Pine Lake
Homes for Sale in Palm Coast, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pine Lake sits in Palm Coast, and the honest starting point is that our current snapshot is thin — a single closing window as of mid-2026 doesn't give us a stable median or a reliable read on price movement. What that means practically: pricing here is driven more by the individual home in front of you than by any neighborhood-wide trend line. Condition, lot, and how a specific property is presented will move the number far more than a market average.
For a buyer, that argues for patience and comparison — treat each listing on its own merits rather than assuming a going rate. For a seller, it means pricing off the actual competing inventory and the condition of your home, not off a headline figure that a small sample can't support. When the data is this limited, the discipline is to underclaim and verify.
Pine Lake right now
🟡 Off the recent peak. The trailing-12-month median ($362K) is down 5.8% from the prior 12 months ($385K) and up 215% since 2012. With about 28 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level DBAMLS closed sales, 12-month windows ending July 12. Confidence: High (26 and 19 sales in the two windows).
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Updated July 12, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Lake market snapshot (as of July 12, 2026): the median sale price is about $362K ($175 per sq ft over the trailing 12 months of closed sales), and a median 91 days on market for closed sales. The trailing-12-month median is down 6% from the prior 12 months and up 215% since 2012, computed from record-level DBAMLS closed sales (26 closings in the current window).
Pine Lake is a Palm Coast community in Flagler County. With only a narrow slice of recent closing activity to work from, the real picture comes from walking specific homes and comparing them directly rather than leaning on a single market number.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 12 of each year, from record-level DBAMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($362K) IS the median in the snapshot above, and the move from 2025 ($385K) IS the -5.8% one-year change.
Windows contain 2 to 46 sales each (26 in the current window); every figure carries its sample size, and thin markets swing on single closings. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Flagler County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 32164 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-11).
Why work with Momentum here
In a community where the recent transaction record is thin, guesswork is expensive. We work Pine Lake and the wider Palm Coast market off actual comparable homes and current inventory, and we will tell you plainly when the data can't support a confident number. That candor is the point — you get a pricing conversation grounded in what's really selling, not a figure dressed up to close a deal.
Pine Lake in 15 seconds.
Tools for a Pine Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lake home worth?
Get a no-obligation home value based on real comparable sales in Pine Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Pine Lake?
How long do homes in Pine Lake take to sell?
Do cash buyers compete in Pine Lake?
Have Pine Lake home prices gone up?
Who is the best real estate agent for Pine Lake?
How do I find a top Palm Coast real estate agent who knows Pine Lake?
Can Momentum Realty connect me with an agent for Pine Lake?
Should you buy in Pine Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | DBAMLS closed sales, 12-month windows ending July 12, 2026 |
| Under-contract shares | DBAMLS records, as of 2026-07-11 |
| Historical depth | Closed-sale records back to 2001 (441 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Palm Coast & Palm Coast & Flagler County guides
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