Waterfront Homes for Sale in Seminole, FL

This page tracks every Seminole listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

31 waterfront homes are for sale or pending in Seminole, FL today across 25 communities. The median asking price is $435,000, from $79,900 to $2,995,000. Listings in Seminole without that feature have a median of $371,200. Most listings right now: Shores Of Long Bayou Condo (3), Timberwoods Condo (3), Tara Cay (2). Updated September 27, 2026 from the MLS.

Live waterfront homes in Seminole: the listings

25 active listings carry the flag today (9% of Seminole inventory), median asking $435,000, $264/sq ft, median 28 days on market. Photo cards link to the listing; refreshed nightly.

Newest waterfront homes in Seminole

7059 Islamorada Circle, waterfront for sale in Seminole
$509,000 New
3 bd · 2.5 ba · 2,088 sq ft · built 2006
7059 Islamorada Circle, 33777
Townhomes Of Seminole Isle
Listing courtesy of IMAPP REALTY GROUP
9446 Tradewinds Avenue, waterfront for sale in Seminole
$435,000 New
2 bd · 2 ba · 1,440 sq ft · built 1981
9446 Tradewinds Avenue, 33776
clearwater cove
Listing courtesy of CARRILLO REALTY PA
9669 86Th Avenue #9669, waterfront for sale in Seminole
$199,900 New
1 bd · 1 ba · 740 sq ft · built 1976
9669 86Th Avenue #9669, 33777
Timberwoods Condo
Listing courtesy of FLORIDA COASTAL RLTY & INV.
9700 Starkey Road #113, waterfront for sale in Seminole
$187,500 New
2 bd · 2 ba · 1,025 sq ft · built 1977
9700 Starkey Road #113, 33777
Antigua Condo
Listing courtesy of 54 REALTY LLC
8350 112Th Street #104, waterfront for sale in Seminole
$79,900 New
1 bd · 1 ba · 608 sq ft · built 1965
8350 112Th Street #104, 33772
SEMINOLE GARDEN Apartments CO-OP
Listing courtesy of RIDGE SEMINOLE MGMNT CORP
10811 Indian Hills Court #42, waterfront for sale in Seminole
$345,000 New
2 bd · 2 ba · 1,286 sq ft · built 1985
10811 Indian Hills Court #42, 33777
cloisters at bardmoor
Listing courtesy of RIZZO & ASSOCIATES INC
7070 Key Haven Road #402, waterfront for sale in Seminole
$479,900 New
2 bd · 2 ba · 1,700 sq ft · built 2005
7070 Key Haven Road #402, 33777
Seminole Isle Condo
Listing courtesy of REALTY EXPERTS
14865 Seminole Trail, waterfront for sale in Seminole
$485,000
3 bd · 4 ba · 2,228 sq ft · built 1998
14865 Seminole Trail, 33776
Tara Cay Sound
Listing courtesy of KELLER WILLIAMS GULF BEACHES
6251 Shoreline Drive #2301, waterfront for sale in Seminole
$389,999
3 bd · 2 ba · 1,415 sq ft · built 1996
6251 Shoreline Drive #2301, 33708
Shores Of Long Bayou
Listing courtesy of IMPACT REALTY TAMPA BAY
9920 Indian Key Trail #29, waterfront for sale in Seminole
$462,000
3 bd · 3 ba · 1,749 sq ft · built 1994
9920 Indian Key Trail #29, 33776
Tara Cay Sound South
Listing courtesy of REALTY ONE GROUP INNOVATION
6450 Shoreline Drive #9306, waterfront for sale in Seminole
$474,900
3 bd · 2 ba · 1,801 sq ft · built 2001
6450 Shoreline Drive #9306, 33708
Shores Of Long Bayou
Listing courtesy of CENTURY 21 BEGGINS
9543 86Th Avenue #9543, waterfront for sale in Seminole
$214,900
2 bd · 2 ba · 1,250 sq ft · built 1975
9543 86Th Avenue #9543, 33777
Timberwoods Condo
Listing courtesy of LPT REALTY, LLC
7116 Pebble Beach Lane, waterfront for sale in Seminole
$829,900
5 bd · 3.5 ba · 3,057 sq ft · built 1990
7116 Pebble Beach Lane, 33777
Long Bayou Estates
Listing courtesy of PIB REALTY
9939 Key Haven Road, waterfront for sale in Seminole
$770,000
3 bd · 2.5 ba · 2,239 sq ft · built 2025
9939 Key Haven Road, 33777
Townhomes Of Seminole Isle
Listing courtesy of FL INVESTMENT REALTY LLC
9450 Harbor Greens Way #301, waterfront for sale in Seminole
$287,700
2 bd · 2 ba · 1,280 sq ft · built 1981
9450 Harbor Greens Way #301, 33776
Harbor Greens At Yacht Club Estates
Listing courtesy of SAND KEY REALTY
10497 Longwood Drive, waterfront for sale in Seminole
$659,900
3 bd · 2 ba · 1,992 sq ft · built 1982
10497 Longwood Drive, 33777
Arbors At Bardmoor
Listing courtesy of COLDWELL BANKER REALTY
8335 Cheyenne Drive, waterfront for sale in Seminole
$1,099,000
4 bd · 3.5 ba · 4,386 sq ft · built 2006
8335 Cheyenne Drive, 33777
Lake Seminole Park Trails
Listing courtesy of REDFIN CORPORATION
14617 Loridawn Drive #8, waterfront for sale in Seminole
$509,900
2 bd · 2 ba · 1,205 sq ft · built 1988
14617 Loridawn Drive #8, 33776
Tara Cay Sound
Listing courtesy of KELLER WILLIAMS ST PETE REALTY
6315 Shoreline Drive #3307, waterfront for sale in Seminole
$295,000
2 bd · 2 ba · 1,205 sq ft · built 1996
6315 Shoreline Drive #3307, 33708
Shores Of Long Bayou
Listing courtesy of REALTY CONCEPTS OF PINELLAS
14628 Loridawn Drive #13, waterfront for sale in Seminole
$484,900
2 bd · 2.5 ba · 1,330 sq ft · built 1988
14628 Loridawn Drive #13, 33776
Tara Cay Sound
Listing courtesy of BEACH & BAY REALTY LLC
7903 Seminole Boulevard #2401, waterfront for sale in Seminole
$425,000
2 bd · 2 ba · 2,040 sq ft · built 2006
7903 Seminole Boulevard #2401, 33772
Monterey At Lake Seminole Condo
Listing courtesy of WALKER AND ASSOCIATES REALTY
9936 Indian Key Trail #22, waterfront for sale in Seminole
$420,000
3 bd · 4 ba · 2,174 sq ft · built 1995
9936 Indian Key Trail #22, 33776
Tara Cay Sound South
Listing courtesy of NEXTHOME GULF COAST
9209 Silverthorn Road, waterfront for sale in Seminole
$2,995,000
5 bd · 6.5 ba · 7,610 sq ft · built 2008
9209 Silverthorn Road, 33777
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC
9049 Antigua Drive, waterfront for sale in Seminole
$379,500
3 bd · 2 ba · 1,593 sq ft · built 1996
9049 Antigua Drive, 33777
village at antigua
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL
220 Buttonwood Circle #220, waterfront for sale in Seminole
$199,000
3 bd · 2 ba · 1,410 sq ft · built 1973
220 Buttonwood Circle #220, 33777
Gardens The Condo
Listing courtesy of CENTURY 21 RE CHAMPIONS

