584/yr) · median of 42 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $632 per month ($7,584 a year) — the median AssociationFee across 42 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sugarloaf Shores (17.0) buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sugarloaf Shores (17.0) sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sugarloaf Shores (17.0), the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sugarloaf Shores (17.0) home worth?
Get a no-obligation home value based on real comparable sales in Sugarloaf Shores (17.0), not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Sugarloaf Key →
Recently off market in Sugarloaf Shores (17.0)
Homes in Sugarloaf Shores (17.0) that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 483 on record.
- 0 Melody · off market
- 1 Bougainvillea Avenue · off market
- 1 Snipe Road · off market
- 1 Trinidad Street · off market
- 100 3rd Lane · off market
- 100 Point Pleasant Drive · off market
- 1001 W Ocean Drive #2-201 · off market
- 1002 Snapper Lane · off market
Frequently Asked Questions
What is the median home price in Sugarloaf Shores (17.0)?
How long do homes in Sugarloaf Shores (17.0) take to sell?
Have Sugarloaf Shores (17.0) home prices gone up?
Who is the best real estate agent for Sugarloaf Shores (17.0)?
How do I find a top Sugarloaf Key real estate agent who knows Sugarloaf Shores (17.0)?
Can Momentum Realty connect me with an agent for Sugarloaf Shores (17.0)?
Where is Sugarloaf Shores (17.0), and what county is it in?
Data sources & freshness
| Live listings | Florida Keys MLS, refreshed twice daily (last: October 7, 2026) |
| Community market stats | Florida Keys MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | Florida Keys MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (597 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Keys MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Keys MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Sugarloaf Shores (17.0) fits the bigger picture — live prices, inventory, and Momentum Scores:
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