What $400K Buys in Flagler County, FL
A $400K budget buys a very different house depending on which Flagler County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 322 homes for sale in Flagler County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,941 sq ft, built 2023, at $203/sq ft; 45% of them are new construction and the median has been on the market 54 days. The most house for the money is in Ormond Beach (2,065 sq ft median); the least in Flagler Beach (1,581 sq ft); the newest in Palm Coast (median build year 2024).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Palm Coast | 276 | 1,947 | 4 / 2 | 2024 | $202 | 49% | 50 |
| Ormond Beach | 26 | 2,065 | 3 / 2.25 | 2021 | $196 | 19% | 88 |
| Flagler Beach | 17 | 1,581 | 3 / 2.5 | 1984 | $251 | 24% | 39 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 32164 Palm Coast | 140 | 2,040 | 2025 | $191 | 58% |
| 32137 Palm Coast | 136 | 1,867 | 2022 | $208 | 40% |
| 32174 Ormond Beach | 26 | 2,065 | 2021 | $196 | 19% |
| 32136 Flagler Beach | 17 | 1,581 | 1984 | $251 | 24% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Cypress Knoll | Palm Coast | 2 | 1,985 | 2004 |
| Hidden Lakes | St. Augustine | 1 | 1,869 | 2015 |
| Ocean View Manor Condo | Flagler Beach | 1 | 1,590 | 1982 |
| Palm Harbor | Palm Coast | 1 | 1,702 | 2007 |
| Plantation Bay | Ormond Beach | 1 | 1,526 | 2020 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 16, 2026; property mix at this price: Single-family 86%, Condo 8%, Townhouse 5%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Flagler County: $300K, $500K, $750K, $1M. Back to homes for sale in Flagler County, FL.