The most expensive waterfront homes in Seminole

ListingAskingSq ftCommunity
9209 Silverthorn Road$2,995,0007,610—
8335 Cheyenne Drive$1,099,0004,386Lake Seminole Park Trails
7116 Pebble Beach Lane$829,9003,057Long Bayou Estates
9939 Key Haven Road$770,0002,239Townhomes Of Seminole Isle
10497 Longwood Drive$659,9001,992Arbors At Bardmoor
14617 Loridawn Drive #8$509,9001,205Tara Cay Sound
7059 Islamorada Circle$509,0002,088Townhomes Of Seminole Isle
14865 Seminole Trail$485,0002,228Tara Cay Sound
14628 Loridawn Drive #13$484,9001,330Tara Cay Sound
7070 Key Haven Road #402$479,9001,700Seminole Isle Condo

Waterfront Homes by price

BandFor saleShare
Under $300K728%
$300K–$500K1144%
$500K–$750K312%
$750K–$1M28%
$1M+28%

Seminole waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Shores Of Long Bayou Condo30$389,999$295,000
Timberwoods Condo30$199,900$169,000
Tara Cay20$497,400$484,900
Tara Cay Sound South Ii20$441,000$420,000
Bayou Club Estates Tr 2 Ph 210$2,995,000$2,995,000
Seminole Lake Country Club Estates10$2,395,000$2,395,000
Bayou Club Estates Tr 2 Ph 310$1,799,900$1,799,900
Lake Seminole Park Trails10$1,099,000$1,099,000
Bayhaven 3Rd Add10$899,000$899,000
Long Bayou Estates10$829,900$829,900
Townhomes Of Seminole Isle11$770,000$770,000
Arbors At Bardmoor The10$659,900$659,900
Seminole Isle10$509,000$509,000
Tara Cay Sound North10$485,000$485,000
Seminole Isle Condo10$479,900$479,900
Clearwater Cove10$435,000$435,000
Monterey At Lake Seminole Condo10$425,000$425,000
Tara Cay Ii10$399,900$399,900
Village At Antigua10$379,500$379,500
Cloisters At Bardmoor10$345,000$345,000
Tara Cay Sound South10$345,000$345,000
Harbor Greens At Yacht Club Estates10$287,700$287,700
Gardens The Condo10$199,000$199,000
Antigua Condo10$187,500$187,500
Seminole Garden Apts Co-Op10$79,900$79,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Seminole?
As of September 27, 2026, 31 Seminole, FL listings whose MLS record reports waterfront are active or pending, across 25 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Seminole?
The median asking price today is $435,000, with listings from $79,900 to $2,995,000. Seminole listings without that feature have a median of $371,200.
Which Seminole community has the most waterfront homes for sale?
Shores Of Long Bayou Condo has the most right now (3), followed by Timberwoods Condo (3), Tara Cay (2), Tara Cay Sound South Ii (2).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Seminole

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Seminole, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

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