What $400K Buys in St. Lucie County, FL
A $400K budget buys a very different house depending on which St. Lucie County city you point it at. This page compares every city with at least five active listings within 10% of $400K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 436 homes for sale in St. Lucie County, FL priced between $360,000 and $440,000 right now. At $400K, the typical home is 1,789 sq ft, built 2007, at $224/sq ft; 13% of them are new construction and the median has been on the market 63 days. The most house for the money is in Port St. Lucie (1,814 sq ft median); the least in Jensen Beach (904 sq ft); the newest in Fort Pierce (median build year 2019).
What $400K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Port St. Lucie | 266 | 1,814 | 3 / 2 | 2007 | $223 | 8% | 62 |
| Fort Pierce | 154 | 1,765 | 3 / 2 | 2019 | $227 | 23% | 62 |
| Jensen Beach | 7 | 904 | 2 / 2 | 1983 | $468 | 14% | 107 |
| Hutchinson Island | 5 | 1,586 | 2 / 2 | 2002 | $268 | 0% | 151 |
By ZIP code: where $400K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 34987 Port St. Lucie | 97 | 1,777 | 2023 | $225 | 19% |
| 34986 Port St. Lucie | 66 | 1,941 | 2004 | $206 | 2% |
| 34953 Port St. Lucie | 39 | 1,808 | 2005 | $221 | 5% |
| 34949 Fort Pierce | 37 | 1,989 | 2005 | $219 | 0% |
| 34951 Fort Pierce | 33 | 1,820 | 2022 | $211 | 21% |
| 34982 Fort Pierce | 30 | 1,614 | 1999 | $244 | 37% |
| 34947 Fort Pierce | 27 | 1,751 | 2022 | $235 | 52% |
| 34952 Port St. Lucie | 25 | 1,748 | 1990 | $230 | 0% |
| 34983 Port St. Lucie | 24 | 1,776 | 2004 | $235 | 0% |
| 34984 Port St. Lucie | 15 | 1,726 | 2023 | $237 | 0% |
| 34946 Fort Pierce | 10 | 1,857 | 2025 | $213 | 30% |
| 34945 Fort Pierce | 10 | 1,881 | 2023 | $209 | 10% |
Communities with the most homes near $400K
| Community | City | Homes for sale near $400K | Median sq ft | Median year built |
|---|---|---|---|---|
| Port St Lucie | Port St. Lucie | 28 | 1,562 | 2003 |
| Indian River Estates | Fort Pierce | 19 | 1,540 | 2025 |
| Waterstone | Fort Pierce | 17 | 1,783 | 2025 |
| Pineapple Grove | Fort Pierce | 12 | 1,623 | 2026 |
| South Port St Lucie | Port St. Lucie | 10 | 1,740 | 1980 |
| Tradition | Port St. Lucie | 9 | 2,000 | 2007 |
| Cadence | Port St. Lucie | 8 | 1,714 | 2023 |
| Copper Creek | Port St. Lucie | 6 | 1,909 | 2019 |
| Avalon Crossing | Fort Pierce | 6 | 1,724 | 2023 |
| Lakeforest At St Lucie West | Port St. Lucie | 6 | 1,985 | 2003 |
| Harbour Isle At Hutchinson Island | Fort Pierce | 6 | 1,989 | 2005 |
| Portofino Shores | Fort Pierce | 6 | 1,976 | 2005 |
| Celebration Pointe | FORT PIERCE | 5 | 1,812 | 2022 |
| Lake Charles | Port St. Lucie | 5 | 1,889 | 1997 |
| Harbour Isle West | Fort Pierce | 5 | 1,989 | 2005 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $400K ($360,000–$440,000) as of September 15, 2026; property mix at this price: Single-family 83%, Condo 10%, Townhouse 2%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in St. Lucie County: $300K, $500K, $750K, $1M. Back to homes for sale in St. Lucie County, FL.