Pine Lake
Homes for Sale in Palm Coast, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Pine Lake sits in Palm Coast, and the honest starting point is that our current snapshot is thin — a single closing window as of mid-2026 doesn't give us a stable median or a reliable read on price movement. What that means practically: pricing here is driven more by the individual home in front of you than by any neighborhood-wide trend line. Condition, lot, and how a specific property is presented will move the number far more than a market average.
For a buyer, that argues for patience and comparison — treat each listing on its own merits rather than assuming a going rate. For a seller, it means pricing off the actual competing inventory and the condition of your home, not off a headline figure that a small sample can't support. When the data is this limited, the discipline is to underclaim and verify.
Pine Lake right now
🟡 Off the recent peak. The trailing-12-month median ($360K) is down 2.0% from the prior 12 months ($368K) and up 213% since 2012. With about 28 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level DBAMLS closed sales, 12-month windows ending August 28. Confidence: High (27 and 16 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 28, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pine Lake market snapshot (as of August 28, 2026): the median sale price is about $360K ($179 per sq ft over the trailing 12 months of closed sales), and a median 92 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months and up 213% since 2012, computed from record-level DBAMLS closed sales (27 closings in the current window).
Pine Lake is a Palm Coast community in Flagler County. With only a narrow slice of recent closing activity to work from, the real picture comes from walking specific homes and comparing them directly rather than leaning on a single market number.
Who Pine Lake is best for.
Best for
- Buyers who want a Palm Coast address and are comfortable judging a home on its own condition and lot
- Patient purchasers who will wait for the right specific property rather than react to a market number
- Sellers ready to price against real competing inventory instead of a headline figure
Probably not for
- Buyers who need deep recent-sales data to feel confident on value
- Anyone expecting a fast, high-volume market with predictable pricing
- Sellers who want a guaranteed number without regard to condition or current competition
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 28 of each year, from record-level DBAMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($360K) IS the median in the snapshot above, and the move from 2025 ($368K) IS the -2.0% one-year change.
Windows contain 1 to 47 sales each (27 in the current window); every figure carries its sample size, and thin markets swing on single closings. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Flagler County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Flagler County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
27% of homes for sale in ZIP 32164 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-28).
Recent Developments in Pine Lake
Development, infrastructure, retail, and school activity affecting Pine Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
Palm Coast OKs land sale for 36 bed rehabilitation hospital
The Palm Coast City Council, acting as the State Road 100 redevelopment agency board, approved the sale of about 8.5 acres of city owned land to Sanders Trust LLC on July 21, 2026 for a proposed 36 bed inpatient rehabilitation hospital. ClearSky Health would operate the roughly 31 million dollar facility, which must still go through standard development review and permitting before construction.
What it may mean for the marketA new inpatient rehabilitation hospital planned on former city land would add a healthcare facility along the State Road 100 commercial corridor and put an underused parcel into active use, expanding the institutional and commercial building stock. The site is about 3 miles east of Pine Lake.
Source: WFTV - July 2026Infrastructure
Flagler County advances 35 million dollar beach renourishment
Flagler County is working to award a contract for a roughly 35 million dollar beach renourishment project covering about 5.5 miles of northern county shoreline from Flagler Beach to Varn Park. The project, largely funded by state and FEMA grants, faces a tight deadline with some property easements still unsigned, and a final decision was scheduled for the August 3, 2026 commission meeting.
What it may mean for the marketA large beach renourishment effort would rebuild eroded shoreline and dune systems and help protect the coastal stretch of State Road A1A, supporting the stability of oceanfront property and public beach access. The project is about 9 miles east of Pine Lake, elsewhere in Flagler County.
Source: ClickOrlando - July 2026Development
Planning board recommends denial of 21,920 home western expansion
The Palm Coast Planning Board voted 5 to 0 on July 15, 2026 to recommend denial of future land use and zoning map amendments for the Radiant Palm Coast westward expansion, which proposes up to about 21,920 homes across roughly 20,144 acres. Board members said they wanted more detail and coordination with the county and school district, and the City Council will make the final decision.
What it may mean for the marketA planning board recommendation to deny land use and zoning changes keeps a very large western residential expansion on hold, leaving the affected land west of the city in its current designation pending further review and a City Council decision. The project is about 8 miles northwest of Pine Lake, elsewhere in Flagler County.
Source: Flagler County Buzz - July 2026Civic
Flagler County adopts one year data center moratorium
Flagler County commissioners unanimously adopted a one year moratorium on new data center siting in unincorporated areas at their July 13, 2026 meeting. Officials said the pause allows staff to develop zoning and land use standards for the emerging industry.
What it may mean for the marketA one year pause on new data center siting in unincorporated areas holds large industrial land uses in place while the county drafts zoning and land use standards, keeping the current pattern of available industrial and commercial land unchanged for now. The site is less than a mile northeast of Pine Lake.
Source: Flagler County Buzz - June 2026Development
Palm Coast approves an 82,000-square-foot warehouse complex where Alleima will expand
Palm Coast approved a two-building, 82,000-square-foot warehouse complex on 7.5 acres at 5 Commerce Boulevard in June 2026. Manufacturer Alleima will occupy one building and add 30 to 50 employees, with the second building marketed to other industrial tenants.
What it may mean for the marketNew industrial space and manufacturing jobs in Palm Coast strengthen the local employment base, a factor that can support housing demand nearby. The site is about 4 miles north of Pine Lake.
Source: FlaglerLive - June 2026Development
Palm Coast approves a 62,000-square-foot medical office building on Palm Harbor Parkway
Palm Coast also approved a two-story, 62,000-square-foot medical office building with 43 suites at 1195 Palm Harbor Parkway in June 2026. The developers project about 120 jobs when the building is fully leased.
What it may mean for the marketA new medical office complex adds healthcare capacity and professional jobs in Palm Coast, an amenity and employment factor that can support nearby housing demand. The site is about 8 miles north of Pine Lake.
Source: FlaglerLive
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Pine Lake buying strategy.
If we were buying in Pine Lake today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Lake.
A closer look at the Pine Lake market
At a median of $179 per square foot, Pine Lake prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 2% year over year. Homes that do trade take a median 92 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Pine Lake. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pine Lake buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.6). Basis: Long-Term Appreciation +213% since 2012; Recent Direction -2.0% year-over-year; Pricing Power 95.9% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community where the recent transaction record is thin, guesswork is expensive. We work Pine Lake and the wider Palm Coast market off actual comparable homes and current inventory, and we will tell you plainly when the data can't support a confident number. That candor is the point — you get a pricing conversation grounded in what's really selling, not a figure dressed up to close a deal.
Pine Lake in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Lake buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Lake sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Lake, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Lake home worth?
Get a no-obligation home value based on real comparable sales in Pine Lake, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pine Lake on the map →
Frequently Asked Questions
What is the median home price in Pine Lake?
How long do homes in Pine Lake take to sell?
Have Pine Lake home prices gone up?
Who is the best real estate agent for Pine Lake?
How do I find a top Palm Coast real estate agent who knows Pine Lake?
Can Momentum Realty connect me with an agent for Pine Lake?
Should you buy in Pine Lake?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | DBAMLS closed sales, 12-month windows ending August 28, 2026 |
| Under-contract shares | DBAMLS records, as of 2026-08-28 |
| Historical depth | Closed-sale records back to 2001 (443 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the DBAMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how Pine Lake fits the bigger picture — live prices, inventory, and Momentum Scores:
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