What $400K Buys in St. Lucie County, FL
A $400K budget buys a very different house depending on which St. Lucie County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 498 homes for sale in St. Lucie County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,789 sq ft, built 2006, at $222/sq ft; 12% of them are new construction and the median has been on the market 64 days. The most house for the money is in Palm City (2,100 sq ft median); the least in Jensen Beach (1,022 sq ft); the newest in Port St. Lucie (median build year 2015).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Port St. Lucie | 297 | 1,828 | 3 / 2 | 2015 | $221 | 9% | 54 |
| Fort Pierce | 160 | 1,824 | 3 / 2 | 2006 | $217 | 19% | 68 |
| Jensen Beach | 29 | 1,022 | 2 / 2 | 1982 | $408 | 3% | 107 |
| Palm City | 6 | 2,100 | 3 / 2 | 1985 | $180 | 0% | 116 |
| Hutchinson Island | 5 | 1,257 | 2 / 2 | 1994 | $317 | 0% | 117 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 34987 Port St. Lucie | 124 | 1,814 | 2023 | $221 | 20% |
| 34986 Port St. Lucie | 69 | 1,953 | 2004 | $205 | 1% |
| 34953 Port St. Lucie | 46 | 1,790 | 2003 | $227 | 0% |
| 34949 Fort Pierce | 41 | 1,989 | 2005 | $214 | 0% |
| 34982 Fort Pierce | 35 | 1,686 | 1992 | $242 | 34% |
| 34951 Fort Pierce | 32 | 1,824 | 2020 | $207 | 16% |
| 34983 Port St. Lucie | 30 | 1,798 | 2004 | $222 | 3% |
| 34957 Jensen Beach | 29 | 1,022 | 1982 | $408 | 3% |
| 34947 Fort Pierce | 24 | 1,726 | 2024 | $235 | 54% |
| 34952 Port St. Lucie | 17 | 1,659 | 1990 | $240 | 0% |
| 34945 Fort Pierce | 12 | 1,934 | 2022 | $199 | 0% |
| 34984 Port St. Lucie | 11 | 1,757 | 2023 | $229 | 9% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Port St Lucie | Port St. Lucie | 25 | 1,614 | 2001 |
| Indian River Estates | Fort Pierce | 21 | 1,540 | 2025 |
| Esplanade At Tradition | PORT ST LUCIE | 18 | 1,778 | 2026 |
| Tradition | Port St. Lucie | 16 | 2,001 | 2007 |
| Waterstone | Fort Pierce | 14 | 1,801 | 2024 |
| Pineapple Grove | Fort Pierce | 12 | 1,623 | 2026 |
| Cadence | Port St. Lucie | 10 | 1,754 | 2023 |
| Copper Creek | Port St. Lucie | 8 | 1,909 | 2019 |
| Harbour Isle At Hutchinson Island | Fort Pierce | 8 | 1,989 | 2005 |
| Portofino Shores | Fort Pierce | 8 | 1,999 | 2005 |
| Harbour Isle At Hutchinson Island West | Fort Pierce | 7 | 1,989 | 2006 |
| South Port St Lucie | Port St. Lucie | 7 | 1,659 | 1978 |
| Avalon Crossing | Fort Pierce | 6 | 1,724 | 2024 |
| Harbour Isle West | Fort Pierce | 6 | 1,989 | 2005 |
| Cadence Wg5D | Port St. Lucie | 5 | 1,751 | 2026 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of October 24, 2026; property mix at this price: Single-family 81%, Condo 12%, Townhouse 3%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in St. Lucie County: $300K, $500K, $750K, $1M. Back to homes for sale in St. Lucie County, FL.