New Construction Homes in Fernandina Beach, FL (2026)

Q: Is there new construction in Fernandina Beach, FL?

Yes, about 14 active new-construction homes across 4 Fernandina Beach communities, roughly $429,000 to $2.20M.

Q: Who is building new homes in Fernandina Beach?

Several national and regional builders are active.

Q: Should I use my own agent for new construction?

Yes. Your own buyer's agent costs you nothing and protects you on contract, upgrades, and inspections. Register on your first visit.

Looking for new construction in Fernandina Beach? Momentum’s MLS data shows about 14 active new-construction homes across 4 Fernandina Beach communities, roughly $429,000 to $2.20M (as of 2026-06-16). Here’s where they are, who’s building, and how to buy new the smart way.

New-construction communities in Fernandina Beach

Amelia National — 9 new homes from $729,900
Park Place on Atlantic — 3 new homes from $989,900
Concourse Crossing — 1 new home from $429,000
Amelia Island & Fernandina Beach — 1 new home from $919,900

New construction vs. resale: the trade-offs

New construction means a warranty, modern energy efficiency, low maintenance, and the chance to pick finishes — but you may pay a premium, wait on a build timeline, and negotiate differently (builders rarely cut price but will add incentives and upgrades). Resale is often faster, cheaper per square foot, and in established neighborhoods with mature trees. The right call depends on your timeline and priorities.

Use a buyer’s agent on a new build (it’s free)

Here’s what most new-construction buyers don’t realize: the friendly agent in the builder’s model home works for the builder. Bringing your own Momentum agent costs you nothing — the builder pays the commission either way — and you get someone in your corner on the contract, upgrades, lender choice, inspections, and walkthrough. Just have your agent register on your first visit.

Explore Fernandina Beach

Common questions

Is there new construction in Fernandina Beach, FL?

Yes. Momentum's MLS data shows about 14 active new-construction homes across 4 Fernandina Beach communities, roughly $429,000 to $2.20M.

Who is building new homes in Fernandina Beach?

Several national and regional builders are active; browse them on our builders page.

Should I use my own agent for new construction?

Yes. The builder's rep represents the builder. Your own buyer's agent costs you nothing (the builder pays the commission) and protects your interests on contract, upgrades, and inspections. Register your agent on your first visit.

Is new construction more expensive than resale?

Often a premium up front, but you get a warranty, energy efficiency, and low maintenance. Builders rarely cut price but offer incentives and upgrades. Compare against resale for your timeline and budget.

New-construction counts and prices are from Momentum Realty’s MLS data for Fernandina Beach, as of 2026-06-16, and change daily as homes sell and list. Builder names are identified from listing data. Equal Housing Opportunity.